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Cost of Living Comparison Between Palmerston North and Dunedin Cost of Living Comparison Between Palmerston North and Dunedin

๐Ÿ™‚ Solo nomad: Palmerston North is 11.1% cheaper than Dunedin without rent, and 7% cheaper with rent.
๐Ÿ˜ Family of 3: Palmerston North is 4.7% more expensive than Dunedin without rent, and 1.4% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Palmerston North
Dunedin
Difference
Meal at Budget Restaurant
$16.69 NZ$29.04
$12.27 NZ$21.35
36.02%
Three-Course Dinner for Two, Mid-Range
$73.7 NZ$128
$73.2 NZ$127
0.68%
Fast Food Meal (McDonalds, etc)
$12.13 NZ$21.11
$10.66 NZ$18.54
13.79%
Cappuccino
$3.50 NZ$6.09
$3.52 NZ$6.13
-0.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.40 NZ$4.17
$2.28 NZ$3.96
5.26%
Water (0.33 liter bottle)
$2.07 NZ$3.60
$2.10 NZ$3.66
-1.43%
Local Beer (0.5 liter draught)
$7.03 NZ$12.24
$7.09 NZ$12.34
-0.85%
Imported Beer (0.33 liter bottle)
$6.45 NZ$11.23
$5.91 NZ$10.29
9.14%
๐Ÿ›’ Groceries & Markets
Palmerston North
Dunedin
Difference
Milk (1 liter)
$1.91 NZ$3.32
$2.10 NZ$3.65
-9.05%
White Bread (500g)
$2.13 NZ$3.71
$1.97 NZ$3.43
8.12%
Rice (white) (1kg)
$1.78 NZ$3.09
$1.91 NZ$3.32
-6.81%
Eggs
$5.41 NZ$9.41
$5.58 NZ$9.71
-3.05%
Local Cheese (1kg)
$8.32 NZ$14.48
$8.33 NZ$14.50
-0.12%
Chicken Fillets (1kg)
$9.24 NZ$16.08
$10.56 NZ$18.37
-12.50%
Beef Round Steak (1kg)
$12.37 NZ$21.53
$12.91 NZ$22.45
-4.18%
Apples (1kg)
$2.49 NZ$4.32
$2.86 NZ$4.98
-12.94%
Banana (1kg)
$1.90 NZ$3.30
$2.28 NZ$3.96
-16.67%
Oranges (1kg)
$2.43 NZ$4.23
$3.34 NZ$5.81
-27.25%
Tomato (1kg)
$3.42 NZ$5.95
$4.45 NZ$7.74
-23.15%
Potato (1kg)
$2.06 NZ$3.59
$1.91 NZ$3.33
7.85%
Onion (1kg)
$2.26 NZ$3.94
$2.06 NZ$3.58
9.71%
Lettuce (1 head)
$2.03 NZ$3.54
$2.54 NZ$4.43
-20.08%
Water (1.5 liter bottle)
$0.95 NZ$1.65
$1.07 NZ$1.86
-11.21%
Cigarettes 20 Pack (Marlboro, Camel)
$20.42 NZ$35.53
$23.72 NZ$41.26
-13.91%
Wine (Bottle)
$8.86 NZ$15.42
$9.10 NZ$15.83
-2.64%
Local Beer (0.5 liter bottle)
$2.45 NZ$4.26
$2.55 NZ$4.44
-3.92%
Imported Beer (0.33 liter bottle)
$5.40 NZ$9.40
$3.68 NZ$6.40
46.74%
๐ŸšŒ Getting Around
Palmerston North
Dunedin
Difference
One-way Ticket (Public Transport)
$4.64 NZ$8.07
$1.18 NZ$2.06
293.22%
Public Transport Monthly Pass (Regular Price)
$30.43 NZ$52.9
$71.6 NZ$125
-57.52%
Taxi Start (Normal Tariff)
$2.40 NZ$4.17
$5.97 NZ$10.39
-59.80%
Taxi (Normal Tariff) (1km)
$1.77 NZ$3.08
$1.14 NZ$1.98
55.26%
Taxi 1hour Waiting (Normal Tariff)
$16.92 NZ$29.43
$30.55 NZ$53.2
-44.62%
Gasoline (1 liter)
$1.73 NZ$3.01
$1.73 NZ$3.01
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.5K NZ$32.2K
$19.8K NZ$34.4K
-6.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.2K NZ$36.9K
$25.3K NZ$44.1K
-16.19%
๐Ÿงพ Monthly Utilities & Internet
Palmerston North
Dunedin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$89.5 NZ$156
$103 NZ$179
-13.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.86 NZ$65.9
$35.75 NZ$62.2
5.90%
Internet (50+ Mbps, Unlimited Data)
$48.07 NZ$83.7
$56.1 NZ$97.5
-14.25%
๐ŸŽ‰ Sport & Entertainment
Palmerston North
Dunedin
Difference
Gym Membership (Monthly)
$34.85 NZ$60.7
$52.0 NZ$90.5
-33.01%
Tennis Court (1 Hour on Weekend)
$13.22 NZ$23.00
$5.94 NZ$10.33
122.56%
Cinema Ticket
$9.08 NZ$15.80
$9.69 NZ$16.87
-6.30%
๐Ÿงธ Childcare & Education
Palmerston North
Dunedin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,006 NZ$1,750
$588 NZ$1,024
70.90%
International Primary School, 1 Child (Yearly)
$6,145 NZ$10.7K
$11.9K NZ$20.8K
-48.47%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Palmerston North
Dunedin
Difference
Jeans (Levis 501 Or Similar)
$56.8 NZ$98.9
$66.5 NZ$116
-14.54%
Summer Dress (H&M, Zara, etc)
$38.29 NZ$66.6
$35.53 NZ$61.8
7.77%
Sport Shoes (Adidas, Nike)
$91.3 NZ$159
$95.0 NZ$165
-3.96%
Men's Leather Business Shoes
$93.7 NZ$163
$122 NZ$212
-23.21%
๐Ÿ  Accommodation & Living
Palmerston North
Dunedin
Difference
1-bedroom Apartment, City Center (Monthly)
$834 NZ$1,452
$881 NZ$1,534
-5.36%
1-bedroom Apartment, Outside City Center (Monthly)
$702 NZ$1,222
$768 NZ$1,336
-8.55%
3-bedroom Apartment, City Center (Monthly)
$1,527 NZ$2,657
$1,508 NZ$2,624
1.26%
3-bedroom Apartment, Outside City Center (Monthly)
$1,379 NZ$2,400
$1,325 NZ$2,305
4.08%
Buy Apartment in City Center (m2)
$2,137 NZ$3,719
$2,854 NZ$4,966
-25.12%
Buy Apartment Outside City Center (m2)
$1,887 NZ$3,283
$2,021 NZ$3,517
-6.66%
๐Ÿ’ต Salaries & Financials
Palmerston North
Dunedin
Difference
Average Monthly Net Salary (After Tax)
$2,504 NZ$4,357
$2,673 NZ$4,651
-6.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
7.07
-5.37%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Palmerston North: January 12, 2026

Last update for Dunedin: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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