Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Phan Thiet

For one person, living is cheaper in Phan Thiet: $658 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
32

Cost of Living Index in Phan Thiet
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Phan Thiet Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Phan Thiet

🇻🇳 Vietnam

$658

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Phan Thiet

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Phan Thiet actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $658 in Phan Thiet, rent included.

Ubud, Bali $1,349
Phan Thiet $658

A couple spends around $2,305 per month in Ubud, Bali vs $1,085 in Phan Thiet, rent included.

Ubud, Bali $2,305
Phan Thiet $1,085

A family of three spends $3,261 per month in Ubud, Bali vs $1,512 in Phan Thiet, rent included.

Ubud, Bali $3,261
Phan Thiet $1,512

Ubud, Bali costs about 105% more than Phan Thiet, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$2.63 ₫68.0K

26.24%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$23.07 ₫596.4K

54.49%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$4.60 ₫118.8K

20.22%

Cappuccino

$2.72 Rp 49.4K

$0.61 ₫15.7K

345.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.40 ₫10.3K

325.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.21 ₫5,419

261.90%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$0.61 ₫15.7K

334.43%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$1.22 ₫31.6K

259.02%

Milk (1 liter)

$1.49 Rp 27.1K

$1.34 ₫34.6K

11.19%

White Bread (500g)

$2.28 Rp 41.4K

$0.37 ₫9,630

516.22%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.96 ₫24.8K

23.96%

Eggs

$2.04 Rp 37.0K

$1.13 ₫29.2K

80.53%

Local Cheese (1kg)

$17.70 Rp 321.9K

$12.32 ₫318.4K

43.67%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$3.14 ₫81.2K

26.11%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$8.35 ₫215.9K

45.99%

Apples (1kg)

$3.66 Rp 66.5K

$1.95 ₫50.4K

87.69%

Banana (1kg)

$1.52 Rp 27.6K

$0.80 ₫20.7K

90.00%

Oranges (1kg)

$2.23 Rp 40.5K

$1.08 ₫27.9K

106.48%

Tomato (1kg)

$1.97 Rp 35.9K

$1.24 ₫32.1K

58.87%

Potato (1kg)

$1.85 Rp 33.6K

$0.81 ₫21.0K

128.40%

Onion (1kg)

$2.42 Rp 44.1K

$0.72 ₫18.7K

236.11%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.60 ₫15.4K

65.00%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.55 ₫14.2K

-7.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$1.57 ₫40.7K

41.40%

Wine (Bottle)

$22.24 Rp 404.4K

$9.75 ₫252.1K

128.10%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.41 ₫10.5K

451.22%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.53 ₫39.6K

94.12%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.29 ₫7,368

-13.79%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$6.35 ₫164.3K

23.15%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$0.59 ₫15.3K

-25.42%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.60 ₫15.4K

-28.33%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$2.17 ₫56.2K

149.31%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.92 ₫23.7K

-10.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$31.1K ₫803.4M

-23.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$28.2K ₫728.1M

12.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$43.05 ₫1.1M

83.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$6.41 ₫165.8K

0.62%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$9.43 ₫243.8K

97.03%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$20.55 ₫531.2K

140.78%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$7.78 ₫201.1K

126.86%

Cinema Ticket

$4.27 Rp 77.7K

$1.88 ₫48.6K

127.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$213 ₫5.5M

130.64%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$3,840 ₫99.3M

47.77%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$22.83 ₫590.1K

95.53%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$23.47 ₫606.6K

48.91%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$38.53 ₫996.2K

107.37%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$59.1 ₫1.5M

34.29%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$479 ₫12.4M

134.60%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$284 ₫7.3M

136.79%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$810 ₫20.9M

340.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$629 ₫16.3M

174.02%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$2,217 ₫57.3M

23.24%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,316 ₫34.0M

73.53%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.28

66.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Phan Thiet: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Phan Thiet

$284 43.1% 57.8% $388

Groceries & Markets

Ubud, Bali

$288 21.4%

Phan Thiet

$166 25.2% 42.6% $123

Eating Out

Ubud, Bali

$108 8%

Phan Thiet

$50 7.6% 53.5% $58

Clothing & Footwear

Ubud, Bali

$108 8%

Phan Thiet

$65 9.8% 39.7% $43

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Phan Thiet

$59 9% 43.4% $45

Sport & Entertainment

Ubud, Bali

$58 4.3%

Phan Thiet

$24 3.7% 58.1% $34

Getting Around

Ubud, Bali

$11 0.9%

Phan Thiet

$11 1.7% 3.1% $0.3

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $479 in Phan Thiet. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $23 in Phan Thiet. Monthly groceries follow the same trend: $288 vs $166 – making Phan Thiet the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇻🇳 Phan Thiet

🕒 Local time

12:02 12:02 PM

11:02 11:02 AM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

255,000

💱 Currency

Indonesian Rupiah IDR Rp

Vietnamese Dong VND ₫

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100,000 VND = 3.87 USD

100,000 VND = 3.47 EUR

Exchange rates and currency converter

VND, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Vietnamese Dong exchange rates as of October 29, 2026: 1 USD = 25,852 VND (100,000 VND = 3.87 USD). 1 EUR = 28,779 VND (100,000 VND = 3.47 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Phan Thiet 2,300 km ≈ 3 h 30 min nonstop flight

From you

Ubud, Bali
Phan Thiet

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Phan Thiet: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $658 in Phan Thiet – Phan Thiet comes out roughly 51% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $987 in Phan Thiet. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Phan Thiet, especially for central apartments: a one-bedroom in the center costs $479 there versus $1,125 in Ubud, Bali.

Kindergarten costs $491 per month in Ubud, Bali and $213 in Phan Thiet. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 74% more in Ubud, Bali, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Phan Thiet, where all-in costs run around $658, than in Ubud, Bali at $1,349. In Phan Thiet it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Phan Thiet – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Phan Thiet is the easier option financially – housing and daily costs are lower, and overall it costs about 51% less, which matters a lot on a fixed budget or early-career salary.