Last update: Oct 2026

Cost of Living Comparison Between Kotor and Panevezys

For one person, living is cheaper in Panevezys: $1,251 a month against $1,543 in Kotor, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Kotor outweigh lower spending on other living expenses.

74

Cost of Living Index in Kotor
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Kotor Living Index
61

Cost of Living Index in Panevezys
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Panevezys Living Index

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Kotor

🇲🇪 Montenegro

$1,543

/mo nomad

Panevezys

🇱🇹 Lithuania

$1,251

/mo nomad

Monthly Cost of Living

How much you'll spend in Kotor and in Panevezys

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kotor and in Panevezys actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,543 in Kotor versus $1,251 in Panevezys.

Kotor $1,543
Panevezys $1,251

Estimated couple costs with rent: $2,446 in Kotor versus $1,892 in Panevezys.

Kotor $2,446
Panevezys $1,892

Monthly costs for a family of three with rent: $3,350 in Kotor versus $2,533 in Panevezys.

Kotor $3,350
Panevezys $2,533

Living in Kotor is roughly 23% more expensive than in Panevezys, and outside of rent the biggest gap is in leisure.

The two cities straddle the global median: Kotor is 14% above, Panevezys is 8% below.

Meal at Budget Restaurant

$11.27 €10.03

$12.47 €11.10

-9.62%

Three-Course Dinner for Two, Mid-Range

$59.7 €53.1

$51.2 €45.54

16.50%

Fast Food Meal (McDonalds, etc)

$11.34 €10.08

$6.65 €5.92

70.53%

Cappuccino

$3.22 €2.86

$3.18 €2.83

1.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 €2.22

$2.18 €1.94

14.68%

Water (0.33 liter bottle)

$1.47 €1.30

$1.92 €1.71

-23.44%

Local Beer (0.5 liter draught)

$3.02 €2.69

$3.95 €3.51

-23.54%

Imported Beer (0.33 liter bottle)

$4.16 €3.70

$4.51 €4.01

-7.76%

Milk (1 liter)

$1.33 €1.18

$1.30 €1.15

2.31%

White Bread (500g)

$0.93 €0.83

$1.50 €1.33

-38.00%

Rice (white) (1kg)

$1.98 €1.76

$1.72 €1.53

15.12%

Eggs

$3.57 €3.18

$2.96 €2.64

20.61%

Local Cheese (1kg)

$8.78 €7.81

$10.21 €9.08

-14.01%

Chicken Fillets (1kg)

$8.49 €7.55

$5.73 €5.10

48.17%

Beef Round Steak (1kg)

$12.57 €11.18

$9.61 €8.55

30.80%

Apples (1kg)

$1.27 €1.13

$1.67 €1.48

-23.95%

Banana (1kg)

$1.68 €1.49

$1.43 €1.28

17.48%

Oranges (1kg)

$1.55 €1.38

$1.74 €1.55

-10.92%

Tomato (1kg)

$2.42 €2.15

$2.96 €2.63

-18.24%

Potato (1kg)

$0.88 €0.79

$0.58 €0.51

51.72%

Onion (1kg)

$1.07 €0.95

$0.93 €0.83

15.05%

Lettuce (1 head)

$1.44 €1.28

$1.48 €1.32

-2.70%

Water (1.5 liter bottle)

$0.86 €0.76

$0.79 €0.70

8.86%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 €3.92

$5.68 €5.05

-22.36%

Wine (Bottle)

$7.95 €7.07

$8.59 €7.64

-7.45%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$1.61 €1.43

-29.81%

Imported Beer (0.33 liter bottle)

$1.75 €1.55

$1.72 €1.53

1.74%

One-way Ticket (Public Transport)

$1.66 €1.48

$0.77 €0.69

115.58%

Public Transport Monthly Pass (Regular Price)

$44.59 €39.67

$35.54 €31.61

25.46%

Taxi Start (Normal Tariff)

$0.79 €0.70

$3.07 €2.73

-74.27%

Taxi (Normal Tariff) (1km)

$1.09 €0.97

$0.88 €0.78

23.86%

Taxi 1hour Waiting (Normal Tariff)

$11.32 €10.07

$13.43 €11.95

-15.71%

Gasoline (1 liter)

