Cost of Living Comparison Between Phan Thiet and Ubud, Bali Cost of Living Comparison Between Phan Thiet and Ubud, Bali

Monthly Cost of Living

A single person spends $642 per month in Phan Thiet vs $1,392 in Ubud, Bali, rent included.

A couple spends around $991 per month in Phan Thiet vs $2,557 in Ubud, Bali, rent included.

A family of three spends $1,341 per month in Phan Thiet vs $3,723 in Ubud, Bali, rent included.

Phan Thiet is about 54% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Phan Thiet sits 52% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.63 ₫69.3K

$3.57 Rp 64.6K

-26.33%

Three-Course Dinner for Two, Mid-Range

$21.32 ₫561.2K

$32.32 Rp 584.4K

-34.03%

Fast Food Meal (McDonalds, etc)

$3.85 ₫101.4K

$5.01 Rp 90.5K

-23.15%

Cappuccino

$1.03 ₫27.0K

$2.82 Rp 51.1K

-63.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₫10.8K

$1.35 Rp 24.4K

-69.63%

Water (0.33 liter bottle)

$0.24 ₫6,328

$0.73 Rp 13.2K

-67.12%

Local Beer (0.5 liter draught)

$0.57 ₫15.0K

$2.93 Rp 53.0K

-80.55%

Imported Beer (0.33 liter bottle)

$1.12 ₫29.5K

$3.94 Rp 71.2K

-71.57%

Milk (1 liter)

$1.28 ₫33.6K

$1.78 Rp 32.2K

-28.09%

White Bread (500g)

$0.40 ₫10.4K

$2.45 Rp 44.3K

-83.67%

Rice (white) (1kg)

$0.97 ₫25.6K

$1.15 Rp 20.8K

-15.65%

Eggs

$1.12 ₫29.6K

$2.41 Rp 43.7K

-53.53%

Local Cheese (1kg)

$15.29 ₫402.5K

$14.33 Rp 259.1K

6.70%

Chicken Fillets (1kg)

$3.15 ₫82.9K

$4.19 Rp 75.7K

-24.82%

Beef Round Steak (1kg)

$8.51 ₫224.1K

$12.06 Rp 218.1K

-29.44%

Apples (1kg)

$1.81 ₫47.6K

$3.64 Rp 65.8K

-50.27%

Banana (1kg)

$0.75 ₫19.7K

$1.57 Rp 28.3K

-52.23%

Oranges (1kg)

$1.35 ₫35.6K

$2.79 Rp 50.4K

-51.61%

Tomato (1kg)

$0.97 ₫25.7K

$2.24 Rp 40.5K

-56.70%

Potato (1kg)

$0.62 ₫16.3K

$1.98 Rp 35.8K

-68.69%

Onion (1kg)

$0.61 ₫16.2K

$2.28 Rp 41.2K

-73.25%

Lettuce (1 head)

$0.56 ₫14.7K

$1.05 Rp 19.1K

-46.67%

Water (1.5 liter bottle)

$0.49 ₫12.8K

$0.79 Rp 14.2K

-37.97%

Cigarettes 20 Pack (Marlboro, Camel)

$1.52 ₫39.9K

$3.19 Rp 57.7K

-52.35%

Wine (Bottle)

$9.67 ₫254.6K

$23.49 Rp 424.8K

-58.83%

Local Beer (0.5 liter bottle)

$0.37 ₫9,628

$2.90 Rp 52.4K

-87.24%

Imported Beer (0.33 liter bottle)

$1.48 ₫38.9K

$2.76 Rp 49.8K

-46.38%

One-way Ticket (Public Transport)

$0.32 ₫8,347

$0.27 Rp 4,821

18.52%

Public Transport Monthly Pass (Regular Price)

$6.54 ₫172.2K

$8.37 Rp 151.3K

-21.86%

Taxi Start (Normal Tariff)

$0.39 ₫10.4K

$0.45 Rp 8,180

-13.33%

Taxi (Normal Tariff) (1km)

$0.61 ₫16.1K

$0.46 Rp 8,311

32.61%

Taxi 1hour Waiting (Normal Tariff)

$2.80 ₫73.7K

$6.07 Rp 109.7K

-53.87%

Gasoline (1 liter)

$0.85 ₫22.4K

$0.86 Rp 15.6K

-1.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ₫550.2M

$26.6K Rp 480.7M

-21.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.5K ₫1.0B

$32.5K Rp 588.6M

21.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$43.37 ₫1.1M

$79.0 Rp 1.4M

-45.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.91 ₫155.5K

$4.09 Rp 74.0K

44.50%

Internet (50+ Mbps, Unlimited Data)

$9.01 ₫237.1K

$23.85 Rp 431.2K

-62.22%

Gym Membership (Monthly)

$21.41 ₫563.5K

$98.8 Rp 1.8M

-78.33%

Tennis Court (1 Hour on Weekend)

$7.59 ₫199.9K

$6.35 Rp 114.9K

19.53%

Cinema Ticket

$2.96 ₫77.8K

$4.01 Rp 72.5K

-26.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$291 ₫7.7M

$297 Rp 5.4M

-2.03%

International Primary School, 1 Child (Yearly)

$11.7K ₫307.8M

$6,602 Rp 119.4M

77.11%

Jeans (Levis 501 Or Similar)

$23.30 ₫613.3K

$53.4 Rp 966.0K

-56.39%

Summer Dress (H&M, Zara, etc)

$23.03 ₫606.2K

$38.11 Rp 689.2K

-39.57%

Sport Shoes (Adidas, Nike)

$38.60 ₫1.0M

$88.7 Rp 1.6M

-56.46%

Men's Leather Business Shoes

$56.7 ₫1.5M

$76.6 Rp 1.4M

-26.04%

1-bedroom Apartment, City Center (Monthly)

$353 ₫9.3M

$1,020 Rp 18.4M

-65.39%

1-bedroom Apartment, Outside City Center (Monthly)

$246 ₫6.5M

$680 Rp 12.3M

-63.78%

3-bedroom Apartment, City Center (Monthly)

$684 ₫18.0M

$3,469 Rp 62.7M

-80.28%

3-bedroom Apartment, Outside City Center (Monthly)

$462 ₫12.2M

$2,090 Rp 37.8M

-77.88%

Buy Apartment in City Center (m2)

$2,689 ₫70.8M

$2,729 Rp 49.3M

-1.47%

Buy Apartment Outside City Center (m2)

$1,172 ₫30.8M

$2,295 Rp 41.5M

-48.96%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.1

13.28

-31.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phan Thiet: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $353 in Phan Thiet versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $21.00 in Phan Thiet versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $171 vs $298 – making Phan Thiet the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phan Thiet vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $642 in Phan Thiet, $1,392 in Ubud, Bali – roughly 117% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $962 per month in Phan Thiet and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phan Thiet, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $291 per month in Phan Thiet and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 74% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Phan Thiet, where all-in costs run around $642, than in Ubud, Bali at $1,392. In Phan Thiet it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $642 in Phan Thiet to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Phan Thiet. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.