Cost of Living Comparison Between Panaji and Islamabad Cost of Living Comparison Between Panaji and Islamabad

😐 Solo nomad: Panaji is 10.8% more expensive than Islamabad without rent, and 10.9% cheaper with rent.

🙂 Family of 3: Panaji is 9.3% cheaper than Islamabad without rent, and 10.2% cheaper with rent.

Meal at Budget Restaurant

$3.58 ₹306

$2.85 PKR 806

25.61%

Three-Course Dinner for Two, Mid-Range

$17.2 ₹1,471

$14.4 PKR 4,068

19.44%

Fast Food Meal (McDonalds, etc)

$4.02 ₹344

$5.28 PKR 1,491

-23.86%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.75 PKR 496

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.83 PKR 1,083

Cappuccino

$2.2 ₹188

$2.01 PKR 567

9.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₹42.12

$0.39 PKR 111

25.64%

Water (0.33 liter bottle)

$0.21 ₹18.15

$0.24 PKR 68.1

-12.50%

Local Beer (0.5 liter draught)

$1.19 ₹102

Imported Beer (0.33 liter bottle)

$2.03 ₹173

Milk (1 liter)

$0.77 ₹66.2

$1 PKR 282

-23.00%

White Bread (500g)

$0.51 ₹43.96

$0.67 PKR 188

-23.88%

Rice (white) (1kg)

$0.84 ₹71.5

$1.22 PKR 344

-31.15%

Eggs

$1 ₹85.5

$1.27 PKR 358

-21.26%

Local Cheese (1kg)

$5.6 ₹479

$6.15 PKR 1,736

-8.94%

Chicken Fillets (1kg)

$3.77 ₹322

$3.55 PKR 1,004

6.20%

Beef Round Steak (1kg)

$4.31 PKR 1,216

Apples (1kg)

$2.46 ₹211

$1.03 PKR 292

138.83%

Banana (1kg)

$0.91 ₹77.9

$0.85 PKR 239

7.06%

Oranges (1kg)

$1.28 ₹110

$0.9 PKR 255

42.22%

Tomato (1kg)

$0.62 ₹52.7

$0.59 PKR 167

5.08%

Potato (1kg)

$0.42 ₹36.19

$0.42 PKR 118

Onion (1kg)

$0.49 ₹42.12

$0.52 PKR 148

-5.77%

Lettuce (1 head)

$0.89 ₹75.8

$0.31 PKR 87.3

187.10%

Water (1.5 liter bottle)

$0.35 ₹29.57

$0.4 PKR 114

-12.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.78 PKR 503

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.87 PKR 247

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.96 PKR 554

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₹247

$2.17 PKR 613

33.18%

Wine (Bottle)

$8 ₹684

Local Beer (0.5 liter bottle)

$1.05 ₹89.8

Imported Beer (0.33 liter bottle)

$3.51 ₹300

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.64 ₹397

One-way Ticket (Public Transport)

$0.16 ₹13.4

$0.19 PKR 53

-15.79%

Public Transport Monthly Pass (Regular Price)

$6.84 ₹585

$6.95 PKR 1,964

-1.58%

Taxi Start (Normal Tariff)

$0.46 ₹39.26

$0.85 PKR 239

-45.88%

Taxi (Normal Tariff) (1km)

$0.44 PKR 123

Taxi 1hour Waiting (Normal Tariff)

$1.44 ₹123

$2.9 PKR 820

-50.34%

Gasoline (1 liter)

$1.19 ₹101

$0.98 PKR 277

21.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.6K ₹908.6K

$21.6K PKR 6.1M

-50.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K ₹2M

$26K PKR 7.3M

-8.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.23 ₹1,987

$111 PKR 31.3K

-79.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.41 ₹377

$5.35 PKR 1,512

-17.57%

Internet (50+ Mbps, Unlimited Data)

$9.35 ₹800

$18.38 PKR 5,191

-49.13%

Gym Membership (Monthly)

$35.06 ₹2,999

$22.44 PKR 6,339

56.24%

Tennis Court (1 Hour on Weekend)

$3.43 ₹293

$6.02 PKR 1,700

-43.02%

Cinema Ticket

$3.16 ₹271

$4.3 PKR 1,214

-26.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$60.2 ₹5,147

$59.2 PKR 16.7K

1.71%

International Primary School, 1 Child (Yearly)

$1,608 ₹137.6K

$2,713 PKR 766.3K

-40.72%

Jeans (Levis 501 Or Similar)

$40.95 ₹3,502

$21.17 PKR 5,980

93.43%

Summer Dress (H&M, Zara, etc)

$29.32 ₹2,507

$28.14 PKR 7,947

4.19%

Sport Shoes (Adidas, Nike)

$23.52 ₹2,012

$87.7 PKR 24.8K

-73.18%

Men's Leather Business Shoes

$17.65 ₹1,510

$39.86 PKR 11.3K

-55.72%

1-bedroom Apartment, City Center (Monthly)

$191 ₹16.3K

$202 PKR 57K

-5.47%

1-bedroom Apartment, Outside City Center (Monthly)

$149 ₹12.8K

$112 PKR 31.5K

33.72%

3-bedroom Apartment, City Center (Monthly)

$392 ₹33.5K

$499 PKR 141.1K

-21.62%

3-bedroom Apartment, Outside City Center (Monthly)

$287 ₹24.5K

$298 PKR 84.3K

-3.89%

Buy Apartment in City Center (m2)

$967 ₹82.7K

$1,315 PKR 371.4K

-26.44%

Buy Apartment Outside City Center (m2)

$733 ₹62.7K

$781 PKR 220.5K

-6.14%

Average Monthly Net Salary (After Tax)

$203 ₹17.3K

$289 PKR 81.6K

-29.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

20.2

-52.38%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: October 26, 2025

Last update for Islamabad: October 29, 2025

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