Cost of Living Comparison Between Pensacola, FL and Montevideo Cost of Living Comparison Between Pensacola, FL and Montevideo

Monthly Cost of Living

A single person spends $2,555 per month in Pensacola, FL vs $1,667 in Montevideo, rent included.

A couple spends around $3,611 per month in Pensacola, FL vs $2,511 in Montevideo, rent included.

A family of three spends $4,667 per month in Pensacola, FL vs $3,354 in Montevideo, rent included.

Pensacola, FL costs about 53% more than Montevideo, driven mainly by Clothing & Footwear.

Both Pensacola, FL and Montevideo sit above the global median – Pensacola, FL by 91%, Montevideo by 25%.

Meal at Budget Restaurant

$18.61 $18.61

$16.30 UYU 656

14.17%

Three-Course Dinner for Two, Mid-Range

$55.6 $55.6

$55.4 UYU 2,228

0.40%

Fast Food Meal (McDonalds, etc)

$12.16 $12.16

$12.19 UYU 490

-0.25%

Cappuccino

$4.92 $4.92

$4.26 UYU 171

15.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.87 $2.87

$2.19 UYU 88.1

31.05%

Water (0.33 liter bottle)

$2.11 $2.11

$1.71 UYU 68.8

23.39%

Local Beer (0.5 liter draught)

$4.96 $4.96

$4.47 UYU 180

10.96%

Imported Beer (0.33 liter bottle)

$6.92 $6.92

$3.70 UYU 149

87.03%

Milk (1 liter)

$0.89 $0.89

$1.25 UYU 50.4

-28.80%

White Bread (500g)

$3.24 $3.24

$2.91 UYU 117

11.34%

Rice (white) (1kg)

$2.62 $2.62

$1.63 UYU 65.7

60.74%

Eggs

$3.28 $3.28

$4.96 UYU 199

-33.87%

Local Cheese (1kg)

$10.60 $10.60

$13.31 UYU 535

-20.36%

Chicken Fillets (1kg)

$11.65 $11.65

$10.83 UYU 436

7.57%

Beef Round Steak (1kg)

$14.99 $14.99

$10.96 UYU 441

36.77%

Apples (1kg)

$3.54 $3.54

$3.08 UYU 124

14.94%

Banana (1kg)

$1.52 $1.52

$2.36 UYU 94.9

-35.59%

Oranges (1kg)

$2.94 $2.94

$1.50 UYU 60.4

96.00%

Tomato (1kg)

$4.23 $4.23

$3.58 UYU 144

18.16%

Potato (1kg)

$3.12 $3.12

$2.08 UYU 83.6

50.00%

Onion (1kg)

$2.84 $2.84

$1.94 UYU 78.1

46.39%

Lettuce (1 head)

$2.02 $2.02

$1.31 UYU 52.7

54.20%

Water (1.5 liter bottle)

$2.16 $2.16

$1.73 UYU 69.4

24.86%

Cigarettes 20 Pack (Marlboro, Camel)

$8.17 $8.17

$5.23 UYU 210

56.21%

Wine (Bottle)

$13.04 $13.04

$8.76 UYU 353

48.86%

Local Beer (0.5 liter bottle)

$1.79 $1.79

$2.33 UYU 93.9

-23.18%

Imported Beer (0.33 liter bottle)

$3.13 $3.13

$2.90 UYU 117

7.93%

One-way Ticket (Public Transport)

$1.79 $1.79

$1.30 UYU 52.1

37.69%

Public Transport Monthly Pass (Regular Price)

$43.51 $43.51

$56.3 UYU 2,265

-22.73%

Taxi Start (Normal Tariff)

$2.43 $2.43

$1.54 UYU 62.1

57.79%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$3.63 UYU 146

-56.47%

Taxi 1hour Waiting (Normal Tariff)

$26.27 $26.27

$12.37 UYU 498

112.37%

Gasoline (1 liter)

$0.81 $0.81

$1.83 UYU 73.5

-55.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K $36.1K

$33.7K UYU 1.4M

7.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$35.9K UYU 1.4M

-29.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$260 $260

$175 UYU 7,032

48.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.17 $49.17

$16.95 UYU 682

190.09%

Internet (50+ Mbps, Unlimited Data)

$68.1 $68.1

$48.42 UYU 1,948

40.73%

Gym Membership (Monthly)

$26.41 $26.41

$61.7 UYU 2,480

-57.16%

Tennis Court (1 Hour on Weekend)

$18.05 $18.05

$17.76 UYU 715

1.63%

Cinema Ticket

$13.07 $13.07

$10.42 UYU 419

25.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$520 $520

$489 UYU 19.7K

6.39%

International Primary School, 1 Child (Yearly)

$7,992 $7,992

$8,967 UYU 360.7K

-10.87%

Jeans (Levis 501 Or Similar)

$39.40 $39.40

$95.6 UYU 3,847

-58.80%

Summer Dress (H&M, Zara, etc)

$43.57 $43.57

$47.66 UYU 1,917

-8.58%

Sport Shoes (Adidas, Nike)

$77.2 $77.2

$115 UYU 4,608

-32.63%

Men's Leather Business Shoes

$74.8 $74.8

$121 UYU 4,858

-38.02%

1-bedroom Apartment, City Center (Monthly)

$1,661 $1,661

$611 UYU 24.6K

171.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,361 $1,361

$488 UYU 19.6K

179.08%

3-bedroom Apartment, City Center (Monthly)

$2,704 $2,704

$1,107 UYU 44.5K

144.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,081 $2,081

$818 UYU 32.9K

154.54%

Buy Apartment in City Center (m2)

$3,774 $3,774

$3,598 UYU 144.7K

4.91%

Buy Apartment Outside City Center (m2)

$2,118 $2,118

$2,274 UYU 91.5K

-6.84%

Average Monthly Net Salary (After Tax)

$3,758 $3,758

$1,332 UYU 53.6K

182.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

5.68

13.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pensacola, FL: July 13, 2026

Last update for Montevideo: July 13, 2026

Cost Breakdown

A central one-bedroom costs $1,661 in Pensacola, FL versus $611 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 182% higher in Pensacola, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56.0 in Pensacola, FL versus $55.0 in Montevideo. Monthly groceries follow the same trend: $350 vs $319 – making Montevideo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pensacola, FL vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – Pensacola, FL is pricier by about 53%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,833 per month in Pensacola, FL and $2,501 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $520 per month in Pensacola, FL and $489 in Montevideo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 10% more in Pensacola, FL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,667, than in Pensacola, FL at $2,555. In Montevideo it covers expenses comfortably, while in Pensacola, FL it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pensacola, FL makes more sense. Both are solid long-term options with distinct trade-offs.