Cost of Living Comparison Between Oyster Bay, NY and Austin, TX Cost of Living Comparison Between Oyster Bay, NY and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $2,535 in Oyster Bay, NY versus $2,695 in Austin, TX.

Estimated couple costs with rent: $3,716 in Oyster Bay, NY versus $4,184 in Austin, TX.

Monthly costs for a family of three with rent: $4,897 in Oyster Bay, NY versus $5,674 in Austin, TX.

Living in Oyster Bay, NY costs roughly 6% less than in Austin, TX, driven mainly by Getting Around.

Both cities are pricier than the global median: Oyster Bay, NY 84% above, Austin, TX 96% above.

Meal at Budget Restaurant

$18.69 $18.69

$19.82 $19.82

-5.70%

Three-Course Dinner for Two, Mid-Range

$80.8 $80.8

$83.9 $83.9

-3.65%

Fast Food Meal (McDonalds, etc)

$10.90 $10.90

$12.30 $12.30

-11.38%

Cappuccino

$5.33 $5.33

$5.48 $5.48

-2.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 $2.13

$3.72 $3.72

-42.74%

Water (0.33 liter bottle)

$1.52 $1.52

$2.36 $2.36

-35.59%

Local Beer (0.5 liter draught)

$8.13 $8.13

$7.76 $7.76

4.77%

Imported Beer (0.33 liter bottle)

$6.84 $6.84

$9.14 $9.14

-25.16%

Milk (1 liter)

$1.32 $1.32

$1.13 $1.13

16.81%

White Bread (500g)

$3.80 $3.80

$3.75 $3.75

1.33%

Rice (white) (1kg)

$6.20 $6.20

$3.43 $3.43

80.76%

Eggs

$5.61 $5.61

$4.35 $4.35

28.97%

Local Cheese (1kg)

$12.44 $12.44

$13.14 $13.14

-5.33%

Chicken Fillets (1kg)

$10.15 $10.15

$14.39 $14.39

-29.46%

Beef Round Steak (1kg)

$17.11 $17.11

$17.20 $17.20

-0.52%

Apples (1kg)

$5.53 $5.53

$4.49 $4.49

23.16%

Banana (1kg)

$1.70 $1.70

$1.44 $1.44

18.06%

Oranges (1kg)

$4.25 $4.25

$4.67 $4.67

-8.99%

Tomato (1kg)

$4.90 $4.90

$4.97 $4.97

-1.41%

Potato (1kg)

$3.01 $3.01

$3.00 $3.00

0.33%

Onion (1kg)

$3.65 $3.65

$2.69 $2.69

35.69%

Lettuce (1 head)

$2.88 $2.88

$1.85 $1.85

55.68%

Water (1.5 liter bottle)

$2.81 $2.81

$2.18 $2.18

28.90%

Cigarettes 20 Pack (Marlboro, Camel)

$11.32 $11.32

$9.45 $9.45

19.79%

Wine (Bottle)

$15.16 $15.16

$15.11 $15.11

0.33%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.89 $2.89

-39.45%

Imported Beer (0.33 liter bottle)

$3.54 $3.54

$3.49 $3.49

1.43%

One-way Ticket (Public Transport)

$1.81 $1.81

$1.64 $1.64

10.37%

Public Transport Monthly Pass (Regular Price)

$40.44 $40.44

Taxi Start (Normal Tariff)

$3.02 $3.02

$2.81 $2.81

7.47%

Taxi (Normal Tariff) (1km)

$2.09 $2.09

$1.58 $1.58

32.28%

Taxi 1hour Waiting (Normal Tariff)

$23.76 $23.76

$35.18 $35.18

-32.46%

Gasoline (1 liter)

$1.07 $1.07

$0.90 $0.90

18.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$35.9K $35.9K

-1.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$27.7K $27.7K

-7.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 $171

$222 $222

-22.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.7 $51.7

$58.3 $58.3

-11.33%

Internet (50+ Mbps, Unlimited Data)

$49.95 $49.95

$69.1 $69.1

-27.70%

Gym Membership (Monthly)

$41.03 $41.03

$66.2 $66.2

-37.98%

Tennis Court (1 Hour on Weekend)

$14.76 $14.76

Cinema Ticket

$14.24 $14.24

$13.78 $13.78

3.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,769 $1,769

$1,526 $1,526

15.90%

International Primary School, 1 Child (Yearly)

$15.9K $15.9K

$21.2K $21.2K

-25.21%

Jeans (Levis 501 Or Similar)

$41.85 $41.85

$54.6 $54.6

-23.28%

Summer Dress (H&M, Zara, etc)

$56.7 $56.7

$44.01 $44.01

28.88%

Sport Shoes (Adidas, Nike)

$76.9 $76.9

$89.7 $89.7

-14.31%

Men's Leather Business Shoes

$102 $102

$109 $109

-5.74%

1-bedroom Apartment, City Center (Monthly)

$1,729 $1,729

$1,942 $1,942

-10.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,204 $1,204

$1,258 $1,258

-4.31%

3-bedroom Apartment, City Center (Monthly)

$2,695 $2,695

$3,762 $3,762

-28.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,835 $1,835

$2,592 $2,592

-29.21%

Buy Apartment in City Center (m2)

$3,046 $3,046

$7,403 $7,403

-58.86%

Buy Apartment Outside City Center (m2)

$2,169 $2,169

$3,203 $3,203

-32.30%

Average Monthly Net Salary (After Tax)

$5,085 $5,085

20-Year Fixed Mortgage Interest Rate (Annual %)

6.17

6.44

-4.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyster Bay, NY: August 29, 2026

Last update for Austin, TX: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,729 in Oyster Bay, NY and $1,942 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $81.0 in Oyster Bay, NY vs $84.0 in Austin, TX. Groceries flip the comparison at $425 vs $417, with Austin, TX cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyster Bay, NY vs Austin, TX: Cost of Living - Frequently Asked Questions

Oyster Bay, NY wins on cost – living expenses run 6% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Oyster Bay, NY the obvious pick if budget is a priority.

You'd need roughly $3,802 in Oyster Bay, NY and $4,042 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,729 in Oyster Bay, NY versus $1,942 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,769 in Oyster Bay, NY versus $1,526 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Oyster Bay, NY – a meal for two runs $81.0 versus $84.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Oyster Bay, NY is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Oyster Bay, NY and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Oyster Bay, NY gentler on the wallet – expenses run 6% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.