Last update: Oct 2026

Cost of Living Comparison Between Pavia and Naples

For one person, living costs are similar in Pavia and in Naples: $1,774 and $1,819 a month, rent and utilities included.

85

Cost of Living Index in Pavia
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Pavia Living Index
88

Cost of Living Index in Naples
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Naples Living Index

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Pavia

🇮🇹 Italy

$1,774

/mo nomad

Naples

🇮🇹 Italy

$1,819

/mo nomad

Monthly Cost of Living

How much you'll spend in Pavia and in Naples

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pavia and in Naples actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,774 in Pavia versus $1,819 in Naples.

Pavia $1,774
Naples $1,819

Estimated couple costs with rent: $2,773 in Pavia versus $2,785 in Naples.

Pavia $2,773
Naples $2,785

Monthly costs for a family of three with rent: $3,772 in Pavia versus $3,751 in Naples.

Pavia $3,772
Naples $3,751

Living in Pavia costs roughly 2% less than in Naples, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Pavia 31% above, Naples 34% above.

Meal at Budget Restaurant

$25.02 €22.25

$16.92 €15.05

47.87%

Three-Course Dinner for Two, Mid-Range

$77.7 €69.2

$71.9 €63.9

8.18%

Fast Food Meal (McDonalds, etc)

$10.12 €9.00

$10.99 €9.78

-7.92%

Cappuccino

$1.75 €1.56

$2.38 €2.12

-26.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.50 €3.12

$2.50 €2.22

40.00%

Water (0.33 liter bottle)

$1.55 €1.38

$1.29 €1.14

20.16%

Local Beer (0.5 liter draught)

$5.55 €4.93

$5.59 €4.97

-0.72%

Imported Beer (0.33 liter bottle)

$5.76 €5.13

$5.72 €5.09

0.70%

Milk (1 liter)

$1.46 €1.30

$2.03 €1.81

-28.08%

White Bread (500g)

$2.38 €2.12

$1.94 €1.73

22.68%

Rice (white) (1kg)

$2.97 €2.64

$3.26 €2.90

-8.90%

Eggs

$3.31 €2.94

$4.58 €4.08

-27.73%

Local Cheese (1kg)

$17.13 €15.24

$16.27 €14.47

5.29%

Chicken Fillets (1kg)

$11.13 €9.90

$12.48 €11.10

-10.82%

Beef Round Steak (1kg)

$24.16 €21.49

$20.93 €18.62

15.43%

Apples (1kg)

$2.47 €2.20

$2.64 €2.35

-6.44%

Banana (1kg)

$1.86 €1.66

$2.15 €1.91

-13.49%

Oranges (1kg)

$2.84 €2.53

$2.23 €1.98

27.35%

Tomato (1kg)

$3.27 €2.91

$3.66 €3.26

-10.66%

Potato (1kg)

$2.02 €1.80

$1.73 €1.54

16.76%

Onion (1kg)

$2.97 €2.64

$1.82 €1.62

63.19%

Lettuce (1 head)

$1.51 €1.35

$1.47 €1.31

2.72%

Water (1.5 liter bottle)

$0.53 €0.47

$0.59 €0.53

-10.17%

Cigarettes 20 Pack (Marlboro, Camel)

$6.75 €6.01

$6.82 €6.07

-1.03%

Wine (Bottle)

$5.49 €4.88

$6.47 €5.75

-15.15%

Local Beer (0.5 liter bottle)

$1.88 €1.67

$1.77 €1.58

6.21%

Imported Beer (0.33 liter bottle)

$2.29 €2.03

$3.02 €2.68

-24.17%

One-way Ticket (Public Transport)

$1.75 €1.56

$1.66 €1.48

5.42%

Public Transport Monthly Pass (Regular Price)

$59.1 €52.6

$45.11 €40.13

31.01%

Taxi Start (Normal Tariff)

$4.37 €3.89

$4.52 €4.02

-3.32%

Taxi (Normal Tariff) (1km)

$1.21 €1.07

$1.19 €1.06

1.68%

Taxi 1hour Waiting (Normal Tariff)

$34.65 €30.82

$23.14 €20.58

49.74%

Gasoline (1 liter)

