Last update: Oct 2026

Cost of Living Comparison Between Oyster Bay, NY and Austin, TX

For one person, living costs are similar in Oyster Bay, NY and in Austin, TX: $2,743 and $2,698 a month, rent and utilities included.

132

Cost of Living Index in Oyster Bay, NY
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Oyster Bay, NY Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Oyster Bay, NY

🇺🇸 United States

$2,743

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Oyster Bay, NY and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oyster Bay, NY and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,743 in Oyster Bay, NY versus $2,698 in Austin, TX.

Oyster Bay, NY $2,743
Austin, TX $2,698

Estimated couple costs with rent: $4,068 in Oyster Bay, NY versus $4,160 in Austin, TX.

Oyster Bay, NY $4,068
Austin, TX $4,160

Monthly costs for a family of three with rent: $5,394 in Oyster Bay, NY versus $5,622 in Austin, TX.

Oyster Bay, NY $5,394
Austin, TX $5,622

Living in Oyster Bay, NY is roughly 2% more expensive than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Oyster Bay, NY 102% above, Austin, TX 99% above.

Meal at Budget Restaurant

$25.25 $25.25

$20.63 $20.63

22.39%

Three-Course Dinner for Two, Mid-Range

$102 $102

$84.6 $84.6

20.30%

Fast Food Meal (McDonalds, etc)

$13.09 $13.09

$12.07 $12.07

8.45%

Cappuccino

$5.57 $5.57

$5.48 $5.48

1.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 $2.13

$3.80 $3.80

-43.95%

Water (0.33 liter bottle)

$1.53 $1.53

$2.47 $2.47

-38.06%

Local Beer (0.5 liter draught)

$9.21 $9.21

$8.05 $8.05

14.41%

Imported Beer (0.33 liter bottle)

$8.06 $8.06

$8.88 $8.88

-9.23%

Milk (1 liter)

$1.31 $1.31

$1.11 $1.11

18.02%

White Bread (500g)

$4.23 $4.23

$3.72 $3.72

13.71%

Rice (white) (1kg)

$5.89 $5.89

$3.37 $3.37

74.78%

Eggs

$5.92 $5.92

$4.32 $4.32

37.04%

Local Cheese (1kg)

$13.85 $13.85

$13.13 $13.13

5.48%

Chicken Fillets (1kg)

$10.37 $10.37

$14.15 $14.15

-26.71%

Beef Round Steak (1kg)

$19.57 $19.57

$16.33 $16.33

19.84%

Apples (1kg)

$5.25 $5.25

$4.55 $4.55

15.38%

Banana (1kg)

$1.76 $1.76

$1.46 $1.46

20.55%

Oranges (1kg)

$4.14 $4.14

$4.71 $4.71

-12.10%

Tomato (1kg)

$5.29 $5.29

$4.15 $4.15

27.47%

Potato (1kg)

$3.14 $3.14

$2.58 $2.58

21.71%

Onion (1kg)

$3.39 $3.39

$2.35 $2.35

44.26%

Lettuce (1 head)

$2.84 $2.84

$1.77 $1.77

60.45%

Water (1.5 liter bottle)

$2.94 $2.94

$2.14 $2.14

37.38%

Cigarettes 20 Pack (Marlboro, Camel)

$11.75 $11.75

$10.10 $10.10

16.34%

Wine (Bottle)

$14.77 $14.77

$15.19 $15.19

-2.76%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.82 $2.82

-37.94%

Imported Beer (0.33 liter bottle)

$3.49 $3.49

$3.44 $3.44

1.45%

One-way Ticket (Public Transport)

$2.05 $2.05

$1.54 $1.54

33.12%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.96 $2.96

$2.80 $2.80

5.71%

Taxi (Normal Tariff) (1km)

$2.07 $2.07

$1.60 $1.60

29.37%

Taxi 1hour Waiting (Normal Tariff)

$24.42 $24.42

$34.34 $34.34

-28.89%

Gasoline (1 liter)

$1.11 $1.11

$0.94 $0.94

18.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$34.0K $34.0K

-19.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$26.8K $26.8K

-2.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 $210

$223 $223

-5.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.8 $75.8

$58.9 $58.9

28.74%

Internet (50+ Mbps, Unlimited Data)

$65.8 $65.8

$70.6 $70.6

-6.79%

Gym Membership (Monthly)

$41.68 $41.68

$57.7 $57.7

-27.76%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$15.06 $15.06

$14.26 $14.26

5.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,027 $2,027

$1,511 $1,511

34.19%

International Primary School, 1 Child (Yearly)

$15.8K $15.8K

$20.9K $20.9K

-24.55%

Jeans (Levis 501 Or Similar)

$49.56 $49.56

$51.3 $51.3

-3.34%

Summer Dress (H&M, Zara, etc)

$57.7 $57.7

$44.17 $44.17

30.63%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$87.0 $87.0

-2.15%

Men's Leather Business Shoes

$149 $149

$104 $104

42.91%

1-bedroom Apartment, City Center (Monthly)

$1,587 $1,587

$1,940 $1,940

-18.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,317 $1,317

$1,316 $1,316

0.02%

3-bedroom Apartment, City Center (Monthly)

$2,528 $2,528

$3,664 $3,664

-31.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,128 $2,128

$2,565 $2,565

-17.07%

Buy Apartment in City Center (m2)

$2,637 $2,637

$7,354 $7,354

-64.15%

Buy Apartment Outside City Center (m2)

$2,351 $2,351

$3,129 $3,129

-24.87%

Average Monthly Net Salary (After Tax)

$7,123 $7,123

$5,286 $5,286

34.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

6.79

-0.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyster Bay, NY: October 18, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oyster Bay, NY

$1.3K 48%

Austin, TX

$1.3K 48.8% 0% $0.3

Groceries & Markets

Oyster Bay, NY

$443 16.1%

Austin, TX

$406 15.1% 8.3% $37

Eating Out

Oyster Bay, NY

$385 14%

Austin, TX

$350 13% 9% $35

Monthly Utilities & Internet

Oyster Bay, NY

$351 12.8%

Austin, TX

$352 13.1% 0.2% $0.6

Clothing & Footwear

Oyster Bay, NY

$154 5.6%

Austin, TX

$129 4.8% 16% $25

Sport & Entertainment

Oyster Bay, NY

$72 2.6%

Austin, TX

$86 3.2% 20.1% $14

Getting Around

Oyster Bay, NY

$22 * 0.8%

Austin, TX

$58 2.2% 169% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,587 in Oyster Bay, NY and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Oyster Bay, NY pays 35% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $102 in Oyster Bay, NY vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $443 vs $406 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Oyster Bay, NY

🇺🇸 Austin, TX

🕒 Local time

08:26 8:26 AM

07:26 7:26 AM

1 h behind Oyster Bay, NY

🌤 Weather

👥 Population

301,332

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Oyster Bay, NY Austin, TX 2,470 km ≈ 3 h 30 min nonstop flight

From you

Oyster Bay, NY
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyster Bay, NY vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 2% lower than in Oyster Bay, NY. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 35% higher in Oyster Bay, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,587 in Oyster Bay, NY versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,027 in Oyster Bay, NY versus $1,511 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Austin, TX – a meal for two runs $85.0 versus $102 in Oyster Bay, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Oyster Bay, NY and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 2% less than in Oyster Bay, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.