Cost of Living Comparison Between Panaji and Mumbai (Bombay) Cost of Living Comparison Between Panaji and Mumbai (Bombay)

🙂 Solo nomad: Panaji is 2.3% cheaper than Mumbai (Bombay) without rent, and 37.4% cheaper with rent.

🙂 Family of 3: Panaji is 26.2% cheaper than Mumbai (Bombay) without rent, and 39.4% cheaper with rent.

Meal at Budget Restaurant

$3.56 ₹328

$5.26 ₹484

-32.32%

Three-Course Dinner for Two, Mid-Range

$17.33 ₹1,596

$21.90 ₹2,017

-20.87%

Fast Food Meal (McDonalds, etc)

$3.88 ₹357

$4.55 ₹419

-14.73%

Cappuccino

$2.24 ₹206

$2.64 ₹243

-15.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₹45.03

$0.47 ₹43.69

4.26%

Water (0.33 liter bottle)

$0.18 ₹16.94

$0.17 ₹15.25

5.88%

Local Beer (0.5 liter draught)

$1.19 ₹110

$2.26 ₹208

-47.35%

Imported Beer (0.33 liter bottle)

$1.98 ₹183

$3.98 ₹367

-50.25%

Milk (1 liter)

$0.81 ₹74.5

$0.79 ₹72.6

2.53%

White Bread (500g)

$0.47 ₹42.96

$0.49 ₹45.01

-4.08%

Rice (white) (1kg)

$0.82 ₹75.7

$0.82 ₹75.3

Eggs

$1.00 ₹91.7

$1.03 ₹94.8

-2.91%

Local Cheese (1kg)

$5.62 ₹518

$7.16 ₹660

-21.51%

Chicken Fillets (1kg)

$3.94 ₹363

$3.96 ₹365

-0.51%

Apples (1kg)

$2.47 ₹228

$2.39 ₹221

3.35%

Banana (1kg)

$0.97 ₹88.9

$0.77 ₹71.0

25.97%

Oranges (1kg)

$1.34 ₹123

$1.27 ₹117

5.51%

Tomato (1kg)

$0.65 ₹60.2

$0.70 ₹64.6

-7.14%

Potato (1kg)

$0.46 ₹42.15

$0.53 ₹48.38

-13.21%

Onion (1kg)

$0.45 ₹41.76

$0.63 ₹58.4

-28.57%

Lettuce (1 head)

$0.98 ₹89.9

$0.68 ₹62.5

44.12%

Water (1.5 liter bottle)

$0.35 ₹31.93

$0.35 ₹32.53

Cigarettes 20 Pack (Marlboro, Camel)

$2.93 ₹270

$4.15 ₹382

-29.40%

Wine (Bottle)

$7.46 ₹687

$7.78 ₹716

-4.11%

Local Beer (0.5 liter bottle)

$1.00 ₹92.1

$2.16 ₹199

-53.70%

Imported Beer (0.33 liter bottle)

$3.58 ₹330

$3.31 ₹305

8.16%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.61 ₹424

$7.18 ₹662

-35.79%

One-way Ticket (Public Transport)

$0.15 ₹13.94

$0.24 ₹22.20

-37.50%

Public Transport Monthly Pass (Regular Price)

$7.06 ₹650

$4.69 ₹432

50.53%

Taxi Start (Normal Tariff)

$0.42 ₹39.04

$0.36 ₹33.20

16.67%

Taxi 1hour Waiting (Normal Tariff)

$1.43 ₹131

$1.37 ₹126

4.38%

Gasoline (1 liter)

$1.16 ₹107

$1.19 ₹110

-2.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.7K ₹983.0K

$17.3K ₹1.6M

-38.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K ₹2.2M

$24.7K ₹2.3M

-3.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$22.96 ₹2,115

$50.2 ₹4,627

-54.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.31 ₹397

$5.04 ₹465

-14.48%

Internet (50+ Mbps, Unlimited Data)

$9.75 ₹898

$8.64 ₹796

12.85%

Gym Membership (Monthly)

$35.09 ₹3,232

$22.88 ₹2,108

53.37%

Tennis Court (1 Hour on Weekend)

$3.41 ₹314

$11.97 ₹1,102

-71.51%

Cinema Ticket

$3.18 ₹293

$4.61 ₹425

-31.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$61.7 ₹5,686

$118 ₹10.9K

-47.82%

International Primary School, 1 Child (Yearly)

$1,618 ₹149.0K

$3,348 ₹308.3K

-51.68%

Jeans (Levis 501 Or Similar)

$40.55 ₹3,735

$30.03 ₹2,766

35.03%

Summer Dress (H&M, Zara, etc)

$28.82 ₹2,655

$30.73 ₹2,831

-6.22%

Sport Shoes (Adidas, Nike)

$23.57 ₹2,171

$55.5 ₹5,115

-57.56%

Men's Leather Business Shoes

$17.18 ₹1,583

$40.77 ₹3,755

-57.86%

1-bedroom Apartment, City Center (Monthly)

$194 ₹17.9K

$709 ₹65.4K

-72.67%

1-bedroom Apartment, Outside City Center (Monthly)

$149 ₹13.7K

$349 ₹32.2K

-57.38%

3-bedroom Apartment, City Center (Monthly)

$387 ₹35.6K

$1,774 ₹163.4K

-78.18%

3-bedroom Apartment, Outside City Center (Monthly)

$291 ₹26.8K

$827 ₹76.2K

-64.85%

Buy Apartment in City Center (m2)

$931 ₹85.8K

$6,908 ₹636.3K

-86.52%

Buy Apartment Outside City Center (m2)

$707 ₹65.1K

$2,614 ₹240.8K

-72.97%

Average Monthly Net Salary (After Tax)

$193 ₹17.8K

$746 ₹68.7K

-74.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

9.22

4.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: March 2, 2026

Last update for Mumbai (Bombay): March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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