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Cost of Living Comparison Between Palmerston North and Auckland Cost of Living Comparison Between Palmerston North and Auckland

🙂 Solo nomad: Palmerston North is 25.7% cheaper than Auckland without rent, and 28% cheaper with rent.
🙂 Family of 3: Palmerston North is 25.8% cheaper than Auckland without rent, and 19.2% cheaper with rent.
Currency
🍽 Eating Out
Palmerston North
Auckland
Difference
Meal at Budget Restaurant
$16.82 NZ$27.91
$15.02 NZ$24.93
11.98%
Three-Course Dinner for Two, Mid-Range
$72.3 NZ$120
$79.8 NZ$132
-9.44%
Fast Food Meal (McDonalds, etc)
$12.00 NZ$19.91
$9.73 NZ$16.16
23.33%
Cappuccino
$3.43 NZ$5.70
$3.45 NZ$5.72
-0.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.30 NZ$3.82
$2.38 NZ$3.94
-3.36%
Water (0.33 liter bottle)
$2.16 NZ$3.59
$2.20 NZ$3.66
-1.82%
Local Beer (0.5 liter draught)
$7.43 NZ$12.33
$7.35 NZ$12.20
1.09%
Imported Beer (0.33 liter bottle)
$6.41 NZ$10.64
$7.09 NZ$11.77
-9.59%
🛒 Groceries & Markets
Palmerston North
Auckland
Difference
Milk (1 liter)
$1.98 NZ$3.28
$1.75 NZ$2.90
13.14%
White Bread (500g)
$2.06 NZ$3.41
$2.07 NZ$3.43
-0.48%
Rice (white) (1kg)
$1.84 NZ$3.05
$1.93 NZ$3.20
-4.66%
Eggs
$5.40 NZ$8.97
$6.85 NZ$11.38
-21.17%
Local Cheese (1kg)
$8.04 NZ$13.35
$8.56 NZ$14.21
-6.07%
Chicken Fillets (1kg)
$9.44 NZ$15.67
$9.33 NZ$15.49
1.18%
Beef Round Steak (1kg)
$12.58 NZ$20.88
$13.03 NZ$21.63
-3.45%
Apples (1kg)
$2.45 NZ$4.07
$2.79 NZ$4.63
-12.19%
Banana (1kg)
$1.90 NZ$3.15
$2.21 NZ$3.68
-14.03%
Oranges (1kg)
$2.45 NZ$4.07
$3.32 NZ$5.51
-26.20%
Tomato (1kg)
$3.42 NZ$5.67
$4.15 NZ$6.89
-17.59%
Potato (1kg)
$2.13 NZ$3.54
$1.98 NZ$3.29
7.58%
Onion (1kg)
$2.18 NZ$3.61
$1.71 NZ$2.84
27.49%
Lettuce (1 head)
$2.04 NZ$3.39
$1.96 NZ$3.25
4.08%
Water (1.5 liter bottle)
$0.93 NZ$1.55
$1.27 NZ$2.12
-26.77%
Cigarettes 20 Pack (Marlboro, Camel)
$20.41 NZ$33.88
$25.20 NZ$41.84
-19.01%
Wine (Bottle)
$8.88 NZ$14.74
$10.82 NZ$17.96
-17.93%
Local Beer (0.5 liter bottle)
$2.46 NZ$4.08
$2.99 NZ$4.96
-17.73%
Imported Beer (0.33 liter bottle)
$5.22 NZ$8.67
$3.96 NZ$6.58
31.82%
🚌 Getting Around
Palmerston North
Auckland
Difference
One-way Ticket (Public Transport)
$4.66 NZ$7.73
$2.80 NZ$4.64
66.43%
Public Transport Monthly Pass (Regular Price)
$30.69 NZ$51.0
$129 NZ$215
-76.26%
Taxi Start (Normal Tariff)
$2.40 NZ$3.98
$2.10 NZ$3.48
14.29%
Taxi (Normal Tariff) (1km)
$1.85 NZ$3.07
$1.91 NZ$3.17
-3.14%
Taxi 1hour Waiting (Normal Tariff)
$17.03 NZ$28.27
$34.65 NZ$57.5
-50.85%
Gasoline (1 liter)
$1.65 NZ$2.74
$1.69 NZ$2.81
-2.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.7K NZ$31.1K
$27.8K NZ$46.1K
-32.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.5K NZ$35.7K
$22.1K NZ$36.7K
-2.73%
🧾 Monthly Utilities & Internet
Palmerston North
Auckland
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$89.1 NZ$148
$144 NZ$239
-38.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.37 NZ$62.0
$30.99 NZ$51.5
20.59%
Internet (50+ Mbps, Unlimited Data)
$47.14 NZ$78.3
$48.92 NZ$81.2
-3.64%
🎉 Sport & Entertainment
Palmerston North
Auckland
Difference
Gym Membership (Monthly)
$35.67 NZ$59.2
$35.17 NZ$58.4
1.42%
Tennis Court (1 Hour on Weekend)
$12.82 NZ$21.29
$16.67 NZ$27.68
-23.10%
Cinema Ticket
$9.26 NZ$15.38
$15.19 NZ$25.22
-39.04%
🧸 Childcare & Education
Palmerston North
Auckland
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,024 NZ$1,699
$892 NZ$1,481
14.74%
International Primary School, 1 Child (Yearly)
$6,169 NZ$10.2K
$13.6K NZ$22.6K
-54.75%
👕👟 Clothing & Footwear
Palmerston North
Auckland
Difference
Jeans (Levis 501 Or Similar)
$56.9 NZ$94.5
$70.5 NZ$117
-19.22%
Summer Dress (H&M, Zara, etc)
$38.31 NZ$63.6
$50.8 NZ$84.4
-24.63%
Sport Shoes (Adidas, Nike)
$92.6 NZ$154
$99.6 NZ$165
-7.03%
Men's Leather Business Shoes
$91.8 NZ$152
$124 NZ$206
-26.15%
🏠 Accommodation & Living
Palmerston North
Auckland
Difference
1-bedroom Apartment, City Center (Monthly)
$856 NZ$1,421
$1,264 NZ$2,098
-32.27%
1-bedroom Apartment, Outside City Center (Monthly)
$684 NZ$1,135
$1,135 NZ$1,884
-39.74%
3-bedroom Apartment, City Center (Monthly)
$1,562 NZ$2,592
$2,496 NZ$4,144
-37.44%
3-bedroom Apartment, Outside City Center (Monthly)
$1,396 NZ$2,317
$1,845 NZ$3,063
-24.34%
Buy Apartment in City Center (m2)
$2,216 NZ$3,678
$7,457 NZ$12.4K
-70.29%
Buy Apartment Outside City Center (m2)
$2,018 NZ$3,350
$5,161 NZ$8,567
-60.89%
💵 Salaries & Financials
Palmerston North
Auckland
Difference
Average Monthly Net Salary (After Tax)
$2,565 NZ$4,259
$3,314 NZ$5,501
-22.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
6.37
5.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Palmerston North: February 10, 2026

Last update for Auckland: February 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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