Last update: Oct 2026

Cost of Living Comparison Between Pavlodar and Ubud, Bali

For one person, living is cheaper in Pavlodar: $734 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Pavlodar
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Pavlodar Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Pavlodar

🇰🇿 Kazakhstan

$734

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Pavlodar and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pavlodar and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $734 in Pavlodar versus $1,349 in Ubud, Bali.

Pavlodar $734
Ubud, Bali $1,349

Estimated couple costs with rent: $1,147 in Pavlodar versus $2,305 in Ubud, Bali.

Pavlodar $1,147
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,561 in Pavlodar versus $3,261 in Ubud, Bali.

Pavlodar $1,561
Ubud, Bali $3,261

Living in Pavlodar costs roughly 46% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$6.55 ₸2,982

$3.32 Rp 60.4K

97.29%

Three-Course Dinner for Two, Mid-Range

$22.12 ₸10.1K

$35.64 Rp 648.1K

-37.93%

Fast Food Meal (McDonalds, etc)

$9.00 ₸4,101

$5.53 Rp 100.6K

62.75%

Cappuccino

$1.74 ₸791

$2.72 Rp 49.4K

-36.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 ₸542

$1.70 Rp 30.9K

-30.00%

Water (0.33 liter bottle)

$0.48 ₸220

$0.76 Rp 13.8K

-36.84%

Local Beer (0.5 liter draught)

$1.08 ₸492

$2.65 Rp 48.3K

-59.25%

Imported Beer (0.33 liter bottle)

$1.37 ₸624

$4.38 Rp 79.7K

-68.72%

Milk (1 liter)

$1.03 ₸471

$1.49 Rp 27.1K

-30.87%

White Bread (500g)

$0.34 ₸153

$2.28 Rp 41.4K

-85.09%

Rice (white) (1kg)

$1.36 ₸621

$1.19 Rp 21.6K

14.29%

Eggs

$1.56 ₸712

$2.04 Rp 37.0K

-23.53%

Local Cheese (1kg)

$5.41 ₸2,466

$17.70 Rp 321.9K

-69.44%

Chicken Fillets (1kg)

$4.63 ₸2,107

$3.96 Rp 72.1K

16.92%

Beef Round Steak (1kg)

$6.82 ₸3,106

$12.19 Rp 221.7K

-44.05%

Apples (1kg)

$1.42 ₸646

$3.66 Rp 66.5K

-61.20%

Banana (1kg)

$1.69 ₸769

$1.52 Rp 27.6K

11.18%

Oranges (1kg)

$1.72 ₸786

$2.23 Rp 40.5K

-22.87%

Tomato (1kg)

$1.70 ₸776

$1.97 Rp 35.9K

-13.71%

Potato (1kg)

$0.91 ₸416

$1.85 Rp 33.6K

-50.81%

Onion (1kg)

$0.72 ₸327

$2.42 Rp 44.1K

-70.25%

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.76 ₸347

$0.51 Rp 9,336

49.02%

Cigarettes 20 Pack (Marlboro, Camel)

$2.51 ₸1,141

$2.22 Rp 40.4K

13.06%

Wine (Bottle)

$7.06 ₸3,218

$22.24 Rp 404.4K

-68.26%

Local Beer (0.5 liter bottle)

$1.30 ₸593

$2.26 Rp 41.1K

-42.48%

Imported Beer (0.33 liter bottle)

$2.20 ₸1,004

$2.97 Rp 54.0K

-25.93%

One-way Ticket (Public Transport)

$0.36 ₸163

$0.25 Rp 4,564

44.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$1.41 ₸642

$0.44 Rp 7,992

220.45%

Taxi (Normal Tariff) (1km)

$1.19 ₸542

$0.43 Rp 7,821

176.74%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

Gasoline (1 liter)

$0.69 ₸312

$0.82 Rp 15.0K

-15.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K ₸12.0M

$31.7K Rp 577.3M

-17.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.4 ₸30.2K

$79.1 Rp 1.4M

-16.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.31 ₸5,151

$6.45 Rp 117.2K

75.35%

Internet (50+ Mbps, Unlimited Data)

$27.05 ₸12.3K

$18.58 Rp 337.8K

45.59%

Gym Membership (Monthly)

