Cost of Living Comparison Between Koh Phan Ghan and Pattaya Cost of Living Comparison Between Koh Phan Ghan and Pattaya

Monthly Cost of Living

Monthly costs for one person with rent: $1,096 in Koh Phan Ghan versus $972 in Pattaya.

Estimated couple costs with rent: $1,945 in Koh Phan Ghan versus $1,529 in Pattaya.

Monthly costs for a family of three with rent: $2,794 in Koh Phan Ghan versus $2,087 in Pattaya.

Living in Koh Phan Ghan is roughly 13% more expensive than Pattaya, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Koh Phan Ghan 18% lower, Pattaya 27% lower.

Meal at Budget Restaurant

$4.22 ฿138

$3.61 ฿118

16.90%

Three-Course Dinner for Two, Mid-Range

$41.00 ฿1,339

$30.97 ฿1,012

32.39%

Fast Food Meal (McDonalds, etc)

$7.88 ฿257

$9.38 ฿306

-15.99%

Cappuccino

$2.76 ฿90.3

$2.07 ฿67.7

33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ฿19.95

$0.85 ฿27.74

-28.24%

Water (0.33 liter bottle)

$0.36 ฿11.63

$0.37 ฿12.11

-2.70%

Local Beer (0.5 liter draught)

$2.25 ฿73.4

$2.44 ฿79.6

-7.79%

Imported Beer (0.33 liter bottle)

$3.35 ฿109

$2.44 ฿79.6

37.30%

Milk (1 liter)

$2.05 ฿67.0

$1.75 ฿57.2

17.14%

White Bread (500g)

$1.75 ฿57.0

$1.42 ฿46.41

23.24%

Rice (white) (1kg)

$2.08 ฿68.1

$1.28 ฿41.68

62.50%

Eggs

$2.12 ฿69.2

$2.33 ฿76.0

-9.01%

Local Cheese (1kg)

$18.91 ฿618

$15.41 ฿503

22.71%

Chicken Fillets (1kg)

$3.60 ฿118

$3.43 ฿112

4.96%

Beef Round Steak (1kg)

$12.82 ฿419

$11.20 ฿366

14.46%

Apples (1kg)

$3.16 ฿103

$3.40 ฿111

-7.06%

Banana (1kg)

$1.54 ฿50.4

$1.32 ฿43.19

16.67%

Oranges (1kg)

$2.29 ฿74.9

$1.88 ฿61.5

21.81%

Tomato (1kg)

$1.91 ฿62.4

$1.47 ฿48.05

29.93%

Potato (1kg)

$1.46 ฿47.61

$1.46 ฿47.81

Onion (1kg)

$1.43 ฿46.72

$1.17 ฿38.14

22.22%

Lettuce (1 head)

$0.92 ฿29.93

$1.63 ฿53.1

-43.56%

Water (1.5 liter bottle)

$0.49 ฿16.08

$0.53 ฿17.33

-7.55%

Cigarettes 20 Pack (Marlboro, Camel)

$4.24 ฿138

$4.71 ฿154

-9.98%

Wine (Bottle)

$18.11 ฿592

$16.93 ฿553

6.97%

Local Beer (0.5 liter bottle)

$1.73 ฿56.6

$1.84 ฿60.2

-5.98%

Imported Beer (0.33 liter bottle)

$2.56 ฿83.7

$2.37 ฿77.3

8.02%

One-way Ticket (Public Transport)

$1.27 ฿41.41

$0.30 ฿9.79

323.33%

Public Transport Monthly Pass (Regular Price)

$18.57 ฿607

Taxi Start (Normal Tariff)

$2.69 ฿87.8

$1.36 ฿44.56

97.79%

Taxi (Normal Tariff) (1km)

$0.87 ฿28.57

$1.29 ฿42.26

-32.56%

Taxi 1hour Waiting (Normal Tariff)

$12.31 ฿402

$3.29 ฿108

274.16%

Gasoline (1 liter)

$1.17 ฿38.23

$1.28 ฿41.88

-8.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K ฿805.1K

$25.9K ฿844.9K

-4.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K ฿997.3K

$26.8K ฿874.4K

14.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿3,984

$79.8 ฿2,606

52.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.49 ฿441

$13.73 ฿448

-1.75%

Internet (50+ Mbps, Unlimited Data)

$18.78 ฿614

$18.71 ฿611

0.37%

Gym Membership (Monthly)

$60.1 ฿1,964

$45.23 ฿1,477

32.96%

Tennis Court (1 Hour on Weekend)

$16.94 ฿553

$16.88 ฿551

0.36%

Cinema Ticket

$9.15 ฿299

$7.80 ฿255

17.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$693 ฿22.6K

$293 ฿9,559

136.62%

International Primary School, 1 Child (Yearly)

$16.0K ฿522.2K

$9,198 ฿300.4K

73.83%

Jeans (Levis 501 Or Similar)

$57.9 ฿1,892

$29.59 ฿966

95.74%

Summer Dress (H&M, Zara, etc)

$34.07 ฿1,113

$19.41 ฿634

75.53%

Sport Shoes (Adidas, Nike)

$116 ฿3,775

$99.1 ฿3,238

16.57%

Men's Leather Business Shoes

$83.4 ฿2,723

$43.68 ฿1,427

90.89%

1-bedroom Apartment, City Center (Monthly)

$425 ฿13.9K

$545 ฿17.8K

-21.99%

1-bedroom Apartment, Outside City Center (Monthly)

$313 ฿10.2K

$347 ฿11.3K

-9.84%

3-bedroom Apartment, City Center (Monthly)

$1,432 ฿46.8K

$1,350 ฿44.1K

6.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,044 ฿34.1K

$697 ฿22.8K

49.70%

Buy Apartment in City Center (m2)

$2,558 ฿83.5K

$2,575 ฿84.1K

-0.68%

Buy Apartment Outside City Center (m2)

$1,826 ฿59.6K

$1,513 ฿49.4K

20.69%

Average Monthly Net Salary (After Tax)

$744 ฿24.3K

$479 ฿15.6K

55.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

5.45

-2.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phan Ghan: May 31, 2026

Last update for Pattaya: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $425 in Koh Phan Ghan and $545 in Pattaya. Housing cost is often the main lever when comparing two cities.

Koh Phan Ghan pays 55% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $41.00 in Koh Phan Ghan vs $31.00 in Pattaya for a mid-range dinner for two. Groceries echo the gap at $279 vs $250 per month, with Pattaya cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phan Ghan vs Pattaya: Cost of Living - Frequently Asked Questions

Koh Phan Ghan and Pattaya differ by about 13% in total monthly costs ($1,096 vs $972 including rent). Pattaya is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Koh Phan Ghan pays 55% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $425 in Koh Phan Ghan versus $545 in Pattaya. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in Koh Phan Ghan. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,096 per month in Koh Phan Ghan versus $972 in Pattaya – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

At $972 in Pattaya versus $1,096 in Koh Phan Ghan, a $1,000 budget is realistic in Pattaya but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Pattaya the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koh Phan Ghan and Pattaya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pattaya gentler on the wallet – expenses run 13% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.