Cost of Living Comparison Between Ubud, Bali and Pavlodar Cost of Living Comparison Between Ubud, Bali and Pavlodar

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $688 in Pavlodar.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,085 in Pavlodar.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,481 in Pavlodar.

Living in Ubud, Bali is roughly 105% more expensive than in Pavlodar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Pavlodar is 49% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$5.82 ₸2,736

-40.72%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$19.20 ₸9,023

68.44%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$7.47 ₸3,511

-35.21%

Cappuccino

$2.75 Rp 49.4K

$1.62 ₸760

69.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.09 ₸513

26.61%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.45 ₸211

66.67%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$0.86 ₸402

247.67%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.23 ₸578

213.01%

Milk (1 liter)

$1.74 Rp 31.2K

$0.83 ₸390

109.64%

White Bread (500g)

$2.46 Rp 44.2K

$0.35 ₸166

602.86%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.01 ₸476

15.84%

Eggs

$2.43 Rp 43.7K

$1.58 ₸741

53.80%

Local Cheese (1kg)

$14.50 Rp 260.6K

$4.83 ₸2,268

200.21%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.34 ₸2,038

0.23%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$6.08 ₸2,860

97.04%

Apples (1kg)

$3.72 Rp 66.8K

$1.29 ₸608

188.37%

Banana (1kg)

$1.63 Rp 29.2K

$1.58 ₸744

3.16%

Oranges (1kg)

$2.74 Rp 49.3K

$1.92 ₸902

42.71%

Tomato (1kg)

$2.24 Rp 40.3K

$1.53 ₸718

46.41%

Potato (1kg)

$1.92 Rp 34.5K

$0.80 ₸377

140.00%

Onion (1kg)

$2.28 Rp 40.9K

$0.69 ₸325

230.43%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.96 ₸449

10.42%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.76 ₸359

-5.26%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.11 ₸989

55.92%

Wine (Bottle)

$23.19 Rp 416.8K

$6.91 ₸3,250

235.60%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.95 ₸446

192.63%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.55 ₸729

76.13%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.21 ₸97.9

28.57%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.51 ₸707

-68.21%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.76 ₸359

-44.74%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$4.82 ₸2,267

29.05%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.46 ₸215

76.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$19.8K ₸9.3M

34.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$18.7K ₸8.8M

71.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$50.9 ₸23.9K

53.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$10.01 ₸4,704

-59.34%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$13.64 ₸6,412

78.37%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$36.89 ₸17.3K

167.31%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$9.73 ₸4,573

-34.84%

Cinema Ticket

$3.99 Rp 71.6K

$5.49 ₸2,579

-27.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$120 ₸56.2K

155.06%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$4,820 ₸2.3M

37.81%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$56.6 ₸26.6K

-4.28%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$29.42 ₸13.8K

28.52%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$89.5 ₸42.1K

-2.98%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$79.2 ₸37.2K

-3.55%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$246 ₸115.5K

303.70%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$193 ₸90.9K

247.99%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$490 ₸230.5K

588.11%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$383 ₸180.2K

434.63%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,064 ₸500.0K

163.62%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$850 ₸399.6K

161.94%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$671 ₸315.3K

-75.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

18.39

-27.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Pavlodar: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $246 in Pavlodar. Housing cost is often the main lever when comparing two cities.

Pavlodar pays 302% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $19.00 in Pavlodar for a mid-range dinner for two. Groceries echo the gap at $297 vs $146 per month, with Pavlodar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pavlodar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Pavlodar differ by about 105% in total monthly costs ($1,408 vs $688 including rent). Pavlodar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 302% lower in Pavlodar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $246 in Pavlodar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 103% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,408 per month in Ubud, Bali versus $688 in Pavlodar – a 105% gap that adds up to real savings over time for anyone picking the cheaper option.

At $688 in Pavlodar versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Pavlodar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Pavlodar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Pavlodar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pavlodar gentler on the wallet – expenses run 105% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.