Cost of Living Comparison Between Panaji and Islamabad Cost of Living Comparison Between Panaji and Islamabad

😐 Solo nomad: Panaji is 5.6% more expensive than Islamabad without rent, and 10.4% cheaper with rent.

🙂 Family of 3: Panaji is 11.7% cheaper than Islamabad without rent, and 9.8% cheaper with rent.

Meal at Budget Restaurant

$3.41 ₹310

$2.76 PKR 779

23.55%

Three-Course Dinner for Two, Mid-Range

$17.62 ₹1,599

$14.05 PKR 3,963

25.41%

Fast Food Meal (McDonalds, etc)

$3.86 ₹350

$5.44 PKR 1,534

-29.04%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.73 PKR 489

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.81 PKR 1,074

Cappuccino

$2.15 ₹195

$2.00 PKR 563

7.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₹44.05

$0.39 PKR 110

25.64%

Water (0.33 liter bottle)

$0.20 ₹18.15

$0.24 PKR 68.0

-16.67%

Local Beer (0.5 liter draught)

$1.19 ₹108

Imported Beer (0.33 liter bottle)

$1.98 ₹180

Milk (1 liter)

$0.78 ₹70.6

$0.99 PKR 280

-21.21%

White Bread (500g)

$0.51 ₹46.28

$0.67 PKR 189

-23.88%

Rice (white) (1kg)

$0.78 ₹71.0

$1.23 PKR 348

-36.59%

Eggs

$0.99 ₹89.6

$1.23 PKR 346

-19.51%

Local Cheese (1kg)

$5.73 ₹520

$6.33 PKR 1,786

-9.48%

Chicken Fillets (1kg)

$3.88 ₹352

$3.38 PKR 954

14.79%

Beef Round Steak (1kg)

$4.33 PKR 1,222

Apples (1kg)

$2.58 ₹234

$1.04 PKR 294

148.08%

Banana (1kg)

$0.92 ₹83.3

$0.78 PKR 220

17.95%

Oranges (1kg)

$1.33 ₹121

$0.96 PKR 272

38.54%

Tomato (1kg)

$0.62 ₹56.2

$0.56 PKR 157

10.71%

Potato (1kg)

$0.42 ₹38.19

$0.41 PKR 117

2.44%

Onion (1kg)

$0.45 ₹40.64

$0.57 PKR 162

-21.05%

Lettuce (1 head)

$0.91 ₹82.4

$0.33 PKR 94.1

175.76%

Water (1.5 liter bottle)

$0.37 ₹33.96

$0.37 PKR 106

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.92 PKR 543

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.86 PKR 242

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.97 PKR 555

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₹269

$2.14 PKR 604

38.79%

Wine (Bottle)

$7.90 ₹717

Local Beer (0.5 liter bottle)

$1.02 ₹92.5

Imported Beer (0.33 liter bottle)

$3.57 ₹324

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.73 ₹429

One-way Ticket (Public Transport)

$0.18 ₹16.15

$0.19 PKR 53.6

-5.26%

Public Transport Monthly Pass (Regular Price)

$6.92 ₹628

$7.25 PKR 2,044

-4.55%

Taxi Start (Normal Tariff)

$0.46 ₹41.82

$0.86 PKR 243

-46.51%

Taxi (Normal Tariff) (1km)

$0.44 PKR 124

Taxi 1hour Waiting (Normal Tariff)

$1.47 ₹134

$2.81 PKR 793

-47.69%

Gasoline (1 liter)

$1.14 ₹103

$0.90 PKR 254

26.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.8K ₹983.0K

$21.0K PKR 5.9M

-48.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K ₹2.2M

$26.2K PKR 7.4M

-6.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.19 ₹2,105

$111 PKR 31.2K

-79.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.27 ₹387

$5.53 PKR 1,559

-22.78%

Internet (50+ Mbps, Unlimited Data)

$9.84 ₹893

$18.50 PKR 5,217

-46.81%

Gym Membership (Monthly)

$34.59 ₹3,139

$22.98 PKR 6,481

50.52%

Tennis Court (1 Hour on Weekend)

$3.47 ₹315

$6.07 PKR 1,711

-42.83%

Cinema Ticket

$3.12 ₹283

$4.29 PKR 1,211

-27.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$60.1 ₹5,450

$59.1 PKR 16.7K

1.62%

International Primary School, 1 Child (Yearly)

$1,631 ₹148.0K

$2,792 PKR 787.2K

-41.58%

Jeans (Levis 501 Or Similar)

$41.35 ₹3,753

$21.28 PKR 6,001

94.31%

Summer Dress (H&M, Zara, etc)

$29.47 ₹2,674

$28.32 PKR 7,987

4.06%

Sport Shoes (Adidas, Nike)

$23.58 ₹2,140

$89.1 PKR 25.1K

-73.54%

Men's Leather Business Shoes

$17.36 ₹1,576

$40.51 PKR 11.4K

-57.15%

1-bedroom Apartment, City Center (Monthly)

$197 ₹17.9K

$196 PKR 55.3K

0.52%

1-bedroom Apartment, Outside City Center (Monthly)

$149 ₹13.5K

$110 PKR 30.9K

35.46%

3-bedroom Apartment, City Center (Monthly)

$392 ₹35.6K

$517 PKR 145.7K

-24.07%

3-bedroom Apartment, Outside City Center (Monthly)

$289 ₹26.2K

$294 PKR 82.8K

-1.56%

Buy Apartment in City Center (m2)

$954 ₹86.6K

$1,529 PKR 431.2K

-37.62%

Buy Apartment Outside City Center (m2)

$710 ₹64.5K

$750 PKR 211.6K

-5.33%

Average Monthly Net Salary (After Tax)

$202 ₹18.3K

$285 PKR 80.4K

-29.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

20.2

-52.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: January 10, 2026

Last update for Islamabad: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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