Last update: Oct 2026

Cost of Living Comparison Between Pagadian and Manila

For one person, living is cheaper in Pagadian: $731 a month against $943 in Manila, rent and utilities included – about $2,500 less a year. Rent and utilities account for about half of the difference.

Pagadian
🇵🇭 Philippines
$731
/mo nomad
Manila
🇵🇭 Philippines
$943
/mo nomad
Monthly Cost of Living

How much you'll spend in Pagadian and in Manila

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pagadian and in Manila actually costs, broken down by who's living it.

A single person spends $731 per month in Pagadian vs $943 in Manila, rent included.

  • Pagadian $731
  • Manila $943

A couple spends around $1,112 per month in Pagadian vs $1,505 in Manila, rent included.

  • Pagadian $1,112
  • Manila $1,505

A family of three spends $1,494 per month in Pagadian vs $2,067 in Manila, rent included.

  • Pagadian $1,494
  • Manila $2,067

Pagadian is about 23% cheaper than Manila, and outside of rent the biggest gap is in groceries.

Both Pagadian and Manila are more affordable than the global median – Pagadian 46% lower, Manila 30% lower.

Currency
🍽 Eating Out
Pagadian
Manila
Difference
Meal at Budget Restaurant
$3.97 ₱250
$5.54 ₱349
-28.34%
Three-Course Dinner for Two, Mid-Range
$16.95 ₱1,067
$27.42 ₱1,726
-38.18%
Fast Food Meal (McDonalds, etc)
$2.75 ₱173
$3.96 ₱249
-30.56%
Cappuccino
$1.91 ₱120
$2.47 ₱156
-22.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.80 ₱50.6
$1.38 ₱86.9
-42.03%
Water (0.33 liter bottle)
$0.25 ₱15.76
$0.83 ₱52.2
-69.88%
Local Beer (0.5 liter draught)
$1.46 ₱92.2
$1.17 ₱73.7
24.79%
Imported Beer (0.33 liter bottle)
$1.99 ₱125
$2.34 ₱147
-14.96%
🛒 Groceries & Markets
Pagadian
Manila
Difference
Milk (1 liter)
$1.69 ₱106
$1.88 ₱118
-10.11%
White Bread (500g)
$1.16 ₱73.1
$1.43 ₱89.8
-18.88%
Rice (white) (1kg)
$0.96 ₱60.8
$0.97 ₱61.4
-1.03%
Eggs
$1.87 ₱118
$2.29 ₱144
-18.34%
Local Cheese (1kg)
$5.47 ₱344
$7.53 ₱474
-27.36%
Chicken Fillets (1kg)
$4.27 ₱269
$4.75 ₱299
-10.11%
Beef Round Steak (1kg)
$7.29 ₱459
$6.77 ₱427
7.68%
Apples (1kg)
$2.35 ₱148
$3.35 ₱211
-29.85%
Banana (1kg)
$1.53 ₱96.4
$1.84 ₱116
-16.85%
Oranges (1kg)
$2.41 ₱151
$3.02 ₱190
-20.20%
Tomato (1kg)
$1.13 ₱71.3
$1.83 ₱115
-38.25%
Potato (1kg)
$2.01 ₱127
$2.23 ₱140
-9.87%
Onion (1kg)
$1.93 ₱121
$2.59 ₱163
-25.48%
Lettuce (1 head)
$0.92 ₱58.1
$2.10 ₱132
-56.19%
Water (1.5 liter bottle)
$0.55 ₱34.43
$0.59 ₱37.23
-6.78%
Cigarettes 20 Pack (Marlboro, Camel)
$2.87 ₱181
$3.12 ₱197
-8.01%
Wine (Bottle)
$7.48 ₱471
$9.49 ₱598
-21.18%
Local Beer (0.5 liter bottle)
$1.01 ₱63.8
$1.31 ₱82.7
-22.90%
Imported Beer (0.33 liter bottle)
$1.94 ₱122
$2.01 ₱127
-3.48%
🚌 Getting Around
Pagadian
Manila
Difference
One-way Ticket (Public Transport)
$0.26 ₱16.37
$0.46 ₱29.22
-43.48%
Public Transport Monthly Pass (Regular Price)
$11.25 ₱708
$12.78 ₱805
-11.97%
Taxi Start (Normal Tariff)
$0.78 ₱48.85
$0.77 ₱48.39
1.30%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.17
$0.23 ₱14.50
-8.70%
Taxi 1hour Waiting (Normal Tariff)
$1.88 ₱118
$1.85 ₱117
1.62%
Gasoline (1 liter)
$1.03 ₱64.9
$1.29 ₱81.0
-20.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K ₱1.3M
$21.6K ₱1.4M
-1.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.0K ₱1.2M
$19.4K ₱1.2M
-2.46%
🧾 Monthly Utilities & Internet
Pagadian
Manila
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 ₱7,875
$125 ₱7,851
0.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.14 ₱953
$15.84 ₱997
-4.42%
Internet (50+ Mbps, Unlimited Data)
$24.15 ₱1,521
$24.01 ₱1,511
0.58%
🎉 Sport & Entertainment
Pagadian
Manila
Difference
Gym Membership (Monthly)
$32.36 ₱2,037
$41.84 ₱2,634
-22.66%
Tennis Court (1 Hour on Weekend)
$4.70 ₱296
$5.89 ₱371
-20.20%
Cinema Ticket
$5.07 ₱319
$6.62 ₱417
-23.41%
🧸 Childcare & Education
Pagadian
Manila
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$130 ₱8,191
$612 ₱38.6K
-78.76%
International Primary School, 1 Child (Yearly)
$7,984 ₱502.7K
$8,736 ₱550.0K
-8.61%
👕👟 Clothing & Footwear
Pagadian
Manila
Difference
Jeans (Levis 501 Or Similar)
$32.64 ₱2,055
$58.1 ₱3,655
-43.77%
Summer Dress (H&M, Zara, etc)
$19.82 ₱1,248
$27.80 ₱1,750
-28.71%
Sport Shoes (Adidas, Nike)
$72.4 ₱4,556
$76.9 ₱4,840
-5.85%
Men's Leather Business Shoes
$55.1 ₱3,470
$56.5 ₱3,556
-2.44%
🏠 Accommodation & Living
Pagadian
Manila
Difference
1-bedroom Apartment, City Center (Monthly)
$266 ₱16.7K
$538 ₱33.9K
-50.58%
1-bedroom Apartment, Outside City Center (Monthly)
$171 ₱10.7K
$285 ₱17.9K
-40.07%
3-bedroom Apartment, City Center (Monthly)
$516 ₱32.5K
$1,933 ₱121.7K
-73.33%
3-bedroom Apartment, Outside City Center (Monthly)
$354 ₱22.3K
$662 ₱41.7K
-46.48%
Buy Apartment in City Center (m2)
$2,381 ₱149.9K
$4,397 ₱276.8K
-45.84%
Buy Apartment Outside City Center (m2)
$997 ₱62.8K
$2,461 ₱154.9K
-59.49%
💵 Salaries & Financials
Pagadian
Manila
Difference
Average Monthly Net Salary (After Tax)
-
$478 ₱30.1K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
7.43
-8.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pagadian: October 20, 2026

