Cost of Living Comparison Between Palmerston North and Ubud, Bali Cost of Living Comparison Between Palmerston North and Ubud, Bali

😐 Solo nomad: Palmerston North is 68.8% more expensive than Ubud, Bali without rent, and 128.7% more expensive with rent.

😐 Family of 3: Palmerston North is 73.7% more expensive than Ubud, Bali without rent, and 148.4% more expensive with rent.

Meal at Budget Restaurant

$16.25 NZ$28.37

$2.91 Rp 48.4K

458.42%

Three-Course Dinner for Two, Mid-Range

$72.7 NZ$127

$12.33 Rp 205.4K

489.78%

Fast Food Meal (McDonalds, etc)

$12.17 NZ$21.24

$3.21 Rp 53.5K

279.13%

Cappuccino

$3.53 NZ$6.17

$2.28 Rp 38K

54.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 NZ$4.06

$1.16 Rp 19.3K

100.00%

Water (0.33 liter bottle)

$2.08 NZ$3.64

$0.26 Rp 4,308

700.00%

Local Beer (0.5 liter draught)

$7.11 NZ$12.42

$2.44 Rp 40.7K

191.39%

Imported Beer (0.33 liter bottle)

$6.49 NZ$11.33

$3.28 Rp 54.7K

97.87%

Milk (1 liter)

$2.01 NZ$3.51

$1.49 Rp 24.9K

34.90%

White Bread (500g)

$2.04 NZ$3.57

$1.62 Rp 27K

25.93%

Rice (white) (1kg)

$1.74 NZ$3.04

$1.14 Rp 18.9K

52.63%

Eggs

$5.46 NZ$9.53

$2.33 Rp 38.9K

134.33%

Local Cheese (1kg)

$8.12 NZ$14.17

$13.75 Rp 229.1K

-40.95%

Chicken Fillets (1kg)

$9.02 NZ$15.75

$4.01 Rp 66.8K

124.94%

Beef Round Steak (1kg)

$12.54 NZ$21.89

$11.36 Rp 189.3K

10.39%

Apples (1kg)

$2.5 NZ$4.36

$3.46 Rp 57.7K

-27.75%

Banana (1kg)

$1.87 NZ$3.26

$1.47 Rp 24.5K

27.21%

Oranges (1kg)

$2.55 NZ$4.45

$2.69 Rp 44.9K

-5.20%

Tomato (1kg)

$3.36 NZ$5.87

$1.38 Rp 22.9K

143.48%

Potato (1kg)

$2.13 NZ$3.71

$1.6 Rp 26.6K

33.12%

Onion (1kg)

$2.24 NZ$3.92

$2.17 Rp 36.2K

3.23%

Lettuce (1 head)

$2.12 NZ$3.71

$0.96 Rp 15.9K

120.83%

Water (1.5 liter bottle)

$0.91 NZ$1.6

$0.6 Rp 9,919

51.67%

Cigarettes 20 Pack (Marlboro, Camel)

$20.47 NZ$35.75

$2.24 Rp 37.3K

813.84%

Wine (Bottle)

$8.32 NZ$14.52

$14.72 Rp 245.3K

-43.48%

Local Beer (0.5 liter bottle)

$2.51 NZ$4.37

$2.46 Rp 41.1K

2.03%

Imported Beer (0.33 liter bottle)

$5.37 NZ$9.38

$2.72 Rp 45.3K

97.43%

One-way Ticket (Public Transport)

$4.57 NZ$7.99

$0.32 Rp 5,355

1328.13%

Public Transport Monthly Pass (Regular Price)

$30.57 NZ$53.4

$9.78 Rp 162.9K

212.58%

Taxi Start (Normal Tariff)

$2.43 NZ$4.24

$0.49 Rp 8,139

395.92%

Taxi (Normal Tariff) (1km)

$1.8 NZ$3.14

$0.37 Rp 6,244

386.49%

Taxi 1hour Waiting (Normal Tariff)

$17.09 NZ$29.84

$6.15 Rp 102.5K

177.89%

Gasoline (1 liter)

$1.66 NZ$2.9

$0.71 Rp 11.8K

133.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.1K NZ$33.3K

$26.6K Rp 443.2M

-28.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K NZ$38.2K

$31.7K Rp 528.6M

-31.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.1 NZ$154

$63.7 Rp 1.1M

38.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.75 NZ$64.2

$3.93 Rp 65.5K

835.11%

Internet (50+ Mbps, Unlimited Data)

$47.45 NZ$82.9

$24.18 Rp 402.9K

96.24%

Gym Membership (Monthly)

$35.67 NZ$62.3

$23.22 Rp 386.9K

53.62%

Tennis Court (1 Hour on Weekend)

$13.19 NZ$23.03

$6.18 Rp 103K

113.43%

Cinema Ticket

$8.78 NZ$15.33

$3.3 Rp 55K

166.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,014 NZ$1,771

$93.1 Rp 1.6M

988.97%

International Primary School, 1 Child (Yearly)

$6,288 NZ$11K

$6,046 Rp 100.7M

3.99%

Jeans (Levis 501 Or Similar)

$58.1 NZ$101

$51.9 Rp 864.6K

11.99%

Summer Dress (H&M, Zara, etc)

$37.26 NZ$65.1

$24.92 Rp 415.3K

49.52%

Sport Shoes (Adidas, Nike)

$91.2 NZ$159

$82.1 Rp 1.4M

11.08%

Men's Leather Business Shoes

$91.5 NZ$160

$72.6 Rp 1.2M

26.07%

1-bedroom Apartment, City Center (Monthly)

$849 NZ$1,482

$258 Rp 4.3M

228.37%

1-bedroom Apartment, Outside City Center (Monthly)

$699 NZ$1,220

$161 Rp 2.7M

335.18%

3-bedroom Apartment, City Center (Monthly)

$1,555 NZ$2,715

$574 Rp 9.6M

170.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,362 NZ$2,378

$330 Rp 5.5M

312.52%

Buy Apartment in City Center (m2)

$2,030 NZ$3,544

$990 Rp 16.5M

104.95%

Buy Apartment Outside City Center (m2)

$2,380 NZ$4,157

$856 Rp 14.3M

178.22%

Average Monthly Net Salary (After Tax)

$2,464 NZ$4,302

$182 Rp 3M

1255.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

13.28

-49.62%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Palmerston North: November 24, 2025

Last update for Ubud, Bali: November 24, 2025

Digital Nomad Cost of Living Index

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