Last update: Nov 2026

Cost of Living Comparison Between Panglao and Zhuhai

For one person, living costs are similar in Panglao and in Zhuhai: $795 and $787 a month, rent and utilities included.

38

Cost of Living Index in Panglao
Learn more

Panglao Living Index
38

Cost of Living Index in Zhuhai
Learn more

Zhuhai Living Index

Jump to prices

Panglao

🇵🇭 Philippines

$795

/mo nomad

Zhuhai

🇨🇳 China

$787

/mo nomad

Monthly Cost of Living

How much you'll spend in Panglao and in Zhuhai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panglao and in Zhuhai actually costs, broken down by who's living it.

A single person spends $795 per month in Panglao vs $787 in Zhuhai, rent included.

Panglao $795
Zhuhai $787

A couple spends around $1,113 per month in Panglao vs $1,308 in Zhuhai, rent included.

Panglao $1,113
Zhuhai $1,308

A family of three spends $1,431 per month in Panglao vs $1,828 in Zhuhai, rent included.

Panglao $1,431
Zhuhai $1,828

Panglao and Zhuhai have comparable living costs – the differences are in the details.

Both Panglao and Zhuhai are more affordable than the global median – Panglao 41% lower, Zhuhai 42% lower.

Meal at Budget Restaurant

$3.89 ₱245

$2.74 ¥18.27

41.97%

Three-Course Dinner for Two, Mid-Range

$23.45 ₱1,476

$30.04 ¥200

-21.94%

Fast Food Meal (McDonalds, etc)

$3.93 ₱247

$5.23 ¥34.81

-24.86%

Cappuccino

$2.14 ₱135

$3.19 ¥21.21

-32.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱43.43

$0.50 ¥3.34

38.00%

Water (0.33 liter bottle)

$0.47 ₱29.58

$0.32 ¥2.16

46.87%

Local Beer (0.5 liter draught)

$1.54 ₱96.8

$1.23 ¥8.16

25.20%

Imported Beer (0.33 liter bottle)

$1.84 ₱116

$2.16 ¥14.38

-14.81%

Milk (1 liter)

$1.58 ₱99.4

$1.58 ¥10.49

White Bread (500g)

$1.09 ₱68.7

$1.31 ¥8.69

-16.79%

Rice (white) (1kg)

$0.92 ₱58.0

$1.14 ¥7.59

-19.30%

Eggs

$1.69 ₱106

$1.64 ¥10.89

3.05%

Local Cheese (1kg)

$4.73 ₱298

$4.30 ¥28.61

10.00%

Chicken Fillets (1kg)

$4.52 ₱284

$2.29 ¥15.22

97.38%

Beef Round Steak (1kg)

$7.65 ₱482

$3.87 ¥25.76

97.67%

Apples (1kg)

$1.90 ₱120

$1.31 ¥8.69

45.04%

Banana (1kg)

$1.31 ₱82.7

$0.58 ¥3.83

125.86%

Oranges (1kg)

$1.94 ₱122

$0.44 ¥2.91

340.91%

Tomato (1kg)

$1.49 ₱94.0

$1.47 ¥9.78

1.36%

Potato (1kg)

$2.30 ₱145

$0.73 ¥4.88

215.07%

Onion (1kg)

$1.89 ₱119

$0.47 ¥3.11

302.13%

Lettuce (1 head)

$1.07 ₱67.3

$0.29 ¥1.91

268.97%

Water (1.5 liter bottle)

$0.46 ₱28.64

$0.44 ¥2.93

4.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$2.95 ¥19.63

-2.03%

Wine (Bottle)

$5.73 ₱360

$3.72 ¥24.80

54.03%

Local Beer (0.5 liter bottle)

$0.80 ₱50.1

$0.58 ¥3.88

37.93%

Imported Beer (0.33 liter bottle)

$1.55 ₱97.4

$1.78 ¥11.86

-12.92%

One-way Ticket (Public Transport)

$0.22 ₱13.78

$0.15 ¥0.98

46.67%

Public Transport Monthly Pass (Regular Price)

$12.47 ₱785

$9.11 ¥60.7

36.88%

Taxi Start (Normal Tariff)

$0.74 ₱46.38

$1.47 ¥9.79

-49.66%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.88

$0.38 ¥2.51

-42.11%

Taxi 1hour Waiting (Normal Tariff)

$1.85 ₱117

$7.24 ¥48.20

-74.45%

Gasoline (1 liter)

