Last update: Oct 2026

Cost of Living Comparison Between Pando and Toronto

For one person, living is cheaper in Pando: $997 a month against $2,610 in Toronto, rent and utilities included – about $19,400 less a year. Rent and utilities account for most of the difference.

Pando
🇺🇾 Uruguay
$997
/mo nomad
Toronto
🇨🇦 Canada
$2,610
/mo nomad
Monthly Cost of Living

How much you'll spend in Pando and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pando and in Toronto actually costs, broken down by who's living it.

A single person spends $997 per month in Pando vs $2,610 in Toronto, rent included.

  • Pando $997
  • Toronto $2,610

A couple spends around $1,900 per month in Pando vs $3,727 in Toronto, rent included.

  • Pando $1,900
  • Toronto $3,727

A family of three spends $2,802 per month in Pando vs $4,844 in Toronto, rent included.

  • Pando $2,802
  • Toronto $4,844

Pando is about 62% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Pando sits 26% below the global median, while Toronto is 93% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Pando
Toronto
Difference
Meal at Budget Restaurant
$12.97 UYU 521
$17.59 CA$24.87
-26.26%
Three-Course Dinner for Two, Mid-Range
$43.80 UYU 1,758
$78.8 CA$111
-44.43%
Fast Food Meal (McDonalds, etc)
$13.92 UYU 559
$10.73 CA$15.16
29.73%
Cappuccino
$5.07 UYU 203
$4.09 CA$5.78
23.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.35 UYU 94.2
$2.10 CA$2.97
11.90%
Water (0.33 liter bottle)
$2.26 UYU 90.8
$1.72 CA$2.43
31.40%
Local Beer (0.5 liter draught)
$2.93 UYU 117
$6.36 CA$8.99
-53.93%
Imported Beer (0.33 liter bottle)
$3.61 UYU 145
$7.08 CA$10.01
-49.01%
🛒 Groceries & Markets
Pando
Toronto
Difference
Milk (1 liter)
$1.13 UYU 45.54
$2.54 CA$3.59
-55.51%
White Bread (500g)
$2.82 UYU 113
$2.72 CA$3.85
3.68%
Rice (white) (1kg)
$1.69 UYU 67.8
$2.18 CA$3.09
-22.48%
Eggs
$4.32 UYU 173
$3.63 CA$5.13
19.01%
Local Cheese (1kg)
$12.35 UYU 496
$9.46 CA$13.37
30.55%
Chicken Fillets (1kg)
$11.88 UYU 477
$11.54 CA$16.32
2.95%
Beef Round Steak (1kg)
$12.07 UYU 485
$14.37 CA$20.32
-16.01%
Apples (1kg)
$3.04 UYU 122
$3.70 CA$5.23
-17.84%
Banana (1kg)
$3.34 UYU 134
$1.19 CA$1.68
180.67%
Oranges (1kg)
$2.30 UYU 92.3
$3.46 CA$4.90
-33.53%
Tomato (1kg)
$3.97 UYU 159
$4.22 CA$5.97
-5.92%
Potato (1kg)
$2.07 UYU 83.1
$1.79 CA$2.52
15.64%
Onion (1kg)
$2.08 UYU 83.5
$1.65 CA$2.33
26.06%
Lettuce (1 head)
$1.57 UYU 63.2
$2.20 CA$3.11
-28.64%
Water (1.5 liter bottle)
$1.91 UYU 76.6
$1.26 CA$1.78
51.59%
Cigarettes 20 Pack (Marlboro, Camel)
$9.96 UYU 400
$13.97 CA$19.75
-28.70%
Wine (Bottle)
$7.97 UYU 320
$14.20 CA$20.07
-43.87%
Local Beer (0.5 liter bottle)
$3.02 UYU 121
$2.25 CA$3.18
34.22%
Imported Beer (0.33 liter bottle)
$3.36 UYU 135
$2.53 CA$3.58
32.81%
🚌 Getting Around
Pando
Toronto
Difference
One-way Ticket (Public Transport)
-
$2.32 CA$3.28
-
Public Transport Monthly Pass (Regular Price)
-
$112 CA$158
-
Taxi Start (Normal Tariff)
$3.59 UYU 144
$3.06 CA$4.33
17.32%
Taxi (Normal Tariff) (1km)
$3.44 UYU 138
$1.22 CA$1.72
181.97%
Taxi 1hour Waiting (Normal Tariff)
$9.78 UYU 393
$21.69 CA$30.66
-54.91%
Gasoline (1 liter)
$2.15 UYU 86.3
$1.21 CA$1.72
77.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.9K UYU 1.4M
$26.1K CA$37.0K
37.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.2K UYU 1.6M
$21.1K CA$29.9K
90.38%
🧾 Monthly Utilities & Internet
Pando
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$113 UYU 4,536
$120 CA$169
-5.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.04 UYU 965
$32.21 CA$45.54
-25.36%
Internet (50+ Mbps, Unlimited Data)
$46.87 UYU 1,881
$48.88 CA$69.1
-4.11%
🎉 Sport & Entertainment
Pando
Toronto
Difference
Gym Membership (Monthly)
-
$39.34 CA$55.6
-
Tennis Court (1 Hour on Weekend)
-
$23.58 CA$33.34
-
Cinema Ticket
$12.53 UYU 503
$12.58 CA$17.79
-0.40%
🧸 Childcare & Education
Pando
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 UYU 19.7K
$832 CA$1,176
-40.85%
International Primary School, 1 Child (Yearly)
$6,713 UYU 269.4K
$23.6K CA$33.4K
-71.57%
👕👟 Clothing & Footwear
Pando
Toronto
Difference
Jeans (Levis 501 Or Similar)
$88.1 UYU 3,535
$52.3 CA$73.9
68.46%
Summer Dress (H&M, Zara, etc)
$37.69 UYU 1,513
$39.44 CA$55.8
-4.44%
Sport Shoes (Adidas, Nike)
$163 UYU 6,545
$99.0 CA$140
64.73%
Men's Leather Business Shoes
$117 UYU 4,714
$122 CA$172
-3.65%
🏠 Accommodation & Living
Pando
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$346 UYU 13.9K
$1,631 CA$2,306
-78.81%
1-bedroom Apartment, Outside City Center (Monthly)
-
$1,448 CA$2,048
-
3-bedroom Apartment, City Center (Monthly)
$740 UYU 29.7K
$2,737 CA$3,869
-72.98%
3-bedroom Apartment, Outside City Center (Monthly)
$606 UYU 24.3K
$2,129 CA$3,010
-71.53%
Buy Apartment in City Center (m2)
-
$8,206 CA$11.6K
-
Buy Apartment Outside City Center (m2)
-
$6,838 CA$9,666
-
💵 Salaries & Financials
Pando
Toronto
Difference
Average Monthly Net Salary (After Tax)
-
$3,520 CA$4,976
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5
4.47
11.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pando: October 19, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Pando
$338
Toronto
$343 1.5% $5.1
Eating Out
Pando
$247
Toronto
$283 14.8% $37
Monthly Utilities & Internet
Pando
$184
Toronto
$201 9.1% $17
Clothing & Footwear
Pando
$183
Toronto
$141 23% $42
Sport & Entertainment
Pando
$25 *
Toronto
$65 157% $39
Getting Around
Pando
$21 *
Toronto
$130 526% $109
Accommodation & Living
Pando
- *
Toronto
$1.4K