Last update for Manila: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Pagadian
$180
Manila
$219 21.7% $39
Accommodation & Living
Pagadian
$171
Manila
$285 66.9% $114
Monthly Utilities & Internet
Pagadian
$164
Manila
$165 0.1% $0.2
Clothing & Footwear
Pagadian
$81
Manila
$99 21.8% $18
Eating Out
Pagadian
$78
Manila
$105 34.1% $27
Sport & Entertainment
Pagadian
$43
Manila
$55 29.6% $13
Getting Around
Pagadian
$14
Manila
$17 17.4% $2.4

Cost Breakdown

A central one-bedroom costs $266 in Pagadian versus $538 in Manila. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $17.00 in Pagadian versus $27.00 in Manila. Monthly groceries follow the same trend: $180 vs $219 – making Pagadian the more affordable choice for daily food spending.

Good to know
🇵🇭 Pagadian
🇵🇭 Manila
🕒 Local time
20:32 8:32 PM
20:32 8:32 PM
Same time as Pagadian
🌤 Weather
👥 Population
199,060
1,780,148 Capital
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Pagadian Manila 800 km ≈ 1 h 30 min nonstop flight
From you
  • Pagadian
  • Manila

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pagadian vs Manila: Cost of Living - Frequently Asked Questions
How do living costs in Pagadian and in Manila compare overall?
Monthly costs with rent: $731 in Pagadian, $943 in Manila – roughly 29% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Pagadian compared to Manila?
For a comfortable life, plan on about $1,096 per month in Pagadian and $1,415 in Manila. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Pagadian and Manila?
Rent is clearly cheaper in Pagadian, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Pagadian or Manila?
Monthly expenses with rent come to $731 in Pagadian and $943 in Manila. That's a gap of about 29%.
How do commuting costs compare in Pagadian and in Manila?
Public transport costs about 14% less in Pagadian. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Pagadian, where all-in costs run around $731, than in Manila at $943. In Pagadian it covers expenses comfortably, while in Manila it requires careful planning or may not stretch far enough.
How does quality of life compare between Pagadian and Manila?
It depends on your priorities. Manila has an edge in some lifestyle areas, with costs from $731 in Pagadian to $943 in Manila. Climate, culture, job market, and personal taste all factor in.
Is Pagadian or Manila safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Pagadian and Manila?
If budget matters most, go with Pagadian. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manila makes more sense. Both are solid long-term options with distinct trade-offs.

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