Last update: Oct 2026

Cost of Living Comparison Between Panevezys and Kotor

For one person, living is cheaper in Panevezys: $1,251 a month against $1,543 in Kotor, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Kotor outweigh lower spending on other living expenses.

61

Cost of Living Index in Panevezys
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Panevezys Living Index
74

Cost of Living Index in Kotor
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Kotor Living Index

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Panevezys

🇱🇹 Lithuania

$1,251

/mo nomad

Kotor

🇲🇪 Montenegro

$1,543

/mo nomad

Monthly Cost of Living

How much you'll spend in Panevezys and in Kotor

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panevezys and in Kotor actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,251 in Panevezys versus $1,543 in Kotor.

Panevezys $1,251
Kotor $1,543

Estimated couple costs with rent: $1,892 in Panevezys versus $2,446 in Kotor.

Panevezys $1,892
Kotor $2,446

Monthly costs for a family of three with rent: $2,533 in Panevezys versus $3,350 in Kotor.

Panevezys $2,533
Kotor $3,350

Living in Panevezys costs roughly 19% less than in Kotor, and outside of rent the biggest gap is in leisure.

The two cities straddle the global median: Panevezys is 8% below, Kotor is 14% above.

Meal at Budget Restaurant

$12.47 €11.10

$11.27 €10.03

10.65%

Three-Course Dinner for Two, Mid-Range

$51.2 €45.54

$59.7 €53.1

-14.17%

Fast Food Meal (McDonalds, etc)

$6.65 €5.92

$11.34 €10.08

-41.36%

Cappuccino

$3.18 €2.83

$3.22 €2.86

-1.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 €1.94

$2.50 €2.22

-12.80%

Water (0.33 liter bottle)

$1.92 €1.71

$1.47 €1.30

30.61%

Local Beer (0.5 liter draught)

$3.95 €3.51

$3.02 €2.69

30.79%

Imported Beer (0.33 liter bottle)

$4.51 €4.01

$4.16 €3.70

8.41%

Milk (1 liter)

$1.30 €1.15

$1.33 €1.18

-2.26%

White Bread (500g)

$1.50 €1.33

$0.93 €0.83

61.29%

Rice (white) (1kg)

$1.72 €1.53

$1.98 €1.76

-13.13%

Eggs

$2.96 €2.64

$3.57 €3.18

-17.09%

Local Cheese (1kg)

$10.21 €9.08

$8.78 €7.81

16.29%

Chicken Fillets (1kg)

$5.73 €5.10

$8.49 €7.55

-32.51%

Beef Round Steak (1kg)

$9.61 €8.55

$12.57 €11.18

-23.55%

Apples (1kg)

$1.67 €1.48

$1.27 €1.13

31.50%

Banana (1kg)

$1.43 €1.28

$1.68 €1.49

-14.88%

Oranges (1kg)

$1.74 €1.55

$1.55 €1.38

12.26%

Tomato (1kg)

$2.96 €2.63

$2.42 €2.15

22.31%

Potato (1kg)

$0.58 €0.51

$0.88 €0.79

-34.09%

Onion (1kg)

$0.93 €0.83

$1.07 €0.95

-13.08%

Lettuce (1 head)

$1.48 €1.32

$1.44 €1.28

2.78%

Water (1.5 liter bottle)

$0.79 €0.70

$0.86 €0.76

-8.14%

Cigarettes 20 Pack (Marlboro, Camel)

$5.68 €5.05

$4.41 €3.92

28.80%

Wine (Bottle)

$8.59 €7.64

$7.95 €7.07

8.05%

Local Beer (0.5 liter bottle)

$1.61 €1.43

$1.13 €1.01

42.48%

Imported Beer (0.33 liter bottle)

$1.72 €1.53

$1.75 €1.55

-1.71%

One-way Ticket (Public Transport)

$0.77 €0.69

$1.66 €1.48

-53.61%

Public Transport Monthly Pass (Regular Price)

$35.54 €31.61

$44.59 €39.67

-20.30%

Taxi Start (Normal Tariff)

$3.07 €2.73

$0.79 €0.70

288.61%

Taxi (Normal Tariff) (1km)

$0.88 €0.78

$1.09 €0.97

-19.27%

Taxi 1hour Waiting (Normal Tariff)

$13.43 €11.95

$11.32 €10.07

18.64%

Gasoline (1 liter)

