Last update: Oct 2026

Cost of Living Comparison Between Pale and Ubud, Bali

For one person, living is cheaper in Pale: $975 a month against $1,353 in Ubud, Bali, rent and utilities included – about $4,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

47

Cost of Living Index in Pale
Learn more

Pale Living Index
66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Pale

🇧🇦 Bosnia and Herzegovina

$975

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Pale and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pale and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $975 per month in Pale vs $1,353 in Ubud, Bali, rent included.

Pale $975
Ubud, Bali $1,353

A couple spends around $1,472 per month in Pale vs $2,297 in Ubud, Bali, rent included.

Pale $1,472
Ubud, Bali $2,297

A family of three spends $1,970 per month in Pale vs $3,241 in Ubud, Bali, rent included.

Pale $1,970
Ubud, Bali $3,241

Pale is about 28% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Pale sits 28% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.48 BAM 14.74

$3.23 Rp 58.1K

162.54%

Three-Course Dinner for Two, Mid-Range

$40.49 BAM 70.4

$34.88 Rp 627.8K

16.08%

Fast Food Meal (McDonalds, etc)

$8.43 BAM 14.66

$5.70 Rp 102.5K

47.89%

Cappuccino

$1.76 BAM 3.07

$2.62 Rp 47.1K

-32.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 BAM 3.86

$1.72 Rp 31.0K

29.07%

Water (0.33 liter bottle)

$1.41 BAM 2.45

$0.81 Rp 14.6K

74.07%

Local Beer (0.5 liter draught)

$2.50 BAM 4.34

$2.65 Rp 47.7K

-5.66%

Imported Beer (0.33 liter bottle)

$2.79 BAM 4.85

$4.37 Rp 78.6K

-36.16%

Milk (1 liter)

$1.43 BAM 2.49

$1.57 Rp 28.3K

-8.92%

White Bread (500g)

$1.16 BAM 2.01

$2.19 Rp 39.5K

-47.03%

Rice (white) (1kg)

$1.62 BAM 2.82

$1.18 Rp 21.2K

37.29%

Eggs

$2.84 BAM 4.94

$2.16 Rp 38.8K

31.48%

Local Cheese (1kg)

$9.56 BAM 16.62

$17.65 Rp 317.7K

-45.84%

Chicken Fillets (1kg)

$7.89 BAM 13.72

$3.78 Rp 68.0K

108.73%

Beef Round Steak (1kg)

$14.15 BAM 24.60

$11.95 Rp 215.1K

18.41%

Apples (1kg)

$1.41 BAM 2.45

$3.60 Rp 64.8K

-60.83%

Banana (1kg)

$1.92 BAM 3.33

$1.59 Rp 28.6K

20.75%

Oranges (1kg)

$2.16 BAM 3.76

$2.31 Rp 41.6K

-6.49%

Tomato (1kg)

$2.01 BAM 3.49

$1.91 Rp 34.3K

5.24%

Potato (1kg)

$1.01 BAM 1.76

$1.78 Rp 32.1K

-43.26%

Onion (1kg)

$1.41 BAM 2.45

$2.33 Rp 41.9K

-39.48%

Lettuce (1 head)

$1.18 BAM 2.05

$1.00 Rp 18.0K

18.00%

Water (1.5 liter bottle)

$0.91 BAM 1.58

$0.53 Rp 9,509

71.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.87 BAM 6.72

$2.29 Rp 41.1K

69.00%

Wine (Bottle)

$7.45 BAM 12.95

$22.07 Rp 397.3K

-66.24%

Local Beer (0.5 liter bottle)

$0.97 BAM 1.68

$2.35 Rp 42.2K

-58.72%

Imported Beer (0.33 liter bottle)

$1.53 BAM 2.66

$2.98 Rp 53.6K

-48.66%

One-way Ticket (Public Transport)

$1.27 BAM 2.21

$0.23 Rp 4,112

452.17%

Public Transport Monthly Pass (Regular Price)

$17.41 BAM 30.28

$8.90 Rp 160.2K

95.62%

Taxi Start (Normal Tariff)

$1.67 BAM 2.91

$0.47 Rp 8,466

255.32%

Taxi (Normal Tariff) (1km)

$1.17 BAM 2.04

$0.43 Rp 7,737

172.09%

Taxi 1hour Waiting (Normal Tariff)

