Last update: Oct 2026

Cost of Living Comparison Between Penticton and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,999 in Penticton, rent and utilities included – about $7,800 less a year. Other living expenses account for most of the difference.

97

Cost of Living Index in Penticton
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Penticton Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Penticton

🇨🇦 Canada

$1,999

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Penticton and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Penticton and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,999 per month in Penticton vs $1,353 in Ubud, Bali, rent included.

Penticton $1,999
Ubud, Bali $1,353

A couple spends around $3,109 per month in Penticton vs $2,297 in Ubud, Bali, rent included.

Penticton $3,109
Ubud, Bali $2,297

A family of three spends $4,220 per month in Penticton vs $3,241 in Ubud, Bali, rent included.

Penticton $4,220
Ubud, Bali $3,241

Penticton costs about 48% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Penticton and Ubud, Bali sit above the global median – Penticton by 48%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$14.41 CA$20.37

$3.23 Rp 58.1K

346.13%

Three-Course Dinner for Two, Mid-Range

$59.7 CA$84.4

$34.88 Rp 627.8K

71.07%

Fast Food Meal (McDonalds, etc)

$10.16 CA$14.36

$5.70 Rp 102.5K

78.25%

Cappuccino

$3.77 CA$5.33

$2.62 Rp 47.1K

43.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.79 CA$2.53

$1.72 Rp 31.0K

4.07%

Water (0.33 liter bottle)

$1.85 CA$2.61

$0.81 Rp 14.6K

128.40%

Local Beer (0.5 liter draught)

$4.94 CA$6.98

$2.65 Rp 47.7K

86.42%

Imported Beer (0.33 liter bottle)

$8.03 CA$11.35

$4.37 Rp 78.6K

83.75%

Milk (1 liter)

$2.95 CA$4.17

$1.57 Rp 28.3K

87.90%

White Bread (500g)

$2.25 CA$3.18

$2.19 Rp 39.5K

2.74%

Rice (white) (1kg)

$6.27 CA$8.87

$1.18 Rp 21.2K

431.36%

Eggs

$4.01 CA$5.67

$2.16 Rp 38.8K

85.65%

Local Cheese (1kg)

$8.41 CA$11.89

$17.65 Rp 317.7K

-52.35%

Chicken Fillets (1kg)

$10.35 CA$14.63

$3.78 Rp 68.0K

173.81%

Beef Round Steak (1kg)

$16.15 CA$22.83

$11.95 Rp 215.1K

35.15%

Apples (1kg)

$5.28 CA$7.47

$3.60 Rp 64.8K

46.67%

Banana (1kg)

$2.25 CA$3.18

$1.59 Rp 28.6K

41.51%

Oranges (1kg)

$5.11 CA$7.23

$2.31 Rp 41.6K

121.21%

Tomato (1kg)

$4.56 CA$6.44

$1.91 Rp 34.3K

138.74%

Potato (1kg)

$3.67 CA$5.18

$1.78 Rp 32.1K

106.18%

Onion (1kg)

$3.51 CA$4.96

$2.33 Rp 41.9K

50.64%

Lettuce (1 head)

$2.64 CA$3.73

$1.00 Rp 18.0K

164.00%

Water (1.5 liter bottle)

$1.89 CA$2.67

$0.53 Rp 9,509

256.60%

Cigarettes 20 Pack (Marlboro, Camel)

$13.12 CA$18.55

$2.29 Rp 41.1K

472.93%

Wine (Bottle)

$12.45 CA$17.60

$22.07 Rp 397.3K

-43.59%

Local Beer (0.5 liter bottle)

$4.72 CA$6.67

$2.35 Rp 42.2K

100.85%

Imported Beer (0.33 liter bottle)

$5.59 CA$7.90

$2.98 Rp 53.6K

87.58%

One-way Ticket (Public Transport)

$1.60 CA$2.27

$0.23 Rp 4,112

595.65%

Public Transport Monthly Pass (Regular Price)

$31.56 CA$44.61

$8.90 Rp 160.2K

254.61%

Taxi Start (Normal Tariff)

$2.32 CA$3.28

$0.47 Rp 8,466

393.62%

Taxi (Normal Tariff) (1km)

