Last update: Oct 2026

Cost of Living Comparison Between Panama City and Jaragua do Sul

For one person, living is cheaper in Jaragua do Sul: $923 a month against $1,855 in Panama City, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

90

Cost of Living Index in Panama City
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Panama City Living Index
45

Cost of Living Index in Jaragua do Sul
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Jaragua do Sul Living Index

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Panama City

🇵🇦 Panama

$1,855

/mo nomad

Jaragua do Sul

🇧🇷 Brazil

$923

/mo nomad

Monthly Cost of Living

How much you'll spend in Panama City and in Jaragua do Sul

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panama City and in Jaragua do Sul actually costs, broken down by who's living it.

A single person spends $1,855 per month in Panama City vs $923 in Jaragua do Sul, rent included.

Panama City $1,855
Jaragua do Sul $923

A couple spends around $2,804 per month in Panama City vs $1,460 in Jaragua do Sul, rent included.

Panama City $2,804
Jaragua do Sul $1,460

A family of three spends $3,753 per month in Panama City vs $1,998 in Jaragua do Sul, rent included.

Panama City $3,753
Jaragua do Sul $1,998

Panama City costs about 101% more than Jaragua do Sul, and outside of rent the biggest gap is in groceries.

Panama City sits 37% above the global median, while Jaragua do Sul is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.63 PAB 11.63

$6.62 R$33.21

75.68%

Three-Course Dinner for Two, Mid-Range

$47.92 PAB 47.92

$35.88 R$180

33.56%

Fast Food Meal (McDonalds, etc)

$7.96 PAB 7.96

$8.03 R$40.29

-0.87%

Cappuccino

$4.22 PAB 4.22

$1.92 R$9.64

119.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 PAB 2.01

$1.13 R$5.68

77.88%

Water (0.33 liter bottle)

$1.56 PAB 1.56

$0.46 R$2.33

239.13%

Local Beer (0.5 liter draught)

$3.39 PAB 3.39

$2.76 R$13.86

22.83%

Imported Beer (0.33 liter bottle)

$3.94 PAB 3.94

$3.05 R$15.33

29.18%

Milk (1 liter)

$1.85 PAB 1.85

$0.89 R$4.47

107.87%

White Bread (500g)

$2.56 PAB 2.56

$1.42 R$7.10

80.28%

Rice (white) (1kg)

$3.48 PAB 3.48

$0.79 R$3.98

340.51%

Eggs

$2.69 PAB 2.69

$2.19 R$10.97

22.83%

Local Cheese (1kg)

$12.57 PAB 12.57

$8.82 R$44.28

42.52%

Chicken Fillets (1kg)

$6.83 PAB 6.83

$3.88 R$19.46

76.03%

Beef Round Steak (1kg)

$10.58 PAB 10.58

$8.50 R$42.63

24.47%

Apples (1kg)

$4.18 PAB 4.18

$2.03 R$10.21

105.91%

Banana (1kg)

$1.83 PAB 1.83

$0.86 R$4.29

112.79%

Oranges (1kg)

$4.20 PAB 4.20

$0.81 R$4.05

418.52%

Tomato (1kg)

$4.03 PAB 4.03

$1.67 R$8.39

141.32%

Potato (1kg)

$3.48 PAB 3.48

$1.20 R$6.00

190.00%

Onion (1kg)

$4.22 PAB 4.22

$1.09 R$5.49

287.16%

Lettuce (1 head)

$2.41 PAB 2.41

$0.82 R$4.11

193.90%

Water (1.5 liter bottle)

$1.69 PAB 1.69

$0.68 R$3.39

148.53%

Cigarettes 20 Pack (Marlboro, Camel)

$6.14 PAB 6.14

$2.47 R$12.42

148.58%

Wine (Bottle)

$11.30 PAB 11.30

$6.81 R$34.17

65.93%

Local Beer (0.5 liter bottle)

$1.42 PAB 1.42

$1.99 R$9.97

-28.64%

Imported Beer (0.33 liter bottle)

$2.73 PAB 2.73

$1.81 R$9.07

50.83%

One-way Ticket (Public Transport)

$0.33 PAB 0.33

$1.08 R$5.42

-69.44%

Public Transport Monthly Pass (Regular Price)

$21.23 PAB 21.23

$30.63 R$154

-30.69%

Taxi Start (Normal Tariff)

$2.52 PAB 2.52

$1.52 R$7.60

65.79%

Taxi (Normal Tariff) (1km)

$1.86 PAB 1.86

$1.41 R$7.10

31.91%

Taxi 1hour Waiting (Normal Tariff)

$21.78 PAB 21.78

Gasoline (1 liter)

$1.25 PAB 1.25

$1.31 R$6.58

-4.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K PAB 21.2K

$23.9K R$119.7K

-10.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K PAB 21.0K

$35.6K R$178.4K

-40.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 PAB 130

$116 R$581

12.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.13 PAB 28.13

$14.82 R$74.3

89.81%

Internet (50+ Mbps, Unlimited Data)

