Cost of Living Comparison Between Pattaya and Koh Phan Ghan Cost of Living Comparison Between Pattaya and Koh Phan Ghan

Monthly Cost of Living

Monthly costs for one person with rent: $988 in Pattaya versus $1,088 in Koh Phan Ghan.

Estimated couple costs with rent: $1,558 in Pattaya versus $1,949 in Koh Phan Ghan.

Monthly costs for a family of three with rent: $2,129 in Pattaya versus $2,809 in Koh Phan Ghan.

Living in Pattaya costs roughly 9% less than in Koh Phan Ghan, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Pattaya 26% lower, Koh Phan Ghan 19% lower.

Meal at Budget Restaurant

$3.74 ฿122

$4.22 ฿137

-11.37%

Three-Course Dinner for Two, Mid-Range

$30.45 ฿990

$42.27 ฿1,374

-27.96%

Fast Food Meal (McDonalds, etc)

$9.39 ฿305

$7.84 ฿255

19.77%

Cappuccino

$2.08 ฿67.7

$2.78 ฿90.2

-25.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 ฿26.41

$0.61 ฿19.80

32.79%

Water (0.33 liter bottle)

$0.37 ฿12.05

$0.35 ฿11.41

5.71%

Local Beer (0.5 liter draught)

$2.39 ฿77.8

$2.19 ฿71.4

9.13%

Imported Beer (0.33 liter bottle)

$2.53 ฿82.2

$3.40 ฿111

-25.59%

Milk (1 liter)

$1.74 ฿56.6

$2.03 ฿66.2

-14.29%

White Bread (500g)

$1.36 ฿44.16

$1.72 ฿56.0

-20.93%

Rice (white) (1kg)

$1.27 ฿41.18

$2.13 ฿69.4

-40.38%

Eggs

$2.35 ฿76.4

$2.12 ฿68.9

10.85%

Local Cheese (1kg)

$15.41 ฿501

$18.46 ฿600

-16.52%

Chicken Fillets (1kg)

$3.27 ฿106

$3.45 ฿112

-5.22%

Beef Round Steak (1kg)

$11.07 ฿360

$12.89 ฿419

-14.12%

Apples (1kg)

$3.36 ฿109

$3.16 ฿103

6.33%

Banana (1kg)

$1.28 ฿41.71

$1.54 ฿49.98

-16.88%

Oranges (1kg)

$1.94 ฿63.2

$2.29 ฿74.6

-15.28%

Tomato (1kg)

$1.47 ฿47.79

$1.90 ฿61.8

-22.63%

Potato (1kg)

$1.52 ฿49.55

$1.53 ฿49.87

-0.65%

Onion (1kg)

$1.21 ฿39.29

$1.43 ฿46.61

-15.38%

Lettuce (1 head)

$1.65 ฿53.5

$0.91 ฿29.53

81.32%

Water (1.5 liter bottle)

$0.53 ฿17.26

$0.47 ฿15.23

12.77%

Cigarettes 20 Pack (Marlboro, Camel)

$4.61 ฿150

$4.20 ฿136

9.76%

Wine (Bottle)

$18.44 ฿599

$18.23 ฿593

1.15%

Local Beer (0.5 liter bottle)

$1.78 ฿57.7

$1.70 ฿55.2

4.71%

Imported Beer (0.33 liter bottle)

$2.28 ฿74.2

$2.58 ฿83.8

-11.63%

One-way Ticket (Public Transport)

$0.32 ฿10.56

$1.23 ฿40.09

-73.98%

Public Transport Monthly Pass (Regular Price)

$18.81 ฿612

Taxi Start (Normal Tariff)

$1.42 ฿46.29

$2.71 ฿88.1

-47.60%

Taxi (Normal Tariff) (1km)

$1.31 ฿42.57

$0.90 ฿29.25

45.56%

Taxi 1hour Waiting (Normal Tariff)

$3.36 ฿109

$12.70 ฿413

-73.54%

Gasoline (1 liter)

$1.33 ฿43.24

$1.18 ฿38.21

12.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K ฿840.6K

$25.4K ฿825.7K

1.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K ฿884.3K

$30.4K ฿988.1K

-10.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.1 ฿2,540

$121 ฿3,935

-35.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.91 ฿452

$13.47 ฿438

3.27%

Internet (50+ Mbps, Unlimited Data)

$18.20 ฿592

$18.75 ฿610

-2.93%

Gym Membership (Monthly)

$43.87 ฿1,426

$61.1 ฿1,987

-28.23%

Tennis Court (1 Hour on Weekend)

$17.13 ฿557

$16.83 ฿547

1.78%

Cinema Ticket

$7.48 ฿243

$9.10 ฿296

-17.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$294 ฿9,560

$698 ฿22.7K

-57.89%

International Primary School, 1 Child (Yearly)

$9,071 ฿294.9K

$15.7K ฿511.7K

-42.38%

Jeans (Levis 501 Or Similar)

$30.33 ฿986

$57.4 ฿1,866

-47.16%

Summer Dress (H&M, Zara, etc)

$19.90 ฿647

$34.54 ฿1,123

-42.39%

Sport Shoes (Adidas, Nike)

$99.8 ฿3,244

$113 ฿3,680

-11.84%

Men's Leather Business Shoes

$43.74 ฿1,422

$83.3 ฿2,709

-47.52%

1-bedroom Apartment, City Center (Monthly)

$553 ฿18.0K

$429 ฿13.9K

29.03%

1-bedroom Apartment, Outside City Center (Monthly)

$347 ฿11.3K

$305 ฿9,927

13.59%

3-bedroom Apartment, City Center (Monthly)

$1,321 ฿43.0K

$1,435 ฿46.7K

-7.95%

3-bedroom Apartment, Outside City Center (Monthly)

$674 ฿21.9K

$1,040 ฿33.8K

-35.22%

Buy Apartment in City Center (m2)

$2,998 ฿97.5K

$2,570 ฿83.6K

16.63%

Buy Apartment Outside City Center (m2)

$1,658 ฿53.9K

$1,844 ฿59.9K

-10.08%

Average Monthly Net Salary (After Tax)

$479 ฿15.6K

$751 ฿24.4K

-36.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.45

5.33

2.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pattaya: April 27, 2026

Last update for Koh Phan Ghan: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $553 in Pattaya and $429 in Koh Phan Ghan. Housing cost is often the main lever when comparing two cities.

Koh Phan Ghan pays 57% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $30.00 in Pattaya vs $42.00 in Koh Phan Ghan for a mid-range dinner for two. Groceries echo the gap at $251 vs $276 per month, with Pattaya cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pattaya vs Koh Phan Ghan: Cost of Living - Frequently Asked Questions

Pattaya and Koh Phan Ghan differ by about 10% in total monthly costs ($988 vs $1,088 including rent). Pattaya is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Koh Phan Ghan earns 57% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $553 in Pattaya versus $429 in Koh Phan Ghan. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Koh Phan Ghan. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $988 per month in Pattaya versus $1,088 in Koh Phan Ghan – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

At $988 in Pattaya versus $1,088 in Koh Phan Ghan, a $1,000 budget is realistic in Pattaya but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Pattaya the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Pattaya and Koh Phan Ghan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pattaya gentler on the wallet – expenses run 10% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.