$1.75 CA$2.48

$0.43 Rp 7,737

306.98%

Taxi 1hour Waiting (Normal Tariff)

$37.47 CA$53.0

$5.47 Rp 98.4K

585.01%

Gasoline (1 liter)

$1.20 CA$1.69

$0.83 Rp 14.9K

44.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K CA$36.7K

$23.9K Rp 429.8M

8.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.6K

$32.8K Rp 590.1M

-40.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.8 CA$125

$80.0 Rp 1.4M

10.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.32 CA$66.9

$6.56 Rp 118.1K

621.34%

Internet (50+ Mbps, Unlimited Data)

$59.8 CA$84.6

$18.60 Rp 334.8K

221.61%

Gym Membership (Monthly)

$40.00 CA$56.6

$54.1 Rp 974.1K

-26.09%

Tennis Court (1 Hour on Weekend)

$7.11 CA$10.05

$18.28 Rp 329.0K

-61.11%

Cinema Ticket

$10.81 CA$15.29

$4.25 Rp 76.5K

154.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$6,679 CA$9,442

$5,597 Rp 100.7M

19.33%

Jeans (Levis 501 Or Similar)

$39.41 CA$55.7

$45.58 Rp 820.4K

-13.54%

Summer Dress (H&M, Zara, etc)

$33.33 CA$47.11

$34.96 Rp 629.4K

-4.66%

Sport Shoes (Adidas, Nike)

$76.9 CA$109

$77.7 Rp 1.4M

-1.00%

Men's Leather Business Shoes

$148 CA$209

$78.5 Rp 1.4M

88.22%

1-bedroom Apartment, City Center (Monthly)

$1,181 CA$1,669

$1,131 Rp 20.4M

4.35%

1-bedroom Apartment, Outside City Center (Monthly)

$900 CA$1,272

$673 Rp 12.1M

33.69%

3-bedroom Apartment, City Center (Monthly)

$2,010 CA$2,841

$3,613 Rp 65.0M

-44.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,719 CA$2,430

$1,702 Rp 30.6M

1.02%

Buy Apartment in City Center (m2)

$2,659 CA$3,759

$2,717 Rp 48.9M

-2.14%

Buy Apartment Outside City Center (m2)

$3,027 CA$4,279

$2,241 Rp 40.3M

35.07%

Average Monthly Net Salary (After Tax)

$3,054 CA$4,318

$166 Rp 3.0M

1735.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.75

13.78

-65.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Penticton: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Penticton

$900 45%

Ubud, Bali

$673 49.7% 25.2% $227

Groceries & Markets

Penticton

$413 20.6%

Ubud, Bali

$287 21.2% 30.4% $125

Eating Out

Penticton

$246 12.3%

Ubud, Bali

$106 7.9% 56.8% $140

Monthly Utilities & Internet

Penticton

$196 9.8%

Ubud, Bali

$105 7.8% 46.3% $91

Clothing & Footwear

Penticton

$134 6.7%

Ubud, Bali

$107 7.9% 20.4% $27

Sport & Entertainment

Penticton

$62 3.1%

Ubud, Bali

$63 4.6% 1.6% $1

Getting Around

Penticton

$49 2.5%

Ubud, Bali

$12 0.9% 74.7% $37

Cost Breakdown

A central one-bedroom costs $1,181 in Penticton versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1736% higher in Penticton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60.0 in Penticton versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $413 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇨🇦 Penticton

🇮🇩 Ubud, Bali

🕒 Local time

04:38 4:38 AM

19:38 7:38 PM

15 h ahead of Penticton

🌤 Weather

👥 Population

43,313

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Penticton Ubud, Bali 13,210 km ≈ 17 h nonstop flight

From you

Penticton
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Penticton vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,999 in Penticton, $1,353 in Ubud, Bali – roughly 48% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,998 per month in Penticton and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 255% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 44% more in Penticton, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Penticton at $1,999. In Ubud, Bali it covers expenses comfortably, while in Penticton it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $1,999 in Penticton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Penticton makes more sense. Both are solid long-term options with distinct trade-offs.