Cost of Living Comparison Between Panaji and Islamabad Cost of Living Comparison Between Panaji and Islamabad

😐 Solo nomad: Panaji is 14.6% more expensive than Islamabad without rent, and 12.1% cheaper with rent.

🙂 Family of 3: Panaji is 11% cheaper than Islamabad without rent, and 8.5% cheaper with rent.

Meal at Budget Restaurant

$3.56 ₹328

$2.91 PKR 812

22.34%

Three-Course Dinner for Two, Mid-Range

$17.33 ₹1,596

$14.19 PKR 3,966

22.13%

Fast Food Meal (McDonalds, etc)

$3.88 ₹357

$5.20 PKR 1,455

-25.38%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.79 PKR 499

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.98 PKR 1,112

Cappuccino

$2.24 ₹206

$1.99 PKR 556

12.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₹45.03

$0.43 PKR 120

13.95%

Water (0.33 liter bottle)

$0.18 ₹16.94

$0.24 PKR 67.4

-25.00%

Local Beer (0.5 liter draught)

$1.19 ₹110

Imported Beer (0.33 liter bottle)

$1.98 ₹183

Milk (1 liter)

$0.81 ₹74.5

$1.01 PKR 283

-19.80%

White Bread (500g)

$0.47 ₹42.96

$0.65 PKR 182

-27.69%

Rice (white) (1kg)

$0.82 ₹75.7

$1.28 PKR 358

-35.94%

Eggs

$1.00 ₹91.7

$1.23 PKR 343

-18.70%

Local Cheese (1kg)

$5.62 ₹518

$6.12 PKR 1,711

-8.17%

Chicken Fillets (1kg)

$3.94 ₹363

$3.37 PKR 942

16.91%

Beef Round Steak (1kg)

$4.51 PKR 1,260

Apples (1kg)

$2.47 ₹228

$0.99 PKR 277

149.49%

Banana (1kg)

$0.97 ₹88.9

$0.80 PKR 223

21.25%

Oranges (1kg)

$1.34 ₹123

$0.94 PKR 262

42.55%

Tomato (1kg)

$0.65 ₹60.2

$0.61 PKR 170

6.56%

Potato (1kg)

$0.46 ₹42.15

$0.41 PKR 115

12.20%

Onion (1kg)

$0.45 ₹41.76

$0.56 PKR 157

-19.64%

Lettuce (1 head)

$0.98 ₹89.9

$0.31 PKR 85.8

216.13%

Water (1.5 liter bottle)

$0.35 ₹31.93

$0.37 PKR 104

-5.41%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.93 PKR 539

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.92 PKR 258

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.04 PKR 569

Cigarettes 20 Pack (Marlboro, Camel)

$2.93 ₹270

$2.15 PKR 602

36.28%

Wine (Bottle)

$7.46 ₹687

Local Beer (0.5 liter bottle)

$1.00 ₹92.1

Imported Beer (0.33 liter bottle)

$3.58 ₹330

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.61 ₹424

One-way Ticket (Public Transport)

$0.15 ₹13.94

$0.17 PKR 46.29

-11.76%

Public Transport Monthly Pass (Regular Price)

$7.06 ₹650

$6.96 PKR 1,945

1.44%

Taxi Start (Normal Tariff)

$0.42 ₹39.04

$0.90 PKR 252

-53.33%

Taxi (Normal Tariff) (1km)

$0.41 PKR 114

Taxi 1hour Waiting (Normal Tariff)

$1.43 ₹131

$2.75 PKR 767

-48.00%

Gasoline (1 liter)

$1.16 ₹107

$0.90 PKR 252

28.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.7K ₹983.0K

$21.2K PKR 5.9M

-49.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K ₹2.2M

$26.4K PKR 7.4M

-10.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$22.96 ₹2,115

$112 PKR 31.2K

-79.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.31 ₹397

$5.39 PKR 1,507

-20.04%

Internet (50+ Mbps, Unlimited Data)

$9.75 ₹898

$18.43 PKR 5,151

-47.10%

Gym Membership (Monthly)

$35.09 ₹3,232

$22.69 PKR 6,341

54.65%

Tennis Court (1 Hour on Weekend)

$3.41 ₹314

$5.92 PKR 1,655

-42.40%

Cinema Ticket

$3.18 ₹293

$4.21 PKR 1,177

-24.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$61.7 ₹5,686

$60.6 PKR 16.9K

1.80%

International Primary School, 1 Child (Yearly)

$1,618 ₹149.0K

$2,746 PKR 767.6K

-41.10%

Jeans (Levis 501 Or Similar)

$40.55 ₹3,735

$21.22 PKR 5,932

91.09%

Summer Dress (H&M, Zara, etc)

$28.82 ₹2,655

$28.07 PKR 7,846

2.67%

Sport Shoes (Adidas, Nike)

$23.57 ₹2,171

$87.0 PKR 24.3K

-72.92%

Men's Leather Business Shoes

$17.18 ₹1,583

$40.27 PKR 11.3K

-57.34%

1-bedroom Apartment, City Center (Monthly)

$194 ₹17.9K

$200 PKR 56.0K

-3.28%

1-bedroom Apartment, Outside City Center (Monthly)

$149 ₹13.7K

$110 PKR 30.9K

34.81%

3-bedroom Apartment, City Center (Monthly)

$387 ₹35.6K

$513 PKR 143.2K

-24.49%

3-bedroom Apartment, Outside City Center (Monthly)

$291 ₹26.8K

$289 PKR 80.9K

0.45%

Buy Apartment in City Center (m2)

$931 ₹85.8K

$1,548 PKR 432.7K

-39.86%

Buy Apartment Outside City Center (m2)

$707 ₹65.1K

$732 PKR 204.6K

-3.51%

Average Monthly Net Salary (After Tax)

$193 ₹17.8K

$303 PKR 84.8K

-36.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

20.2

-52.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: March 2, 2026

Last update for Islamabad: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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