Last update: Oct 2026

Cost of Living Comparison Between Pensacola, FL and Lisbon

For one person, living is cheaper in Lisbon: $2,223 a month against $2,610 in Pensacola, FL, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

128

Cost of Living Index in Pensacola, FL
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Pensacola, FL Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Pensacola, FL

🇺🇸 United States

$2,610

/mo nomad

Lisbon

🇵🇹 Portugal

$2,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Pensacola, FL and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pensacola, FL and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Pensacola, FL versus $2,223 in Lisbon.

Pensacola, FL $2,610
Lisbon $2,223

Estimated couple costs with rent: $3,731 in Pensacola, FL versus $3,271 in Lisbon.

Pensacola, FL $3,731
Lisbon $3,271

Monthly costs for a family of three with rent: $4,853 in Pensacola, FL versus $4,319 in Lisbon.

Pensacola, FL $4,853
Lisbon $4,319

Living in Pensacola, FL is roughly 17% more expensive than in Lisbon, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Pensacola, FL 93% above, Lisbon 65% above.

Meal at Budget Restaurant

$18.73 $18.73

$16.50 €14.67

13.52%

Three-Course Dinner for Two, Mid-Range

$54.5 $54.5

$61.3 €54.5

-11.00%

Fast Food Meal (McDonalds, etc)

$12.08 $12.08

$11.27 €10.03

7.19%

Cappuccino

$5.43 $5.43

$3.06 €2.72

77.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.99 $2.99

$2.26 €2.01

32.30%

Water (0.33 liter bottle)

$2.17 $2.17

$1.73 €1.54

25.43%

Local Beer (0.5 liter draught)

$4.89 $4.89

$3.39 €3.02

44.25%

Imported Beer (0.33 liter bottle)

$6.98 $6.98

$3.40 €3.02

105.29%

Milk (1 liter)

$0.87 $0.87

$1.12 €1.00

-22.32%

White Bread (500g)

$3.45 $3.45

$1.86 €1.65

85.48%

Rice (white) (1kg)

$2.71 $2.71

$1.53 €1.36

77.12%

Eggs

$3.14 $3.14

$3.96 €3.53

-20.71%

Local Cheese (1kg)

$10.67 $10.67

$12.76 €11.35

-16.38%

Chicken Fillets (1kg)

$11.52 $11.52

$7.90 €7.02

45.82%

Beef Round Steak (1kg)

$14.13 $14.13

$16.97 €15.09

-16.74%

Apples (1kg)

$3.97 $3.97

$2.27 €2.02

74.89%

Banana (1kg)

$1.52 $1.52

$1.75 €1.55

-13.14%

Oranges (1kg)

$2.73 $2.73

$1.85 €1.64

47.57%

Tomato (1kg)

$4.27 $4.27

$2.57 €2.28

66.15%

Potato (1kg)

$3.24 $3.24

$1.86 €1.65

74.19%

Onion (1kg)

$2.76 $2.76

$2.02 €1.80

36.63%

Lettuce (1 head)

$2.16 $2.16

$1.44 €1.28

50.00%

Water (1.5 liter bottle)

$2.18 $2.18

$0.82 €0.73

165.85%

Cigarettes 20 Pack (Marlboro, Camel)

$8.84 $8.84

$6.56 €5.83

34.76%

Wine (Bottle)

$15.20 $15.20

$5.62 €5.00

170.46%

Local Beer (0.5 liter bottle)

$1.94 $1.94

$1.28 €1.14

51.56%

Imported Beer (0.33 liter bottle)

$3.77 $3.77

$2.07 €1.84

82.13%

One-way Ticket (Public Transport)

$1.77 $1.77

$2.35 €2.09

-24.68%

Public Transport Monthly Pass (Regular Price)

$42.49 $42.49

$44.18 €39.30

-3.83%

Taxi Start (Normal Tariff)

$2.57 $2.57

$3.99 €3.55

-35.59%

Taxi (Normal Tariff) (1km)

$1.61 $1.61

$1.09 €0.97

47.71%

Taxi 1hour Waiting (Normal Tariff)

$25.75 $25.75

$16.64 €14.81

54.75%

Gasoline (1 liter)

