Cost of Living Comparison Between Pattaya and Koh Phan Ghan Cost of Living Comparison Between Pattaya and Koh Phan Ghan

Monthly Cost of Living

Monthly costs for one person with rent: $1,072 in Pattaya versus $1,071 in Koh Phan Ghan.

Estimated couple costs with rent: $1,673 in Pattaya versus $1,770 in Koh Phan Ghan.

Monthly costs for a family of three with rent: $2,274 in Pattaya versus $2,469 in Koh Phan Ghan.

Monthly costs are close between Pattaya and Koh Phan Ghan; which city is cheaper depends on the spending category.

Both cities sit below the global median: Pattaya 22% lower, Koh Phan Ghan 22% lower.

Meal at Budget Restaurant

$3.42 ฿113

$4.19 ฿138

-18.38%

Three-Course Dinner for Two, Mid-Range

$36.27 ฿1,198

$29.63 ฿979

22.41%

Fast Food Meal (McDonalds, etc)

$9.32 ฿308

$7.81 ฿258

19.33%

Cappuccino

$2.08 ฿68.9

$2.55 ฿84.3

-18.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.75 ฿24.94

$0.76 ฿25.04

-1.32%

Water (0.33 liter bottle)

$0.32 ฿10.68

$0.41 ฿13.49

-21.95%

Local Beer (0.5 liter draught)

$2.37 ฿78.5

$2.13 ฿70.3

11.27%

Imported Beer (0.33 liter bottle)

$2.81 ฿92.9

$3.45 ฿114

-18.55%

Milk (1 liter)

$1.77 ฿58.6

$1.76 ฿58.1

0.57%

White Bread (500g)

$1.49 ฿49.36

$1.40 ฿46.29

6.43%

Rice (white) (1kg)

$1.44 ฿47.47

$1.52 ฿50.4

-5.26%

Eggs

$2.15 ฿71.0

$2.11 ฿69.9

1.90%

Local Cheese (1kg)

$16.06 ฿531

$18.82 ฿622

-14.67%

Chicken Fillets (1kg)

$2.71 ฿89.6

$3.28 ฿108

-17.38%

Beef Round Steak (1kg)

$10.24 ฿338

$10.77 ฿356

-4.92%

Apples (1kg)

$3.44 ฿114

$2.87 ฿94.8

19.86%

Banana (1kg)

$1.31 ฿43.19

$1.64 ฿54.1

-20.12%

Oranges (1kg)

$1.89 ฿62.5

$2.16 ฿71.5

-12.50%

Tomato (1kg)

$2.03 ฿67.0

$1.98 ฿65.5

2.53%

Potato (1kg)

$1.22 ฿40.30

$1.47 ฿48.64

-17.01%

Onion (1kg)

$1.10 ฿36.39

$1.29 ฿42.51

-14.73%

Lettuce (1 head)

$1.24 ฿40.96

$1.09 ฿36.00

13.76%

Water (1.5 liter bottle)

$0.45 ฿14.82

$0.56 ฿18.57

-19.64%

Cigarettes 20 Pack (Marlboro, Camel)

$4.35 ฿144

$4.15 ฿137

4.82%

Wine (Bottle)

$18.02 ฿596

$18.31 ฿605

-1.58%

Local Beer (0.5 liter bottle)

$1.78 ฿58.8

$1.71 ฿56.6

4.09%

Imported Beer (0.33 liter bottle)

$2.92 ฿96.4

$2.78 ฿91.8

5.04%

One-way Ticket (Public Transport)

$0.63 ฿20.75

$2.03 ฿67.2

-68.97%

Public Transport Monthly Pass (Regular Price)

$20.12 ฿665

Taxi Start (Normal Tariff)

$1.40 ฿46.13

$2.78 ฿92.0

-49.64%

Taxi (Normal Tariff) (1km)

$1.11 ฿36.52

$0.98 ฿32.25

13.27%

Taxi 1hour Waiting (Normal Tariff)

$3.71 ฿123

$3.54 ฿117

4.80%

Gasoline (1 liter)

$1.48 ฿48.93

$1.34 ฿44.30

10.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$46.5K ฿1.5M

$24.7K ฿815.7K

88.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K ฿887.0K

$24.6K ฿814.4K

8.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.3 ฿3,117

$104 ฿3,424

-8.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.94 ฿394

$11.43 ฿378

4.46%

Internet (50+ Mbps, Unlimited Data)

$19.74 ฿652

$17.69 ฿585

11.59%

Gym Membership (Monthly)

$42.42 ฿1,401

$53.0 ฿1,752

-20.01%

Tennis Court (1 Hour on Weekend)

$21.51 ฿711

$11.02 ฿364

95.19%

Cinema Ticket

$7.60 ฿251

$7.84 ฿259

-3.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$645 ฿21.3K

$571 ฿18.9K

12.90%

International Primary School, 1 Child (Yearly)

$14.7K ฿486.5K

$11.8K ฿390.4K

24.59%

Jeans (Levis 501 Or Similar)

$51.2 ฿1,692

$65.4 ฿2,159

-21.65%

Summer Dress (H&M, Zara, etc)

$29.60 ฿978

$29.41 ฿972

0.65%

Sport Shoes (Adidas, Nike)

$95.0 ฿3,140

$96.6 ฿3,191

-1.59%

Men's Leather Business Shoes

$78.0 ฿2,578

$90.6 ฿2,992

-13.87%

1-bedroom Apartment, City Center (Monthly)

$590 ฿19.5K

$513 ฿17.0K

14.82%

1-bedroom Apartment, Outside City Center (Monthly)

$388 ฿12.8K

$342 ฿11.3K

13.53%

3-bedroom Apartment, City Center (Monthly)

$1,490 ฿49.2K

$1,463 ฿48.3K

1.86%

3-bedroom Apartment, Outside City Center (Monthly)

$780 ฿25.8K

$846 ฿28.0K

-7.79%

Buy Apartment in City Center (m2)

$2,616 ฿86.4K

$2,507 ฿82.8K

4.35%

Buy Apartment Outside City Center (m2)

$1,482 ฿49.0K

$1,812 ฿59.9K

-18.19%

Average Monthly Net Salary (After Tax)

$479 ฿15.8K

$732 ฿24.2K

-34.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.96

5.57

7.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pattaya: September 7, 2026

Last update for Koh Phan Ghan: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $590 in Pattaya and $513 in Koh Phan Ghan. Housing cost is often the main lever when comparing two cities.

Koh Phan Ghan pays 53% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36.00 in Pattaya vs $30.00 in Koh Phan Ghan. Groceries flip the comparison at $249 vs $263, with Pattaya cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pattaya vs Koh Phan Ghan: Cost of Living - Frequently Asked Questions

On paper, salaries run 53% lower in Koh Phan Ghan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $590 in Pattaya versus $513 in Koh Phan Ghan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $645 in Pattaya versus $571 in Koh Phan Ghan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Pattaya pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,071 in Koh Phan Ghan versus $1,072 in Pattaya, a $2,000 budget is realistic in Koh Phan Ghan but tight or insufficient in Pattaya. The gap between the two cities makes Koh Phan Ghan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Pattaya and Koh Phan Ghan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Koh Phan Ghan wins on affordability, Pattaya on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.