$14.39 BAM 25.03

$5.47 Rp 98.4K

163.07%

Gasoline (1 liter)

$1.65 BAM 2.86

$0.83 Rp 14.9K

98.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K BAM 51.6K

$23.9K Rp 429.8M

24.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K BAM 39.9K

$32.8K Rp 590.1M

-30.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 BAM 295

$80.0 Rp 1.4M

112.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.16 BAM 28.10

$6.56 Rp 118.1K

146.34%

Internet (50+ Mbps, Unlimited Data)

$27.63 BAM 48.04

$18.60 Rp 334.8K

48.55%

Gym Membership (Monthly)

$22.73 BAM 39.53

$54.1 Rp 974.1K

-58.00%

Tennis Court (1 Hour on Weekend)

$8.79 BAM 15.28

$18.28 Rp 329.0K

-51.91%

Cinema Ticket

$5.65 BAM 9.83

$4.25 Rp 76.5K

32.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$206 BAM 359

$493 Rp 8.9M

-58.14%

International Primary School, 1 Child (Yearly)

$3,526 BAM 6,131

$5,597 Rp 100.7M

-37.01%

Jeans (Levis 501 Or Similar)

$83.5 BAM 145

$45.58 Rp 820.4K

83.11%

Summer Dress (H&M, Zara, etc)

$35.73 BAM 62.1

$34.96 Rp 629.4K

2.20%

Sport Shoes (Adidas, Nike)

$98.6 BAM 172

$77.7 Rp 1.4M

26.90%

Men's Leather Business Shoes

$122 BAM 211

$78.5 Rp 1.4M

54.84%

1-bedroom Apartment, City Center (Monthly)

$198 BAM 345

$1,131 Rp 20.4M

-82.48%

1-bedroom Apartment, Outside City Center (Monthly)

$162 BAM 281

$673 Rp 12.1M

-75.98%

3-bedroom Apartment, City Center (Monthly)

$275 BAM 479

$3,613 Rp 65.0M

-92.38%

3-bedroom Apartment, Outside City Center (Monthly)

$213 BAM 371

$1,702 Rp 30.6M

-87.46%

Buy Apartment in City Center (m2)

$1,331 BAM 2,315

$2,717 Rp 48.9M

-51.00%

Buy Apartment Outside City Center (m2)

$1,132 BAM 1,969

$2,241 Rp 40.3M

-49.48%

Average Monthly Net Salary (After Tax)

$735 BAM 1,278

$166 Rp 3.0M

341.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.08

13.78

-70.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pale: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pale

$236 24.2%

Ubud, Bali

$287 21.2% 21.8% $51

Monthly Utilities & Internet

Pale

$214 21.9%

Ubud, Bali

$105 7.8% 50.8% $108

Accommodation & Living

Pale

$162 16.6%

Ubud, Bali

$673 49.7% 316% $511

Clothing & Footwear

Pale

$153 15.7%

Ubud, Bali

$107 7.9% 30.2% $46

Eating Out

Pale

$147 15.1%

Ubud, Bali

$106 7.9% 27.5% $40

Sport & Entertainment

Pale

$34 3.5%

Ubud, Bali

$63 4.6% 84% $29

Getting Around

Pale

$30 3.1%

Ubud, Bali

$12 0.9% 58.6% $18

Cost Breakdown

A central one-bedroom costs $198 in Pale versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 342% higher in Pale, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $40.00 in Pale versus $35.00 in Ubud, Bali. Groceries tell a different story – $236 in Pale vs $287 in Ubud, Bali – so Pale wins on supermarket bills even if dining out costs more.

Good to know

🇧🇦 Pale

🇮🇩 Ubud, Bali

🕒 Local time

19:49 7:49 PM

01:49 1:49 AM

6 h ahead of Pale

🌤 Weather

👥 Population

12,569

74,800

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 22, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Pale Ubud, Bali 11,200 km ≈ 14 h nonstop flight

From you

Pale
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pale vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 39%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,462 per month in Pale and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pale, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $40.00 in Pale and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $975 in Pale and $1,353 in Ubud, Bali. That's a gap of about 39%.

A $1,500 monthly budget goes further in Pale, where all-in costs run around $975, than in Ubud, Bali at $1,353. In Pale it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Pale – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pale. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.