$1.03 $1.03

$2.28 €2.03

-54.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K $36.6K

$33.7K €30.0K

8.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$39.3K €35.0K

-34.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$308 $308

$167 €149

84.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.3 $51.3

$18.80 €16.72

172.87%

Internet (50+ Mbps, Unlimited Data)

$70.9 $70.9

$33.09 €29.43

114.11%

Gym Membership (Monthly)

$29.13 $29.13

$46.01 €40.93

-36.69%

Tennis Court (1 Hour on Weekend)

$18.40 $18.40

$19.19 €17.07

-4.12%

Cinema Ticket

$13.05 $13.05

$9.84 €8.75

32.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$625 $625

$677 €602

-7.77%

International Primary School, 1 Child (Yearly)

$14.2K $14.2K

$16.9K €15.1K

-16.26%

Jeans (Levis 501 Or Similar)

$47.91 $47.91

$101 €90.1

-52.68%

Summer Dress (H&M, Zara, etc)

$40.64 $40.64

$45.76 €40.70

-11.19%

Sport Shoes (Adidas, Nike)

$84.5 $84.5

$100.0 €88.9

-15.53%

Men's Leather Business Shoes

$96.9 $96.9

$123 €109

-21.11%

1-bedroom Apartment, City Center (Monthly)

$1,666 $1,666

$1,614 €1,436

3.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,275 $1,275

$1,197 €1,065

6.48%

3-bedroom Apartment, City Center (Monthly)

$2,678 $2,678

$2,862 €2,545

-6.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,138 $2,138

$1,990 €1,770

7.40%

Buy Apartment in City Center (m2)

$3,875 $3,875

$7,577 €6,740

-48.86%

Buy Apartment Outside City Center (m2)

$2,082 $2,082

$4,307 €3,831

-51.67%

Average Monthly Net Salary (After Tax)

$3,627 $3,627

$1,588 €1,412

128.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

3.85

69.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pensacola, FL: October 12, 2026

Last update for Lisbon: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pensacola, FL

$1.3K 48.8%

Lisbon

$1.2K 53.9% 6.1% $78

Monthly Utilities & Internet

Pensacola, FL

$431 16.5%

Lisbon

$219 9.9% 49% $211

Groceries & Markets

Pensacola, FL

$358 13.7%

Lisbon

$269 12.1% 24.7% $88

Eating Out

Pensacola, FL

$310 11.9%

Lisbon

$242 10.9% 21.9% $68

Clothing & Footwear

Pensacola, FL

$121 4.7%

Lisbon

$166 7.5% 37% $45

Getting Around

Pensacola, FL

$60 2.3%

Lisbon

$63 2.8% 4.7% $2.8

Sport & Entertainment

Pensacola, FL

$55 2.1%

Lisbon

$66 3% 19% $10

Cost Breakdown

A one-bedroom apartment in the center runs $1,666 in Pensacola, FL and $1,614 in Lisbon. Housing cost is often the main lever when comparing two cities.

Pensacola, FL pays 128% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Pensacola, FL vs $61.0 in Lisbon. Groceries flip the comparison at $358 vs $269, with Lisbon cheaper for home cooking.

Good to know

🇺🇸 Pensacola, FL

🇵🇹 Lisbon

🕒 Local time

23:26 11:26 PM

05:26 5:26 AM

6 h ahead of Pensacola, FL

🌤 Weather

👥 Population

53,248

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Pensacola, FL Lisbon 6,990 km ≈ 9 h nonstop flight

From you

Pensacola, FL
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pensacola, FL vs Lisbon: Cost of Living - Frequently Asked Questions

Pensacola, FL and Lisbon differ by about 17% in total monthly costs ($2,610 vs $2,223 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 128% higher in Pensacola, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,666 in Pensacola, FL versus $1,614 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $625 in Pensacola, FL versus $677 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 33% higher in Pensacola, FL. For households that cook at home regularly, that difference adds up over a month.

At $2,223 in Lisbon versus $2,610 in Pensacola, FL, a $3,000 budget is realistic in Lisbon but tight or insufficient in Pensacola, FL. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Pensacola, FL and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 17% less than in Pensacola, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.