Cost of Living Comparison Between Ubud, Bali and Penticton Cost of Living Comparison Between Ubud, Bali and Penticton

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $2,120 in Penticton, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $3,099 in Penticton, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $4,077 in Penticton, rent included.

Ubud, Bali is about 33% cheaper than Penticton, driven mainly by Eating Out.

Both Ubud, Bali and Penticton sit above the global median – Ubud, Bali by 6%, Penticton by 58%.

Currency
🍽 Eating Out
Ubud, Bali
Penticton
Difference
Meal at Budget Restaurant
$3.56 Rp 64.3K
$14.92 CA$20.75
-76.14%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 590.3K
$47.11 CA$65.5
-30.52%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 89.2K
$8.69 CA$12.09
-43.04%
Cappuccino
$2.71 Rp 48.9K
$3.88 CA$5.40
-30.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.2K
$2.01 CA$2.79
-33.33%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$1.76 CA$2.45
-60.23%
Local Beer (0.5 liter draught)
$2.92 Rp 52.7K
$5.07 CA$7.06
-42.41%
Imported Beer (0.33 liter bottle)
$3.96 Rp 71.4K
$7.98 CA$11.09
-50.38%
🛒 Groceries & Markets
Ubud, Bali
Penticton
Difference
Milk (1 liter)
$1.81 Rp 32.6K
$2.55 CA$3.54
-29.02%
White Bread (500g)
$2.52 Rp 45.4K
$2.35 CA$3.27
7.23%
Rice (white) (1kg)
$1.16 Rp 20.9K
$7.93 CA$11.02
-85.37%
Eggs
$2.46 Rp 44.4K
$3.92 CA$5.45
-37.24%
Local Cheese (1kg)
$14.71 Rp 265.3K
$11.27 CA$15.68
30.52%
Chicken Fillets (1kg)
$4.32 Rp 77.9K
$11.58 CA$16.10
-62.69%
Beef Round Steak (1kg)
$12.14 Rp 218.9K
$13.87 CA$19.29
-12.47%
Apples (1kg)
$3.84 Rp 69.3K
$4.70 CA$6.54
-18.30%
Banana (1kg)
$1.56 Rp 28.1K
$1.31 CA$1.83
19.08%
Oranges (1kg)
$2.83 Rp 51.1K
$5.85 CA$8.14
-51.62%
Tomato (1kg)
$2.33 Rp 41.9K
$3.82 CA$5.31
-39.01%
Potato (1kg)
$1.91 Rp 34.5K
$4.18 CA$5.81
-54.31%
Onion (1kg)
$2.20 Rp 39.7K
$3.08 CA$4.29
-28.57%
Lettuce (1 head)
$1.01 Rp 18.3K
$2.67 CA$3.71
-62.17%
Water (1.5 liter bottle)
$0.78 Rp 14.0K
$2.08 CA$2.90
-62.50%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.8K
$13.46 CA$18.72
-75.33%
Wine (Bottle)
$23.74 Rp 428.0K
$12.86 CA$17.89
84.60%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.3K
$4.27 CA$5.93
-34.66%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.6K
$3.93 CA$5.46
-27.23%
🚌 Getting Around
Ubud, Bali
Penticton
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,848
$1.71 CA$2.38
-84.21%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 144.8K
$33.46 CA$46.53
-76.00%
Taxi Start (Normal Tariff)
$0.46 Rp 8,230
$2.54 CA$3.54
-81.89%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,116
$1.59 CA$2.22
-71.70%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.9K
$25.49 CA$35.45
-76.07%
Gasoline (1 liter)
$0.79 Rp 14.3K
$1.24 CA$1.72
-36.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 471.6M
$24.5K CA$34.1K
6.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 579.2M
$20.4K CA$28.4K
57.11%
🧾 Monthly Utilities & Internet
Ubud, Bali
Penticton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$103 CA$144
-22.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 73.3K
$59.1 CA$82.3
-93.13%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 424.1K
$70.1 CA$97.4
-66.42%
🎉 Sport & Entertainment
Ubud, Bali
Penticton
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$46.35 CA$64.5
112.94%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 119.6K
$7.34 CA$10.21
-9.67%
Cinema Ticket
$4.15 Rp 74.8K
$11.53 CA$16.03
-64.01%
🧸 Childcare & Education
Ubud, Bali
Penticton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.5M
$533 CA$741
-42.95%
International Primary School, 1 Child (Yearly)
$6,613 Rp 119.3M
$8,242 CA$11.5K
-19.76%
👕👟 Clothing & Footwear
Ubud, Bali
Penticton
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 1.0M
$40.24 CA$56.0
38.02%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 690.9K
$34.76 CA$48.34
10.21%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$83.8 CA$117
5.72%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$103 CA$144
-24.76%
🏠 Accommodation & Living
Ubud, Bali
Penticton
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.1M
$1,074 CA$1,494
-6.31%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.2M
$986 CA$1,372
-31.54%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 62.1M
$1,722 CA$2,394
99.92%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.8M
$1,576 CA$2,192
29.40%
Buy Apartment in City Center (m2)
$2,841 Rp 51.2M
$2,707 CA$3,764
4.97%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.8M
$3,124 CA$4,345
-27.54%
💵 Salaries & Financials
Ubud, Bali
Penticton
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$2,922 CA$4,064
-94.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.32
110.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Penticton: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $1,074 in Penticton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1668% higher in Penticton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $47.00 in Penticton. Monthly groceries follow the same trend: $302 vs $413 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Penticton: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and Penticton compare overall?
Monthly costs with rent: $1,419 in Ubud, Bali, $2,120 in Penticton – roughly 49% apart. Penticton costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Penticton?
For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $3,180 in Penticton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Penticton?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What is the difference in childcare costs between Ubud, Bali and Penticton?
Kindergarten costs $304 per month in Ubud, Bali and $533 in Penticton. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 37% more in Penticton, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Penticton at $2,120. In Ubud, Bali it covers expenses comfortably, while in Penticton it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Penticton?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $2,120 in Penticton. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Penticton safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Penticton?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Penticton makes more sense. Both are solid long-term options with distinct trade-offs.

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