Cost of Living Comparison Between Koh Phan Ghan and Pattaya Cost of Living Comparison Between Koh Phan Ghan and Pattaya

Monthly Cost of Living

Monthly costs for one person with rent: $1,061 in Koh Phan Ghan versus $992 in Pattaya.

Estimated couple costs with rent: $1,908 in Koh Phan Ghan versus $1,573 in Pattaya.

Monthly costs for a family of three with rent: $2,754 in Koh Phan Ghan versus $2,154 in Pattaya.

Living in Koh Phan Ghan is roughly 7% more expensive than in Pattaya, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Koh Phan Ghan 21% lower, Pattaya 26% lower.

Currency
🍽 Eating Out
Koh Phan Ghan
Pattaya
Difference
Meal at Budget Restaurant
$4.07 ฿137
$3.69 ฿124
10.30%
Three-Course Dinner for Two, Mid-Range
$42.11 ฿1,414
$30.53 ฿1,025
37.93%
Fast Food Meal (McDonalds, etc)
$7.60 ฿255
$9.11 ฿306
-16.58%
Cappuccino
$2.63 ฿88.3
$2.17 ฿73.0
21.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.62 ฿20.80
$0.85 ฿28.50
-27.06%
Water (0.33 liter bottle)
$0.35 ฿11.84
$0.34 ฿11.57
2.94%
Local Beer (0.5 liter draught)
$2.27 ฿76.1
$2.48 ฿83.2
-8.47%
Imported Beer (0.33 liter bottle)
$3.26 ฿109
$2.39 ฿80.4
36.40%
🛒 Groceries & Markets
Koh Phan Ghan
Pattaya
Difference
Milk (1 liter)
$2.13 ฿71.4
$1.71 ฿57.4
24.56%
White Bread (500g)
$1.73 ฿58.0
$1.34 ฿45.04
29.10%
Rice (white) (1kg)
$2.14 ฿71.7
$1.27 ฿42.68
68.50%
Eggs
$2.12 ฿71.3
$2.26 ฿75.8
-6.19%
Local Cheese (1kg)
$18.40 ฿618
$15.90 ฿534
15.72%
Chicken Fillets (1kg)
$3.57 ฿120
$3.36 ฿113
6.25%
Beef Round Steak (1kg)
$12.48 ฿419
$11.24 ฿377
11.03%
Apples (1kg)
$3.23 ฿108
$3.26 ฿109
-0.92%
Banana (1kg)
$1.61 ฿54.2
$1.29 ฿43.35
24.81%
Oranges (1kg)
$2.29 ฿76.7
$1.98 ฿66.4
15.66%
Tomato (1kg)
$1.92 ฿64.5
$1.46 ฿49.04
31.51%
Potato (1kg)
$1.46 ฿48.91
$1.49 ฿49.90
-2.01%
Onion (1kg)
$1.39 ฿46.53
$1.16 ฿39.06
19.83%
Lettuce (1 head)
$0.98 ฿32.75
$1.71 ฿57.5
-42.69%
Water (1.5 liter bottle)
$0.49 ฿16.55
$0.57 ฿19.06
-14.04%
Cigarettes 20 Pack (Marlboro, Camel)
$4.07 ฿137
$4.60 ฿154
-11.52%
Wine (Bottle)
$17.94 ฿602
$16.38 ฿550
9.52%
Local Beer (0.5 liter bottle)
$1.69 ฿56.7
$1.83 ฿61.6
-7.65%
Imported Beer (0.33 liter bottle)
$2.61 ฿87.5
$2.30 ฿77.1
13.48%
🚌 Getting Around
Koh Phan Ghan
Pattaya
Difference
One-way Ticket (Public Transport)
$1.28 ฿43.14
$0.32 ฿10.74
300.00%
Public Transport Monthly Pass (Regular Price)
-
$18.46 ฿620
-
Taxi Start (Normal Tariff)
$2.70 ฿90.6
$1.36 ฿45.58
98.53%
Taxi (Normal Tariff) (1km)
$0.93 ฿31.26
$1.36 ฿45.55
-31.62%
Taxi 1hour Waiting (Normal Tariff)
$12.52 ฿420
$3.43 ฿115
265.01%
Gasoline (1 liter)
$1.23 ฿41.19
$1.30 ฿43.59
-5.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8K ฿831.8K
$26.1K ฿877.5K
-5.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.7K ฿997.7K
$27.0K ฿904.8K
10.27%
🧾 Monthly Utilities & Internet
Koh Phan Ghan
Pattaya
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 ฿4,087
$78.8 ฿2,645
54.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.51 ฿454
$14.08 ฿473
-4.05%
Internet (50+ Mbps, Unlimited Data)
$18.67 ฿627
$18.28 ฿614
2.13%
🎉 Sport & Entertainment
Koh Phan Ghan
Pattaya
Difference
Gym Membership (Monthly)
$61.8 ฿2,074
$45.11 ฿1,514
36.98%
Tennis Court (1 Hour on Weekend)
$17.15 ฿576
$17.27 ฿580
-0.69%
Cinema Ticket
$8.66 ฿291
$7.72 ฿259
12.18%
🧸 Childcare & Education
Koh Phan Ghan
Pattaya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$700 ฿23.5K
$296 ฿9,942
136.24%
International Primary School, 1 Child (Yearly)
$15.8K ฿531.0K
$9,282 ฿311.6K
70.41%
👕👟 Clothing & Footwear
Koh Phan Ghan
Pattaya
Difference
Jeans (Levis 501 Or Similar)
$58.9 ฿1,976
$29.54 ฿992
99.22%
Summer Dress (H&M, Zara, etc)
$34.51 ฿1,158
$19.37 ฿650
78.16%
Sport Shoes (Adidas, Nike)
$117 ฿3,925
$102 ฿3,413
15.00%
Men's Leather Business Shoes
$84.2 ฿2,825
$44.01 ฿1,477
91.23%
🏠 Accommodation & Living
Koh Phan Ghan
Pattaya
Difference
1-bedroom Apartment, City Center (Monthly)
$438 ฿14.7K
$550 ฿18.5K
-20.25%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ฿10.4K
$356 ฿12.0K
-13.07%
3-bedroom Apartment, City Center (Monthly)
$1,438 ฿48.3K
$1,325 ฿44.5K
8.56%
3-bedroom Apartment, Outside City Center (Monthly)
$1,043 ฿35.0K
$685 ฿23.0K
52.21%
Buy Apartment in City Center (m2)
$2,510 ฿84.3K
$2,572 ฿86.4K
-2.41%
Buy Apartment Outside City Center (m2)
$1,776 ฿59.6K
$1,441 ฿48.4K
23.32%
💵 Salaries & Financials
Koh Phan Ghan
Pattaya
Difference
Average Monthly Net Salary (After Tax)
$721 ฿24.2K
$465 ฿15.6K
55.23%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.33
5.45
-2.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phan Ghan: July 14, 2026

