Last update: Oct 2026

Cost of Living Comparison Between Toronto and Pavlodar

For one person, living is cheaper in Pavlodar: $732 a month against $2,561 in Toronto, rent and utilities included – about $21,900 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
36

Cost of Living Index in Pavlodar
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Pavlodar Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Pavlodar

🇰🇿 Kazakhstan

$732

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Pavlodar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Pavlodar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $732 in Pavlodar.

Toronto $2,561
Pavlodar $732

Estimated couple costs with rent: $3,694 in Toronto versus $1,146 in Pavlodar.

Toronto $3,694
Pavlodar $1,146

Monthly costs for a family of three with rent: $4,826 in Toronto versus $1,560 in Pavlodar.

Toronto $4,826
Pavlodar $1,560

Living in Toronto is roughly 250% more expensive than in Pavlodar, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Pavlodar is 46% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$6.52 ₸2,946

163.50%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$21.93 ₸9,915

246.42%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$8.96 ₸4,049

17.63%

Cappuccino

$4.02 CA$5.68

$1.67 ₸756

140.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.19 ₸540

78.15%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.48 ₸216

264.58%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.09 ₸491

472.48%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$1.41 ₸637

402.84%

Milk (1 liter)

$2.44 CA$3.45

$1.03 ₸465

136.89%

White Bread (500g)

$2.68 CA$3.78

$0.37 ₸166

624.32%

Rice (white) (1kg)

$2.24 CA$3.17

$1.37 ₸619

63.50%

Eggs

$3.56 CA$5.03

$1.55 ₸701

129.68%

Local Cheese (1kg)

$9.09 CA$12.85

$5.30 ₸2,397

71.51%

Chicken Fillets (1kg)

$11.33 CA$16.01

$4.67 ₸2,112

142.61%

Beef Round Steak (1kg)

$14.53 CA$20.55

$6.95 ₸3,144

109.06%

Apples (1kg)

$3.62 CA$5.12

$1.41 ₸638

156.74%

Banana (1kg)

$1.21 CA$1.72

$1.72 ₸779

-29.65%

Oranges (1kg)

$3.60 CA$5.09

$1.83 ₸828

96.72%

Tomato (1kg)

$4.21 CA$5.96

$1.68 ₸759

150.60%

Potato (1kg)

$1.79 CA$2.53

$0.90 ₸406

98.89%

Onion (1kg)

$1.59 CA$2.25

$0.70 ₸315

127.14%

Lettuce (1 head)

$2.27 CA$3.21

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.69 ₸314

81.16%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$2.42 ₸1,094

471.07%

Wine (Bottle)

$14.27 CA$20.18

$7.25 ₸3,279

96.83%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.31 ₸593

67.94%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.16 ₸978

12.50%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.33 ₸148

624.24%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.47 ₸664

97.96%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.18 ₸533

1.69%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.21 CA$1.71

$0.69 ₸313

75.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$26.1K ₸11.8M

-22.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$66.1 ₸29.9K

82.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$11.06 ₸4,999

191.68%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$26.14 ₸11.8K

83.36%

Gym Membership (Monthly)

$38.48 CA$54.4

$31.58 ₸14.3K

21.85%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$10.89 ₸4,923

110.84%

Cinema Ticket

$12.38 CA$17.50

$4.49 ₸2,029

175.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$136 ₸61.3K

511.92%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$4,356 ₸2.0M

430.01%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$25.12 ₸11.4K

59.32%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$75.9 ₸34.3K

29.06%

Men's Leather Business Shoes

$121 CA$171

$101 ₸45.8K

19.18%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$280 ₸126.6K

468.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$218 ₸98.6K

546.50%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$550 ₸248.8K

385.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$437 ₸197.7K

391.90%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,087 ₸491.3K

631.06%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$870 ₸393.3K

652.03%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$722 ₸326.4K

416.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Pavlodar: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Pavlodar

$218 29.8% 84.5% $1.2K

Groceries & Markets

Toronto

$340 13.3%

Pavlodar

$157 * 21.4% 53.9% $183

Eating Out

Toronto

$278 10.9%

Pavlodar

$114 15.6% 59% $164

Monthly Utilities & Internet

Toronto

$201 7.8%

Pavlodar

$103 14.1% 48.5% $97

Clothing & Footwear

Toronto

$139 5.4%

Pavlodar

$91 * 12.4% 34.6% $48

Getting Around

Toronto

$129 5.1%

Pavlodar

$8.7 * 1.2% 93.3% $121

Sport & Entertainment

Toronto

$63 2.5%

Pavlodar

$41 5.5% 35.9% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $280 in Pavlodar. Housing cost is often the main lever when comparing two cities.

Toronto pays 416% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $22.00 in Pavlodar for a mid-range dinner for two. Groceries echo the gap at $340 vs $157 per month, with Pavlodar cheaper across the board.

Good to know

🇨🇦 Toronto

🇰🇿 Pavlodar

🕒 Local time

12:46 12:46 PM

22:46 10:46 PM

10 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

334,830

💱 Currency

Canadian Dollar CAD $

Kazakhstani Tenge KZT ₸

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 KZT = 2.21 USD

1,000 KZT = 1.97 EUR

Exchange rates and currency converter

KZT, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Kazakhstani Tenge exchange rates as of October 18, 2026: 1 USD = 452 KZT (1,000 KZT = 2.21 USD). 1 EUR = 508 KZT (1,000 KZT = 1.97 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Pavlodar 9,110 km ≈ 12 h nonstop flight

From you

Toronto
Pavlodar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Pavlodar: Cost of Living - Frequently Asked Questions

Toronto and Pavlodar differ by about 250% in total monthly costs ($2,561 vs $732 including rent). Pavlodar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 416% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $280 in Pavlodar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 117% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,561 per month in Toronto versus $732 in Pavlodar – a 250% gap that adds up to real savings over time for anyone picking the cheaper option.

At $732 in Pavlodar versus $2,561 in Toronto, a $2,000 budget is realistic in Pavlodar but tight or insufficient in Toronto. The gap between the two cities makes Pavlodar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Pavlodar gentler on the wallet – expenses run 250% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.