Last update: Nov 2026

Cost of Living Comparison Between Oyster Bay, NY and Monterrey

For one person, living is cheaper in Monterrey: $1,641 a month against $2,789 in Oyster Bay, NY, rent and utilities included – about $13,800 less a year. Rent and utilities account for most of the difference.

132

Cost of Living Index in Oyster Bay, NY
Learn more

Oyster Bay, NY Living Index
78

Cost of Living Index in Monterrey
Learn more

Monterrey Living Index

Jump to prices

Oyster Bay, NY

🇺🇸 United States

$2,789

/mo nomad

Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Monthly Cost of Living

How much you'll spend in Oyster Bay, NY and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oyster Bay, NY and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,789 in Oyster Bay, NY versus $1,641 in Monterrey.

Oyster Bay, NY $2,789
Monterrey $1,641

Estimated couple costs with rent: $4,148 in Oyster Bay, NY versus $2,573 in Monterrey.

Oyster Bay, NY $4,148
Monterrey $2,573

Monthly costs for a family of three with rent: $5,507 in Oyster Bay, NY versus $3,504 in Monterrey.

Oyster Bay, NY $5,507
Monterrey $3,504

Living in Oyster Bay, NY is roughly 70% more expensive than in Monterrey, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Oyster Bay, NY 106% above, Monterrey 21% above.

Meal at Budget Restaurant

$24.67 $24.67

$13.37 MX$250

84.52%

Three-Course Dinner for Two, Mid-Range

$101 $101

$47.95 MX$897

111.53%

Fast Food Meal (McDonalds, etc)

$13.09 $13.09

$10.79 MX$202

21.32%

Cappuccino

$5.43 $5.43

$3.77 MX$70.4

44.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 $2.24

$1.51 MX$28.26

48.34%

Water (0.33 liter bottle)

$1.58 $1.58

$1.03 MX$19.25

53.40%

Local Beer (0.5 liter draught)

$9.14 $9.14

$2.48 MX$46.41

268.55%

Imported Beer (0.33 liter bottle)

$8.11 $8.11

$4.36 MX$81.5

86.01%

Milk (1 liter)

$1.30 $1.30

$1.89 MX$35.43

-31.22%

White Bread (500g)

$4.25 $4.25

$2.85 MX$53.3

49.12%

Rice (white) (1kg)

$6.05 $6.05

$1.86 MX$34.71

225.27%

Eggs

$5.98 $5.98

$2.47 MX$46.12

142.11%

Local Cheese (1kg)

$14.16 $14.16

$11.81 MX$221

19.90%

Chicken Fillets (1kg)

$10.24 $10.24

$8.97 MX$168

14.16%

Beef Round Steak (1kg)

$20.11 $20.11

$12.57 MX$235

59.98%

Apples (1kg)

$5.45 $5.45

$3.20 MX$59.8

70.31%

Banana (1kg)

$1.74 $1.74

$1.50 MX$28.12

16.00%

Oranges (1kg)

$4.24 $4.24

$2.12 MX$39.74

100.00%

Tomato (1kg)

$5.26 $5.26

$2.33 MX$43.64

125.75%

Potato (1kg)

$2.98 $2.98

$2.22 MX$41.58

34.23%

Onion (1kg)

$3.36 $3.36

$2.58 MX$48.34

30.23%

Lettuce (1 head)

$2.92 $2.92

$1.45 MX$27.04

101.38%

Water (1.5 liter bottle)

$2.93 $2.93

$1.22 MX$22.85

140.16%

Cigarettes 20 Pack (Marlboro, Camel)

$11.67 $11.67

$4.80 MX$89.7

143.13%

Wine (Bottle)

$15.13 $15.13

$13.30 MX$249

13.76%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.93 MX$36.14

-8.29%

Imported Beer (0.33 liter bottle)

$3.56 $3.56

$2.86 MX$53.4

24.48%

One-way Ticket (Public Transport)

$2.29 $2.29

$0.80 MX$14.94

186.25%

Public Transport Monthly Pass (Regular Price)

$66.8 $66.8

$30.94 MX$579

115.77%

Taxi Start (Normal Tariff)

$2.95 $2.95

$1.83 MX$34.28

61.20%

Taxi (Normal Tariff) (1km)

