Cost of Living Comparison Between Palmerston North and Dubrovnik Cost of Living Comparison Between Palmerston North and Dubrovnik

๐Ÿ˜ Solo nomad: Palmerston North is 2.7% more expensive than Dubrovnik without rent, and 14.4% cheaper with rent.
๐Ÿ™‚ Family of 3: Palmerston North is 1.7% cheaper than Dubrovnik without rent, and 1.4% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Palmerston North
Dubrovnik
Difference
Meal at Budget Restaurant
$16.75 NZ$28.47
$17.15 โ‚ฌ14.54
-2.33%
Three-Course Dinner for Two, Mid-Range
$72.7 NZ$124
$82.0 โ‚ฌ69.5
-11.32%
Fast Food Meal (McDonalds, etc)
$12.19 NZ$20.73
$12.28 โ‚ฌ10.42
-0.73%
Cappuccino
$3.53 NZ$6.00
$3.51 โ‚ฌ2.98
0.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.29 NZ$3.90
$4.82 โ‚ฌ4.09
-52.49%
Water (0.33 liter bottle)
$2.15 NZ$3.65
$3.75 โ‚ฌ3.18
-42.67%
Local Beer (0.5 liter draught)
$7.11 NZ$12.10
$7.01 โ‚ฌ5.94
1.43%
Imported Beer (0.33 liter bottle)
$6.32 NZ$10.74
$4.60 โ‚ฌ3.90
37.39%
๐Ÿ›’ Groceries & Markets
Palmerston North
Dubrovnik
Difference
Milk (1 liter)
$1.91 NZ$3.24
$1.23 โ‚ฌ1.04
55.28%
White Bread (500g)
$2.10 NZ$3.57
$1.52 โ‚ฌ1.29
38.16%
Rice (white) (1kg)
$1.77 NZ$3.02
$2.21 โ‚ฌ1.88
-19.91%
Eggs
$5.31 NZ$9.03
$4.51 โ‚ฌ3.83
17.74%
Local Cheese (1kg)
$7.93 NZ$13.48
$12.27 โ‚ฌ10.41
-35.37%
Chicken Fillets (1kg)
$9.26 NZ$15.75
$12.50 โ‚ฌ10.60
-25.92%
Beef Round Steak (1kg)
$12.17 NZ$20.70
$10.40 โ‚ฌ8.82
17.02%
Apples (1kg)
$2.45 NZ$4.16
$1.66 โ‚ฌ1.41
47.59%
Banana (1kg)
$1.89 NZ$3.21
$1.68 โ‚ฌ1.42
12.50%
Oranges (1kg)
$2.44 NZ$4.14
$1.95 โ‚ฌ1.66
25.13%
Tomato (1kg)
$3.49 NZ$5.94
$2.62 โ‚ฌ2.22
33.21%
Potato (1kg)
$2.12 NZ$3.61
$1.18 โ‚ฌ1.00
79.66%
Onion (1kg)
$2.16 NZ$3.67
$0.87 โ‚ฌ0.74
148.28%
Lettuce (1 head)
$2.07 NZ$3.52
$1.58 โ‚ฌ1.34
31.01%
Water (1.5 liter bottle)
$0.98 NZ$1.66
$1.29 โ‚ฌ1.09
-24.03%
Cigarettes 20 Pack (Marlboro, Camel)
$20.55 NZ$34.93
$5.36 โ‚ฌ4.55
283.40%
Wine (Bottle)
$9.07 NZ$15.42
$4.65 โ‚ฌ3.94
95.05%
Local Beer (0.5 liter bottle)
$2.53 NZ$4.29
$1.35 โ‚ฌ1.14
87.41%
Imported Beer (0.33 liter bottle)
$5.47 NZ$9.30
$3.00 โ‚ฌ2.54
82.33%
๐ŸšŒ Getting Around
Palmerston North
Dubrovnik
Difference
One-way Ticket (Public Transport)
$4.63 NZ$7.86
$2.56 โ‚ฌ2.17
80.86%
Public Transport Monthly Pass (Regular Price)
$29.84 NZ$50.7
$57.6 โ‚ฌ48.84
-48.19%
Taxi Start (Normal Tariff)
$2.44 NZ$4.15
$3.03 โ‚ฌ2.57
-19.47%
Taxi (Normal Tariff) (1km)
$1.87 NZ$3.18
$1.13 โ‚ฌ0.96
65.49%
