Last update: Oct 2026

Cost of Living Comparison Between Pavlodar and Toronto

For one person, living is cheaper in Pavlodar: $732 a month against $2,561 in Toronto, rent and utilities included – about $21,900 less a year. Rent and utilities account for most of the difference.

Pavlodar
🇰🇿 Kazakhstan
$732
/mo nomad
Toronto
🇨🇦 Canada
$2,561
/mo nomad
Monthly Cost of Living

How much you'll spend in Pavlodar and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pavlodar and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $732 in Pavlodar versus $2,561 in Toronto.

  • Pavlodar $732
  • Toronto $2,561

Estimated couple costs with rent: $1,146 in Pavlodar versus $3,694 in Toronto.

  • Pavlodar $1,146
  • Toronto $3,694

Monthly costs for a family of three with rent: $1,560 in Pavlodar versus $4,826 in Toronto.

  • Pavlodar $1,560
  • Toronto $4,826

Living in Pavlodar costs roughly 71% less than in Toronto, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Pavlodar is 46% below, Toronto is 90% above.

Currency
🍽 Eating Out
Pavlodar
Toronto
Difference
Meal at Budget Restaurant
$6.52 ₸2,946
$17.18 CA$24.29
-62.05%
Three-Course Dinner for Two, Mid-Range
$21.93 ₸9,915
$76.0 CA$107
-71.13%
Fast Food Meal (McDonalds, etc)
$8.96 ₸4,049
$10.54 CA$14.89
-14.99%
Cappuccino
$1.67 ₸756
$4.02 CA$5.68
-58.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.19 ₸540
$2.12 CA$3.00
-43.87%
Water (0.33 liter bottle)
$0.48 ₸216
$1.75 CA$2.48
-72.57%
Local Beer (0.5 liter draught)
$1.09 ₸491
$6.24 CA$8.83
-82.53%
Imported Beer (0.33 liter bottle)
$1.41 ₸637
$7.09 CA$10.02
-80.11%
🛒 Groceries & Markets
Pavlodar
Toronto
Difference
Milk (1 liter)
$1.03 ₸465
$2.44 CA$3.45
-57.79%
White Bread (500g)
$0.37 ₸166
$2.68 CA$3.78
-86.19%
Rice (white) (1kg)
$1.37 ₸619
$2.24 CA$3.17
-38.84%
Eggs
$1.55 ₸701
$3.56 CA$5.03
-56.46%
Local Cheese (1kg)
$5.30 ₸2,397
$9.09 CA$12.85
-41.69%
Chicken Fillets (1kg)
$4.67 ₸2,112
$11.33 CA$16.01
-58.78%
Beef Round Steak (1kg)
$6.95 ₸3,144
$14.53 CA$20.55
-52.17%
Apples (1kg)
$1.41 ₸638
$3.62 CA$5.12
-61.05%
Banana (1kg)
$1.72 ₸779
$1.21 CA$1.72
42.15%
Oranges (1kg)
$1.83 ₸828
$3.60 CA$5.09
-49.17%
Tomato (1kg)
$1.68 ₸759
$4.21 CA$5.96
-60.10%
Potato (1kg)
$0.90 ₸406
$1.79 CA$2.53
-49.72%
Onion (1kg)
$0.70 ₸315
$1.59 CA$2.25
-55.97%
Lettuce (1 head)
-
$2.27 CA$3.21
-
Water (1.5 liter bottle)
$0.69 ₸314
$1.25 CA$1.77
-44.80%
Cigarettes 20 Pack (Marlboro, Camel)
$2.42 ₸1,094
$13.82 CA$19.53
-82.49%
Wine (Bottle)
$7.25 ₸3,279
$14.27 CA$20.18
-49.19%
Local Beer (0.5 liter bottle)
$1.31 ₸593
$2.20 CA$3.10
-40.45%
Imported Beer (0.33 liter bottle)
$2.16 ₸978
$2.43 CA$3.44
-11.11%
🚌 Getting Around
Pavlodar
Toronto
Difference
One-way Ticket (Public Transport)
$0.33 ₸148
$2.39 CA$3.38
-86.19%
Public Transport Monthly Pass (Regular Price)
-
$111 CA$157
-
Taxi Start (Normal Tariff)
$1.47 ₸664
$2.91 CA$4.12
-49.48%
Taxi (Normal Tariff) (1km)
$1.18 ₸533
$1.20 CA$1.69
-1.67%
Taxi 1hour Waiting (Normal Tariff)
-
$21.38 CA$30.23
-
Gasoline (1 liter)
$0.69 ₸313
$1.21 CA$1.71
-42.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$28.2K CA$39.8K
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K ₸11.8M
$20.3K CA$28.6K
28.74%
🧾 Monthly Utilities & Internet
Pavlodar
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$66.1 ₸29.9K
$120 CA$170
-45.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.06 ₸4,999
$32.26 CA$45.60
-65.72%
Internet (50+ Mbps, Unlimited Data)
$26.14 ₸11.8K
$47.93 CA$67.8
-45.46%
🎉 Sport & Entertainment
Pavlodar
Toronto
Difference
Gym Membership (Monthly)
$31.58 ₸14.3K
$38.48 CA$54.4
-17.93%
Tennis Court (1 Hour on Weekend)
$10.89 ₸4,923
$22.96 CA$32.46
-52.57%
Cinema Ticket
$4.49 ₸2,029
$12.38 CA$17.50
-63.73%
🧸 Childcare & Education
Pavlodar
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$136 ₸61.3K
$830 CA$1,173
-83.66%
International Primary School, 1 Child (Yearly)
$4,356 ₸2.0M
$23.1K CA$32.6K
-81.13%
👕👟 Clothing & Footwear
Pavlodar
Toronto
Difference
Jeans (Levis 501 Or Similar)
-
$50.7 CA$71.7
-
Summer Dress (H&M, Zara, etc)
$25.12 ₸11.4K
$40.02 CA$56.6
-37.23%
Sport Shoes (Adidas, Nike)
$75.9 ₸34.3K
$98.0 CA$139
-22.52%
Men's Leather Business Shoes
$101 ₸45.8K
$121 CA$171
-16.10%
🏠 Accommodation & Living
Pavlodar
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$280 ₸126.6K
$1,592 CA$2,251
-82.41%
1-bedroom Apartment, Outside City Center (Monthly)
$218 ₸98.6K
$1,410 CA$1,994
-84.53%
3-bedroom Apartment, City Center (Monthly)
$550 ₸248.8K
$2,670 CA$3,775
-79.39%
3-bedroom Apartment, Outside City Center (Monthly)
$437 ₸197.7K
$2,152 CA$3,042
-79.67%
Buy Apartment in City Center (m2)
$1,087 ₸491.3K
$7,945 CA$11.2K
-86.32%
Buy Apartment Outside City Center (m2)
$870 ₸393.3K
$6,542 CA$9,249
-86.70%
💵 Salaries & Financials
Pavlodar
Toronto
Difference
Average Monthly Net Salary (After Tax)
$722 ₸326.4K
$3,727 CA$5,269
-80.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
0
4.47
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pavlodar: October 13, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Pavlodar
$218
Toronto
$1.4K 547% $1.2K
Groceries & Markets
Pavlodar
$157 *
Toronto
$340 117% $183
Eating Out
Pavlodar
$114
Toronto
$278 144% $164
Monthly Utilities & Internet
Pavlodar
$103
Toronto
$201 94.2% $97
Clothing & Footwear
Pavlodar
$91 *
Toronto
$139 52.9% $48
Sport & Entertainment
Pavlodar
$41
Toronto
$63 55.9% $23
Getting Around
Pavlodar
$8.7 *
Toronto
$129 1391% $121