$1.70 €1.52

$1.74 €1.55

-2.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €24.5K

$27.6K €24.6K

-0.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K €21.2K

$27.8K €24.7K

-14.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €113

$203 €180

-37.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.30 €15.39

$15.44 €13.73

12.05%

Internet (50+ Mbps, Unlimited Data)

$32.15 €28.60

$14.02 €12.47

129.32%

Gym Membership (Monthly)

$45.75 €40.69

$67.6 €60.1

-32.28%

Tennis Court (1 Hour on Weekend)

$19.82 €17.63

$22.33 €19.86

-11.24%

Cinema Ticket

$6.30 €5.60

$8.78 €7.81

-28.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$335 €298

$466 €414

-28.14%

International Primary School, 1 Child (Yearly)

$7,192 €6,398

$9,396 €8,358

-23.46%

Jeans (Levis 501 Or Similar)

$88.9 €79.0

$114 €102

-22.30%

Summer Dress (H&M, Zara, etc)

$44.84 €39.88

$22.40 €19.93

100.18%

Sport Shoes (Adidas, Nike)

$96.0 €85.4

$81.5 €72.5

17.73%

Men's Leather Business Shoes

$107 €95.0

$169 €150

-36.88%

1-bedroom Apartment, City Center (Monthly)

$683 €607

$421 €375

61.98%

1-bedroom Apartment, Outside City Center (Monthly)

$665 €591

$289 €257

130.01%

3-bedroom Apartment, City Center (Monthly)

$1,343 €1,195

$661 €588

103.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,322 €1,176

$439 €391

200.89%

Buy Apartment in City Center (m2)

$3,875 €3,447

$1,802 €1,603

114.98%

Buy Apartment Outside City Center (m2)

$2,840 €2,526

$1,022 €909

177.96%

Average Monthly Net Salary (After Tax)

$950 €845

$1,489 €1,325

-36.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

3.97

49.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kotor: October 19, 2026

Last update for Panevezys: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kotor

$665 43.1%

Panevezys

$289 23.1% 56.5% $376

Groceries & Markets

Kotor

$232 15%

Panevezys

$221 17.7% 4.6% $11

Eating Out

Kotor

$202 13.1%

Panevezys

$203 16.2% 0.5% $1

Monthly Utilities & Internet

Kotor

$177 11.5%

Panevezys

$232 18.6% 31% $55

Clothing & Footwear

Kotor

$151 9.8%

Panevezys

$174 13.9% 15.2% $23

Sport & Entertainment

Kotor

$58 3.8%

Panevezys

$85 6.8% 45.9% $27

Getting Around

Kotor

$57 3.7%

Panevezys

$46 3.7% 19.8% $11

Cost Breakdown

A one-bedroom apartment in the center runs $683 in Kotor and $421 in Panevezys. Housing cost is often the main lever when comparing two cities.

Panevezys pays 57% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $60.0 in Kotor vs $51.0 in Panevezys for a mid-range dinner for two. Groceries echo the gap at $232 vs $221 per month, with Panevezys cheaper across the board.

Good to know

🇲🇪 Kotor

🇱🇹 Panevezys

🕒 Local time

13:33 1:33 PM

14:33 2:33 PM

1 h ahead of Kotor

🌤 Weather

👥 Population

13,000

99,690

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Kotor Panevezys 1,530 km ≈ 2 h 30 min nonstop flight

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Kotor
Panevezys

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kotor vs Panevezys: Cost of Living - Frequently Asked Questions

Panevezys is cheaper overall, especially in groceries, transport, and utilities. The 23% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 57% lower in Panevezys. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $683 in Kotor versus $421 in Panevezys. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $335 in Kotor versus $466 in Panevezys. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in Kotor. For households that cook at home regularly, that difference adds up over a month.

At $1,251 in Panevezys versus $1,543 in Kotor, a $1,500 budget is realistic in Panevezys but tight or insufficient in Kotor. The gap between the two cities makes Panevezys the clear choice for anyone on this budget.

For families, Panevezys is more practical. Housing and childcare are both notably cheaper than in Kotor, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kotor and Panevezys are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Panevezys gentler on the wallet – expenses run 23% less than in Kotor. Beyond cost, consider language, visa policies, and how big the international community is in each city.