Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Pensacola, FL

For one person, living is cheaper in Lisbon: $2,223 a month against $2,610 in Pensacola, FL, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

Lisbon
🇵🇹 Portugal
$2,223
/mo nomad
Pensacola, FL
🇺🇸 United States
$2,610
/mo nomad
Monthly Cost of Living

How much you'll spend in Lisbon and in Pensacola, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Pensacola, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,223 in Lisbon versus $2,610 in Pensacola, FL.

  • Lisbon $2,223
  • Pensacola, FL $2,610

Estimated couple costs with rent: $3,271 in Lisbon versus $3,731 in Pensacola, FL.

  • Lisbon $3,271
  • Pensacola, FL $3,731

Monthly costs for a family of three with rent: $4,319 in Lisbon versus $4,853 in Pensacola, FL.

  • Lisbon $4,319
  • Pensacola, FL $4,853

Living in Lisbon costs roughly 15% less than in Pensacola, FL, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Lisbon 65% above, Pensacola, FL 93% above.

Currency
🍽 Eating Out
Lisbon
Pensacola, FL
Difference
Meal at Budget Restaurant
$16.50 €14.67
$18.73 $18.73
-11.91%
Three-Course Dinner for Two, Mid-Range
$61.3 €54.5
$54.5 $54.5
12.36%
Fast Food Meal (McDonalds, etc)
$11.27 €10.03
$12.08 $12.08
-6.71%
Cappuccino
$3.06 €2.72
$5.43 $5.43
-43.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.26 €2.01
$2.99 $2.99
-24.41%
Water (0.33 liter bottle)
$1.73 €1.54
$2.17 $2.17
-20.28%
Local Beer (0.5 liter draught)
$3.39 €3.02
$4.89 $4.89
-30.67%
Imported Beer (0.33 liter bottle)
$3.40 €3.02
$6.98 $6.98
-51.29%
🛒 Groceries & Markets
Lisbon
Pensacola, FL
Difference
Milk (1 liter)
$1.12 €1.00
$0.87 $0.87
28.74%
White Bread (500g)
$1.86 €1.65
$3.45 $3.45
-46.09%
Rice (white) (1kg)
$1.53 €1.36
$2.71 $2.71
-43.54%
Eggs
$3.96 €3.53
$3.14 $3.14
26.11%
Local Cheese (1kg)
$12.76 €11.35
$10.67 $10.67
19.59%
Chicken Fillets (1kg)
$7.90 €7.02
$11.52 $11.52
-31.42%
Beef Round Steak (1kg)
$16.97 €15.09
$14.13 $14.13
20.10%
Apples (1kg)
$2.27 €2.02
$3.97 $3.97
-42.82%
Banana (1kg)
$1.75 €1.55
$1.52 $1.52
15.13%
Oranges (1kg)
$1.85 €1.64
$2.73 $2.73
-32.23%
Tomato (1kg)
$2.57 €2.28
$4.27 $4.27
-39.81%
Potato (1kg)
$1.86 €1.65
$3.24 $3.24
-42.59%
Onion (1kg)
$2.02 €1.80
$2.76 $2.76
-26.81%
Lettuce (1 head)
$1.44 €1.28
$2.16 $2.16
-33.33%
Water (1.5 liter bottle)
$0.82 €0.73
$2.18 $2.18
-62.39%
Cigarettes 20 Pack (Marlboro, Camel)
$6.56 €5.83
$8.84 $8.84
-25.79%
Wine (Bottle)
$5.62 €5.00
$15.20 $15.20
-63.03%
Local Beer (0.5 liter bottle)
$1.28 €1.14
$1.94 $1.94
-34.02%
Imported Beer (0.33 liter bottle)
$2.07 €1.84
$3.77 $3.77
-45.09%
🚌 Getting Around
Lisbon
Pensacola, FL
Difference
One-way Ticket (Public Transport)
$2.35 €2.09
$1.77 $1.77
32.77%
Public Transport Monthly Pass (Regular Price)
$44.18 €39.30
$42.49 $42.49
3.98%
Taxi Start (Normal Tariff)
$3.99 €3.55
$2.57 $2.57
55.25%
Taxi (Normal Tariff) (1km)
$1.09 €0.97
$1.61 $1.61
-32.30%
Taxi 1hour Waiting (Normal Tariff)
$16.64 €14.81
$25.75 $25.75
-35.38%
Gasoline (1 liter)
$2.28 €2.03
$1.03 $1.03
121.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.7K €30.0K
$36.6K $36.6K
-7.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.3K €35.0K
$25.8K $25.8K
52.21%
🧾 Monthly Utilities & Internet
Lisbon
Pensacola, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$167 €149
$308 $308
-45.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.80 €16.72
$51.3 $51.3
-63.35%
Internet (50+ Mbps, Unlimited Data)
$33.09 €29.43
$70.9 $70.9
-53.30%
🎉 Sport & Entertainment
Lisbon
Pensacola, FL
Difference
Gym Membership (Monthly)
$46.01 €40.93
$29.13 $29.13
57.95%
Tennis Court (1 Hour on Weekend)
$19.19 €17.07
$18.40 $18.40
4.29%
Cinema Ticket
$9.84 €8.75
$13.05 $13.05
-24.60%
🧸 Childcare & Education
Lisbon
Pensacola, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$677 €602
$625 $625
8.42%
International Primary School, 1 Child (Yearly)
$16.9K €15.1K
$14.2K $14.2K
19.42%
👕👟 Clothing & Footwear
Lisbon
Pensacola, FL
Difference
Jeans (Levis 501 Or Similar)
$101 €90.1
$47.91 $47.91
111.31%
Summer Dress (H&M, Zara, etc)
$45.76 €40.70
$40.64 $40.64
12.60%
Sport Shoes (Adidas, Nike)
$100.0 €88.9
$84.5 $84.5
18.39%
Men's Leather Business Shoes
$123 €109
$96.9 $96.9
26.76%
🏠 Accommodation & Living
Lisbon
Pensacola, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,614 €1,436
$1,666 $1,666
-3.14%
1-bedroom Apartment, Outside City Center (Monthly)
$1,197 €1,065
$1,275 $1,275
-6.08%
3-bedroom Apartment, City Center (Monthly)
$2,862 €2,545
$2,678 $2,678
6.85%
3-bedroom Apartment, Outside City Center (Monthly)
$1,990 €1,770
$2,138 $2,138
-6.89%
Buy Apartment in City Center (m2)
$7,577 €6,740
$3,875 $3,875
95.54%
Buy Apartment Outside City Center (m2)
$4,307 €3,831
$2,082 $2,082
106.89%
💵 Salaries & Financials
Lisbon
Pensacola, FL
Difference
Average Monthly Net Salary (After Tax)
$1,588 €1,412
$3,627 $3,627
-56.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.85
6.54
-41.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 11, 2026

