Last update: Oct 2026

Cost of Living Comparison Between Panglao and Bansko

For one person, living is cheaper in Panglao: $817 a month against $956 in Bansko, rent and utilities included – about $1,700 less a year. Other living expenses account for most of the difference.

40

Cost of Living Index in Panglao
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Panglao Living Index
47

Cost of Living Index in Bansko
Learn more

Bansko Living Index

Jump to prices

Panglao

🇵🇭 Philippines

$817

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Panglao and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panglao and in Bansko actually costs, broken down by who's living it.

A single person spends $817 per month in Panglao vs $956 in Bansko, rent included.

Panglao $817
Bansko $956

A couple spends around $1,137 per month in Panglao vs $1,467 in Bansko, rent included.

Panglao $1,137
Bansko $1,467

A family of three spends $1,456 per month in Panglao vs $1,979 in Bansko, rent included.

Panglao $1,456
Bansko $1,979

Panglao is about 14% cheaper than Bansko, and outside of rent the biggest gap is in eating out.

Both Panglao and Bansko are more affordable than the global median – Panglao 39% lower, Bansko 29% lower.

Meal at Budget Restaurant

$3.08 ₱194

$8.66 BGN 15.06

-64.43%

Three-Course Dinner for Two, Mid-Range

$23.75 ₱1,495

$44.94 BGN 78.2

-47.15%

Fast Food Meal (McDonalds, etc)

$3.94 ₱248

$8.78 BGN 15.28

-55.13%

Cappuccino

$2.27 ₱143

$2.33 BGN 4.05

-2.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$1.57 BGN 2.74

1.91%

Water (0.33 liter bottle)

$0.53 ₱33.19

$0.82 BGN 1.43

-35.37%

Local Beer (0.5 liter draught)

$1.55 ₱97.6

$1.68 BGN 2.92

-7.74%

Imported Beer (0.33 liter bottle)

$1.90 ₱119

$1.98 BGN 3.45

-4.04%

Milk (1 liter)

$1.59 ₱100

$1.73 BGN 3.00

-8.09%

White Bread (500g)

$1.13 ₱70.9

$0.80 BGN 1.40

41.25%

Rice (white) (1kg)

$0.94 ₱59.2

$1.44 BGN 2.51

-34.72%

Eggs

$1.79 ₱113

$2.36 BGN 4.10

-24.15%

Local Cheese (1kg)

$8.58 ₱540

$9.39 BGN 16.34

-8.63%

Chicken Fillets (1kg)

$4.61 ₱290

$6.41 BGN 11.15

-28.08%

Beef Round Steak (1kg)

$7.62 ₱480

$8.48 BGN 14.76

-10.14%

Apples (1kg)

$1.92 ₱121

$1.31 BGN 2.28

46.56%

Banana (1kg)

$1.39 ₱87.5

$1.62 BGN 2.82

-14.20%

Oranges (1kg)

$1.87 ₱118

$1.73 BGN 3.01

8.09%

Tomato (1kg)

$1.53 ₱96.1

$1.94 BGN 3.38

-21.13%

Potato (1kg)

$2.41 ₱152

$0.94 BGN 1.63

156.38%

Onion (1kg)

$1.96 ₱123

$0.76 BGN 1.32

157.89%

Lettuce (1 head)

$1.14 ₱71.8

$0.55 BGN 0.95

107.27%

Water (1.5 liter bottle)

$0.47 ₱29.49

$0.59 BGN 1.02

-20.34%

Cigarettes 20 Pack (Marlboro, Camel)

$2.91 ₱183

$3.25 BGN 5.66

-10.46%

Wine (Bottle)

$5.70 ₱359

$5.20 BGN 9.05

9.62%

Local Beer (0.5 liter bottle)

$0.79 ₱49.65

$1.09 BGN 1.89

-27.52%

Imported Beer (0.33 liter bottle)

$1.56 ₱97.9

$1.68 BGN 2.92

-7.14%

One-way Ticket (Public Transport)

$0.23 ₱14.60

$0.84 BGN 1.45

-72.62%

Public Transport Monthly Pass (Regular Price)

$11.32 ₱713

$27.06 BGN 47.09

-58.17%

Taxi Start (Normal Tariff)

