Cost of Living Comparison Between Panama City and Ubud, Bali Cost of Living Comparison Between Panama City and Ubud, Bali

😐 Solo nomad: Panama City is 73% more expensive than Ubud, Bali without rent, and 146.1% more expensive with rent.

😐 Family of 3: Panama City is 46.7% more expensive than Ubud, Bali without rent, and 135.8% more expensive with rent.

Meal at Budget Restaurant

$10.14 PAB 10.14

$2.85 Rp 47.5K

255.79%

Three-Course Dinner for Two, Mid-Range

$49.7 PAB 49.7

$12.26 Rp 204.3K

305.38%

Fast Food Meal (McDonalds, etc)

$7.78 PAB 7.78

$3.28 Rp 54.6K

137.20%

Cappuccino

$3.66 PAB 3.66

$2.3 Rp 38.3K

59.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 PAB 1.73

$1.11 Rp 18.5K

55.86%

Water (0.33 liter bottle)

$1.41 PAB 1.41

$0.26 Rp 4,324

442.31%

Local Beer (0.5 liter draught)

$3.07 PAB 3.07

$2.4 Rp 40K

27.92%

Imported Beer (0.33 liter bottle)

$4.07 PAB 4.07

$3.15 Rp 52.5K

29.21%

Milk (1 liter)

$1.89 PAB 1.89

$1.49 Rp 24.9K

26.85%

White Bread (500g)

$2.59 PAB 2.59

$1.65 Rp 27.5K

56.97%

Rice (white) (1kg)

$2.47 PAB 2.47

$1.13 Rp 18.9K

118.58%

Eggs

$2.9 PAB 2.9

$2.33 Rp 38.9K

24.46%

Local Cheese (1kg)

$11.56 PAB 11.56

$13.7 Rp 228.3K

-15.62%

Chicken Fillets (1kg)

$7.12 PAB 7.12

$3.97 Rp 66.2K

79.35%

Beef Round Steak (1kg)

$9.79 PAB 9.79

$11.22 Rp 187K

-12.75%

Apples (1kg)

$3.3 PAB 3.3

$3.48 Rp 57.9K

-5.17%

Banana (1kg)

$1.48 PAB 1.48

$1.5 Rp 25K

-1.33%

Oranges (1kg)

$2.83 PAB 2.83

$2.68 Rp 44.6K

5.60%

Tomato (1kg)

$3.08 PAB 3.08

$1.35 Rp 22.5K

128.15%

Potato (1kg)

$2.31 PAB 2.31

$1.57 Rp 26.2K

47.13%

Onion (1kg)

$2.76 PAB 2.76

$2.1 Rp 34.9K

31.43%

Lettuce (1 head)

$2.25 PAB 2.25

$1.03 Rp 17.1K

118.45%

Water (1.5 liter bottle)

$1.53 PAB 1.53

$0.57 Rp 9,488

168.42%

Cigarettes 20 Pack (Marlboro, Camel)

$6.04 PAB 6.04

$2.31 Rp 38.5K

161.47%

Wine (Bottle)

$10.04 PAB 10.04

$15.21 Rp 253.5K

-33.99%

Local Beer (0.5 liter bottle)

$1.29 PAB 1.29

$2.49 Rp 41.5K

-48.19%

Imported Beer (0.33 liter bottle)

$2.35 PAB 2.35

$2.66 Rp 44.3K

-11.65%

One-way Ticket (Public Transport)

$0.43 PAB 0.43

$0.29 Rp 4,911

48.28%

Public Transport Monthly Pass (Regular Price)

$22.73 PAB 22.73

$10.03 Rp 167.1K

126.62%

Taxi Start (Normal Tariff)

$2.54 PAB 2.54

$0.45 Rp 7,480

464.44%

Taxi (Normal Tariff) (1km)

$1.78 PAB 1.78

$0.34 Rp 5,748

423.53%

Taxi 1hour Waiting (Normal Tariff)

$22.21 PAB 22.21

$5.97 Rp 99.4K

272.03%

Gasoline (1 liter)

$0.94 PAB 0.94

$0.75 Rp 12.4K

25.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.5K PAB 19.5K

$25.8K Rp 430.2M

-24.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K PAB 20.5K

$31.7K Rp 528.9M

-35.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 PAB 125

$64.6 Rp 1.1M

93.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.76 PAB 29.76

$4.14 Rp 69K

618.84%

Internet (50+ Mbps, Unlimited Data)

$48.55 PAB 48.55

$23.99 Rp 399.7K

102.38%

Gym Membership (Monthly)

$44.75 PAB 44.75

$23.29 Rp 388.1K

92.14%

Tennis Court (1 Hour on Weekend)

$32.3 PAB 32.3

$6.19 Rp 103.1K

421.81%

Cinema Ticket

$8.04 PAB 8.04

$3.45 Rp 57.5K

133.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$472 PAB 472

$91.9 Rp 1.5M

413.09%

International Primary School, 1 Child (Yearly)

$16K PAB 16K

$5,912 Rp 98.5M

170.19%

Jeans (Levis 501 Or Similar)

$51.8 PAB 51.8

$51.5 Rp 857.6K

0.72%

Summer Dress (H&M, Zara, etc)

$46.29 PAB 46.29

$24.45 Rp 407.3K

89.33%

Sport Shoes (Adidas, Nike)

$88.6 PAB 88.6

$84.4 Rp 1.4M

5.01%

Men's Leather Business Shoes

$120 PAB 120

$74.3 Rp 1.2M

60.97%

1-bedroom Apartment, City Center (Monthly)

$1,143 PAB 1,143

$261 Rp 4.4M

337.46%

1-bedroom Apartment, Outside City Center (Monthly)

$888 PAB 888

$160 Rp 2.7M

456.56%

3-bedroom Apartment, City Center (Monthly)

$2,005 PAB 2,005

$585 Rp 9.7M

242.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,607 PAB 1,607

$328 Rp 5.5M

389.36%

Buy Apartment in City Center (m2)

$3,166 PAB 3,166

$985 Rp 16.4M

221.36%

Buy Apartment Outside City Center (m2)

$1,605 PAB 1,605

$847 Rp 14.1M

89.56%

Average Monthly Net Salary (After Tax)

$910 PAB 910

$178 Rp 3M

411.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.23

13.28

-53.09%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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