$48.21 PAB 48.21

$24.81 R$125

94.32%

Gym Membership (Monthly)

$45.78 PAB 45.78

$25.01 R$125

83.05%

Tennis Court (1 Hour on Weekend)

$34.92 PAB 34.92

$24.26 R$122

43.94%

Cinema Ticket

$8.67 PAB 8.67

$7.21 R$36.16

20.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$544 PAB 544

$333 R$1,671

63.41%

International Primary School, 1 Child (Yearly)

$9,697 PAB 9,697

$2,757 R$13.8K

251.77%

Jeans (Levis 501 Or Similar)

$66.8 PAB 66.8

$50.7 R$254

31.76%

Summer Dress (H&M, Zara, etc)

$49.14 PAB 49.14

$73.9 R$371

-33.49%

Sport Shoes (Adidas, Nike)

$93.9 PAB 93.9

$95.5 R$479

-1.71%

Men's Leather Business Shoes

$112 PAB 112

$69.6 R$349

60.27%

1-bedroom Apartment, City Center (Monthly)

$1,257 PAB 1,257

$347 R$1,741

262.30%

1-bedroom Apartment, Outside City Center (Monthly)

$875 PAB 875

$250 R$1,256

249.57%

3-bedroom Apartment, City Center (Monthly)

$2,155 PAB 2,155

$578 R$2,898

273.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,564 PAB 1,564

$511 R$2,563

206.10%

Buy Apartment in City Center (m2)

$3,122 PAB 3,122

$1,073 R$5,385

190.90%

Buy Apartment Outside City Center (m2)

$1,709 PAB 1,709

$838 R$4,206

103.90%

Average Monthly Net Salary (After Tax)

$916 PAB 916

$636 R$3,192

43.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

11.33

-43.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City: October 10, 2026

Last update for Jaragua do Sul: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panama City

$875 47.2%

Jaragua do Sul

$250 27.1% 71.4% $625

Groceries & Markets

Panama City

$325 17.5%

Jaragua do Sul

$178 19.2% 45.4% $148

Eating Out

Panama City

$207 11.1%

Jaragua do Sul

$126 13.7% 38.8% $80

Monthly Utilities & Internet

Panama City

$206 11.1%

Jaragua do Sul

$156 16.9% 24.6% $51

Clothing & Footwear

Panama City

$145 7.8%

Jaragua do Sul

$130 14.1% 9.9% $14

Sport & Entertainment

Panama City

$63 3.4%

Jaragua do Sul

$39 4.3% 37.5% $24

Getting Around

Panama City

$34 1.9%

Jaragua do Sul

$44 4.7% 26.6% $9.1

Cost Breakdown

A central one-bedroom costs $1,257 in Panama City versus $347 in Jaragua do Sul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 44% higher in Panama City, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48.00 in Panama City versus $36.00 in Jaragua do Sul. Monthly groceries follow the same trend: $325 vs $178 – making Jaragua do Sul the more affordable choice for daily food spending.

Good to know

🇵🇦 Panama City

🇧🇷 Jaragua do Sul

🕒 Local time

14:26 2:26 PM

16:26 4:26 PM

2 h ahead of Panama City

🌤 Weather

👥 Population

1,086,990 Capital

182,660

💱 Currency

Panamanian Balboa PAB B/.

Brazilian Real BRL R$

📈 Exchange rate

1 PAB = 1 USD

1 PAB = 0.893 EUR

1 BRL = 0.199 USD

1 BRL = 0.178 EUR

Exchange rates and currency converter

BRL, USD, EUR to PAB – Panamanian Balboa Converter

🇺🇸 United States Dollar ($)

🇵🇦 Panamanian Balboa (B/.)

Panamanian Balboa exchange rates as of October 14, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.893 EUR).

Brazilian Real exchange rates as of October 14, 2026: 1 USD = 5.02 BRL (1 BRL = 0.199 USD). 1 EUR = 5.62 BRL (1 BRL = 0.178 EUR).

USD to PAB in detail →

On the map

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Highest

Between locations

Panama City Jaragua do Sul 5,130 km ≈ 7 h nonstop flight

From you

Panama City
Jaragua do Sul

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panama City vs Jaragua do Sul: Cost of Living - Frequently Asked Questions

Yes – Panama City is pricier by about 101%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,783 per month in Panama City and $1,385 in Jaragua do Sul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jaragua do Sul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,855 in Panama City and $923 in Jaragua do Sul. That's a gap of about 101%.

Public transport costs about 44% less in Jaragua do Sul. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Jaragua do Sul, where all-in costs run around $923, than in Panama City at $1,855. In Jaragua do Sul it covers expenses comfortably, while in Panama City it requires careful planning or may not stretch far enough.

Families tend to lean toward Jaragua do Sul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Jaragua do Sul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panama City makes more sense. Both are solid long-term options with distinct trade-offs.