Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Pavlodar

For one person, living is cheaper in Pavlodar: $734 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in Pavlodar
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Pavlodar Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Pavlodar

🇰🇿 Kazakhstan

$734

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Pavlodar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Pavlodar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $734 in Pavlodar.

Ubud, Bali $1,349
Pavlodar $734

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,147 in Pavlodar.

Ubud, Bali $2,305
Pavlodar $1,147

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,561 in Pavlodar.

Ubud, Bali $3,261
Pavlodar $1,561

Living in Ubud, Bali is roughly 84% more expensive than in Pavlodar, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$6.55 ₸2,982

-49.31%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$22.12 ₸10.1K

61.12%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$9.00 ₸4,101

-38.56%

Cappuccino

$2.72 Rp 49.4K

$1.74 ₸791

56.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.19 ₸542

42.86%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.48 ₸220

58.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$1.08 ₸492

145.37%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$1.37 ₸624

219.71%

Milk (1 liter)

$1.49 Rp 27.1K

$1.03 ₸471

44.66%

White Bread (500g)

$2.28 Rp 41.4K

$0.34 ₸153

570.59%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.36 ₸621

-12.50%

Eggs

$2.04 Rp 37.0K

$1.56 ₸712

30.77%

Local Cheese (1kg)

$17.70 Rp 321.9K

$5.41 ₸2,466

227.17%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$4.63 ₸2,107

-14.47%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$6.82 ₸3,106

78.74%

Apples (1kg)

$3.66 Rp 66.5K

$1.42 ₸646

157.75%

Banana (1kg)

$1.52 Rp 27.6K

$1.69 ₸769

-10.06%

Oranges (1kg)

$2.23 Rp 40.5K

$1.72 ₸786

29.65%

Tomato (1kg)

$1.97 Rp 35.9K

$1.70 ₸776

15.88%

Potato (1kg)

$1.85 Rp 33.6K

$0.91 ₸416

103.30%

Onion (1kg)

$2.42 Rp 44.1K

$0.72 ₸327

236.11%

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.76 ₸347

-32.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.51 ₸1,141

-11.55%

Wine (Bottle)

$22.24 Rp 404.4K

$7.06 ₸3,218

215.01%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.30 ₸593

73.85%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.20 ₸1,004

35.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.36 ₸163

-30.56%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$1.41 ₸642

-68.79%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.19 ₸542

-63.87%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.69 ₸312

18.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$26.3K ₸12.0M

20.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$66.4 ₸30.2K

19.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$11.31 ₸5,151

-42.97%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$27.05 ₸12.3K

-31.31%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$31.63 ₸14.4K

56.43%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$11.01 ₸5,016

60.31%

Cinema Ticket

$4.27 Rp 77.7K

$4.46 ₸2,033

-4.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$133 ₸60.5K

269.44%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$4,420 ₸2.0M

28.37%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$25.25 ₸11.5K

38.42%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$75.3 ₸34.3K

6.12%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$98.7 ₸45.0K

-19.52%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$274 ₸124.8K

310.62%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$219 ₸99.9K

206.16%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$556 ₸253.4K

540.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$437 ₸199.1K

294.32%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$1,081 ₸492.3K

152.77%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$872 ₸397.3K

161.86%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$707 ₸322.0K

-76.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Pavlodar: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Pavlodar

$219 29.9% 67.3% $452

Groceries & Markets

Ubud, Bali

$288 21.4%

Pavlodar

$156 * 21.3% 45.8% $132

Eating Out

Ubud, Bali

$108 8%

Pavlodar

$115 15.7% 6.9% $7.4

Clothing & Footwear

Ubud, Bali

$108 8%

Pavlodar

$90 * 12.2% 16.6% $18

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Pavlodar

$105 14.3% 0.6% $0.6

Sport & Entertainment

Ubud, Bali

$58 4.3%

Pavlodar

$41 5.5% 30.1% $17

Getting Around

Ubud, Bali

$11 0.9%

Pavlodar

$8.8 * 1.2% 23.1% $2.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $274 in Pavlodar. Housing cost is often the main lever when comparing two cities.

Pavlodar pays about 4.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $22 in Pavlodar for a mid-range dinner for two. Groceries echo the gap at $288 vs $156 per month, with Pavlodar cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇰🇿 Pavlodar

🕒 Local time

15:11 3:11 PM

12:11 12:11 PM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

334,830

💱 Currency

Indonesian Rupiah IDR Rp

Kazakhstani Tenge KZT ₸

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 KZT = 2.2 USD

1,000 KZT = 1.97 EUR

Exchange rates and currency converter

KZT, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Kazakhstani Tenge exchange rates as of October 29, 2026: 1 USD = 456 KZT (1,000 KZT = 2.2 USD). 1 EUR = 507 KZT (1,000 KZT = 1.97 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Pavlodar 7,680 km ≈ 10 h nonstop flight

From you

Ubud, Bali
Pavlodar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pavlodar: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $734 in Pavlodar, so Pavlodar is about 46% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 77% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $274 in Pavlodar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 85% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $734 in Pavlodar – Pavlodar is about 46% cheaper, which adds up to real savings over time.

At $734 in Pavlodar versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Pavlodar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Pavlodar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.