Last update: Oct 2026

Cost of Living Comparison Between Panglao and Seoul

For one person, living is cheaper in Panglao: $817 a month against $1,794 in Seoul, rent and utilities included – about $11,700 less a year. Other living expenses account for most of the difference.

40

Cost of Living Index in Panglao
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Panglao Living Index
88

Cost of Living Index in Seoul
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Seoul Living Index

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Panglao

🇵🇭 Philippines

$817

/mo nomad

Seoul

🇰🇷 South Korea

$1,794

/mo nomad

Monthly Cost of Living

How much you'll spend in Panglao and in Seoul

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panglao and in Seoul actually costs, broken down by who's living it.

A single person spends $817 per month in Panglao vs $1,794 in Seoul, rent included.

Panglao $817
Seoul $1,794

A couple spends around $1,137 per month in Panglao vs $2,863 in Seoul, rent included.

Panglao $1,137
Seoul $2,863

A family of three spends $1,456 per month in Panglao vs $3,931 in Seoul, rent included.

Panglao $1,456
Seoul $3,931

Panglao is about 54% cheaper than Seoul, and outside of rent the biggest gap is in groceries.

Panglao sits 39% below the global median, while Seoul is 33% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.08 ₱194

$8.80 ₩11.7K

-65.00%

Three-Course Dinner for Two, Mid-Range

$23.75 ₱1,495

$68.4 ₩90.9K

-65.26%

Fast Food Meal (McDonalds, etc)

$3.94 ₱248

$7.54 ₩10.0K

-47.75%

Cappuccino

$2.27 ₱143

$4.23 ₩5,624

-46.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$1.63 ₩2,167

-1.84%

Water (0.33 liter bottle)

$0.53 ₱33.19

$0.74 ₩985

-28.38%

Local Beer (0.5 liter draught)

$1.55 ₱97.6

$3.64 ₩4,843

-57.42%

Imported Beer (0.33 liter bottle)

$1.90 ₱119

$6.15 ₩8,175

-69.11%

Milk (1 liter)

$1.59 ₱100

$2.01 ₩2,679

-20.90%

White Bread (500g)

$1.13 ₱70.9

$3.13 ₩4,164

-63.90%

Rice (white) (1kg)

$0.94 ₱59.2

$4.32 ₩5,744

-78.24%

Eggs

$1.79 ₱113

$3.61 ₩4,794

-50.42%

Local Cheese (1kg)

$8.58 ₱540

$17.83 ₩23.7K

-51.88%

Chicken Fillets (1kg)

$4.61 ₱290

$10.45 ₩13.9K

-55.89%

Beef Round Steak (1kg)

$7.62 ₱480

$25.80 ₩34.3K

-70.47%

Apples (1kg)

$1.92 ₱121

$7.66 ₩10.2K

-74.93%

Banana (1kg)

$1.39 ₱87.5

$3.38 ₩4,499

-58.88%

Oranges (1kg)

$1.87 ₱118

$5.81 ₩7,723

-67.81%

Tomato (1kg)

$1.53 ₱96.1

$6.41 ₩8,520

-76.13%

Potato (1kg)

$2.41 ₱152

$3.75 ₩4,983

-35.73%

Onion (1kg)

$1.96 ₱123

$2.54 ₩3,375

-22.83%

Lettuce (1 head)

$1.14 ₱71.8

$2.84 ₩3,782

-59.86%

Water (1.5 liter bottle)

$0.47 ₱29.49

$1.11 ₩1,472

-57.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.91 ₱183

$3.35 ₩4,455

-13.13%

Wine (Bottle)

$5.70 ₱359

$18.49 ₩24.6K

-69.17%

Local Beer (0.5 liter bottle)

$0.79 ₱49.65

$2.40 ₩3,185

-67.08%

Imported Beer (0.33 liter bottle)

$1.56 ₱97.9

$3.37 ₩4,480

-53.71%

One-way Ticket (Public Transport)

$0.23 ₱14.60

$1.14 ₩1,521

-79.82%

Public Transport Monthly Pass (Regular Price)

$11.32 ₱713

$46.11 ₩61.3K

-75.45%

Taxi Start (Normal Tariff)

$0.73 ₱46.14

$3.49 ₩4,643

-79.08%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.63 ₩840

-63.49%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱122

$8.86 ₩11.8K

-78.10%

Gasoline (1 liter)

