Cost of Living Comparison Between Pensacola, FL and Montevideo Cost of Living Comparison Between Pensacola, FL and Montevideo

Monthly Cost of Living

A single person spends $2,569 per month in Pensacola, FL vs $1,632 in Montevideo, rent included.

A couple spends around $3,635 per month in Pensacola, FL vs $2,480 in Montevideo, rent included.

A family of three spends $4,701 per month in Pensacola, FL vs $3,329 in Montevideo, rent included.

Pensacola, FL costs about 57% more than Montevideo, driven mainly by Clothing & Footwear.

Both Pensacola, FL and Montevideo sit above the global median – Pensacola, FL by 92%, Montevideo by 22%.

Meal at Budget Restaurant

$19.01 $19.01

$15.85 UYU 639

19.94%

Three-Course Dinner for Two, Mid-Range

$54.6 $54.6

$54.6 UYU 2,200

0.16%

Fast Food Meal (McDonalds, etc)

$11.91 $11.91

$12.12 UYU 489

-1.73%

Cappuccino

$4.76 $4.76

$4.23 UYU 170

12.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 $2.85

$2.19 UYU 88.2

30.14%

Water (0.33 liter bottle)

$2.14 $2.14

$1.69 UYU 68.3

26.63%

Local Beer (0.5 liter draught)

$5.08 $5.08

$4.52 UYU 182

12.39%

Imported Beer (0.33 liter bottle)

$6.57 $6.57

$3.60 UYU 145

82.50%

Milk (1 liter)

$0.92 $0.92

$1.27 UYU 51.3

-27.56%

White Bread (500g)

$3.34 $3.34

$2.77 UYU 112

20.58%

Rice (white) (1kg)

$2.51 $2.51

$1.58 UYU 63.9

58.86%

Eggs

$3.28 $3.28

$4.79 UYU 193

-31.52%

Local Cheese (1kg)

$10.68 $10.68

$13.41 UYU 541

-20.36%

Chicken Fillets (1kg)

$11.43 $11.43

$10.67 UYU 430

7.12%

Beef Round Steak (1kg)

$14.75 $14.75

$11.24 UYU 453

31.23%

Apples (1kg)

$3.60 $3.60

$3.00 UYU 121

20.00%

Banana (1kg)

$1.56 $1.56

$2.43 UYU 98.1

-35.80%

Oranges (1kg)

$2.83 $2.83

$1.54 UYU 62.3

83.77%

Tomato (1kg)

$4.25 $4.25

$3.66 UYU 148

16.12%

Potato (1kg)

$3.05 $3.05

$2.11 UYU 84.9

44.55%

Onion (1kg)

$2.70 $2.70

$1.89 UYU 76.0

42.86%

Lettuce (1 head)

$2.09 $2.09

$1.37 UYU 55.1

52.55%

Water (1.5 liter bottle)

$2.22 $2.22

$1.71 UYU 69.0

29.82%

Cigarettes 20 Pack (Marlboro, Camel)

$8.25 $8.25

$5.10 UYU 205

61.76%

Wine (Bottle)

$13.06 $13.06

$10.05 UYU 405

29.95%

Local Beer (0.5 liter bottle)

$1.86 $1.86

$2.36 UYU 95.0

-21.19%

Imported Beer (0.33 liter bottle)

$3.03 $3.03

$2.92 UYU 118

3.77%

One-way Ticket (Public Transport)

$1.79 $1.79

$1.29 UYU 52.1

38.76%

Public Transport Monthly Pass (Regular Price)

$42.73 $42.73

$55.8 UYU 2,250

-23.44%

Taxi Start (Normal Tariff)

$2.52 $2.52

$1.60 UYU 64.3

57.50%

Taxi (Normal Tariff) (1km)

$1.61 $1.61

$3.63 UYU 146

-55.65%

Taxi 1hour Waiting (Normal Tariff)

$26.07 $26.07

$12.43 UYU 501

109.73%

Gasoline (1 liter)

$0.85 $0.85

$1.81 UYU 73.1

-53.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K $35.9K

$34.5K UYU 1.4M

4.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$36.0K UYU 1.4M

-27.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$263 $263

$170 UYU 6,872

54.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.69 $48.69

$16.51 UYU 666

194.91%

Internet (50+ Mbps, Unlimited Data)

$67.0 $67.0

$49.77 UYU 2,007

34.70%

Gym Membership (Monthly)

$26.22 $26.22

$61.8 UYU 2,492

-57.57%

Tennis Court (1 Hour on Weekend)

$18.34 $18.34

$17.67 UYU 712

3.79%

Cinema Ticket

$12.79 $12.79

$10.45 UYU 421

22.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$520 $520

$482 UYU 19.4K

7.86%

International Primary School, 1 Child (Yearly)

$8,101 $8,101

$8,873 UYU 357.7K

-8.70%

Jeans (Levis 501 Or Similar)

$39.70 $39.70

$94.9 UYU 3,825

-58.16%

Summer Dress (H&M, Zara, etc)

$43.54 $43.54

$47.22 UYU 1,904

-7.79%

Sport Shoes (Adidas, Nike)

$76.8 $76.8

$112 UYU 4,507

-31.34%

Men's Leather Business Shoes

$75.9 $75.9

$123 UYU 4,970

-38.46%

1-bedroom Apartment, City Center (Monthly)

$1,660 $1,660

$628 UYU 25.3K

164.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,354 $1,354

$492 UYU 19.8K

175.24%

3-bedroom Apartment, City Center (Monthly)

$2,636 $2,636

$1,112 UYU 44.8K

137.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,048 $2,048

$801 UYU 32.3K

155.74%

Buy Apartment in City Center (m2)

$3,846 $3,846

$3,582 UYU 144.4K

7.38%

Buy Apartment Outside City Center (m2)

$2,127 $2,127

$2,272 UYU 91.6K

-6.38%

Average Monthly Net Salary (After Tax)

$3,835 $3,835

$1,334 UYU 53.8K

187.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

5.68

13.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pensacola, FL: June 1, 2026

Last update for Montevideo: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,660 in Pensacola, FL versus $628 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 187% higher in Pensacola, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $55.0 in Pensacola, FL versus $55.0 in Montevideo. Groceries tell a different story – $350 in Pensacola, FL vs $321 in Montevideo – so Montevideo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pensacola, FL vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – Pensacola, FL is pricier by about 57%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,853 per month in Pensacola, FL and $2,448 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $520 per month in Pensacola, FL and $482 in Montevideo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 9% more in Pensacola, FL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,632, than in Pensacola, FL at $2,569. In Montevideo it covers expenses comfortably, while in Pensacola, FL it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pensacola, FL makes more sense. Both are solid long-term options with distinct trade-offs.