$31.63 ₸14.4K

$49.48 Rp 899.8K

-36.08%

Tennis Court (1 Hour on Weekend)

$11.01 ₸5,016

$17.65 Rp 320.9K

-37.62%

Cinema Ticket

$4.46 ₸2,033

$4.27 Rp 77.7K

4.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$133 ₸60.5K

$491 Rp 8.9M

-72.93%

International Primary School, 1 Child (Yearly)

$4,420 ₸2.0M

$5,674 Rp 103.2M

-22.10%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

Summer Dress (H&M, Zara, etc)

$25.25 ₸11.5K

$34.95 Rp 635.6K

-27.75%

Sport Shoes (Adidas, Nike)

$75.3 ₸34.3K

$79.9 Rp 1.5M

-5.77%

Men's Leather Business Shoes

$98.7 ₸45.0K

$79.4 Rp 1.4M

24.25%

1-bedroom Apartment, City Center (Monthly)

$274 ₸124.8K

$1,125 Rp 20.5M

-75.65%

1-bedroom Apartment, Outside City Center (Monthly)

$219 ₸99.9K

$671 Rp 12.2M

-67.34%

3-bedroom Apartment, City Center (Monthly)

$556 ₸253.4K

$3,565 Rp 64.8M

-84.40%

3-bedroom Apartment, Outside City Center (Monthly)

$437 ₸199.1K

$1,723 Rp 31.3M

-74.64%

Buy Apartment in City Center (m2)

$1,081 ₸492.3K

$2,732 Rp 49.7M

-60.44%

Buy Apartment Outside City Center (m2)

$872 ₸397.3K

$2,284 Rp 41.5M

-61.81%

Average Monthly Net Salary (After Tax)

$707 ₸322.0K

$164 Rp 3.0M

331.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pavlodar: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pavlodar

$219 29.9%

Ubud, Bali

$672 49.8% 206% $452

Groceries & Markets

Pavlodar

$156 * 21.3%

Ubud, Bali

$288 21.4% 84.7% $132

Eating Out

Pavlodar

$115 15.7%

Ubud, Bali

$108 8% 6.4% $7.4

Monthly Utilities & Internet

Pavlodar

$105 14.3%

Ubud, Bali

$104 7.7% 0.6% $0.6

Clothing & Footwear

Pavlodar

$90 * 12.2%

Ubud, Bali

$108 8% 19.9% $18

Sport & Entertainment

Pavlodar

$41 5.5%

Ubud, Bali

$58 4.3% 43.1% $17

Getting Around

Pavlodar

$8.8 * 1.2%

Ubud, Bali

$11 0.9% 30.1% $2.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $274 in Pavlodar and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Pavlodar pays about 4.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22 in Pavlodar vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $156 vs $288 per month, with Pavlodar cheaper across the board.

Good to know

🇰🇿 Pavlodar

🇮🇩 Ubud, Bali

🕒 Local time

11:14 11:14 AM

14:14 2:14 PM

3 h ahead of Pavlodar

🌤 Weather

👥 Population

334,830

74,800

💱 Currency

Kazakhstani Tenge KZT ₸

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 KZT = 2.2 USD

1,000 KZT = 1.97 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to KZT – Kazakhstani Tenge Converter

🇺🇸 United States Dollar ($)

🇰🇿 Kazakhstani Tenge (₸)

Kazakhstani Tenge exchange rates as of October 29, 2026: 1 USD = 456 KZT (1,000 KZT = 2.2 USD). 1 EUR = 507 KZT (1,000 KZT = 1.97 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to KZT in detail →

On the map

Lowest

Highest

Between locations

Pavlodar Ubud, Bali 7,680 km ≈ 10 h nonstop flight

From you

Pavlodar
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pavlodar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $734 in Pavlodar and $1,349 in Ubud, Bali, so Pavlodar is about 46% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Pavlodar is about 4.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $274 in Pavlodar versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 85% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $734 per month in Pavlodar versus $1,349 in Ubud, Bali – Pavlodar is about 46% cheaper, which adds up to real savings over time.

At $734 in Pavlodar versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Pavlodar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Pavlodar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.