Taxi 1hour Waiting (Normal Tariff)
$16.86 NZ$28.67
$7.56 โ‚ฌ6.41
123.02%
Gasoline (1 liter)
$1.73 NZ$2.94
$1.79 โ‚ฌ1.52
-3.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.8K NZ$32.0K
$38.0K โ‚ฌ32.3K
-50.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K NZ$36.4K
$26.4K โ‚ฌ22.4K
-18.99%
๐Ÿงพ Monthly Utilities & Internet
Palmerston North
Dubrovnik
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$88.0 NZ$150
$188 โ‚ฌ159
-53.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.87 NZ$62.7
$22.88 โ‚ฌ19.40
61.15%
Internet (50+ Mbps, Unlimited Data)
$47.64 NZ$81.0
$27.18 โ‚ฌ23.05
75.28%
๐ŸŽ‰ Sport & Entertainment
Palmerston North
Dubrovnik
Difference
Gym Membership (Monthly)
$35.20 NZ$59.9
$72.2 โ‚ฌ61.2
-51.25%
Tennis Court (1 Hour on Weekend)
$13.28 NZ$22.58
$24.69 โ‚ฌ20.94
-46.21%
Cinema Ticket
$9.16 NZ$15.57
$8.42 โ‚ฌ7.14
8.79%
๐Ÿงธ Childcare & Education
Palmerston North
Dubrovnik
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$995 NZ$1,692
$93.4 โ‚ฌ79.2
965.36%
International Primary School, 1 Child (Yearly)
$6,171 NZ$10.5K
$8,140 โ‚ฌ6,902
-24.18%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Palmerston North
Dubrovnik
Difference
Jeans (Levis 501 Or Similar)
$57.1 NZ$97.0
$75.0 โ‚ฌ63.6
-23.92%
Summer Dress (H&M, Zara, etc)
$38.08 NZ$64.7
$29.34 โ‚ฌ24.88
29.79%
Sport Shoes (Adidas, Nike)
$90.5 NZ$154
$69.0 โ‚ฌ58.5
31.15%
Men's Leather Business Shoes
$93.4 NZ$159
$80.5 โ‚ฌ68.3
15.97%
๐Ÿ  Accommodation & Living
Palmerston North
Dubrovnik
Difference
1-bedroom Apartment, City Center (Monthly)
$841 NZ$1,429
$1,238 โ‚ฌ1,050
-32.11%
1-bedroom Apartment, Outside City Center (Monthly)
$688 NZ$1,170
$884 โ‚ฌ749
-22.15%
3-bedroom Apartment, City Center (Monthly)
$1,546 NZ$2,628
$1,769 โ‚ฌ1,500
-12.60%
3-bedroom Apartment, Outside City Center (Monthly)
$1,366 NZ$2,322
$1,212 โ‚ฌ1,028
12.67%
Buy Apartment in City Center (m2)
$2,184 NZ$3,713
$8,474 โ‚ฌ7,186
-74.23%
Buy Apartment Outside City Center (m2)
$1,910 NZ$3,246
$4,421 โ‚ฌ3,749
-56.81%
๐Ÿ’ต Salaries & Financials
Palmerston North
Dubrovnik
Difference
Average Monthly Net Salary (After Tax)
$2,576 NZ$4,380
$1,530 โ‚ฌ1,297
68.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
4.66
43.56%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Palmerston North: April 13, 2026

Last update for Dubrovnik: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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