Last update: Oct 2026

Cost of Living Comparison Between Jaragua do Sul and Panama City

For one person, living is cheaper in Jaragua do Sul: $923 a month against $1,855 in Panama City, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

Jaragua do Sul
🇧🇷 Brazil
$923
/mo nomad
Panama City
🇵🇦 Panama
$1,855
/mo nomad
Monthly Cost of Living

How much you'll spend in Jaragua do Sul and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jaragua do Sul and in Panama City actually costs, broken down by who's living it.

A single person spends $923 per month in Jaragua do Sul vs $1,855 in Panama City, rent included.

  • Jaragua do Sul $923
  • Panama City $1,855

A couple spends around $1,460 per month in Jaragua do Sul vs $2,804 in Panama City, rent included.

  • Jaragua do Sul $1,460
  • Panama City $2,804

A family of three spends $1,998 per month in Jaragua do Sul vs $3,753 in Panama City, rent included.

  • Jaragua do Sul $1,998
  • Panama City $3,753

Jaragua do Sul is about 50% cheaper than Panama City, and outside of rent the biggest gap is in groceries.

Jaragua do Sul sits 32% below the global median, while Panama City is 37% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Jaragua do Sul
Panama City
Difference
Meal at Budget Restaurant
$6.62 R$33.21
$11.63 PAB 11.63
-43.08%
Three-Course Dinner for Two, Mid-Range
$35.88 R$180
$47.92 PAB 47.92
-25.13%
Fast Food Meal (McDonalds, etc)
$8.03 R$40.29
$7.96 PAB 7.96
0.88%
Cappuccino
$1.92 R$9.64
$4.22 PAB 4.22
-54.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.13 R$5.68
$2.01 PAB 2.01
-43.78%
Water (0.33 liter bottle)
$0.46 R$2.33
$1.56 PAB 1.56
-70.51%
Local Beer (0.5 liter draught)
$2.76 R$13.86
$3.39 PAB 3.39
-18.58%
Imported Beer (0.33 liter bottle)
$3.05 R$15.33
$3.94 PAB 3.94
-22.59%
🛒 Groceries & Markets
Jaragua do Sul
Panama City
Difference
Milk (1 liter)
$0.89 R$4.47
$1.85 PAB 1.85
-51.89%
White Bread (500g)
$1.42 R$7.10
$2.56 PAB 2.56
-44.53%
Rice (white) (1kg)
$0.79 R$3.98
$3.48 PAB 3.48
-77.30%
Eggs
$2.19 R$10.97
$2.69 PAB 2.69
-18.59%
Local Cheese (1kg)
$8.82 R$44.28
$12.57 PAB 12.57
-29.83%
Chicken Fillets (1kg)
$3.88 R$19.46
$6.83 PAB 6.83
-43.19%
Beef Round Steak (1kg)
$8.50 R$42.63
$10.58 PAB 10.58
-19.66%
Apples (1kg)
$2.03 R$10.21
$4.18 PAB 4.18
-51.44%
Banana (1kg)
$0.86 R$4.29
$1.83 PAB 1.83
-53.01%
Oranges (1kg)
$0.81 R$4.05
$4.20 PAB 4.20
-80.71%
Tomato (1kg)
$1.67 R$8.39
$4.03 PAB 4.03
-58.56%
Potato (1kg)
$1.20 R$6.00
$3.48 PAB 3.48
-65.52%
Onion (1kg)
$1.09 R$5.49
$4.22 PAB 4.22
-74.17%
Lettuce (1 head)
$0.82 R$4.11
$2.41 PAB 2.41
-65.98%
Water (1.5 liter bottle)
$0.68 R$3.39
$1.69 PAB 1.69
-59.76%
Cigarettes 20 Pack (Marlboro, Camel)
$2.47 R$12.42
$6.14 PAB 6.14
-59.77%
Wine (Bottle)
$6.81 R$34.17
$11.30 PAB 11.30
-39.73%
Local Beer (0.5 liter bottle)
$1.99 R$9.97
$1.42 PAB 1.42
40.14%
Imported Beer (0.33 liter bottle)
$1.81 R$9.07
$2.73 PAB 2.73
-33.70%
🚌 Getting Around
Jaragua do Sul
Panama City
Difference
One-way Ticket (Public Transport)
$1.08 R$5.42
$0.33 PAB 0.33
227.27%
Public Transport Monthly Pass (Regular Price)
$30.63 R$154
$21.23 PAB 21.23
44.28%
Taxi Start (Normal Tariff)
$1.52 R$7.60
$2.52 PAB 2.52
-39.68%
Taxi (Normal Tariff) (1km)
$1.41 R$7.10
$1.86 PAB 1.86
-24.19%
Taxi 1hour Waiting (Normal Tariff)
-
$21.78 PAB 21.78
-
Gasoline (1 liter)
$1.31 R$6.58
$1.25 PAB 1.25
4.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K R$119.7K
$21.2K PAB 21.2K
12.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.6K R$178.4K
$21.0K PAB 21.0K
69.11%
🧾 Monthly Utilities & Internet
Jaragua do Sul
Panama City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$116 R$581
$130 PAB 130
-10.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.82 R$74.3
$28.13 PAB 28.13
-47.32%
Internet (50+ Mbps, Unlimited Data)
$24.81 R$125
$48.21 PAB 48.21
-48.54%
🎉 Sport & Entertainment
Jaragua do Sul
Panama City
Difference
Gym Membership (Monthly)
$25.01 R$125
$45.78 PAB 45.78
-45.37%
Tennis Court (1 Hour on Weekend)
$24.26 R$122
$34.92 PAB 34.92
-30.53%
Cinema Ticket
$7.21 R$36.16
$8.67 PAB 8.67
-16.84%
🧸 Childcare & Education
Jaragua do Sul
Panama City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$333 R$1,671
$544 PAB 544
-38.81%
International Primary School, 1 Child (Yearly)
$2,757 R$13.8K
$9,697 PAB 9,697
-71.57%
👕👟 Clothing & Footwear
Jaragua do Sul
Panama City
Difference
Jeans (Levis 501 Or Similar)
$50.7 R$254
$66.8 PAB 66.8
-24.10%
Summer Dress (H&M, Zara, etc)
$73.9 R$371
$49.14 PAB 49.14
50.35%
Sport Shoes (Adidas, Nike)
$95.5 R$479
$93.9 PAB 93.9
1.74%
Men's Leather Business Shoes
$69.6 R$349
$112 PAB 112
-37.61%
🏠 Accommodation & Living
Jaragua do Sul
Panama City
Difference
1-bedroom Apartment, City Center (Monthly)
$347 R$1,741
$1,257 PAB 1,257
-72.40%
1-bedroom Apartment, Outside City Center (Monthly)
$250 R$1,256
$875 PAB 875
-71.39%
3-bedroom Apartment, City Center (Monthly)
$578 R$2,898
$2,155 PAB 2,155
-73.20%
3-bedroom Apartment, Outside City Center (Monthly)
$511 R$2,563
$1,564 PAB 1,564
-67.33%
Buy Apartment in City Center (m2)
$1,073 R$5,385
$3,122 PAB 3,122
-65.62%
Buy Apartment Outside City Center (m2)
$838 R$4,206
$1,709 PAB 1,709
-50.96%
💵 Salaries & Financials
Jaragua do Sul
Panama City
Difference
Average Monthly Net Salary (After Tax)
$636 R$3,192
$916 PAB 916
-30.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.33
6.39
77.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jaragua do Sul: October 13, 2026

