Cost of Living Comparison Between Kotor and Panevezys Cost of Living Comparison Between Kotor and Panevezys

Monthly Cost of Living

Monthly costs for one person with rent: $1,588 in Kotor versus $1,299 in Panevezys.

Estimated couple costs with rent: $2,519 in Kotor versus $1,952 in Panevezys.

Monthly costs for a family of three with rent: $3,451 in Kotor versus $2,605 in Panevezys.

Living in Kotor is roughly 22% more expensive than Panevezys, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Kotor is 18% above, Panevezys is 3% below.

Meal at Budget Restaurant

$16.06 €13.81

$11.78 €10.13

36.33%

Three-Course Dinner for Two, Mid-Range

$59.0 €50.8

$68.3 €58.8

-13.64%

Fast Food Meal (McDonalds, etc)

$9.31 €8.01

$6.81 €5.86

36.71%

Cappuccino

$2.70 €2.32

$3.15 €2.71

-14.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €1.97

$2.37 €2.04

-3.38%

Water (0.33 liter bottle)

$1.43 €1.23

$1.76 €1.52

-18.75%

Local Beer (0.5 liter draught)

$2.81 €2.42

$3.45 €2.97

-18.55%

Imported Beer (0.33 liter bottle)

$3.81 €3.28

$3.38 €2.90

12.72%

Milk (1 liter)

$1.42 €1.22

$1.37 €1.18

3.65%

White Bread (500g)

$0.98 €0.84

$1.83 €1.58

-46.45%

Rice (white) (1kg)

$2.39 €2.06

$2.04 €1.75

17.16%

Eggs

$3.13 €2.69

$3.00 €2.58

4.33%

Local Cheese (1kg)

$8.77 €7.54

$10.53 €9.06

-16.71%

Chicken Fillets (1kg)

$7.90 €6.80

$5.22 €4.49

51.34%

Beef Round Steak (1kg)

$12.23 €10.52

$9.93 €8.54

23.16%

Apples (1kg)

$1.24 €1.06

$1.36 €1.17

-8.82%

Banana (1kg)

$1.82 €1.56

$1.49 €1.28

22.15%

Oranges (1kg)

$1.68 €1.45

$1.72 €1.48

-2.33%

Tomato (1kg)

$2.50 €2.15

$3.13 €2.70

-20.13%

Potato (1kg)

$1.03 €0.89

$0.56 €0.48

83.93%

Onion (1kg)

$1.11 €0.95

$1.00 €0.86

11.00%

Lettuce (1 head)

$1.77 €1.52

$1.52 €1.31

16.45%

Water (1.5 liter bottle)

$0.81 €0.69

$0.86 €0.74

-5.81%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 €3.67

$5.37 €4.62

-20.67%

Wine (Bottle)

$6.43 €5.53

$8.77 €7.55

-26.68%

Local Beer (0.5 liter bottle)

$1.27 €1.10

$1.66 €1.43

-23.49%

Imported Beer (0.33 liter bottle)

$1.81 €1.56

$1.73 €1.48

4.62%

One-way Ticket (Public Transport)

$1.44 €1.24

$0.61 €0.53

136.07%

Public Transport Monthly Pass (Regular Price)

$38.15 €32.81

$37.02 €31.84

3.05%

Taxi Start (Normal Tariff)

$0.71 €0.61

$3.46 €2.97

-79.48%

Taxi (Normal Tariff) (1km)

$1.07 €0.92

$1.12 €0.96

-4.46%

Taxi 1hour Waiting (Normal Tariff)

$11.59 €9.97

$13.65 €11.74

-15.09%

Gasoline (1 liter)

$1.76 €1.51

$1.64 €1.41

7.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K €24.6K

$39.6K €34.0K

-27.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K €23.3K

$28.6K €24.6K

-5.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 €107

$214 €184

-41.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.71 €16.09

$16.03 €13.79

16.72%

Internet (50+ Mbps, Unlimited Data)

$32.30 €27.78

$14.53 €12.50

122.30%

Gym Membership (Monthly)

$44.00 €37.85

$69.9 €60.1

-37.02%

Tennis Court (1 Hour on Weekend)

$14.49 €12.47

$23.29 €20.03

-37.78%

Cinema Ticket

$5.80 €4.99

$9.48 €8.15

-38.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$290 €250

$470 €404

-38.17%

International Primary School, 1 Child (Yearly)

$7,544 €6,489

$10.5K €9,011

-27.98%

Jeans (Levis 501 Or Similar)

$85.4 €73.5

$118 €102

-27.65%

Summer Dress (H&M, Zara, etc)

$44.44 €38.23

$23.19 €19.95

91.63%

Sport Shoes (Adidas, Nike)

$94.7 €81.4

$84.2 €72.4

12.50%

Men's Leather Business Shoes

$111 €95.4

$177 €152

-37.19%

1-bedroom Apartment, City Center (Monthly)

$702 €604

$440 €378

59.71%

1-bedroom Apartment, Outside City Center (Monthly)

$664 €572

$306 €263

116.99%

3-bedroom Apartment, City Center (Monthly)

$1,254 €1,079

$694 €597

80.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,325 €1,140

$453 €389

192.85%

Buy Apartment in City Center (m2)

$4,106 €3,532

$1,829 €1,573

124.48%

Buy Apartment Outside City Center (m2)

$2,890 €2,486

$1,032 €887

180.13%

Average Monthly Net Salary (After Tax)

$980 €843

$1,443 €1,241

-32.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.93

4.13

43.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kotor: June 2, 2026

Last update for Panevezys: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $702 in Kotor and $440 in Panevezys. Housing cost is often the main lever when comparing two cities.

Panevezys pays 47% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $59.0 in Kotor vs $68.0 in Panevezys. Groceries flip the comparison at $230 vs $227, with Panevezys cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kotor vs Panevezys: Cost of Living - Frequently Asked Questions

Panevezys is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 22% gap adds up to real monthly savings that compound significantly over time.

On paper, Panevezys earns 47% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $702 in Kotor versus $440 in Panevezys. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $290 in Kotor versus $470 in Panevezys. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 1% higher in Kotor. For households that cook at home regularly, that difference adds up over a month.

At $1,299 in Panevezys versus $1,588 in Kotor, a $1,500 budget is realistic in Panevezys but tight or insufficient in Kotor. The gap between the two cities makes Panevezys the clear choice for anyone on this budget.

For families, Panevezys is more practical. Housing and childcare are both notably cheaper than in Kotor, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kotor and Panevezys are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Panevezys gentler on the wallet – expenses run 22% less than in Kotor. Beyond cost, consider language, visa policies, and how big the international community is in each city.