Last update: Oct 2026

Cost of Living Comparison Between Toronto and Pando

For one person, living is cheaper in Pando: $997 a month against $2,610 in Toronto, rent and utilities included – about $19,400 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
48

Cost of Living Index in Pando
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Pando Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Pando

🇺🇾 Uruguay

$997

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Pando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Pando actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $997 in Pando, rent included.

Toronto $2,610
Pando $997

A couple spends around $3,727 per month in Toronto vs $1,900 in Pando, rent included.

Toronto $3,727
Pando $1,900

A family of three spends $4,844 per month in Toronto vs $2,802 in Pando, rent included.

Toronto $4,844
Pando $2,802

Toronto costs about 162% more than Pando, and outside of rent the biggest gap is in transport.

Toronto sits 93% above the global median, while Pando is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.59 CA$24.87

$12.97 UYU 521

35.62%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$43.80 UYU 1,758

79.95%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$13.92 UYU 559

-22.92%

Cappuccino

$4.09 CA$5.78

$5.07 UYU 203

-19.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.35 UYU 94.2

-10.64%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.26 UYU 90.8

-23.89%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$2.93 UYU 117

117.06%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$3.61 UYU 145

96.12%

Milk (1 liter)

$2.54 CA$3.59

$1.13 UYU 45.54

124.78%

White Bread (500g)

$2.72 CA$3.85

$2.82 UYU 113

-3.55%

Rice (white) (1kg)

$2.18 CA$3.09

$1.69 UYU 67.8

28.99%

Eggs

$3.63 CA$5.13

$4.32 UYU 173

-15.97%

Local Cheese (1kg)

$9.46 CA$13.37

$12.35 UYU 496

-23.40%

Chicken Fillets (1kg)

$11.54 CA$16.32

$11.88 UYU 477

-2.86%

Beef Round Steak (1kg)

$14.37 CA$20.32

$12.07 UYU 485

19.06%

Apples (1kg)

$3.70 CA$5.23

$3.04 UYU 122

21.71%

Banana (1kg)

$1.19 CA$1.68

$3.34 UYU 134

-64.37%

Oranges (1kg)

$3.46 CA$4.90

$2.30 UYU 92.3

50.43%

Tomato (1kg)

$4.22 CA$5.97

$3.97 UYU 159

6.30%

Potato (1kg)

$1.79 CA$2.52

$2.07 UYU 83.1

-13.53%

Onion (1kg)

$1.65 CA$2.33

$2.08 UYU 83.5

-20.67%

Lettuce (1 head)

$2.20 CA$3.11

$1.57 UYU 63.2

40.13%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.91 UYU 76.6

-34.03%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$9.96 UYU 400

40.26%

Wine (Bottle)

$14.20 CA$20.07

$7.97 UYU 320

78.17%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$3.02 UYU 121

-25.50%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.36 UYU 135

-24.70%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.59 UYU 144

-14.76%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$3.44 UYU 138

-64.53%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$9.78 UYU 393

121.78%

Gasoline (1 liter)

$1.21 CA$1.72

$2.15 UYU 86.3

-43.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$35.9K UYU 1.4M

-27.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$40.2K UYU 1.6M

-47.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$113 UYU 4,536

5.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$24.04 UYU 965

33.99%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$46.87 UYU 1,881

4.29%

Gym Membership (Monthly)

$39.34 CA$55.6

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$12.53 UYU 503

0.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$492 UYU 19.7K

69.07%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$6,713 UYU 269.4K

251.69%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$88.1 UYU 3,535

-40.64%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$37.69 UYU 1,513

4.64%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$163 UYU 6,545

-39.29%

Men's Leather Business Shoes

$122 CA$172

$117 UYU 4,714

3.79%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$346 UYU 13.9K

371.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$740 UYU 29.7K

270.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$606 UYU 24.3K

251.22%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-10.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Pando: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Pando

- * 0% 100%

Groceries & Markets

Toronto

$343 13.1%

Pando

$338 33.9% 1.5% $5.1

Eating Out

Toronto

$283 10.9%

Pando

$247 24.7% 12.9% $37

Monthly Utilities & Internet

Toronto

$201 7.7%

Pando

$184 18.5% 8.4% $17

Clothing & Footwear

Toronto

$141 5.4%

Pando

$183 18.3% 30% $42

Getting Around

Toronto

$130 5%

Pando

$21 * 2.1% 84% $109

Sport & Entertainment

Toronto

$65 2.5%

Pando

$25 * 2.5% 61.1% $39

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $346 in Pando. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $79.0 in Toronto versus $44.00 in Pando. Monthly groceries follow the same trend: $343 vs $338 – making Pando the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇾 Pando

🕒 Local time

11:40 11:40 AM

12:40 12:40 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

25,949

💱 Currency

Canadian Dollar CAD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 24, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Uruguayan Peso exchange rates as of October 24, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Pando 9,030 km ≈ 12 h nonstop flight

From you

Toronto
Pando

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Pando: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,610 in Toronto, $997 in Pando – roughly 162% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,916 per month in Toronto and $1,496 in Pando. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pando, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,610 in Toronto and $997 in Pando. That's a gap of about 162%.

Kindergarten costs $832 per month in Toronto and $492 in Pando. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Pando, where all-in costs run around $997, than in Toronto at $2,610. In Pando it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Pando – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pando. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.