Cost of Living Comparison Between Mumbai (Bombay) and Panaji Cost of Living Comparison Between Mumbai (Bombay) and Panaji

😐 Solo nomad: Mumbai (Bombay) is 8.1% more expensive than Panaji without rent, and 59.9% more expensive with rent.

😐 Family of 3: Mumbai (Bombay) is 14.5% more expensive than Panaji without rent, and 62.1% more expensive with rent.

Meal at Budget Restaurant

$5.30 ₹492

$3.39 ₹315

56.34%

Three-Course Dinner for Two, Mid-Range

$22.39 ₹2,080

$17.20 ₹1,598

30.17%

Fast Food Meal (McDonalds, etc)

$4.73 ₹440

$3.93 ₹365

20.36%

Cappuccino

$2.60 ₹242

$2.21 ₹205

17.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹43.91

$0.48 ₹44.61

-2.08%

Water (0.33 liter bottle)

$0.19 ₹17.27

$0.21 ₹19.81

-9.52%

Local Beer (0.5 liter draught)

$2.30 ₹214

$1.17 ₹109

96.58%

Imported Beer (0.33 liter bottle)

$4.05 ₹376

$2.08 ₹194

94.71%

Milk (1 liter)

$0.75 ₹69.3

$0.76 ₹70.5

-1.32%

White Bread (500g)

$0.48 ₹44.38

$0.47 ₹43.58

2.13%

Rice (white) (1kg)

$0.76 ₹70.9

$0.81 ₹75.3

-6.17%

Eggs

$1.09 ₹101

$1.03 ₹96.0

5.83%

Local Cheese (1kg)

$6.82 ₹634

$5.62 ₹522

21.35%

Chicken Fillets (1kg)

$3.93 ₹365

$3.86 ₹359

1.81%

Apples (1kg)

$2.31 ₹215

$2.54 ₹236

-9.06%

Banana (1kg)

$0.78 ₹72.0

$0.91 ₹84.8

-14.29%

Oranges (1kg)

$1.27 ₹118

$1.33 ₹124

-4.51%

Tomato (1kg)

$0.70 ₹64.7

$0.65 ₹60.4

7.69%

Potato (1kg)

$0.53 ₹49.29

$0.46 ₹42.67

15.22%

Onion (1kg)

$0.63 ₹58.9

$0.45 ₹41.88

40.00%

Lettuce (1 head)

$0.64 ₹59.5

$0.92 ₹85.2

-30.43%

Water (1.5 liter bottle)

$0.36 ₹33.04

$0.37 ₹34.77

-2.70%

Cigarettes 20 Pack (Marlboro, Camel)

$4.24 ₹394

$2.89 ₹269

46.71%

Wine (Bottle)

$7.95 ₹738

$7.25 ₹674

9.66%

Local Beer (0.5 liter bottle)

$2.15 ₹199

$1.06 ₹98.5

102.83%

Imported Beer (0.33 liter bottle)

$3.26 ₹303

$3.50 ₹326

-6.86%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.84 ₹636

$4.71 ₹437

45.22%

One-way Ticket (Public Transport)

$0.22 ₹20.38

$0.15 ₹13.48

46.67%

Public Transport Monthly Pass (Regular Price)

$4.53 ₹420

$7.01 ₹651

-35.38%

Taxi Start (Normal Tariff)

$0.36 ₹33.87

$0.46 ₹42.42

-21.74%

Taxi 1hour Waiting (Normal Tariff)

$1.42 ₹132

$1.41 ₹131

0.71%

Gasoline (1 liter)

$1.19 ₹110

$1.15 ₹107

3.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.5K ₹1.6M

$10.6K ₹980.5K

66.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K ₹2.3M

$24.2K ₹2.2M

3.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.9 ₹4,731

$22.89 ₹2,127

122.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.05 ₹469

$4.39 ₹408

15.03%

Internet (50+ Mbps, Unlimited Data)

$8.98 ₹834

$9.78 ₹908

-8.18%

Gym Membership (Monthly)

$22.88 ₹2,125

$34.95 ₹3,247

-34.54%

Tennis Court (1 Hour on Weekend)

$12.19 ₹1,133

$3.48 ₹323

250.29%

Cinema Ticket

$4.77 ₹444

$3.15 ₹293

51.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 ₹11.2K

$61.0 ₹5,667

97.84%

International Primary School, 1 Child (Yearly)

$3,359 ₹312.0K

$1,624 ₹150.9K

106.84%

Jeans (Levis 501 Or Similar)

$29.83 ₹2,771

$40.12 ₹3,728

-25.65%

Summer Dress (H&M, Zara, etc)

$30.56 ₹2,839

$29.38 ₹2,729

4.02%

Sport Shoes (Adidas, Nike)

$55.7 ₹5,172

$23.38 ₹2,172

138.11%

Men's Leather Business Shoes

$39.84 ₹3,701

$17.31 ₹1,608

130.16%

1-bedroom Apartment, City Center (Monthly)

$694 ₹64.5K

$191 ₹17.8K

262.88%

1-bedroom Apartment, Outside City Center (Monthly)

$350 ₹32.5K

$148 ₹13.7K

137.47%

3-bedroom Apartment, City Center (Monthly)

$1,790 ₹166.3K

$389 ₹36.1K

360.12%

3-bedroom Apartment, Outside City Center (Monthly)

$835 ₹77.6K

$288 ₹26.8K

189.73%

Buy Apartment in City Center (m2)

$6,475 ₹601.6K

$912 ₹84.7K

610.22%

Buy Apartment Outside City Center (m2)

$2,667 ₹247.8K

$677 ₹62.9K

293.76%

Average Monthly Net Salary (After Tax)

$708 ₹65.8K

$187 ₹17.4K

279.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

9.62

-4.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): April 14, 2026

Last update for Panaji: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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