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $346 in Pando versus $1,631 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $44.00 in Pando versus $79.0 in Toronto. Monthly groceries follow the same trend: $338 vs $343 – making Pando the more affordable choice for daily food spending.

Good to know
🇺🇾 Pando
🇨🇦 Toronto
🕒 Local time
11:56 11:56 AM
10:56 10:56 AM
1 h behind Pando
🌤 Weather
👥 Population
25,949
2,731,571
💱 Currency
Exchange rates and currency converter

CAD, USD, EUR to UYU – Uruguayan Peso Converter

Uruguayan Peso exchange rates as of October 24, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

Canadian Dollar exchange rates as of October 24, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Pando Toronto 9,030 km ≈ 12 h nonstop flight
From you
  • Pando
  • Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pando vs Toronto: Cost of Living - Frequently Asked Questions
How do living costs in Pando and in Toronto compare overall?
Monthly costs with rent: $997 in Pando, $2,610 in Toronto – roughly 162% apart. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Pando compared to Toronto?
For a comfortable life, plan on about $1,496 per month in Pando and $3,916 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Pando and Toronto?
Rent is clearly cheaper in Pando, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Pando or Toronto?
Monthly expenses with rent come to $997 in Pando and $2,610 in Toronto. That's a gap of about 162%.
What is the difference in childcare costs between Pando and Toronto?
Kindergarten costs $492 per month in Pando and $832 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Pando, where all-in costs run around $997, than in Toronto at $2,610. In Pando it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Where should families live: Pando or Toronto?
Families tend to lean toward Pando – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Pando or Toronto safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Pando and Toronto?
If budget matters most, go with Pando. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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