Last update: Oct 2026

Cost of Living Comparison Between Pangasinan and Karachi

For one person, living is cheaper in Karachi: $483 a month against $785 in Pangasinan, rent and utilities included – about $3,600 less a year. Rent and utilities account for about half of the difference.

38

Cost of Living Index in Pangasinan
Learn more

Pangasinan Living Index
23

Cost of Living Index in Karachi
Learn more

Karachi Living Index

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Pangasinan

🇵🇭 Philippines

$785

/mo nomad

Karachi

🇵🇰 Pakistan

$483

/mo nomad

Monthly Cost of Living

How much you'll spend in Pangasinan and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pangasinan and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $785 in Pangasinan versus $483 in Karachi.

Pangasinan $785
Karachi $483

Estimated couple costs with rent: $1,175 in Pangasinan versus $754 in Karachi.

Pangasinan $1,175
Karachi $754

Monthly costs for a family of three with rent: $1,566 in Pangasinan versus $1,025 in Karachi.

Pangasinan $1,566
Karachi $1,025

Living in Pangasinan is roughly 63% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Pangasinan 42% lower, Karachi 64% lower.

Meal at Budget Restaurant

$1.20 ₱75.8

$2.11 PKR 585

-43.13%

Three-Course Dinner for Two, Mid-Range

$13.70 ₱862

$13.73 PKR 3,801

-0.22%

Fast Food Meal (McDonalds, etc)

$4.00 ₱252

$5.53 PKR 1,531

-27.67%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.20 PKR 609

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.37 PKR 2,040

Cappuccino

$2.55 ₱160

$2.14 PKR 593

19.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₱68.0

$0.40 PKR 111

170.00%

Water (0.33 liter bottle)

$0.53 ₱33.62

$0.28 PKR 77.7

89.29%

Local Beer (0.5 liter draught)

$0.83 ₱52.3

Imported Beer (0.33 liter bottle)

$3.15 ₱198

Milk (1 liter)

$1.09 ₱68.9

$0.90 PKR 250

21.11%

White Bread (500g)

$0.83 ₱52.0

$0.55 PKR 153

50.91%

Rice (white) (1kg)

$0.72 ₱45.61

$1.20 PKR 333

-40.00%

Eggs

$2.49 ₱157

$1.25 PKR 346

99.20%

Local Cheese (1kg)

$7.03 ₱442

$5.96 PKR 1,650

17.95%

Chicken Fillets (1kg)

$4.81 ₱303

$3.19 PKR 883

50.78%

Beef Round Steak (1kg)

$7.01 ₱441

$6.48 PKR 1,793

8.18%

Apples (1kg)

$2.36 ₱149

$1.24 PKR 344

90.32%

Banana (1kg)

$1.93 ₱122

$0.53 PKR 147

264.15%

Oranges (1kg)

$3.14 ₱198

$1.03 PKR 284

204.85%

Tomato (1kg)

$2.39 ₱151

$0.51 PKR 142

368.63%

Potato (1kg)

$3.57 ₱225

$0.31 PKR 85.1

1051.61%

Onion (1kg)

$3.45 ₱217

$0.31 PKR 87.1

1012.90%

Lettuce (1 head)

$1.11 ₱70.0

$0.41 PKR 113

170.73%

Water (1.5 liter bottle)

$0.58 ₱36.27

$0.44 PKR 120

31.82%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.31 PKR 362

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.33 PKR 369

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$2.69 ₱169

$1.83 PKR 508

46.99%

Wine (Bottle)

$7.84 ₱494

Local Beer (0.5 liter bottle)

$1.32 ₱82.9

Imported Beer (0.33 liter bottle)

$2.06 ₱130

One-way Ticket (Public Transport)

$0.26 ₱16.50

$0.28 PKR 76.8

-7.14%

Public Transport Monthly Pass (Regular Price)

$11.24 ₱708

$9.81 PKR 2,716

14.58%

Taxi Start (Normal Tariff)

$0.66 ₱41.59

$0.87 PKR 240

-24.14%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.50

$0.74 PKR 204

-68.92%

Taxi 1hour Waiting (Normal Tariff)

$1.93 ₱121

$2.23 PKR 617

-13.45%

Gasoline (1 liter)

