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Cost of Living Comparison Between Palmerston North and Dunedin Cost of Living Comparison Between Palmerston North and Dunedin

🙂 Solo nomad: Palmerston North is 0.8% cheaper than Dunedin without rent, and 10% cheaper with rent.
🙂 Family of 3: Palmerston North is 7.7% cheaper than Dunedin without rent, and 1.7% cheaper with rent.
Currency
🍽 Eating Out
Palmerston North
Dunedin
Difference
Meal at Budget Restaurant
$16.35 NZ$28.55
$12 NZ$20.94
36.25%
Three-Course Dinner for Two, Mid-Range
$72.6 NZ$127
$73.7 NZ$129
-1.49%
Fast Food Meal (McDonalds, etc)
$11.94 NZ$20.84
$10.67 NZ$18.63
11.90%
Cappuccino
$3.48 NZ$6.08
$3.44 NZ$6.01
1.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.34 NZ$4.08
$2.28 NZ$3.97
2.63%
Water (0.33 liter bottle)
$2.16 NZ$3.77
$2.03 NZ$3.54
6.40%
Local Beer (0.5 liter draught)
$7.05 NZ$12.3
$7.19 NZ$12.55
-1.95%
Imported Beer (0.33 liter bottle)
$6.52 NZ$11.38
$5.87 NZ$10.25
11.07%
🛒 Groceries & Markets
Palmerston North
Dunedin
Difference
Milk (1 liter)
$2 NZ$3.5
$2.18 NZ$3.81
-8.26%
White Bread (500g)
$2.06 NZ$3.59
$1.98 NZ$3.46
4.04%
Rice (white) (1kg)
$1.84 NZ$3.22
$1.81 NZ$3.15
1.66%
Eggs
$5.25 NZ$9.16
$5.69 NZ$9.94
-7.73%
Local Cheese (1kg)
$8.38 NZ$14.63
$8.29 NZ$14.47
1.09%
Chicken Fillets (1kg)
$9.41 NZ$16.42
$10.6 NZ$18.5
-11.23%
Beef Round Steak (1kg)
$12.35 NZ$21.56
$13.35 NZ$23.32
-7.49%
Apples (1kg)
$2.42 NZ$4.23
$2.85 NZ$4.97
-15.09%
Banana (1kg)
$1.87 NZ$3.27
$2.27 NZ$3.96
-17.62%
Oranges (1kg)
$2.43 NZ$4.25
$3.44 NZ$6.01
-29.36%
Tomato (1kg)
$3.31 NZ$5.78
$4.39 NZ$7.67
-24.60%
Potato (1kg)
$2.13 NZ$3.72
$2.01 NZ$3.5
5.97%
Onion (1kg)
$2.22 NZ$3.87
$1.97 NZ$3.45
12.69%
Lettuce (1 head)
$2.06 NZ$3.6
$2.48 NZ$4.32
-16.94%
Water (1.5 liter bottle)
$0.94 NZ$1.63
$1.11 NZ$1.94
-15.32%
Cigarettes 20 Pack (Marlboro, Camel)
$20.72 NZ$36.18
$23.96 NZ$41.84
-13.52%
Wine (Bottle)
$8.4 NZ$14.66
$9.11 NZ$15.91
-7.79%
Local Beer (0.5 liter bottle)
$2.41 NZ$4.21
$2.59 NZ$4.53
-6.95%
Imported Beer (0.33 liter bottle)
$5.18 NZ$9.05
$3.64 NZ$6.35
42.31%
🚌 Getting Around
Palmerston North
Dunedin
Difference
One-way Ticket (Public Transport)
$4.8 NZ$8.38
$1.18 NZ$2.06
306.78%
Public Transport Monthly Pass (Regular Price)
$29.87 NZ$52.2
$71.5 NZ$125
-58.21%
Taxi Start (Normal Tariff)
$2.42 NZ$4.23
$5.98 NZ$10.45
-59.53%
Taxi (Normal Tariff) (1km)
$1.79 NZ$3.12
$1.09 NZ$1.9
64.22%
Taxi 1hour Waiting (Normal Tariff)
$17.22 NZ$30.06
$29.81 NZ$52.1
-42.23%
Gasoline (1 liter)
$1.72 NZ$3
$1.71 NZ$2.98
0.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.8K NZ$32.8K
$19.9K NZ$34.8K
-5.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.5K NZ$37.5K
$26K NZ$45.4K
-17.34%
🧾 Monthly Utilities & Internet
Palmerston North
Dunedin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$90.2 NZ$157
$101 NZ$176
-10.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.24 NZ$65
$35.12 NZ$61.3
6.04%
Internet (50+ Mbps, Unlimited Data)
$46.61 NZ$81.4
$56.5 NZ$98.6
-17.43%
🎉 Sport & Entertainment
Palmerston North
Dunedin
Difference
Gym Membership (Monthly)
$35.57 NZ$62.1
$52.5 NZ$91.7
-32.30%
Tennis Court (1 Hour on Weekend)
$12.98 NZ$22.66
$6.06 NZ$10.58
114.19%
Cinema Ticket
$9.27 NZ$16.18
$9.45 NZ$16.5
-1.90%
🧸 Childcare & Education
Palmerston North
Dunedin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,025 NZ$1,789
$584 NZ$1,020
75.46%
International Primary School, 1 Child (Yearly)
$6,122 NZ$10.7K
$12.1K NZ$21.1K
-49.36%
👕👟 Clothing & Footwear
Palmerston North
Dunedin
Difference
Jeans (Levis 501 Or Similar)
$57 NZ$99.5
$66 NZ$115
-13.61%
Summer Dress (H&M, Zara, etc)
$37.16 NZ$64.9
$35.65 NZ$62.3
4.24%
Sport Shoes (Adidas, Nike)
$89.5 NZ$156
$96.6 NZ$169
-7.36%
Men's Leather Business Shoes
$91.7 NZ$160
$121 NZ$211
-24.11%
🏠 Accommodation & Living
Palmerston North
Dunedin
Difference
1-bedroom Apartment, City Center (Monthly)
$837 NZ$1,461
$875 NZ$1,528
-4.38%
1-bedroom Apartment, Outside City Center (Monthly)
$701 NZ$1,224
$761 NZ$1,329
-7.90%
3-bedroom Apartment, City Center (Monthly)
$1,519 NZ$2,653
$1,497 NZ$2,614
1.50%
3-bedroom Apartment, Outside City Center (Monthly)
$1,372 NZ$2,395
$1,307 NZ$2,282
4.98%
Buy Apartment in City Center (m2)
$2,124 NZ$3,708
$2,851 NZ$4,978
-25.51%
Buy Apartment Outside City Center (m2)
$1,889 NZ$3,298
$1,981 NZ$3,458
-4.63%
💵 Salaries & Financials
Palmerston North
Dunedin
Difference
Average Monthly Net Salary (After Tax)
$2,466 NZ$4,305
$2,502 NZ$4,369
-1.45%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
7.07
-5.37%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Palmerston North: November 30, 2025

Last update for Dunedin: December 1, 2025

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