Cost of Living Comparison Between Penticton and Ubud, Bali Cost of Living Comparison Between Penticton and Ubud, Bali

Monthly Cost of Living

A single person spends $2,051 per month in Penticton vs $1,396 in Ubud, Bali, rent included.

A couple spends around $3,152 per month in Penticton vs $2,334 in Ubud, Bali, rent included.

A family of three spends $4,253 per month in Penticton vs $3,273 in Ubud, Bali, rent included.

Penticton costs about 47% more than Ubud, Bali, driven mainly by Eating Out.

Both Penticton and Ubud, Bali sit above the global median – Penticton by 49%, Ubud, Bali by 2%.

Currency
🍽 Eating Out
Penticton
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.17 CA$19.60
$3.37 Rp 59.5K
320.47%
Three-Course Dinner for Two, Mid-Range
$61.8 CA$85.5
$38.59 Rp 680.3K
60.15%
Fast Food Meal (McDonalds, etc)
$10.26 CA$14.20
$5.52 Rp 97.3K
85.87%
Cappuccino
$3.87 CA$5.36
$2.64 Rp 46.6K
46.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.90 CA$2.63
$1.67 Rp 29.5K
13.77%
Water (0.33 liter bottle)
$1.88 CA$2.60
$0.77 Rp 13.6K
144.16%
Local Beer (0.5 liter draught)
$4.91 CA$6.79
$2.63 Rp 46.4K
86.69%
Imported Beer (0.33 liter bottle)
$7.76 CA$10.74
$4.28 Rp 75.5K
81.31%
🛒 Groceries & Markets
Penticton
Ubud, Bali
Difference
Milk (1 liter)
$2.98 CA$4.12
$1.55 Rp 27.3K
92.26%
White Bread (500g)
$2.21 CA$3.05
$2.22 Rp 39.2K
-0.45%
Rice (white) (1kg)
$6.13 CA$8.48
$1.13 Rp 19.8K
442.48%
Eggs
$4.24 CA$5.87
$2.09 Rp 36.8K
102.87%
Local Cheese (1kg)
$8.77 CA$12.14
$17.39 Rp 306.6K
-49.57%
Chicken Fillets (1kg)
$10.76 CA$14.89
$3.87 Rp 68.2K
178.04%
Beef Round Steak (1kg)
$16.47 CA$22.79
$12.55 Rp 221.2K
31.24%
Apples (1kg)
$5.12 CA$7.08
$3.62 Rp 63.8K
41.44%
Banana (1kg)
$2.28 CA$3.16
$1.56 Rp 27.5K
46.15%
Oranges (1kg)
$5.05 CA$6.99
$2.35 Rp 41.5K
114.89%
Tomato (1kg)
$4.65 CA$6.44
$2.06 Rp 36.2K
125.73%
Potato (1kg)
$3.75 CA$5.19
$1.90 Rp 33.5K
97.37%
Onion (1kg)
$3.46 CA$4.79
$2.34 Rp 41.2K
47.86%
Lettuce (1 head)
$2.71 CA$3.75
$1.03 Rp 18.2K
163.11%
Water (1.5 liter bottle)
$1.93 CA$2.67
$0.55 Rp 9,779
250.91%
Cigarettes 20 Pack (Marlboro, Camel)
$13.14 CA$18.19
$2.25 Rp 39.7K
484.00%
Wine (Bottle)
$12.59 CA$17.42
$23.81 Rp 419.7K
-47.12%
Local Beer (0.5 liter bottle)
$4.82 CA$6.67
$2.31 Rp 40.8K
108.66%
Imported Beer (0.33 liter bottle)
$5.87 CA$8.12
$2.80 Rp 49.4K
109.64%
🚌 Getting Around
Penticton
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.59 CA$2.20
$0.27 Rp 4,802
488.89%
Public Transport Monthly Pass (Regular Price)
$32.19 CA$44.54
$8.66 Rp 152.7K
271.71%
Taxi Start (Normal Tariff)
$2.35 CA$3.26
$0.48 Rp 8,489
389.58%
Taxi (Normal Tariff) (1km)
$1.83 CA$2.53
$0.45 Rp 7,863
306.67%
Taxi 1hour Waiting (Normal Tariff)
$38.64 CA$53.5
$5.72 Rp 100.8K
575.52%
Gasoline (1 liter)
$1.22 CA$1.69
$0.76 Rp 13.4K
60.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.7K CA$39.7K
$24.5K Rp 431.6M
17.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K CA$26.8K
$32.1K Rp 566.3M
-39.68%
🧾 Monthly Utilities & Internet
Penticton
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$90.6 CA$125
$83.6 Rp 1.5M
8.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$47.72 CA$66.0
$6.46 Rp 113.8K
638.70%
Internet (50+ Mbps, Unlimited Data)
$61.3 CA$84.8
$18.99 Rp 334.8K
222.54%
🎉 Sport & Entertainment
Penticton
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.19 CA$58.4
$56.0 Rp 986.8K
-24.62%
Tennis Court (1 Hour on Weekend)
$7.15 CA$9.89
$18.62 Rp 328.2K
-61.60%
Cinema Ticket
$11.51 CA$15.93
$4.28 Rp 75.5K
168.93%
🧸 Childcare & Education
Penticton
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$487 Rp 8.6M
-
International Primary School, 1 Child (Yearly)
$6,789 CA$9,394
$5,856 Rp 103.2M
15.94%
👕👟 Clothing & Footwear
Penticton
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$39.09 CA$54.1
$45.56 Rp 803.2K
-14.20%
Summer Dress (H&M, Zara, etc)
$33.88 CA$46.87
$36.38 Rp 641.4K
-6.87%
Sport Shoes (Adidas, Nike)
$79.8 CA$110
$82.0 Rp 1.4M
-2.64%
Men's Leather Business Shoes
$146 CA$203
$80.4 Rp 1.4M
82.03%
🏠 Accommodation & Living
Penticton
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,175 CA$1,625
$1,117 Rp 19.7M
5.19%
1-bedroom Apartment, Outside City Center (Monthly)
$915 CA$1,267
$701 Rp 12.4M
30.56%
3-bedroom Apartment, City Center (Monthly)
$1,868 CA$2,585
$3,537 Rp 62.4M
-47.18%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 CA$2,384
$1,762 Rp 31.1M
-2.22%
Buy Apartment in City Center (m2)
$2,680 CA$3,708
$2,826 Rp 49.8M
-5.18%
Buy Apartment Outside City Center (m2)
$3,129 CA$4,329
$2,292 Rp 40.4M
36.52%
💵 Salaries & Financials
Penticton
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,902 CA$4,015
$170 Rp 3.0M
1609.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.75
13.78
-65.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Penticton: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,175 in Penticton versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1609% higher in Penticton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62.0 in Penticton versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $419 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Penticton vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Penticton and in Ubud, Bali compare overall?
Monthly costs with rent: $2,051 in Penticton, $1,396 in Ubud, Bali – roughly 47% apart. Penticton costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Penticton compared to Ubud, Bali?
For a comfortable life, plan on about $3,077 per month in Penticton and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Penticton and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Penticton and in Ubud, Bali?
Public transport costs about 272% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper grocery shopping?
Groceries cost about 43% more in Penticton, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Penticton at $2,051. In Ubud, Bali it covers expenses comfortably, while in Penticton it requires careful planning or may not stretch far enough.
How does quality of life compare between Penticton and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,396 in Ubud, Bali to $2,051 in Penticton. Climate, culture, job market, and personal taste all factor in.
Is Penticton or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Penticton and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Penticton makes more sense. Both are solid long-term options with distinct trade-offs.

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