Last update for Pattaya: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $438 in Koh Phan Ghan and $550 in Pattaya. Housing cost is often the main lever when comparing two cities.

Koh Phan Ghan pays 55% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $42.00 in Koh Phan Ghan vs $31.00 in Pattaya for a mid-range dinner for two. Groceries echo the gap at $277 vs $249 per month, with Pattaya cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koh Phan Ghan vs Pattaya: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Koh Phan Ghan and in Pattaya?
Koh Phan Ghan and Pattaya differ by about 7% in total monthly costs ($1,061 vs $992 including rent). Pattaya is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Koh Phan Ghan or Pattaya?
Average pay runs 55% higher in Koh Phan Ghan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Koh Phan Ghan and in Pattaya?
Rent for a central apartment: $438 in Koh Phan Ghan versus $550 in Pattaya. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 11% higher in Koh Phan Ghan. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Koh Phan Ghan or Pattaya?
All in, you'll spend $1,061 per month in Koh Phan Ghan versus $992 in Pattaya – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,000 per month?
At $992 in Pattaya versus $1,061 in Koh Phan Ghan, a $1,000 budget is realistic in Pattaya but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Pattaya the clear choice for anyone on this budget.
How does quality of life compare between Koh Phan Ghan and Pattaya?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Koh Phan Ghan or Pattaya safer for residents?
Safety-wise, Koh Phan Ghan and Pattaya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Koh Phan Ghan or Pattaya?
Expats usually find Pattaya gentler on the wallet – expenses run 7% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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