Last update for Panama City: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Jaragua do Sul
$250
Panama City
$875 250% $625
Groceries & Markets
Jaragua do Sul
$178
Panama City
$325 83.1% $148
Monthly Utilities & Internet
Jaragua do Sul
$156
Panama City
$206 32.6% $51
Clothing & Footwear
Jaragua do Sul
$130
Panama City
$145 10.9% $14
Eating Out
Jaragua do Sul
$126
Panama City
$207 63.5% $80
Getting Around
Jaragua do Sul
$44
Panama City
$34 21% $9.1
Sport & Entertainment
Jaragua do Sul
$39
Panama City
$63 60.1% $24

Cost Breakdown

A central one-bedroom costs $347 in Jaragua do Sul versus $1,257 in Panama City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 44% higher in Panama City, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Jaragua do Sul versus $48.00 in Panama City. Monthly groceries follow the same trend: $178 vs $325 – making Jaragua do Sul the more affordable choice for daily food spending.

Good to know
🇧🇷 Jaragua do Sul
🇵🇦 Panama City
🕒 Local time
15:37 3:37 PM
13:37 1:37 PM
2 h behind Jaragua do Sul
🌤 Weather
👥 Population
182,660
1,086,990 Capital
💱 Currency
Exchange rates and currency converter

PAB, USD, EUR to BRL – Brazilian Real Converter

Brazilian Real exchange rates as of October 14, 2026: 1 USD = 5.02 BRL (1 BRL = 0.199 USD). 1 EUR = 5.62 BRL (1 BRL = 0.178 EUR).

Panamanian Balboa exchange rates as of October 14, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.893 EUR).

On the map
Between locations
  • Jaragua do Sul Panama City 5,130 km ≈ 7 h nonstop flight
From you
  • Jaragua do Sul
  • Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jaragua do Sul vs Panama City: Cost of Living - Frequently Asked Questions
Is Panama City cheaper than Jaragua do Sul?
Yes – Panama City is pricier by about 101%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,385 per month in Jaragua do Sul and $2,783 in Panama City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Jaragua do Sul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Jaragua do Sul and in Panama City?
Monthly expenses with rent come to $923 in Jaragua do Sul and $1,855 in Panama City. That's a gap of about 101%.
Which city has cheaper public transport?
Public transport costs about 44% less in Jaragua do Sul. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Jaragua do Sul or in Panama City?
A $1,500 monthly budget goes further in Jaragua do Sul, where all-in costs run around $923, than in Panama City at $1,855. In Jaragua do Sul it covers expenses comfortably, while in Panama City it requires careful planning or may not stretch far enough.
Is Jaragua do Sul or Panama City more family-friendly?
Families tend to lean toward Jaragua do Sul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Jaragua do Sul. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panama City makes more sense. Both are solid long-term options with distinct trade-offs.

Jaragua do Sul vs other spots: cost of living compared

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