$0.73 ₱46.14

$1.34 BGN 2.34

-45.52%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.65 BGN 1.14

-64.62%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱122

$10.06 BGN 17.51

-80.72%

Gasoline (1 liter)

$0.90 ₱57.0

$1.48 BGN 2.57

-39.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.1K BGN 50.7K

-27.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₱1.2M

$20.9K BGN 36.4K

-8.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.9 ₱3,711

$92.4 BGN 161

-36.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.75 ₱425

$14.52 BGN 25.26

-53.51%

Internet (50+ Mbps, Unlimited Data)

$24.52 ₱1,544

$12.32 BGN 21.43

99.03%

Gym Membership (Monthly)

$20.96 ₱1,320

$31.70 BGN 55.2

-33.88%

Tennis Court (1 Hour on Weekend)

$4.71 ₱297

$8.53 BGN 14.84

-44.78%

Cinema Ticket

$3.92 ₱247

$5.62 BGN 9.78

-30.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₱8,504

$230 BGN 401

-41.38%

International Primary School, 1 Child (Yearly)

$7,988 ₱502.9K

$2,268 BGN 3,947

252.12%

Jeans (Levis 501 Or Similar)

$32.48 ₱2,045

$30.10 BGN 52.4

7.91%

Summer Dress (H&M, Zara, etc)

$19.59 ₱1,233

$19.62 BGN 34.13

-0.15%

Sport Shoes (Adidas, Nike)

$66.4 ₱4,183

$45.86 BGN 79.8

44.88%

Men's Leather Business Shoes

$47.63 ₱2,999

$47.69 BGN 83.0

-0.13%

1-bedroom Apartment, City Center (Monthly)

$280 ₱17.7K

$518 BGN 902

-45.87%

1-bedroom Apartment, Outside City Center (Monthly)

$343 ₱21.6K

$357 BGN 621

-3.89%

3-bedroom Apartment, City Center (Monthly)

$567 ₱35.7K

$614 BGN 1,069

-7.76%

3-bedroom Apartment, Outside City Center (Monthly)

$390 ₱24.6K

$569 BGN 990

-31.37%

Buy Apartment in City Center (m2)

$947 ₱59.6K

$1,191 BGN 2,073

-20.51%

Buy Apartment Outside City Center (m2)

$1,014 ₱63.8K

$959 BGN 1,669

5.67%

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,965

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.99

140.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panglao: October 11, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panglao

$343 42%

Bansko

$357 37.3% 4% $14

Groceries & Markets

Panglao

$183 22.3%

Bansko

$192 20.1% 5% $9.2

Monthly Utilities & Internet

Panglao

$90 11%

Bansko

$119 12.5% 32.2% $29

Eating Out

Panglao

$84 10.3%

Bansko

$145 15.2% 73.6% $62

Clothing & Footwear

Panglao

$75 9.2%

Bansko

$64 6.7% 13.8% $10

Sport & Entertainment

Panglao

$29 3.5%

Bansko

$43 4.5% 49.1% $14

Getting Around

Panglao

$14 1.7%

Bansko

$35 3.7% 148% $21

Cost Breakdown

A central one-bedroom costs $280 in Panglao versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $24.00 in Panglao versus $45.00 in Bansko. Monthly groceries follow the same trend: $183 vs $192 – making Panglao the more affordable choice for daily food spending.

Good to know

🇵🇭 Panglao

🇧🇬 Bansko

🕒 Local time

05:32 5:32 AM

00:32 12:32 AM

5 h behind Panglao

🌤 Weather

👥 Population

39,839

8,000

💱 Currency

Philippine Peso PHP ₱

Bulgarian Lev BGN лв.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bulgarian Lev exchange rates as of October 17, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Panglao Bansko 10,130 km ≈ 13 h nonstop flight

From you

Panglao
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panglao vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $817 in Panglao, $956 in Bansko – roughly 17% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,226 per month in Panglao and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panglao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $24.00 in Panglao and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $817 in Panglao and $956 in Bansko. That's a gap of about 17%.

A $1,000 monthly budget goes further in Panglao, where all-in costs run around $817, than in Bansko at $956. In Panglao it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $817 in Panglao to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Panglao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.