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Cost of Living Comparison Between Palmerston North and Ljubljana Cost of Living Comparison Between Palmerston North and Ljubljana

😐 Solo nomad: Palmerston North is 6.1% more expensive than Ljubljana without rent, and 15.8% cheaper with rent.
🙂 Family of 3: Palmerston North is 6.3% cheaper than Ljubljana without rent, and 7.3% cheaper with rent.
Currency
🍽 Eating Out
Palmerston North
Ljubljana
Difference
Meal at Budget Restaurant
$16.35 NZ$28.55
$17.33 €14.92
-5.65%
Three-Course Dinner for Two, Mid-Range
$72.6 NZ$127
$68.7 €59.2
5.67%
Fast Food Meal (McDonalds, etc)
$11.94 NZ$20.84
$9.24 €7.96
29.22%
Cappuccino
$3.48 NZ$6.08
$2.55 €2.19
36.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.34 NZ$4.08
$3 €2.59
-22.00%
Water (0.33 liter bottle)
$2.16 NZ$3.77
$2.07 €1.78
4.35%
Local Beer (0.5 liter draught)
$7.05 NZ$12.3
$3.78 €3.26
86.51%
Imported Beer (0.33 liter bottle)
$6.52 NZ$11.38
$4.52 €3.89
44.25%
🛒 Groceries & Markets
Palmerston North
Ljubljana
Difference
Milk (1 liter)
$2 NZ$3.5
$1.54 €1.33
29.87%
White Bread (500g)
$2.06 NZ$3.59
$2.08 €1.79
-0.96%
Rice (white) (1kg)
$1.84 NZ$3.22
$2.88 €2.48
-36.11%
Eggs
$5.25 NZ$9.16
$3.96 €3.41
32.58%
Local Cheese (1kg)
$8.38 NZ$14.63
$13.55 €11.67
-38.15%
Chicken Fillets (1kg)
$9.41 NZ$16.42
$10.97 €9.45
-14.22%
Beef Round Steak (1kg)
$12.35 NZ$21.56
$12.73 €10.97
-2.99%
Apples (1kg)
$2.42 NZ$4.23
$1.94 €1.68
24.74%
Banana (1kg)
$1.87 NZ$3.27
$1.72 €1.48
8.72%
Oranges (1kg)
$2.43 NZ$4.25
$2.13 €1.83
14.08%
Tomato (1kg)
$3.31 NZ$5.78
$3.43 €2.95
-3.50%
Potato (1kg)
$2.13 NZ$3.72
$1.31 €1.13
62.60%
Onion (1kg)
$2.22 NZ$3.87
$1.58 €1.36
40.51%
Lettuce (1 head)
$2.06 NZ$3.6
$1.74 €1.5
18.39%
Water (1.5 liter bottle)
$0.94 NZ$1.63
$0.93 €0.8
1.08%
Cigarettes 20 Pack (Marlboro, Camel)
$20.72 NZ$36.18
$5.99 €5.16
245.91%
Wine (Bottle)
$8.4 NZ$14.66
$6.79 €5.85
23.71%
Local Beer (0.5 liter bottle)
$2.41 NZ$4.21
$1.42 €1.22
69.72%
Imported Beer (0.33 liter bottle)
$5.18 NZ$9.05
$2.09 €1.8
147.85%
🚌 Getting Around
Palmerston North
Ljubljana
Difference
One-way Ticket (Public Transport)
$4.8 NZ$8.38
$1.53 €1.32
213.73%
Public Transport Monthly Pass (Regular Price)
$29.87 NZ$52.2
$43.47 €37.44
-31.29%
Taxi Start (Normal Tariff)
$2.42 NZ$4.23
$2.22 €1.92
9.01%
Taxi (Normal Tariff) (1km)
$1.79 NZ$3.12
$1.11 €0.96
61.26%
Taxi 1hour Waiting (Normal Tariff)
$17.22 NZ$30.06
$20 €17.23
-13.90%
Gasoline (1 liter)
$1.72 NZ$3
$1.73 €1.49
-0.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.8K NZ$32.8K
$28.5K €24.5K
-34.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.5K NZ$37.5K
$29K €25K
-25.95%
🧾 Monthly Utilities & Internet
Palmerston North
Ljubljana
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$90.2 NZ$157
$277 €239
-67.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.24 NZ$65
$19.03 €16.39
95.69%
Internet (50+ Mbps, Unlimited Data)
$46.61 NZ$81.4
$37.99 €32.72
22.69%
🎉 Sport & Entertainment
Palmerston North
Ljubljana
Difference
Gym Membership (Monthly)
$35.57 NZ$62.1
$50.8 €43.73
-29.94%
Tennis Court (1 Hour on Weekend)
$12.98 NZ$22.66
$18.13 €15.61
-28.41%
Cinema Ticket
$9.27 NZ$16.18
$9.37 €8.07
-1.07%
🧸 Childcare & Education
Palmerston North
Ljubljana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,025 NZ$1,789
$552 €476
85.56%
International Primary School, 1 Child (Yearly)
$6,122 NZ$10.7K
$14.4K €12.4K
-57.44%
👕👟 Clothing & Footwear
Palmerston North
Ljubljana
Difference
Jeans (Levis 501 Or Similar)
$57 NZ$99.5
$102 €88.2
-44.30%
Summer Dress (H&M, Zara, etc)
$37.16 NZ$64.9
$45.97 €39.59
-19.16%
Sport Shoes (Adidas, Nike)
$89.5 NZ$156
$106 €90.9
-15.25%
Men's Leather Business Shoes
$91.7 NZ$160
$135 €116
-32.04%
🏠 Accommodation & Living
Palmerston North
Ljubljana
Difference
1-bedroom Apartment, City Center (Monthly)
$837 NZ$1,461
$1,000 €861
-16.33%
1-bedroom Apartment, Outside City Center (Monthly)
$701 NZ$1,224
$823 €709
-14.88%
3-bedroom Apartment, City Center (Monthly)
$1,519 NZ$2,653
$2,047 €1,763
-25.78%
3-bedroom Apartment, Outside City Center (Monthly)
$1,372 NZ$2,395
$1,469 €1,266
-6.65%
Buy Apartment in City Center (m2)
$2,124 NZ$3,708
$6,294 €5,421
-66.26%
Buy Apartment Outside City Center (m2)
$1,889 NZ$3,298
$4,840 €4,169
-60.98%
💵 Salaries & Financials
Palmerston North
Ljubljana
Difference
Average Monthly Net Salary (After Tax)
$2,466 NZ$4,305
$1,859 €1,601
32.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
3.84
74.22%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Palmerston North: November 30, 2025

Last update for Ljubljana: November 30, 2025

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