Cost of Living Comparison Between Ubud, Bali and Pavlodar Cost of Living Comparison Between Ubud, Bali and Pavlodar

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $718 in Pavlodar.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,154 in Pavlodar.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $1,590 in Pavlodar.

Living in Ubud, Bali is roughly 92% more expensive than in Pavlodar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Pavlodar is 48% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$6.49 ₸2,926

-48.69%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$22.27 ₸10.0K

60.84%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$8.92 ₸4,021

-36.88%

Cappuccino

$2.82 Rp 49.7K

$1.69 ₸760

66.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.18 ₸531

48.31%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.51 ₸231

56.86%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.11 ₸502

173.87%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.36 ₸614

216.18%

Milk (1 liter)

$1.61 Rp 28.3K

$1.00 ₸449

61.00%

White Bread (500g)

$2.27 Rp 39.9K

$0.34 ₸153

567.65%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.29 ₸583

-9.30%

Eggs

$2.17 Rp 38.2K

$1.56 ₸704

39.10%

Local Cheese (1kg)

$17.63 Rp 310.5K

$5.25 ₸2,366

235.81%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.83 ₸2,177

-16.15%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$6.97 ₸3,140

74.75%

Apples (1kg)

$3.62 Rp 63.7K

$1.41 ₸636

156.74%

Banana (1kg)

$1.64 Rp 28.8K

$1.71 ₸770

-4.09%

Oranges (1kg)

$2.31 Rp 40.6K

$1.77 ₸798

30.51%

Tomato (1kg)

$1.96 Rp 34.5K

$1.62 ₸731

20.99%

Potato (1kg)

$1.84 Rp 32.5K

$0.89 ₸402

106.74%

Onion (1kg)

$2.37 Rp 41.7K

$0.71 ₸322

233.80%

Lettuce (1 head)

$1.05 Rp 18.5K

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.76 ₸343

-28.95%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.37 ₸1,066

-2.95%

Wine (Bottle)

$23.08 Rp 406.4K

$7.03 ₸3,168

228.31%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.33 ₸601

75.94%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.13 ₸962

44.13%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.35 ₸158

-28.57%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.44 ₸650

-65.97%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.13 ₸508

-58.41%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.61 ₸276

32.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$26.0K ₸11.7M

19.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$66.3 ₸29.9K

24.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$11.00 ₸4,955

-41.00%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$26.65 ₸12.0K

-29.49%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$31.39 ₸14.1K

75.98%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$10.82 ₸4,878

68.30%

Cinema Ticket

$4.30 Rp 75.7K

$4.46 ₸2,010

-3.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$132 ₸59.4K

275.02%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$4,331 ₸2.0M

36.62%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$25.64 ₸11.6K

42.12%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$74.8 ₸33.7K

7.89%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$100 ₸45.1K

-21.33%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$280 ₸126.1K

298.18%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$218 ₸98.3K

217.82%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$548 ₸246.8K

564.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$447 ₸201.3K

283.33%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,094 ₸492.7K

152.45%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$883 ₸398.0K

159.60%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$702 ₸316.1K

-76.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Pavlodar: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $280 in Pavlodar. Housing cost is often the main lever when comparing two cities.

Pavlodar pays 320% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $22.00 in Pavlodar for a mid-range dinner for two. Groceries echo the gap at $294 vs $156 per month, with Pavlodar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pavlodar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Pavlodar differ by about 92% in total monthly costs ($1,378 vs $718 including rent). Pavlodar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 320% lower in Pavlodar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $280 in Pavlodar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 88% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,378 per month in Ubud, Bali versus $718 in Pavlodar – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.

At $718 in Pavlodar versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Pavlodar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Pavlodar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Pavlodar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pavlodar gentler on the wallet – expenses run 92% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.