Cost of Living Comparison Between Pensacola, FL and Montevideo Cost of Living Comparison Between Pensacola, FL and Montevideo

Monthly Cost of Living

A single person spends $2,676 per month in Pensacola, FL vs $1,806 in Montevideo, rent included.

A couple spends around $3,826 per month in Pensacola, FL vs $2,668 in Montevideo, rent included.

A family of three spends $4,975 per month in Pensacola, FL vs $3,530 in Montevideo, rent included.

Pensacola, FL costs about 48% more than Montevideo, driven mainly by Clothing & Footwear.

Both Pensacola, FL and Montevideo sit above the global median – Pensacola, FL by 95%, Montevideo by 31%.

Meal at Budget Restaurant

$19.89 $19.89

$15.05 UYU 605

32.16%

Three-Course Dinner for Two, Mid-Range

$57.4 $57.4

$63.1 UYU 2,540

-9.17%

Fast Food Meal (McDonalds, etc)

$11.79 $11.79

$13.11 UYU 527

-10.07%

Cappuccino

$5.11 $5.11

$4.56 UYU 183

12.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 $2.89

$2.69 UYU 108

7.43%

Water (0.33 liter bottle)

$2.11 $2.11

$1.96 UYU 78.7

7.65%

Local Beer (0.5 liter draught)

$5.69 $5.69

$4.63 UYU 186

22.89%

Imported Beer (0.33 liter bottle)

$8.40 $8.40

$3.65 UYU 147

130.14%

Milk (1 liter)

$0.84 $0.84

$1.34 UYU 54.0

-37.31%

White Bread (500g)

$3.58 $3.58

$2.87 UYU 115

24.74%

Rice (white) (1kg)

$2.76 $2.76

$1.75 UYU 70.6

57.71%

Eggs

$3.13 $3.13

$4.79 UYU 193

-34.66%

Local Cheese (1kg)

$9.42 $9.42

$14.40 UYU 579

-34.58%

Chicken Fillets (1kg)

$11.72 $11.72

$11.94 UYU 480

-1.84%

Beef Round Steak (1kg)

$14.16 $14.16

$11.57 UYU 465

22.39%

Apples (1kg)

$3.94 $3.94

$2.83 UYU 114

39.22%

Banana (1kg)

$1.45 $1.45

$2.78 UYU 112

-47.84%

Oranges (1kg)

$2.74 $2.74

$1.76 UYU 71.0

55.68%

Tomato (1kg)

$4.37 $4.37

$3.00 UYU 121

45.67%

Potato (1kg)

$3.18 $3.18

$2.14 UYU 86.1

48.60%

Onion (1kg)

$2.73 $2.73

$2.17 UYU 87.4

25.81%

Lettuce (1 head)

$2.19 $2.19

$1.46 UYU 58.6

50.00%

Water (1.5 liter bottle)

$2.16 $2.16

$1.98 UYU 79.6

9.09%

Cigarettes 20 Pack (Marlboro, Camel)

$9.08 $9.08

$5.55 UYU 223

63.60%

Wine (Bottle)

$12.75 $12.75

$8.31 UYU 334

53.43%

Local Beer (0.5 liter bottle)

$1.82 $1.82

$2.24 UYU 90.2

-18.75%

Imported Beer (0.33 liter bottle)

$3.49 $3.49

$2.89 UYU 116

20.76%

One-way Ticket (Public Transport)

$1.72 $1.72

$1.55 UYU 62.3

10.97%

Public Transport Monthly Pass (Regular Price)

$43.11 $43.11

$75.6 UYU 3,042

-42.98%

Taxi Start (Normal Tariff)

$2.46 $2.46

$1.81 UYU 72.7

35.91%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$0.41 UYU 16.34

290.24%

Taxi 1hour Waiting (Normal Tariff)

$25.75 $25.75

$10.35 UYU 417

148.79%

Gasoline (1 liter)

$0.92 $0.92

$2.09 UYU 84.2

-55.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K $35.9K

$27.2K UYU 1.1M

32.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$37.6K UYU 1.5M

-31.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$308 $308

$188 UYU 7,548

64.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.98 $49.98

$16.86 UYU 678

196.44%

Internet (50+ Mbps, Unlimited Data)

$71.1 $71.1

$45.26 UYU 1,821

57.11%

Gym Membership (Monthly)

$28.93 $28.93

$48.88 UYU 1,967

-40.81%

Tennis Court (1 Hour on Weekend)

$18.12 $18.12

$18.99 UYU 764

-4.58%

Cinema Ticket

$13.14 $13.14

$12.33 UYU 496

6.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$623 $623

$640 UYU 25.8K

-2.77%

International Primary School, 1 Child (Yearly)

$13.9K $13.9K

$10.8K UYU 433.7K

29.29%

Jeans (Levis 501 Or Similar)

$48.32 $48.32

$94.5 UYU 3,804

-48.89%

Summer Dress (H&M, Zara, etc)

$40.62 $40.62

$56.7 UYU 2,281

-28.35%

Sport Shoes (Adidas, Nike)

$83.8 $83.8

$123 UYU 4,952

-31.91%

Men's Leather Business Shoes

$96.9 $96.9

$132 UYU 5,296

-26.40%

1-bedroom Apartment, City Center (Monthly)

$1,694 $1,694

$760 UYU 30.6K

122.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,301 $1,301

$602 UYU 24.2K

116.25%

3-bedroom Apartment, City Center (Monthly)

$2,707 $2,707

$1,193 UYU 48.0K

126.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,134 $2,134

$980 UYU 39.4K

117.81%

Buy Apartment in City Center (m2)

$3,834 $3,834

$3,484 UYU 140.2K

10.04%

Buy Apartment Outside City Center (m2)

$2,104 $2,104

$1,865 UYU 75.0K

12.86%

Average Monthly Net Salary (After Tax)

$3,660 $3,660

$1,211 UYU 48.7K

202.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

5.49

13.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pensacola, FL: August 30, 2026

Last update for Montevideo: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,694 in Pensacola, FL versus $760 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 202% higher in Pensacola, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $57.0 in Pensacola, FL versus $63.0 in Montevideo. Groceries tell a different story – $350 in Pensacola, FL vs $333 in Montevideo – so Montevideo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pensacola, FL vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – Pensacola, FL is pricier by about 48%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,014 per month in Pensacola, FL and $2,709 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $623 per month in Pensacola, FL and $640 in Montevideo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 5% more in Pensacola, FL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,806, than in Pensacola, FL at $2,676. In Montevideo it covers expenses comfortably, while in Pensacola, FL it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pensacola, FL makes more sense. Both are solid long-term options with distinct trade-offs.