Last update: Oct 2026

Cost of Living Comparison Between Pecs and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,338 in Pecs, rent and utilities included – about $4,800 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Pecs
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Pecs Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Pecs

🇭🇺 Hungary

$1,338

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Pecs and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pecs and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,338 in Pecs versus $934 in Cebu.

Pecs $1,338
Cebu $934

Estimated couple costs with rent: $2,058 in Pecs versus $1,415 in Cebu.

Pecs $2,058
Cebu $1,415

Monthly costs for a family of three with rent: $2,777 in Pecs versus $1,896 in Cebu.

Pecs $2,777
Cebu $1,896

Living in Pecs is roughly 43% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Pecs is 0% above, Cebu is 30% below.

Meal at Budget Restaurant

$11.29 Ft 3,676

$3.03 ₱191

272.61%

Three-Course Dinner for Two, Mid-Range

$60.3 Ft 19.6K

$23.48 ₱1,476

156.77%

Fast Food Meal (McDonalds, etc)

$9.21 Ft 3,000

$4.09 ₱257

125.18%

Cappuccino

$2.45 Ft 798

$2.52 ₱158

-2.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Ft 436

$1.54 ₱97.2

-12.99%

Water (0.33 liter bottle)

$1.24 Ft 404

$0.49 ₱31.06

153.06%

Local Beer (0.5 liter draught)

$1.71 Ft 556

$1.79 ₱113

-4.47%

Imported Beer (0.33 liter bottle)

$2.23 Ft 725

$2.26 ₱142

-1.33%

Milk (1 liter)

$1.23 Ft 400

$1.95 ₱122

-36.92%

White Bread (500g)

$1.57 Ft 510

$1.43 ₱89.9

9.79%

Rice (white) (1kg)

$2.46 Ft 802

$1.02 ₱64.0

141.18%

Eggs

$3.28 Ft 1,069

$2.06 ₱129

59.22%

Local Cheese (1kg)

$10.14 Ft 3,302

$9.81 ₱617

3.36%

Chicken Fillets (1kg)

$6.63 Ft 2,158

$4.61 ₱290

43.82%

Beef Round Steak (1kg)

$15.95 Ft 5,193

$7.70 ₱484

107.14%

Apples (1kg)

$2.38 Ft 774

$3.31 ₱208

-28.10%

Banana (1kg)

$2.28 Ft 744

$1.45 ₱91.2

57.24%

Oranges (1kg)

$2.53 Ft 825

$2.36 ₱148

7.20%

Tomato (1kg)

$3.94 Ft 1,282

$1.54 ₱96.6

155.84%

Potato (1kg)

$1.12 Ft 365

$2.36 ₱148

-52.54%

Onion (1kg)

$1.35 Ft 439

$1.99 ₱125

-32.16%

Lettuce (1 head)

$1.87 Ft 608

$1.15 ₱72.3

62.61%

Water (1.5 liter bottle)

$0.58 Ft 190

$0.67 ₱42.26

-13.43%

Cigarettes 20 Pack (Marlboro, Camel)

$8.76 Ft 2,854

$3.00 ₱189

192.00%

Wine (Bottle)

$4.63 Ft 1,508

$6.35 ₱399

-27.09%

Local Beer (0.5 liter bottle)

$1.37 Ft 445

$1.31 ₱82.1

4.58%

Imported Beer (0.33 liter bottle)

$2.61 Ft 851

$1.73 ₱109

50.87%

One-way Ticket (Public Transport)

$1.51 Ft 491

$0.25 ₱15.82

504.00%

Public Transport Monthly Pass (Regular Price)

$23.59 Ft 7,681

$12.65 ₱796

86.48%

Taxi Start (Normal Tariff)

$3.30 Ft 1,076

$0.74 ₱46.44

345.95%

Taxi (Normal Tariff) (1km)

$1.46 Ft 475

$0.21 ₱13.15

595.24%

Taxi 1hour Waiting (Normal Tariff)

$24.60 Ft 8,012

$4.33 ₱272

468.13%

Gasoline (1 liter)

$1.79 Ft 583

$1.33 ₱83.7

34.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K Ft 9.8M

$21.8K ₱1.4M

37.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.9K Ft 12.0M

$19.4K ₱1.2M

90.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 Ft 54.9K

$121 ₱7,583

39.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.30 Ft 6,612

$14.45 ₱909

40.48%

Internet (50+ Mbps, Unlimited Data)

