Cost of Living Comparison Between Ubud, Bali and Pavlodar Cost of Living Comparison Between Ubud, Bali and Pavlodar

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $670 in Pavlodar.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,061 in Pavlodar.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,452 in Pavlodar.

Living in Ubud, Bali is roughly 112% more expensive than Pavlodar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Pavlodar is 50% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$6.04 ₸2,940

-41.06%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$19.93 ₸9,708

64.22%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$7.56 ₸3,681

-34.52%

Cappuccino

$2.71 Rp 48.6K

$1.69 ₸822

60.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.05 ₸512

27.62%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.47 ₸229

48.94%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$0.91 ₸443

220.88%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$1.19 ₸581

232.77%

Milk (1 liter)

$1.81 Rp 32.4K

$0.78 ₸378

132.05%

White Bread (500g)

$2.52 Rp 45.1K

$0.36 ₸173

600.00%

Rice (white) (1kg)

$1.16 Rp 20.8K

$0.94 ₸460

23.40%

Eggs

$2.46 Rp 44.1K

$1.55 ₸754

58.71%

Local Cheese (1kg)

$14.71 Rp 263.7K

$4.83 ₸2,353

204.55%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$4.18 ₸2,035

3.35%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$5.93 ₸2,889

104.72%

Apples (1kg)

$3.84 Rp 68.8K

$1.29 ₸628

197.67%

Banana (1kg)

$1.56 Rp 27.9K

$1.62 ₸791

-3.70%

Oranges (1kg)

$2.83 Rp 50.8K

$2.00 ₸973

41.50%

Tomato (1kg)

$2.33 Rp 41.7K

$1.54 ₸749

51.30%

Potato (1kg)

$1.91 Rp 34.3K

$0.79 ₸387

141.77%

Onion (1kg)

$2.20 Rp 39.5K

$0.67 ₸328

228.36%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.95 ₸462

6.32%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.75 ₸367

4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$2.20 ₸1,072

50.91%

Wine (Bottle)

$23.74 Rp 425.5K

$6.67 ₸3,248

255.92%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$0.93 ₸455

200.00%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.57 ₸766

82.17%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.19 ₸93.3

42.11%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.49 ₸728

-69.13%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.83 ₸403

-45.78%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$4.78 ₸2,328

27.62%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.46 ₸225

71.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$19.9K ₸9.7M

31.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$18.8K ₸9.1M

71.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$50.3 ₸24.5K

58.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$9.93 ₸4,836

-59.11%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$13.75 ₸6,699

71.05%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$37.21 ₸18.1K

165.25%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$9.71 ₸4,729

-31.72%

Cinema Ticket

$4.15 Rp 74.3K

$5.32 ₸2,590

-21.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$115 ₸56.2K

163.67%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$4,906 ₸2.4M

34.80%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$55.6 ₸27.1K

-0.14%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$28.96 ₸14.1K

32.29%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$87.2 ₸42.5K

1.65%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$78.3 ₸38.1K

-0.50%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$248 ₸120.9K

305.44%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$193 ₸93.9K

250.35%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$491 ₸239.3K

600.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$398 ₸194.1K

411.79%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$1,006 ₸490.2K

182.34%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$825 ₸402.0K

174.33%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$653 ₸318.0K

-74.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

18.39

-27.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Pavlodar: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $248 in Pavlodar. Housing cost is often the main lever when comparing two cities.

Pavlodar pays 295% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $20.00 in Pavlodar for a mid-range dinner for two. Groceries echo the gap at $302 vs $144 per month, with Pavlodar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pavlodar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Pavlodar differ by about 112% in total monthly costs ($1,419 vs $670 including rent). Pavlodar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Pavlodar earns 295% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $248 in Pavlodar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 110% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,419 per month in Ubud, Bali versus $670 in Pavlodar – a 112% gap that adds up to real savings over time for anyone picking the cheaper option.

At $670 in Pavlodar versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Pavlodar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Pavlodar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Pavlodar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pavlodar gentler on the wallet – expenses run 112% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.