$2.10 $2.10

$1.06 MX$19.78

98.11%

Taxi 1hour Waiting (Normal Tariff)

$23.60 $23.60

$10.82 MX$202

118.11%

Gasoline (1 liter)

$1.16 $1.16

$1.47 MX$27.54

-21.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K $27.8K

$24.1K MX$450.4K

15.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$23.5K MX$440.2K

12.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 $216

$115 MX$2,144

88.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.3 $74.3

$26.37 MX$493

181.76%

Internet (50+ Mbps, Unlimited Data)

$66.1 $66.1

$25.70 MX$481

157.08%

Gym Membership (Monthly)

$39.46 $39.46

$30.53 MX$571

29.25%

Tennis Court (1 Hour on Weekend)

$21.27 MX$398

Cinema Ticket

$15.24 $15.24

$4.96 MX$92.8

207.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,732 $1,732

$679 MX$12.7K

155.20%

International Primary School, 1 Child (Yearly)

$20.5K $20.5K

$14.2K MX$265.3K

44.51%

Jeans (Levis 501 Or Similar)

$49.05 $49.05

$72.2 MX$1,350

-32.06%

Summer Dress (H&M, Zara, etc)

$58.5 $58.5

$41.94 MX$784

39.46%

Sport Shoes (Adidas, Nike)

$88.2 $88.2

$107 MX$2,011

-17.94%

Men's Leather Business Shoes

$148 $148

$119 MX$2,219

24.76%

1-bedroom Apartment, City Center (Monthly)

$1,588 $1,588

$1,018 MX$19.0K

56.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,292 $1,292

$722 MX$13.5K

79.09%

3-bedroom Apartment, City Center (Monthly)

$2,544 $2,544

$1,966 MX$36.8K

29.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,107 $2,107

$1,416 MX$26.5K

48.82%

Buy Apartment in City Center (m2)

$2,751 $2,751

$4,203 MX$78.6K

-34.54%

Buy Apartment Outside City Center (m2)

$2,351 $2,351

$2,782 MX$52.0K

-15.50%

Average Monthly Net Salary (After Tax)

$6,945 $6,945

$1,096 MX$20.5K

533.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

11.79

-43.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyster Bay, NY: November 1, 2026

Last update for Monterrey: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oyster Bay, NY

$1.3K 46.3%

Monterrey

$722 44% 44.2% $571

Groceries & Markets

Oyster Bay, NY

$447 16%

Monterrey

$302 18.4% 32.5% $145

Eating Out

Oyster Bay, NY

$379 13.6%

Monterrey

$216 13.2% 43.1% $163

Monthly Utilities & Internet

Oyster Bay, NY

$357 12.8%

Monterrey

$167 10.2% 53.3% $190

Clothing & Footwear

Oyster Bay, NY

$155 5.6%

Monterrey

$153 9.3% 1% $1.6

Getting Around

Oyster Bay, NY

$89 3.2%

Monterrey

$41 2.5% 53.8% $48

Sport & Entertainment

Oyster Bay, NY

$70 2.5%

Monterrey

$40 2.5% 42.2% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,588 in Oyster Bay, NY and $1,018 in Monterrey. Housing cost is often the main lever when comparing two cities.

Oyster Bay, NY pays about 6.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $101 in Oyster Bay, NY vs $48 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $447 vs $302 per month, with Monterrey cheaper across the board.

Good to know

🇺🇸 Oyster Bay, NY

🇲🇽 Monterrey

🕒 Local time

16:33 4:33 PM

15:33 3:33 PM

1 h behind Oyster Bay, NY

🌤 Weather

👥 Population

301,332

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.895 EUR

100 MXN = 5.35 USD

100 MXN = 4.78 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

MXN to USD in detail →

On the map

Lowest

Highest

Between locations

Oyster Bay, NY Monterrey 2,990 km ≈ 4 h 15 min nonstop flight

From you

Oyster Bay, NY
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyster Bay, NY vs Monterrey: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,789 in Oyster Bay, NY and $1,641 in Monterrey, so Monterrey is about 41% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Oyster Bay, NY is about 6.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,588 in Oyster Bay, NY versus $1,018 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $101 in Oyster Bay, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,789 per month in Oyster Bay, NY versus $1,641 in Monterrey – Monterrey is about 41% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 41% less than in Oyster Bay, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.