Last update for Pensacola, FL: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lisbon
$1.2K
Pensacola, FL
$1.3K 6.5% $78
Groceries & Markets
Lisbon
$269
Pensacola, FL
$358 32.7% $88
Eating Out
Lisbon
$242
Pensacola, FL
$310 28.1% $68
Monthly Utilities & Internet
Lisbon
$219
Pensacola, FL
$431 96.2% $211
Clothing & Footwear
Lisbon
$166
Pensacola, FL
$121 27% $45
Sport & Entertainment
Lisbon
$66
Pensacola, FL
$55 15.9% $10
Getting Around
Lisbon
$63
Pensacola, FL
$60 4.5% $2.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,614 in Lisbon and $1,666 in Pensacola, FL. Housing cost is often the main lever when comparing two cities.

Pensacola, FL pays 128% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Lisbon vs $55.0 in Pensacola, FL. Groceries flip the comparison at $269 vs $358, with Lisbon cheaper for home cooking.

Good to know
🇵🇹 Lisbon
🇺🇸 Pensacola, FL
🕒 Local time
02:46 2:46 AM
20:46 8:46 PM
6 h behind Lisbon
🌤 Weather
👥 Population
545,923 Capital
53,248
💱 Currency
Euro EUR €
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Lisbon Pensacola, FL 6,990 km ≈ 9 h nonstop flight
From you
  • Lisbon
  • Pensacola, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lisbon vs Pensacola, FL: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lisbon and in Pensacola, FL?
Lisbon and Pensacola, FL differ by about 17% in total monthly costs ($2,223 vs $2,610 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 128% lower in Pensacola, FL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Lisbon and in Pensacola, FL?
Rent for a central apartment: $1,614 in Lisbon versus $1,666 in Pensacola, FL. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Lisbon and Pensacola, FL?
Childcare runs $677 in Lisbon versus $625 in Pensacola, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 33% higher in Pensacola, FL. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $3,000 per month?
At $2,223 in Lisbon versus $2,610 in Pensacola, FL, a $3,000 budget is realistic in Lisbon but tight or insufficient in Pensacola, FL. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.
How does quality of life compare between Lisbon and Pensacola, FL?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Lisbon or Pensacola, FL safer for residents?
Safety-wise, Lisbon and Pensacola, FL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Lisbon or Pensacola, FL?
Expats usually find Lisbon gentler on the wallet – expenses run 17% less than in Pensacola, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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