$0.90 ₱57.0

$1.51 ₩2,005

-40.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.3K ₩38.9M

-27.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₱1.2M

$28.2K ₩37.5M

-31.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.9 ₱3,711

$218 ₩289.2K

-72.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.75 ₱425

$35.15 ₩46.7K

-80.80%

Internet (50+ Mbps, Unlimited Data)

$24.52 ₱1,544

$21.29 ₩28.3K

15.17%

Gym Membership (Monthly)

$20.96 ₱1,320

$58.1 ₩77.2K

-63.90%

Tennis Court (1 Hour on Weekend)

$4.71 ₱297

$16.10 ₩21.4K

-70.75%

Cinema Ticket

$3.92 ₱247

$11.31 ₩15.0K

-65.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₱8,504

$1,948 ₩2.6M

-93.06%

International Primary School, 1 Child (Yearly)

$7,988 ₱502.9K

$22.9K ₩30.4M

-65.06%

Jeans (Levis 501 Or Similar)

$32.48 ₱2,045

$57.0 ₩75.8K

-43.06%

Summer Dress (H&M, Zara, etc)

$19.59 ₱1,233

$33.39 ₩44.4K

-41.33%

Sport Shoes (Adidas, Nike)

$66.4 ₱4,183

$71.5 ₩95.0K

-7.05%

Men's Leather Business Shoes

$47.63 ₱2,999

$82.5 ₩109.7K

-42.28%

1-bedroom Apartment, City Center (Monthly)

$280 ₱17.7K

$901 ₩1.2M

-68.86%

1-bedroom Apartment, Outside City Center (Monthly)

$343 ₱21.6K

$612 ₩813.5K

-43.93%

3-bedroom Apartment, City Center (Monthly)

$567 ₱35.7K

$2,526 ₩3.4M

-77.57%

3-bedroom Apartment, Outside City Center (Monthly)

$390 ₱24.6K

$1,266 ₩1.7M

-69.16%

Buy Apartment in City Center (m2)

$947 ₱59.6K

$29.4K ₩39.1M

-96.78%

Buy Apartment Outside City Center (m2)

$1,014 ₱63.8K

$11.9K ₩15.8M

-91.48%

Average Monthly Net Salary (After Tax)

$3,650 ₩4.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.08

76.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panglao: October 11, 2026

Last update for Seoul: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panglao

$343 42%

Seoul

$612 34.1% 78.4% $269

Groceries & Markets

Panglao

$183 22.3%

Seoul

$477 26.6% 161% $294

Monthly Utilities & Internet

Panglao

$90 11%

Seoul

$274 15.3% 204% $184

Eating Out

Panglao

$84 10.3%

Seoul

$184 10.2% 119% $100

Clothing & Footwear

Panglao

$75 9.2%

Seoul

$110 6.1% 47.1% $35

Sport & Entertainment

Panglao

$29 3.5%

Seoul

$81 4.5% 180% $52

Getting Around

Panglao

$14 1.7%

Seoul

$57 3.2% 306% $43

Cost Breakdown

A central one-bedroom costs $280 in Panglao versus $901 in Seoul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $24.00 in Panglao versus $68.0 in Seoul. Monthly groceries follow the same trend: $183 vs $477 – making Panglao the more affordable choice for daily food spending.

Good to know

🇵🇭 Panglao

🇰🇷 Seoul

🕒 Local time

03:54 3:54 AM

04:54 4:54 AM

1 h ahead of Panglao

🌤 Weather

👥 Population

39,839

9,509,458 Capital

💱 Currency

Philippine Peso PHP ₱

South Korean Won KRW ₩

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

10,000 KRW = 7.52 USD

10,000 KRW = 6.69 EUR

Exchange rates and currency converter

KRW, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

South Korean Won exchange rates as of October 17, 2026: 1 USD = 1,330 KRW (10,000 KRW = 7.52 USD). 1 EUR = 1,495 KRW (10,000 KRW = 6.69 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Panglao Seoul 3,130 km ≈ 4 h 30 min nonstop flight

From you

Panglao
Seoul

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panglao vs Seoul: Cost of Living - Frequently Asked Questions

Seoul costs about 120% more than Panglao, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,226 per month in Panglao and $2,692 in Seoul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panglao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 161% more in Seoul, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $24.00 in Panglao and $68.0 in Seoul. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Panglao, where all-in costs run around $817, than in Seoul at $1,794. In Panglao it covers expenses comfortably, while in Seoul it requires careful planning or may not stretch far enough.

Families tend to lean toward Panglao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Panglao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seoul makes more sense. Both are solid long-term options with distinct trade-offs.