$21.23 Ft 6,914

$28.29 ₱1,779

-24.96%

Gym Membership (Monthly)

$46.06 Ft 15.0K

$32.68 ₱2,055

40.94%

Tennis Court (1 Hour on Weekend)

$18.68 Ft 6,082

$6.39 ₱402

192.33%

Cinema Ticket

$8.81 Ft 2,870

$5.46 ₱343

61.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$420 Ft 136.6K

$273 ₱17.2K

53.46%

International Primary School, 1 Child (Yearly)

$7,762 Ft 2.5M

$8,156 ₱512.9K

-4.83%

Jeans (Levis 501 Or Similar)

$101 Ft 32.8K

$49.57 ₱3,117

103.19%

Summer Dress (H&M, Zara, etc)

$51.6 Ft 16.8K

$24.87 ₱1,564

107.60%

Sport Shoes (Adidas, Nike)

$98.0 Ft 31.9K

$76.6 ₱4,817

27.97%

Men's Leather Business Shoes

$109 Ft 35.4K

$59.3 ₱3,727

83.61%

1-bedroom Apartment, City Center (Monthly)

$619 Ft 201.7K

$506 ₱31.8K

22.44%

1-bedroom Apartment, Outside City Center (Monthly)

$444 Ft 144.5K

$309 ₱19.5K

43.42%

3-bedroom Apartment, City Center (Monthly)

$987 Ft 321.4K

$1,052 ₱66.1K

-6.16%

3-bedroom Apartment, Outside City Center (Monthly)

$676 Ft 220.1K

$619 ₱38.9K

9.21%

Buy Apartment in City Center (m2)

$3,296 Ft 1.1M

$2,915 ₱183.4K

13.06%

Buy Apartment Outside City Center (m2)

$2,804 Ft 913.3K

$1,867 ₱117.4K

50.20%

Average Monthly Net Salary (After Tax)

$1,056 Ft 343.8K

$341 ₱21.5K

209.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

11.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pecs: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pecs

$444 32.9%

Cebu

$309 33.5% 30.3% $134

Groceries & Markets

Pecs

$260 19.2%

Cebu

$210 22.7% 18.9% $49

Monthly Utilities & Internet

Pecs

$210 15.6%

Cebu

$163 17.7% 22.2% $47

Eating Out

Pecs

$171 12.6%

Cebu

$88 9.6% 48.2% $82

Clothing & Footwear

Pecs

$162 12%

Cebu

$95 10.2% 41.5% $67

Sport & Entertainment

Pecs

$64 4.7%

Cebu

$44 4.7% 31.5% $20

Getting Around

Pecs

$40 3%

Cebu

$15 1.7% 61.6% $25

Cost Breakdown

A one-bedroom apartment in the center runs $619 in Pecs and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Pecs pays 210% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $60.0 in Pecs vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $260 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇭🇺 Pecs

🇵🇭 Cebu

🕒 Local time

06:50 6:50 AM

12:50 12:50 PM

6 h ahead of Pecs

🌤 Weather

👥 Population

140,330

964,169

💱 Currency

Hungarian Forint HUF Ft

Philippine Peso PHP ₱

📈 Exchange rate

1,000 HUF = 3.07 USD

1,000 HUF = 2.74 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to HUF – Hungarian Forint Converter

🇺🇸 United States Dollar ($)

🇭🇺 Hungarian Forint (Ft)

Hungarian Forint exchange rates as of October 10, 2026: 1 USD = 326 HUF (1,000 HUF = 3.07 USD). 1 EUR = 365 HUF (1,000 HUF = 2.74 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

USD to HUF in detail →

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Between locations

Pecs Cebu 10,360 km ≈ 13 h nonstop flight

From you

Pecs
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pecs vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 43% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 210% higher in Pecs, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $619 in Pecs versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,338 per month in Pecs versus $934 in Cebu – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 86% less than in Pecs. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,338 in Pecs, a $1,500 budget is realistic in Cebu but tight or insufficient in Pecs. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Pecs, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Pecs and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 43% less than in Pecs. Beyond cost, consider language, visa policies, and how big the international community is in each city.