$0.94 ₱59.2

$1.25 ¥8.32

-24.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$15.5K ¥103.2K

35.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$13.6K ¥90.7K

40.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.2 ₱3,665

$57.0 ¥380

2.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.53 ₱411

$9.84 ¥65.5

-33.64%

Internet (50+ Mbps, Unlimited Data)

$23.87 ₱1,502

$16.64 ¥111

43.45%

Gym Membership (Monthly)

$20.83 ₱1,311

$82.8 ¥551

-74.84%

Tennis Court (1 Hour on Weekend)

$5.16 ₱325

$32.05 ¥213

-83.90%

Cinema Ticket

$3.92 ₱247

$7.63 ¥50.8

-48.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₱8,314

$525 ¥3,493

-74.82%

International Primary School, 1 Child (Yearly)

$7,973 ₱501.9K

$40.3K ¥268.3K

-80.21%

Jeans (Levis 501 Or Similar)

$32.20 ₱2,027

$29.72 ¥198

8.34%

Summer Dress (H&M, Zara, etc)

$19.54 ₱1,230

$40.26 ¥268

-51.47%

Sport Shoes (Adidas, Nike)

$66.0 ₱4,153

$73.5 ¥489

-10.19%

Men's Leather Business Shoes

$46.55 ₱2,930

$82.6 ¥550

-43.67%

1-bedroom Apartment, City Center (Monthly)

$279 ₱17.5K

$438 ¥2,917

-36.37%

1-bedroom Apartment, Outside City Center (Monthly)

$336 ₱21.1K

$283 ¥1,881

18.90%

3-bedroom Apartment, City Center (Monthly)

$541 ₱34.0K

$905 ¥6,024

-40.22%

3-bedroom Apartment, Outside City Center (Monthly)

$396 ₱25.0K

$655 ¥4,358

-39.44%

Buy Apartment in City Center (m2)

$933 ₱58.7K

$4,619 ¥30.8K

-79.81%

Buy Apartment Outside City Center (m2)

$1,091 ₱68.6K

$2,911 ¥19.4K

-62.54%

Average Monthly Net Salary (After Tax)

$1,072 ¥7,134

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.36

114.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panglao: November 2, 2026

Last update for Zhuhai: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panglao

$336 42.2%

Zhuhai

$283 35.9% 15.9% $53

Groceries & Markets

Panglao

$168 21.2%

Zhuhai

$118 15.1% 29.7% $50

Monthly Utilities & Internet

Panglao

$89 11.1%

Zhuhai

$83 10.6% 5.8% $5.1

Eating Out

Panglao

$85 10.6%

Zhuhai

$90 11.4% 5.8% $5

Clothing & Footwear

Panglao

$74 9.3%

Zhuhai

$102 12.9% 37.6% $28

Sport & Entertainment

Panglao

$29 3.6%

Zhuhai

$98 12.5% 242% $69

Getting Around

Panglao

$15 1.9%

Zhuhai

$13 1.7% 14% $2.1

Cost Breakdown

A central one-bedroom costs $279 in Panglao versus $438 in Zhuhai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $23 in Panglao versus $30 in Zhuhai. Groceries tell a different story – $168 in Panglao vs $118 in Zhuhai – so Zhuhai wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Panglao

🇨🇳 Zhuhai

🕒 Local time

07:38 7:38 AM

Same time as Panglao

🌤 Weather

👥 Population

39,839

2,207,090

💱 Currency

Philippine Peso PHP ₱

Chinese Yuan CNY ¥

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 CNY = 0.15 USD

1 CNY = 0.134 EUR

Exchange rates and currency converter

CNY, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

Chinese Yuan exchange rates as of November 5, 2026: 1 USD = 6.66 CNY (1 CNY = 0.15 USD). 1 EUR = 7.47 CNY (1 CNY = 0.134 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Panglao Zhuhai 1,780 km ≈ 2 h 45 min nonstop flight

From you

Panglao
Zhuhai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panglao vs Zhuhai: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $1,193 per month in Panglao and $1,180 in Zhuhai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panglao, especially for central apartments: a one-bedroom in the center costs $279 there versus $438 in Zhuhai.

Groceries cost about 42% more in Panglao, though the gap depends on what you buy.

Kindergarten costs $132 per month in Panglao and $525 in Zhuhai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

It depends on your priorities. Panglao has an edge in some lifestyle areas, with costs from $787 in Zhuhai to $795 in Panglao. Climate, culture, job market, and personal taste all factor in.