$1.99 €1.77

$2.11 €1.88

-5.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K €32.0K

$35.3K €31.4K

1.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K €31.8K

$36.8K €32.7K

-2.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 €197

$198 €176

11.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.30 €9.16

$9.22 €8.20

11.71%

Internet (50+ Mbps, Unlimited Data)

$29.77 €26.48

$30.91 €27.50

-3.69%

Gym Membership (Monthly)

$51.1 €45.44

$57.0 €50.7

-10.34%

Tennis Court (1 Hour on Weekend)

$28.26 €25.13

$21.13 €18.80

33.74%

Cinema Ticket

$12.92 €11.50

$9.96 €8.86

29.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$572 €508

$455 €405

25.54%

International Primary School, 1 Child (Yearly)

$10.1K €9,001

$7,924 €7,048

27.70%

Jeans (Levis 501 Or Similar)

$114 €102

$92.7 €82.5

23.34%

Summer Dress (H&M, Zara, etc)

$39.92 €35.51

$43.24 €38.46

-7.68%

Sport Shoes (Adidas, Nike)

$86.6 €77.0

$106 €94.1

-18.20%

Men's Leather Business Shoes

$142 €126

$135 €120

5.30%

1-bedroom Apartment, City Center (Monthly)

$788 €701

$1,001 €891

-21.32%

1-bedroom Apartment, Outside City Center (Monthly)

$532 €473

$673 €598

-20.90%

3-bedroom Apartment, City Center (Monthly)

$1,161 €1,032

$1,825 €1,623

-36.39%

3-bedroom Apartment, Outside City Center (Monthly)

$929 €827

$1,131 €1,006

-17.80%

Buy Apartment in City Center (m2)

$3,366 €2,994

$4,897 €4,356

-31.27%

Buy Apartment Outside City Center (m2)

$2,069 €1,840

$2,163 €1,924

-4.38%

Average Monthly Net Salary (After Tax)

$2,135 €1,899

$1,884 €1,676

13.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.92

3.08

-5.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pavia: October 19, 2026

Last update for Naples: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pavia

$532 30%

Naples

$673 37% 26.4% $141

Groceries & Markets

Pavia

$344 19.4%

Naples

$348 19.1% 1.3% $4.4

Eating Out

Pavia

$311 17.5%

Naples

$251 13.8% 19.2% $60

Monthly Utilities & Internet

Pavia

$261 14.7%

Naples

$238 13.1% 8.9% $23

Clothing & Footwear

Pavia

$172 9.7%

Naples

$169 9.3% 1.6% $2.8

Sport & Entertainment

Pavia

$77 4.3%

Naples

$77 4.2% 0.1% $0

Getting Around

Pavia

$77 4.3%

Naples

$62 3.4% 18.6% $14

Cost Breakdown

A one-bedroom apartment in the center runs $788 in Pavia and $1,001 in Naples. Housing cost is often the main lever when comparing two cities.

Pavia pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $78.0 in Pavia vs $72.0 in Naples. Groceries flip the comparison at $344 vs $348, with Pavia cheaper for home cooking.

Good to know

🇮🇹 Pavia

🇮🇹 Naples

🕒 Local time

12:30 12:30 PM

Same time as Pavia

🌤 Weather

👥 Population

71,214

972,212

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Pavia Naples 640 km ≈ 1 h 15 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pavia vs Naples: Cost of Living - Frequently Asked Questions

Pavia wins on cost – living expenses run 3% lower than in Naples. Housing and daily spending are where you'll feel the difference most, making Pavia the obvious pick if budget is a priority.

Average pay runs 13% higher in Pavia, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $788 in Pavia versus $1,001 in Naples. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Pavia – a meal for two runs $78.0 versus $72.0 in Naples. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,774 per month in Pavia versus $1,819 in Naples – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,774 in Pavia versus $1,819 in Naples, a $2,500 budget is realistic in Pavia but tight or insufficient in Naples. The gap between the two cities makes Pavia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Pavia and Naples are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pavia gentler on the wallet – expenses run 3% less than in Naples. Beyond cost, consider language, visa policies, and how big the international community is in each city.