$0.92 ₱58.1

$1.38 PKR 383

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$18.4K PKR 5.1M

15.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$26.4K PKR 7.3M

-27.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$153 ₱9,648

$113 PKR 31.4K

35.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.75 ₱992

$6.12 PKR 1,694

157.35%

Internet (50+ Mbps, Unlimited Data)

$31.66 ₱1,993

$13.11 PKR 3,628

141.50%

Gym Membership (Monthly)

$32.52 ₱2,048

$21.78 PKR 6,029

49.31%

Tennis Court (1 Hour on Weekend)

$4.58 ₱288

$18.27 PKR 5,058

-74.93%

Cinema Ticket

$7.07 ₱445

$4.26 PKR 1,179

65.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₱8,330

$52.1 PKR 14.4K

153.98%

International Primary School, 1 Child (Yearly)

$7,373 ₱464.2K

$1,941 PKR 537.3K

279.83%

Jeans (Levis 501 Or Similar)

$32.82 ₱2,066

$17.53 PKR 4,852

87.22%

Summer Dress (H&M, Zara, etc)

$19.88 ₱1,252

$22.88 PKR 6,332

-13.11%

Sport Shoes (Adidas, Nike)

$80.2 ₱5,049

$68.1 PKR 18.8K

17.77%

Men's Leather Business Shoes

$54.7 ₱3,444

$41.55 PKR 11.5K

31.65%

1-bedroom Apartment, City Center (Monthly)

$265 ₱16.7K

$118 PKR 32.5K

125.48%

1-bedroom Apartment, Outside City Center (Monthly)

$169 ₱10.6K

$73.2 PKR 20.3K

130.87%

3-bedroom Apartment, City Center (Monthly)

$519 ₱32.6K

$360 PKR 99.6K

44.12%

3-bedroom Apartment, Outside City Center (Monthly)

$360 ₱22.7K

$188 PKR 52.1K

91.16%

Buy Apartment in City Center (m2)

$2,394 ₱150.7K

$1,082 PKR 299.4K

121.34%

Buy Apartment Outside City Center (m2)

$986 ₱62.1K

$474 PKR 131.2K

108.06%

Average Monthly Net Salary (After Tax)

$182 PKR 50.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

13.21

-43.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pangasinan: October 18, 2026

Last update for Karachi: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pangasinan

$201 25.7%

Karachi

$102 21.1% 49.3% $99

Monthly Utilities & Internet

Pangasinan

$201 25.6%

Karachi

$133 27.4% 34% $68

Accommodation & Living

Pangasinan

$169 21.5%

Karachi

$73 15.2% 56.7% $96

Clothing & Footwear

Pangasinan

$84 10.8%

Karachi

$68 14% 20% $17

Eating Out

Pangasinan

$69 8.8%

Karachi

$62 12.8% 10.4% $7.2

Sport & Entertainment

Pangasinan

$47 5.9%

Karachi

$30 6.3% 35.1% $16

Getting Around

Pangasinan

$14 1.8%

Karachi

$15 3.2% 9.8% $1.4

Cost Breakdown

A one-bedroom apartment in the center runs $265 in Pangasinan and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Dining out: $14.00 in Pangasinan vs $14.00 in Karachi. Groceries flip the comparison at $201 vs $102, with Karachi cheaper for home cooking.

Good to know

🇵🇭 Pangasinan

🇵🇰 Karachi

🕒 Local time

00:07 12:07 AM

21:07 9:07 PM

3 h behind Pangasinan

🌤 Weather

👥 Population

3,188,540

14,910,352

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to PHP in detail →

On the map

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Between locations

Pangasinan Karachi 5,610 km ≈ 8 h nonstop flight

From you

Pangasinan
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pangasinan vs Karachi: Cost of Living - Frequently Asked Questions

Pangasinan and Karachi differ by about 63% in total monthly costs ($785 vs $483 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,178 in Pangasinan and $725 in Karachi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $265 in Pangasinan versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $785 per month in Pangasinan versus $483 in Karachi – a 63% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 15% less than in Pangasinan. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 63% less than in Pangasinan. Beyond cost, consider language, visa policies, and how big the international community is in each city.