Cost of Living Comparison Between Papamoa Beach and Ubud Cost of Living Comparison Between Papamoa Beach and Ubud

😐 Solo nomad: Papamoa Beach is 87.9% more expensive than Ubud without rent, and 157.3% more expensive with rent.
😐 Family of 3: Papamoa Beach is 117.1% more expensive than Ubud without rent, and 151% more expensive with rent.
Currency
🍽 Eating Out
Papamoa Beach
Ubud
Difference
Meal at Budget Restaurant
$14.88 NZ$24.55
$3 Rp 48.8K
396.00%
Three-Course Dinner for Two, Mid-Range
$77.8 NZ$128
$12.52 Rp 203.2K
521.01%
Fast Food Meal (McDonalds, etc)
$9.78 NZ$16.13
$3.18 Rp 51.6K
207.55%
Cappuccino
$3.5 NZ$5.78
$2.21 Rp 35.9K
58.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.37 NZ$3.91
$1.1 Rp 17.9K
115.45%
Water (0.33 liter bottle)
$2.22 NZ$3.65
$0.26 Rp 4,217
753.85%
Local Beer (0.5 liter draught)
$7.17 NZ$11.82
$2.5 Rp 40.5K
186.80%
Imported Beer (0.33 liter bottle)
$7.03 NZ$11.6
$3.2 Rp 51.9K
119.69%
🛒 Groceries & Markets
Papamoa Beach
Ubud
Difference
Milk (1 liter)
$1.81 NZ$2.99
$1.49 Rp 24.2K
21.48%
White Bread (500g)
$1.08 NZ$1.78
$1.67 Rp 27K
-35.33%
Rice (white) (1kg)
$2.01 NZ$3.31
$1.14 Rp 18.5K
76.32%
Eggs
$6.96 NZ$11.48
$2.27 Rp 36.9K
206.61%
Local Cheese (1kg)
$8.57 NZ$14.14
$13.94 Rp 226.3K
-38.52%
Chicken Fillets (1kg)
$9.62 NZ$15.87
$4 Rp 64.8K
140.50%
Beef Round Steak (1kg)
$13.07 NZ$21.56
$11.3 Rp 183.4K
15.66%
Apples (1kg)
$2.84 NZ$4.68
$3.6 Rp 58.4K
-21.11%
Banana (1kg)
$2.27 NZ$3.74
$1.53 Rp 24.8K
48.37%
Oranges (1kg)
$3.37 NZ$5.56
$2.65 Rp 43K
27.17%
Tomato (1kg)
$4 NZ$6.59
$1.38 Rp 22.4K
189.86%
Potato (1kg)
$2.02 NZ$3.33
$1.58 Rp 25.6K
27.85%
Onion (1kg)
$1.72 NZ$2.83
$2.16 Rp 35.1K
-20.37%
Lettuce (1 head)
$1.9 NZ$3.14
$1.04 Rp 16.9K
82.69%
Water (1.5 liter bottle)
$1.25 NZ$2.06
$0.56 Rp 9,114
123.21%
Cigarettes 20 Pack (Marlboro, Camel)
$25.39 NZ$41.88
$2.23 Rp 36.3K
1038.57%
Wine (Bottle)
$11.55 NZ$19.04
$14.98 Rp 243.2K
-22.90%
Local Beer (0.5 liter bottle)
$2.96 NZ$4.89
$2.43 Rp 39.5K
21.81%
Imported Beer (0.33 liter bottle)
$3.89 NZ$6.42
$2.64 Rp 42.8K
47.35%
🚌 Getting Around
Papamoa Beach
Ubud
Difference
One-way Ticket (Public Transport)
$2.12 NZ$3.5
$0.32 Rp 5,203
562.50%
Public Transport Monthly Pass (Regular Price)
$64.2 NZ$106
$10.12 Rp 164.3K
534.49%
Taxi Start (Normal Tariff)
$2.16 NZ$3.55
$0.49 Rp 7,888
340.82%
Taxi (Normal Tariff) (1km)
$1.92 NZ$3.16
$0.34 Rp 5,573
464.71%
Taxi 1hour Waiting (Normal Tariff)
$35.73 NZ$58.9
$6.04 Rp 98K
491.56%
Gasoline (1 liter)
$1.62 NZ$2.67
$0.73 Rp 11.9K
121.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.7K NZ$47.3K
$26.2K Rp 425.6M
9.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22K NZ$36.4K
$31.9K Rp 518.5M
-30.99%
🧾 Monthly Utilities & Internet
Papamoa Beach
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$143 NZ$235
$62.6 Rp 1M
128.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.91 NZ$49.34
$4.1 Rp 66.6K
629.51%
Internet (50+ Mbps, Unlimited Data)
$49.52 NZ$81.7
$24.32 Rp 394.7K
103.62%
🎉 Sport & Entertainment
Papamoa Beach
Ubud
Difference
Gym Membership (Monthly)
$36.13 NZ$59.6
$22.6 Rp 366.9K
59.87%
Tennis Court (1 Hour on Weekend)
$11.94 NZ$19.69
$6.26 Rp 101.5K
90.73%
Cinema Ticket
$15.27 NZ$25.19
$3.29 Rp 53.4K
364.13%
🧸 Childcare & Education
Papamoa Beach
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$891 NZ$1,470
$93.2 Rp 1.5M
855.92%
International Primary School, 1 Child (Yearly)
$13.4K NZ$22.1K
$6,098 Rp 99M
120.04%
👕👟 Clothing & Footwear
Papamoa Beach
Ubud
Difference
Jeans (Levis 501 Or Similar)
$63.3 NZ$104
$52.8 Rp 857.4K
19.77%
Summer Dress (H&M, Zara, etc)
$49.73 NZ$82
$24.84 Rp 403.3K
100.20%
Sport Shoes (Adidas, Nike)
$85.8 NZ$142
$85.2 Rp 1.4M
0.68%
Men's Leather Business Shoes
$121 NZ$199
$72.5 Rp 1.2M
66.86%
🏠 Accommodation & Living
Papamoa Beach
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$972 NZ$1,603
$259 Rp 4.2M
275.48%
1-bedroom Apartment, Outside City Center (Monthly)
$798 NZ$1,316
$159 Rp 2.6M
402.29%
3-bedroom Apartment, City Center (Monthly)
$1,580 NZ$2,606
$578 Rp 9.4M
173.59%
3-bedroom Apartment, Outside City Center (Monthly)
$1,438 NZ$2,372
$336 Rp 5.5M
327.80%
Buy Apartment in City Center (m2)
$4,392 NZ$7,244
$1,000 Rp 16.2M
339.01%
Buy Apartment Outside City Center (m2)
$3,700 NZ$6,102
$860 Rp 14M
329.99%
💵 Salaries & Financials
Papamoa Beach
Ubud
Difference
Average Monthly Net Salary (After Tax)
$1,592 NZ$2,625
$182 Rp 3M
772.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
13.28
-52.03%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Papamoa Beach: October 28, 2025

Last update for Ubud: October 29, 2025

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