Cost of Living Comparison Between Pavlodar and Ubud, Bali Cost of Living Comparison Between Pavlodar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $718 in Pavlodar versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,154 in Pavlodar versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,590 in Pavlodar versus $3,275 in Ubud, Bali.

Living in Pavlodar costs roughly 48% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Pavlodar is 48% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$6.49 ₸2,926

$3.33 Rp 58.7K

94.89%

Three-Course Dinner for Two, Mid-Range

$22.27 ₸10.0K

$35.82 Rp 630.7K

-37.83%

Fast Food Meal (McDonalds, etc)

$8.92 ₸4,021

$5.63 Rp 99.1K

58.44%

Cappuccino

$1.69 ₸760

$2.82 Rp 49.7K

-40.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.18 ₸531

$1.75 Rp 30.8K

-32.57%

Water (0.33 liter bottle)

$0.51 ₸231

$0.80 Rp 14.0K

-36.25%

Local Beer (0.5 liter draught)

$1.11 ₸502

$3.04 Rp 53.6K

-63.49%

Imported Beer (0.33 liter bottle)

$1.36 ₸614

$4.30 Rp 75.7K

-68.37%

Milk (1 liter)

$1.00 ₸449

$1.61 Rp 28.3K

-37.89%

White Bread (500g)

$0.34 ₸153

$2.27 Rp 39.9K

-85.02%

Rice (white) (1kg)

$1.29 ₸583

$1.17 Rp 20.6K

10.26%

Eggs

$1.56 ₸704

$2.17 Rp 38.2K

-28.11%

Local Cheese (1kg)

$5.25 ₸2,366

$17.63 Rp 310.5K

-70.22%

Chicken Fillets (1kg)

$4.83 ₸2,177

$4.05 Rp 71.4K

19.26%

Beef Round Steak (1kg)

$6.97 ₸3,140

$12.18 Rp 214.5K

-42.78%

Apples (1kg)

$1.41 ₸636

$3.62 Rp 63.7K

-61.05%

Banana (1kg)

$1.71 ₸770

$1.64 Rp 28.8K

4.27%

Oranges (1kg)

$1.77 ₸798

$2.31 Rp 40.6K

-23.38%

Tomato (1kg)

$1.62 ₸731

$1.96 Rp 34.5K

-17.35%

Potato (1kg)

$0.89 ₸402

$1.84 Rp 32.5K

-51.63%

Onion (1kg)

$0.71 ₸322

$2.37 Rp 41.7K

-70.04%

Lettuce (1 head)

$1.05 Rp 18.5K

Water (1.5 liter bottle)

$0.76 ₸343

$0.54 Rp 9,560

40.74%

Cigarettes 20 Pack (Marlboro, Camel)

$2.37 ₸1,066

$2.30 Rp 40.6K

3.04%

Wine (Bottle)

$7.03 ₸3,168

$23.08 Rp 406.4K

-69.54%

Local Beer (0.5 liter bottle)

$1.33 ₸601

$2.34 Rp 41.2K

-43.16%

Imported Beer (0.33 liter bottle)

$2.13 ₸962

$3.07 Rp 54.0K

-30.62%

One-way Ticket (Public Transport)

$0.35 ₸158

$0.25 Rp 4,365

40.00%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$1.44 ₸650

$0.49 Rp 8,631

193.88%

Taxi (Normal Tariff) (1km)

$1.13 ₸508

$0.47 Rp 8,349

140.43%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

Gasoline (1 liter)

$0.61 ₸276

$0.81 Rp 14.2K

-24.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K ₸11.7M

$31.1K Rp 547.0M

-16.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.3 ₸29.9K

$82.7 Rp 1.5M

-19.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.00 ₸4,955

$6.49 Rp 114.2K

69.49%

Internet (50+ Mbps, Unlimited Data)

$26.65 ₸12.0K

$18.79 Rp 330.8K

41.83%

Gym Membership (Monthly)

$31.39 ₸14.1K

$55.2 Rp 972.6K

-43.18%

Tennis Court (1 Hour on Weekend)

$10.82 ₸4,878

$18.21 Rp 320.6K

-40.58%

Cinema Ticket

$4.46 ₸2,010

$4.30 Rp 75.7K

3.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₸59.4K

$494 Rp 8.7M

-73.34%

International Primary School, 1 Child (Yearly)

$4,331 ₸2.0M

$5,917 Rp 104.2M

-26.81%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

Summer Dress (H&M, Zara, etc)

$25.64 ₸11.6K

$36.44 Rp 641.6K

-29.64%

Sport Shoes (Adidas, Nike)

$74.8 ₸33.7K

$80.7 Rp 1.4M

-7.31%

Men's Leather Business Shoes

$100 ₸45.1K

$78.8 Rp 1.4M

27.11%

1-bedroom Apartment, City Center (Monthly)

$280 ₸126.1K

$1,114 Rp 19.6M

-74.89%

1-bedroom Apartment, Outside City Center (Monthly)

$218 ₸98.3K

$693 Rp 12.2M

-68.54%

3-bedroom Apartment, City Center (Monthly)

$548 ₸246.8K

$3,639 Rp 64.1M

-84.95%

3-bedroom Apartment, Outside City Center (Monthly)

$447 ₸201.3K

$1,712 Rp 30.1M

-73.91%

Buy Apartment in City Center (m2)

$1,094 ₸492.7K

$2,761 Rp 48.6M

-60.39%

Buy Apartment Outside City Center (m2)

$883 ₸398.0K

$2,293 Rp 40.4M

-61.48%

Average Monthly Net Salary (After Tax)

$702 ₸316.1K

$167 Rp 2.9M

319.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pavlodar: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $280 in Pavlodar and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Pavlodar pays 320% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Pavlodar vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $156 vs $294 per month, with Pavlodar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pavlodar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Pavlodar and Ubud, Bali differ by about 92% in total monthly costs ($718 vs $1,378 including rent). Pavlodar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 320% higher in Pavlodar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $280 in Pavlodar versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 88% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $718 per month in Pavlodar versus $1,378 in Ubud, Bali – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.

At $718 in Pavlodar versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Pavlodar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Pavlodar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Pavlodar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pavlodar gentler on the wallet – expenses run 92% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.