Last update: Oct 2026

Cost of Living Comparison Between Pec and Cebu

For one person, living is cheaper in Pec: $665 a month against $918 in Cebu, rent and utilities included – about $3,000 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Pec
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Pec Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Pec

🇽🇰 Kosovo

$665

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Pec and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pec and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $665 in Pec versus $918 in Cebu.

Pec $665
Cebu $918

Estimated couple costs with rent: $1,078 in Pec versus $1,409 in Cebu.

Pec $1,078
Cebu $1,409

Monthly costs for a family of three with rent: $1,490 in Pec versus $1,900 in Cebu.

Pec $1,490
Cebu $1,900

Living in Pec costs roughly 28% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Pec 51% lower, Cebu 32% lower.

Meal at Budget Restaurant

$5.52 €4.91

$3.09 ₱194

78.64%

Three-Course Dinner for Two, Mid-Range

$22.36 €19.89

$24.22 ₱1,525

-7.68%

Fast Food Meal (McDonalds, etc)

$4.33 €3.85

$3.92 ₱247

10.46%

Cappuccino

$1.32 €1.18

$2.51 ₱158

-47.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.56 €1.39

$1.59 ₱100

-1.89%

Water (0.33 liter bottle)

$1.05 €0.94

$0.53 ₱33.43

98.11%

Local Beer (0.5 liter draught)

$1.96 €1.74

$1.78 ₱112

10.11%

Imported Beer (0.33 liter bottle)

$2.77 €2.46

$2.17 ₱137

27.65%

Milk (1 liter)

$1.28 €1.13

$1.92 ₱121

-33.33%

White Bread (500g)

$0.63 €0.56

$1.36 ₱85.4

-53.68%

Rice (white) (1kg)

$1.32 €1.17

$1.01 ₱63.5

30.69%

Eggs

$1.81 €1.61

$2.03 ₱128

-10.84%

Local Cheese (1kg)

$7.63 €6.78

$9.86 ₱621

-22.62%

Chicken Fillets (1kg)

$6.50 €5.78

$4.39 ₱277

48.06%

Beef Round Steak (1kg)

$12.30 €10.94

$7.60 ₱479

61.84%

Apples (1kg)

$1.43 €1.27

$3.30 ₱208

-56.67%

Banana (1kg)

$1.42 €1.27

$1.39 ₱87.8

2.16%

Oranges (1kg)

$1.11 €0.98

$2.33 ₱147

-52.36%

Tomato (1kg)

$1.69 €1.51

$1.50 ₱94.3

12.67%

Potato (1kg)

$0.90 €0.80

$2.36 ₱149

-61.86%

Onion (1kg)

$0.87 €0.77

$1.90 ₱119

-54.21%

Lettuce (1 head)

$0.79 €0.71

$1.19 ₱74.9

-33.61%

Water (1.5 liter bottle)

$0.50 €0.44

$0.63 ₱39.71

-20.63%

Cigarettes 20 Pack (Marlboro, Camel)

$2.84 €2.53

$3.00 ₱189

-5.33%

Wine (Bottle)

$5.56 €4.94

$6.03 ₱379

-7.79%

Local Beer (0.5 liter bottle)

$0.88 €0.79

$1.23 ₱77.7

-28.46%

Imported Beer (0.33 liter bottle)

$1.19 €1.06

$1.75 ₱110

-32.00%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$2.19 €1.94

$0.77 ₱48.62

184.42%

Taxi (Normal Tariff) (1km)

$0.55 €0.49

$0.23 ₱14.53

139.13%

Taxi 1hour Waiting (Normal Tariff)

$3.30 €2.94

$4.46 ₱281

-26.01%

Gasoline (1 liter)

$1.42 €1.26

$1.31 ₱82.8

8.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.3K €19.8K

$21.2K ₱1.3M

4.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K €23.3K

$19.1K ₱1.2M

36.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 €92.3

$120 ₱7,569

-13.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.14 €9.91

$14.00 ₱882

-20.43%

Internet (50+ Mbps, Unlimited Data)

$23.36 €20.78

$27.54 ₱1,734

-15.18%

Gym Membership (Monthly)

$21.87 €19.46

$32.33 ₱2,035

-32.35%

Tennis Court (1 Hour on Weekend)

$33.79 €30.06

$6.65 ₱419

408.12%

Cinema Ticket

$4.56 €4.06

$5.65 ₱356

-19.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$150 €133

$275 ₱17.3K

-45.66%

International Primary School, 1 Child (Yearly)

$2,954 €2,627

$7,918 ₱498.5K

-62.70%

Jeans (Levis 501 Or Similar)

$41.97 €37.33

$49.33 ₱3,106

-14.92%

Summer Dress (H&M, Zara, etc)

$28.42 €25.28

$25.24 ₱1,589

12.60%

Sport Shoes (Adidas, Nike)

$63.6 €56.6

$77.0 ₱4,846

-17.37%

Men's Leather Business Shoes

$81.5 €72.5

$57.2 ₱3,601

42.47%

1-bedroom Apartment, City Center (Monthly)

$167 €149

$500 ₱31.5K

-66.53%

1-bedroom Apartment, Outside City Center (Monthly)

$111 €98.7

$309 ₱19.4K

-64.06%

3-bedroom Apartment, City Center (Monthly)

$335 €298

$1,078 ₱67.9K

-68.94%

3-bedroom Apartment, Outside City Center (Monthly)

$277 €247

$615 ₱38.7K

-54.90%

Buy Apartment in City Center (m2)

$1,251 €1,112

$2,886 ₱181.7K

-56.67%

Buy Apartment Outside City Center (m2)

$1,043 €928

$1,917 ₱120.7K

-45.57%

Average Monthly Net Salary (After Tax)

$471 €419

$346 ₱21.8K

36.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

7.2

-37.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pec: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pec

$184 27.7%

Cebu

$206 22.4% 11.9% $22

Monthly Utilities & Internet

Pec

$138 20.8%

Cebu

$162 17.6% 17% $24

Accommodation & Living

Pec

$111 16.7%

Cebu

$309 33.6% 178% $198

Eating Out

Pec

$99 14.9%

Cebu

$88 9.6% 10.7% $11

Clothing & Footwear

Pec

$97 14.6%

Cebu

$94 10.2% 3.1% $3

Sport & Entertainment

Pec

$31 4.7%

Cebu

$44 4.8% 40.7% $13

Getting Around

Pec

$4.9 * 0.7%

Cebu

$16 1.7% 216% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $167 in Pec and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Pec pays 36% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Pec vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $184 vs $206 per month, with Pec cheaper across the board.

Good to know

🇽🇰 Pec

🇵🇭 Cebu

🕒 Local time

12:35 12:35 PM

18:35 6:35 PM

6 h ahead of Pec

🌤 Weather

👥 Population

48,962

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Pec Cebu 10,320 km ≈ 13 h nonstop flight

From you

Pec
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pec vs Cebu: Cost of Living - Frequently Asked Questions

Pec is cheaper overall, especially in groceries, utilities, and leisure. The 38% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 36% higher in Pec, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $167 in Pec versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $665 per month in Pec versus $918 in Cebu – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Pec gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Pec is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Pec and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pec gentler on the wallet – expenses run 38% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.