Last update: Oct 2026

Cost of Living Comparison Between Cebu and Pecs

For one person, living is cheaper in Cebu: $934 a month against $1,338 in Pecs, rent and utilities included – about $4,800 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
66

Cost of Living Index in Pecs
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Pecs Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Pecs

🇭🇺 Hungary

$1,338

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Pecs

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Pecs actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,338 in Pecs.

Cebu $934
Pecs $1,338

Estimated couple costs with rent: $1,415 in Cebu versus $2,058 in Pecs.

Cebu $1,415
Pecs $2,058

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,777 in Pecs.

Cebu $1,896
Pecs $2,777

Living in Cebu costs roughly 30% less than in Pecs, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 30% below, Pecs is 0% above.

Meal at Budget Restaurant

$3.03 ₱191

$11.29 Ft 3,676

-73.16%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,476

$60.3 Ft 19.6K

-61.05%

Fast Food Meal (McDonalds, etc)

$4.09 ₱257

$9.21 Ft 3,000

-55.59%

Cappuccino

$2.52 ₱158

$2.45 Ft 798

2.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.2

$1.34 Ft 436

14.93%

Water (0.33 liter bottle)

$0.49 ₱31.06

$1.24 Ft 404

-60.48%

Local Beer (0.5 liter draught)

$1.79 ₱113

$1.71 Ft 556

4.68%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$2.23 Ft 725

1.35%

Milk (1 liter)

$1.95 ₱122

$1.23 Ft 400

58.54%

White Bread (500g)

$1.43 ₱89.9

$1.57 Ft 510

-8.92%

Rice (white) (1kg)

$1.02 ₱64.0

$2.46 Ft 802

-58.54%

Eggs

$2.06 ₱129

$3.28 Ft 1,069

-37.20%

Local Cheese (1kg)

$9.81 ₱617

$10.14 Ft 3,302

-3.25%

Chicken Fillets (1kg)

$4.61 ₱290

$6.63 Ft 2,158

-30.47%

Beef Round Steak (1kg)

$7.70 ₱484

$15.95 Ft 5,193

-51.72%

Apples (1kg)

$3.31 ₱208

$2.38 Ft 774

39.08%

Banana (1kg)

$1.45 ₱91.2

$2.28 Ft 744

-36.40%

Oranges (1kg)

$2.36 ₱148

$2.53 Ft 825

-6.72%

Tomato (1kg)

$1.54 ₱96.6

$3.94 Ft 1,282

-60.91%

Potato (1kg)

$2.36 ₱148

$1.12 Ft 365

110.71%

Onion (1kg)

$1.99 ₱125

$1.35 Ft 439

47.41%

Lettuce (1 head)

$1.15 ₱72.3

$1.87 Ft 608

-38.50%

Water (1.5 liter bottle)

$0.67 ₱42.26

$0.58 Ft 190

15.52%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$8.76 Ft 2,854

-65.75%

Wine (Bottle)

$6.35 ₱399

$4.63 Ft 1,508

37.15%

Local Beer (0.5 liter bottle)

$1.31 ₱82.1

$1.37 Ft 445

-4.38%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.61 Ft 851

-33.72%

One-way Ticket (Public Transport)

$0.25 ₱15.82

$1.51 Ft 491

-83.44%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

$23.59 Ft 7,681

-46.38%

Taxi Start (Normal Tariff)

$0.74 ₱46.44

$3.30 Ft 1,076

-77.58%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.15

$1.46 Ft 475

-85.62%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

$24.60 Ft 8,012

-82.40%

Gasoline (1 liter)

$1.33 ₱83.7

$1.79 Ft 583

-25.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$30.0K Ft 9.8M

-27.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$36.9K Ft 12.0M

-47.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,583

$168 Ft 54.9K

-28.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱909

$20.30 Ft 6,612

-28.82%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,779

$21.23 Ft 6,914

33.25%

Gym Membership (Monthly)

$32.68 ₱2,055

$46.06 Ft 15.0K

-29.05%

Tennis Court (1 Hour on Weekend)

$6.39 ₱402

$18.68 Ft 6,082

-65.79%

Cinema Ticket

$5.46 ₱343

$8.81 Ft 2,870

-38.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.2K

$420 Ft 136.6K

-34.84%

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

$7,762 Ft 2.5M

5.07%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,117

$101 Ft 32.8K

-50.78%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

$51.6 Ft 16.8K

-51.83%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,817

$98.0 Ft 31.9K

-21.85%

Men's Leather Business Shoes

$59.3 ₱3,727

$109 Ft 35.4K

-45.54%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.8K

$619 Ft 201.7K

-18.33%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$444 Ft 144.5K

-30.28%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.1K

$987 Ft 321.4K

6.56%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

$676 Ft 220.1K

-8.43%

Buy Apartment in City Center (m2)

$2,915 ₱183.4K

$3,296 Ft 1.1M

-11.55%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.4K

$2,804 Ft 913.3K

-33.42%

Average Monthly Net Salary (After Tax)

$341 ₱21.5K

$1,056 Ft 343.8K

-67.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-10.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Pecs: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Pecs

$444 32.9% 43.4% $134

Groceries & Markets

Cebu

$210 22.7%

Pecs

$260 19.2% 23.4% $49

Monthly Utilities & Internet

Cebu

$163 17.7%

Pecs

$210 15.6% 28.6% $47

Clothing & Footwear

Cebu

$95 10.2%

Pecs

$162 12% 70.8% $67

Eating Out

Cebu

$88 9.6%

Pecs

$171 12.6% 93.1% $82

Sport & Entertainment

Cebu

$44 4.7%

Pecs

$64 4.7% 46.1% $20

Getting Around

Cebu

$15 1.7%

Pecs

$40 3% 161% $25

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $619 in Pecs. Housing cost is often the main lever when comparing two cities.

Pecs pays 210% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $60.0 in Pecs for a mid-range dinner for two. Groceries echo the gap at $210 vs $260 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇭🇺 Pecs

🕒 Local time

16:14 4:14 PM

10:14 10:14 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

140,330

💱 Currency

Philippine Peso PHP ₱

Hungarian Forint HUF Ft

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 HUF = 3.07 USD

1,000 HUF = 2.74 EUR

Exchange rates and currency converter

HUF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

Hungarian Forint exchange rates as of October 10, 2026: 1 USD = 326 HUF (1,000 HUF = 3.07 USD). 1 EUR = 365 HUF (1,000 HUF = 2.74 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Pecs 10,360 km ≈ 13 h nonstop flight

From you

Cebu
Pecs

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Pecs: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 43% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 210% lower in Pecs. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $619 in Pecs. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $1,338 in Pecs – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 86% less than in Pecs. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,338 in Pecs, a $1,500 budget is realistic in Cebu but tight or insufficient in Pecs. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Pecs, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Pecs are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 43% less than in Pecs. Beyond cost, consider language, visa policies, and how big the international community is in each city.