$1.74 €1.55

$1.70 €1.52

2.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €24.6K

$27.6K €24.5K

0.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K €24.7K

$23.9K €21.2K

16.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$203 €180

$128 €113

58.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.44 €13.73

$17.30 €15.39

-10.75%

Internet (50+ Mbps, Unlimited Data)

$14.02 €12.47

$32.15 €28.60

-56.39%

Gym Membership (Monthly)

$67.6 €60.1

$45.75 €40.69

47.67%

Tennis Court (1 Hour on Weekend)

$22.33 €19.86

$19.82 €17.63

12.66%

Cinema Ticket

$8.78 €7.81

$6.30 €5.60

39.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$466 €414

$335 €298

39.16%

International Primary School, 1 Child (Yearly)

$9,396 €8,358

$7,192 €6,398

30.64%

Jeans (Levis 501 Or Similar)

$114 €102

$88.9 €79.0

28.70%

Summer Dress (H&M, Zara, etc)

$22.40 €19.93

$44.84 €39.88

-50.04%

Sport Shoes (Adidas, Nike)

$81.5 €72.5

$96.0 €85.4

-15.06%

Men's Leather Business Shoes

$169 €150

$107 €95.0

58.42%

1-bedroom Apartment, City Center (Monthly)

$421 €375

$683 €607

-38.26%

1-bedroom Apartment, Outside City Center (Monthly)

$289 €257

$665 €591

-56.52%

3-bedroom Apartment, City Center (Monthly)

$661 €588

$1,343 €1,195

-50.80%

3-bedroom Apartment, Outside City Center (Monthly)

$439 €391

$1,322 €1,176

-66.77%

Buy Apartment in City Center (m2)

$1,802 €1,603

$3,875 €3,447

-53.48%

Buy Apartment Outside City Center (m2)

$1,022 €909

$2,840 €2,526

-64.02%

Average Monthly Net Salary (After Tax)

$1,489 €1,325

$950 €845

56.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

5.95

-33.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panevezys: October 19, 2026

Last update for Kotor: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panevezys

$289 23.1%

Kotor

$665 43.1% 130% $376

Monthly Utilities & Internet

Panevezys

$232 18.6%

Kotor

$177 11.5% 23.7% $55

Groceries & Markets

Panevezys

$221 17.7%

Kotor

$232 15% 4.8% $11

Eating Out

Panevezys

$203 16.2%

Kotor

$202 13.1% 0.5% $1

Clothing & Footwear

Panevezys

$174 13.9%

Kotor

$151 9.8% 13.2% $23

Sport & Entertainment

Panevezys

$85 6.8%

Kotor

$58 3.8% 31.5% $27

Getting Around

Panevezys

$46 3.7%

Kotor

$57 3.7% 24.7% $11

Cost Breakdown

A one-bedroom apartment in the center runs $421 in Panevezys and $683 in Kotor. Housing cost is often the main lever when comparing two cities.

Panevezys pays 57% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $51.0 in Panevezys vs $60.0 in Kotor for a mid-range dinner for two. Groceries echo the gap at $221 vs $232 per month, with Panevezys cheaper across the board.

Good to know

🇱🇹 Panevezys

🇲🇪 Kotor

🕒 Local time

13:43 1:43 PM

12:43 12:43 PM

1 h behind Panevezys

🌤 Weather

👥 Population

99,690

13,000

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Panevezys Kotor 1,530 km ≈ 2 h 30 min nonstop flight

From you

Panevezys
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panevezys vs Kotor: Cost of Living - Frequently Asked Questions

Panevezys is cheaper overall, especially in groceries, transport, and utilities. The 23% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 57% higher in Panevezys, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $421 in Panevezys versus $683 in Kotor. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $466 in Panevezys versus $335 in Kotor. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in Kotor. For households that cook at home regularly, that difference adds up over a month.

At $1,251 in Panevezys versus $1,543 in Kotor, a $1,500 budget is realistic in Panevezys but tight or insufficient in Kotor. The gap between the two cities makes Panevezys the clear choice for anyone on this budget.

For families, Panevezys is more practical. Housing and childcare are both notably cheaper than in Kotor, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Panevezys and Kotor are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Panevezys gentler on the wallet – expenses run 23% less than in Kotor. Beyond cost, consider language, visa policies, and how big the international community is in each city.