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $280 in Pavlodar and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 416% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Pavlodar vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $157 vs $340 per month, with Pavlodar cheaper across the board.

Good to know
🇰🇿 Pavlodar
🇨🇦 Toronto
🕒 Local time
14:42 2:42 PM
04:42 4:42 AM
10 h behind Pavlodar
🌤 Weather
👥 Population
334,830
2,731,571
💱 Currency
Exchange rates and currency converter

CAD, USD, EUR to KZT – Kazakhstani Tenge Converter

Kazakhstani Tenge exchange rates as of October 18, 2026: 1 USD = 452 KZT (1,000 KZT = 2.21 USD). 1 EUR = 508 KZT (1,000 KZT = 1.97 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Pavlodar Toronto 9,110 km ≈ 12 h nonstop flight
From you
  • Pavlodar
  • Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pavlodar vs Toronto: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Pavlodar and in Toronto?
Pavlodar and Toronto differ by about 250% in total monthly costs ($732 vs $2,561 including rent). Pavlodar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 416% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Pavlodar and in Toronto?
Rent for a central apartment: $280 in Pavlodar versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 117% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Pavlodar or Toronto?
All in, you'll spend $732 per month in Pavlodar versus $2,561 in Toronto – a 250% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $732 in Pavlodar versus $2,561 in Toronto, a $2,000 budget is realistic in Pavlodar but tight or insufficient in Toronto. The gap between the two cities makes Pavlodar the clear choice for anyone on this budget.
How does quality of life compare between Pavlodar and Toronto?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Pavlodar or Toronto?
Expats usually find Pavlodar gentler on the wallet – expenses run 250% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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