Cost of Living Comparison Between Panama City and Ubud, Bali Cost of Living Comparison Between Panama City and Ubud, Bali

😐 Solo nomad: Panama City is 22.5% more expensive than Ubud, Bali without rent, and 27.2% more expensive with rent.

😐 Family of 3: Panama City is 41.4% more expensive than Ubud, Bali without rent, and 2.7% cheaper with rent.

Meal at Budget Restaurant

$9.95 PAB 9.95

$3.43 Rp 58.1K

190.09%

Three-Course Dinner for Two, Mid-Range

$49.92 PAB 49.92

$32.70 Rp 553.4K

52.66%

Fast Food Meal (McDonalds, etc)

$8.01 PAB 8.01

$5.04 Rp 85.2K

58.93%

Cappuccino

$3.66 PAB 3.66

$2.85 Rp 48.2K

28.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 PAB 1.72

$1.34 Rp 22.8K

28.36%

Water (0.33 liter bottle)

$1.38 PAB 1.38

$0.75 Rp 12.6K

84.00%

Local Beer (0.5 liter draught)

$2.92 PAB 2.92

$2.90 Rp 49.1K

0.69%

Imported Beer (0.33 liter bottle)

$4.08 PAB 4.08

$3.94 Rp 66.7K

3.55%

Milk (1 liter)

$1.91 PAB 1.91

$1.80 Rp 30.5K

6.11%

White Bread (500g)

$2.46 PAB 2.46

$2.55 Rp 43.2K

-3.53%

Rice (white) (1kg)

$2.41 PAB 2.41

$1.19 Rp 20.2K

102.52%

Eggs

$2.82 PAB 2.82

$2.42 Rp 40.9K

16.53%

Local Cheese (1kg)

$11.49 PAB 11.49

$14.38 Rp 243.4K

-20.10%

Chicken Fillets (1kg)

$7.24 PAB 7.24

$4.21 Rp 71.2K

71.97%

Beef Round Steak (1kg)

$9.90 PAB 9.90

$11.88 Rp 201.0K

-16.67%

Apples (1kg)

$3.38 PAB 3.38

$3.71 Rp 62.8K

-8.89%

Banana (1kg)

$1.48 PAB 1.48

$1.56 Rp 26.4K

-5.13%

Oranges (1kg)

$2.87 PAB 2.87

$2.77 Rp 46.9K

3.61%

Tomato (1kg)

$3.23 PAB 3.23

$2.22 Rp 37.6K

45.50%

Potato (1kg)

$2.30 PAB 2.30

$1.99 Rp 33.8K

15.58%

Onion (1kg)

$2.89 PAB 2.89

$2.29 Rp 38.8K

26.20%

Lettuce (1 head)

$2.22 PAB 2.22

$1.01 Rp 17.1K

119.80%

Water (1.5 liter bottle)

$1.59 PAB 1.59

$0.78 Rp 13.3K

103.85%

Cigarettes 20 Pack (Marlboro, Camel)

$6.09 PAB 6.09

$3.17 Rp 53.6K

92.11%

Wine (Bottle)

$9.83 PAB 9.83

$23.70 Rp 401.1K

-58.52%

Local Beer (0.5 liter bottle)

$1.26 PAB 1.26

$2.78 Rp 47.0K

-54.68%

Imported Beer (0.33 liter bottle)

$2.46 PAB 2.46

$2.75 Rp 46.5K

-10.55%

One-way Ticket (Public Transport)

$0.41 PAB 0.41

$0.27 Rp 4,514

51.85%

Public Transport Monthly Pass (Regular Price)

$22.67 PAB 22.67

$8.14 Rp 137.7K

178.50%

Taxi Start (Normal Tariff)

$2.56 PAB 2.56

$0.45 Rp 7,609

468.89%

Taxi (Normal Tariff) (1km)

$1.78 PAB 1.78

$0.42 Rp 7,192

323.81%

Taxi 1hour Waiting (Normal Tariff)

$22.26 PAB 22.26

$6.18 Rp 104.6K

260.19%

Gasoline (1 liter)

$0.93 PAB 0.93

$0.80 Rp 13.5K

16.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.5K PAB 19.5K

$26.2K Rp 443.1M

-25.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K PAB 20.2K

$31.6K Rp 534.8M

-35.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 PAB 125

$80.7 Rp 1.4M

54.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.03 PAB 30.03

$4.12 Rp 69.8K

628.88%

Internet (50+ Mbps, Unlimited Data)

$48.56 PAB 48.56

$23.70 Rp 401.0K

104.89%

Gym Membership (Monthly)

$46.20 PAB 46.20

$96.9 Rp 1.6M

-52.30%

Tennis Court (1 Hour on Weekend)

$32.29 PAB 32.29

$6.29 Rp 106.4K

413.35%

Cinema Ticket

$7.96 PAB 7.96

$4.11 Rp 69.5K

93.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$474 PAB 474

$298 Rp 5.0M

58.84%

International Primary School, 1 Child (Yearly)

$15.8K PAB 15.8K

$6,540 Rp 110.7M

141.51%

Jeans (Levis 501 Or Similar)

$51.9 PAB 51.9

$53.4 Rp 904.2K

-2.88%

Summer Dress (H&M, Zara, etc)

$46.99 PAB 46.99

$38.33 Rp 648.6K

22.59%

Sport Shoes (Adidas, Nike)

$89.0 PAB 89.0

$86.4 Rp 1.5M

3.03%

Men's Leather Business Shoes

$120 PAB 120

$78.9 Rp 1.3M

52.67%

1-bedroom Apartment, City Center (Monthly)

$1,146 PAB 1,146

$1,015 Rp 17.2M

12.86%

1-bedroom Apartment, Outside City Center (Monthly)

$884 PAB 884

$669 Rp 11.3M

32.17%

3-bedroom Apartment, City Center (Monthly)

$2,014 PAB 2,014

$3,348 Rp 56.7M

-39.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,586 PAB 1,586

$2,114 Rp 35.8M

-24.96%

Buy Apartment in City Center (m2)

$3,112 PAB 3,112

$3,020 Rp 51.1M

3.07%

Buy Apartment Outside City Center (m2)

$1,734 PAB 1,734

$2,334 Rp 39.5M

-25.69%

Average Monthly Net Salary (After Tax)

$873 PAB 873

$178 Rp 3.0M

389.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.23

13.28

-53.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City: January 12, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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