Last update: Oct 2026

Cost of Living Comparison Between Peniche and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,834 in Peniche, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

88

Cost of Living Index in Peniche
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Peniche Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Peniche

🇵🇹 Portugal

$1,834

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Peniche and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Peniche and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,834 in Peniche versus $934 in Cebu.

Peniche $1,834
Cebu $934

Estimated couple costs with rent: $2,700 in Peniche versus $1,423 in Cebu.

Peniche $2,700
Cebu $1,423

Monthly costs for a family of three with rent: $3,566 in Peniche versus $1,913 in Cebu.

Peniche $3,566
Cebu $1,913

Living in Peniche is roughly 96% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Peniche is 35% above, Cebu is 31% below.

Meal at Budget Restaurant

$15.82 €14.22

$3.79 ₱242

317.41%

Three-Course Dinner for Two, Mid-Range

$44.87 €40.31

$23.33 ₱1,491

92.33%

Fast Food Meal (McDonalds, etc)

$9.29 €8.35

$3.94 ₱252

135.79%

Cappuccino

$1.66 €1.49

$2.54 ₱163

-34.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 €1.34

$1.57 ₱100

-5.10%

Water (0.33 liter bottle)

$1.48 €1.33

$0.47 ₱29.82

214.89%

Local Beer (0.5 liter draught)

$2.77 €2.49

$1.77 ₱113

56.50%

Imported Beer (0.33 liter bottle)

$2.23 €2.00

$2.22 ₱142

0.45%

Milk (1 liter)

$1.30 €1.17

$1.90 ₱121

-31.58%

White Bread (500g)

$1.65 €1.48

$1.36 ₱87.1

21.32%

Rice (white) (1kg)

$0.93 €0.83

$0.94 ₱59.8

-1.06%

Eggs

$2.42 €2.18

$1.99 ₱127

21.61%

Local Cheese (1kg)

$11.04 €9.92

$9.70 ₱620

13.81%

Chicken Fillets (1kg)

$7.01 €6.29

$4.32 ₱276

62.27%

Beef Round Steak (1kg)

$15.48 €13.91

$7.51 ₱480

106.13%

Apples (1kg)

$1.09 €0.98

$3.31 ₱211

-67.07%

Banana (1kg)

$1.10 €0.99

$1.37 ₱87.5

-19.71%

Oranges (1kg)

$2.27 €2.04

$2.34 ₱149

-2.99%

Tomato (1kg)

$2.24 €2.02

$1.49 ₱95.4

50.34%

Potato (1kg)

$1.01 €0.91

$2.30 ₱147

-56.09%

Onion (1kg)

$2.34 €2.10

$1.87 ₱120

25.13%

Lettuce (1 head)

$1.15 €1.03

$1.10 ₱70.3

4.55%

Water (1.5 liter bottle)

$0.92 €0.83

$0.63 ₱40.36

46.03%

Cigarettes 20 Pack (Marlboro, Camel)

$5.79 €5.20

$2.86 ₱183

102.45%

Wine (Bottle)

$5.64 €5.07

$6.08 ₱389

-7.24%

Local Beer (0.5 liter bottle)

$0.98 €0.88

$1.27 ₱81.4

-22.83%

Imported Beer (0.33 liter bottle)

$1.63 €1.47

$1.72 ₱110

-5.23%

One-way Ticket (Public Transport)

$2.25 €2.02

$0.22 ₱13.99

922.73%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱788

Taxi Start (Normal Tariff)

$5.66 €5.08

$0.74 ₱47.53

664.86%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.08

Taxi 1hour Waiting (Normal Tariff)

$16.80 €15.09

$4.28 ₱273

292.52%

Gasoline (1 liter)

$2.07 €1.86

$1.31 ₱83.7

58.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K €24.3K

$20.8K ₱1.3M

30.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K €24.4K

$19.0K ₱1.2M

42.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 €123

$118 ₱7,565

15.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.38 €22.80

$15.76 ₱1,007

61.04%

Internet (50+ Mbps, Unlimited Data)

$56.7 €51.0

$28.33 ₱1,810

100.21%

Gym Membership (Monthly)

$32.16 €28.89

$32.94 ₱2,105

-2.37%

Tennis Court (1 Hour on Weekend)

$17.08 €15.35

$6.49 ₱415

163.17%

Cinema Ticket

$7.29 €6.55

$5.45 ₱348

33.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$841 €756

$276 ₱17.6K

205.02%

International Primary School, 1 Child (Yearly)

$19.0K €17.1K

$7,789 ₱497.7K

143.97%

Jeans (Levis 501 Or Similar)

$79.3 €71.2

$48.18 ₱3,078

64.57%

Summer Dress (H&M, Zara, etc)

$37.76 €33.92

$24.47 ₱1,564

54.31%

Sport Shoes (Adidas, Nike)

$106 €94.8

$75.3 ₱4,810

40.18%

Men's Leather Business Shoes

$89.3 €80.2

$58.0 ₱3,707

53.96%

1-bedroom Apartment, City Center (Monthly)

$1,307 €1,175

$477 ₱30.5K

173.94%

1-bedroom Apartment, Outside City Center (Monthly)

$977 €877

$322 ₱20.6K

203.51%

3-bedroom Apartment, City Center (Monthly)

$1,794 €1,611

$963 ₱61.5K

86.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,669 €1,500

$626 ₱40.0K

166.80%

Buy Apartment in City Center (m2)

$4,551 ₱290.8K

Buy Apartment Outside City Center (m2)

$3,028 ₱193.5K

Average Monthly Net Salary (After Tax)

$1,090 €979

$333 ₱21.3K

226.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.67

7.2

-49.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Peniche: October 25, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Peniche

$977 53.3%

Cebu

$322 34.5% 67.1% $655

Groceries & Markets

Peniche

$233 12.7%

Cebu

$204 21.8% 12.5% $29

Monthly Utilities & Internet

Peniche

$219 11.9%

Cebu

$163 17.4% 25.6% $56

Eating Out

Peniche

$205 11.2%

Cebu

$94 10.1% 54% $110

Clothing & Footwear

Peniche

$140 7.7%

Cebu

$93 9.9% 34% $48

Sport & Entertainment

Peniche

$47 2.6%

Cebu

$44 4.7% 6.2% $2.9

Getting Around

Peniche

$15 * 0.8%

Cebu

$15 1.6% 2.6% $0.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,307 in Peniche and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Peniche pays about 3.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $45 in Peniche vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $233 vs $204 per month, with Cebu cheaper across the board.

Good to know

🇵🇹 Peniche

🇵🇭 Cebu

🕒 Local time

12:55 12:55 PM

20:55 8:55 PM

8 h ahead of Peniche

🌤 Weather

👥 Population

26,431

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.11 USD

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.11 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Peniche Cebu 12,690 km ≈ 16 h nonstop flight

From you

Peniche
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Peniche vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and utilities. The 96% gap adds up to real monthly savings that compound significantly over time.

Average pay in Peniche is about 3.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,307 in Peniche versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 14% higher in Peniche. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,834 per month in Peniche versus $934 in Cebu – a 96% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Peniche and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Cebu wins on affordability, Peniche on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.