Last update: Nov 2026

Cost of Living Comparison Between Monterrey and Oyster Bay, NY

For one person, living is cheaper in Monterrey: $1,641 a month against $2,789 in Oyster Bay, NY, rent and utilities included – about $13,800 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Monterrey
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Monterrey Living Index
132

Cost of Living Index in Oyster Bay, NY
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Oyster Bay, NY Living Index

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Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Oyster Bay, NY

🇺🇸 United States

$2,789

/mo nomad

Monthly Cost of Living

How much you'll spend in Monterrey and in Oyster Bay, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Oyster Bay, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,641 in Monterrey versus $2,789 in Oyster Bay, NY.

Monterrey $1,641
Oyster Bay, NY $2,789

Estimated couple costs with rent: $2,573 in Monterrey versus $4,148 in Oyster Bay, NY.

Monterrey $2,573
Oyster Bay, NY $4,148

Monthly costs for a family of three with rent: $3,504 in Monterrey versus $5,507 in Oyster Bay, NY.

Monterrey $3,504
Oyster Bay, NY $5,507

Living in Monterrey costs roughly 41% less than in Oyster Bay, NY, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Monterrey 21% above, Oyster Bay, NY 106% above.

Meal at Budget Restaurant

$13.37 MX$250

$24.67 $24.67

-45.80%

Three-Course Dinner for Two, Mid-Range

$47.95 MX$897

$101 $101

-52.73%

Fast Food Meal (McDonalds, etc)

$10.79 MX$202

$13.09 $13.09

-17.57%

Cappuccino

$3.77 MX$70.4

$5.43 $5.43

-30.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 MX$28.26

$2.24 $2.24

-32.59%

Water (0.33 liter bottle)

$1.03 MX$19.25

$1.58 $1.58

-34.81%

Local Beer (0.5 liter draught)

$2.48 MX$46.41

$9.14 $9.14

-72.87%

Imported Beer (0.33 liter bottle)

$4.36 MX$81.5

$8.11 $8.11

-46.24%

Milk (1 liter)

$1.89 MX$35.43

$1.30 $1.30

45.38%

White Bread (500g)

$2.85 MX$53.3

$4.25 $4.25

-32.94%

Rice (white) (1kg)

$1.86 MX$34.71

$6.05 $6.05

-69.26%

Eggs

$2.47 MX$46.12

$5.98 $5.98

-58.70%

Local Cheese (1kg)

$11.81 MX$221

$14.16 $14.16

-16.60%

Chicken Fillets (1kg)

$8.97 MX$168

$10.24 $10.24

-12.40%

Beef Round Steak (1kg)

$12.57 MX$235

$20.11 $20.11

-37.49%

Apples (1kg)

$3.20 MX$59.8

$5.45 $5.45

-41.28%

Banana (1kg)

$1.50 MX$28.12

$1.74 $1.74

-13.79%

Oranges (1kg)

$2.12 MX$39.74

$4.24 $4.24

-50.00%

Tomato (1kg)

$2.33 MX$43.64

$5.26 $5.26

-55.70%

Potato (1kg)

$2.22 MX$41.58

$2.98 $2.98

-25.50%

Onion (1kg)

$2.58 MX$48.34

$3.36 $3.36

-23.21%

Lettuce (1 head)

$1.45 MX$27.04

$2.92 $2.92

-50.34%

Water (1.5 liter bottle)

$1.22 MX$22.85

$2.93 $2.93

-58.36%

Cigarettes 20 Pack (Marlboro, Camel)

$4.80 MX$89.7

$11.67 $11.67

-58.87%

Wine (Bottle)

$13.30 MX$249

$15.13 $15.13

-12.10%

Local Beer (0.5 liter bottle)

$1.93 MX$36.14

$1.77 $1.77

9.04%

Imported Beer (0.33 liter bottle)

$2.86 MX$53.4

$3.56 $3.56

-19.66%

One-way Ticket (Public Transport)

$0.80 MX$14.94

$2.29 $2.29

-65.07%

Public Transport Monthly Pass (Regular Price)

$30.94 MX$579

$66.8 $66.8

-53.65%

Taxi Start (Normal Tariff)

$1.83 MX$34.28

$2.95 $2.95

-37.97%

Taxi (Normal Tariff) (1km)

$1.06 MX$19.78

$2.10 $2.10

-49.52%

Taxi 1hour Waiting (Normal Tariff)

$10.82 MX$202

$23.60 $23.60

-54.15%

Gasoline (1 liter)

$1.47 MX$27.54

$1.16 $1.16

26.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K MX$450.4K

$27.8K $27.8K

-13.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K MX$440.2K

$26.5K $26.5K

-11.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 MX$2,144

$216 $216

-47.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.37 MX$493

$74.3 $74.3

-64.51%

Internet (50+ Mbps, Unlimited Data)

$25.70 MX$481

$66.1 $66.1

-61.10%

Gym Membership (Monthly)

$30.53 MX$571

$39.46 $39.46

-22.63%

Tennis Court (1 Hour on Weekend)

$21.27 MX$398

Cinema Ticket

$4.96 MX$92.8

$15.24 $15.24

-67.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$679 MX$12.7K

$1,732 $1,732

-60.81%

International Primary School, 1 Child (Yearly)

$14.2K MX$265.3K

$20.5K $20.5K

-30.80%

Jeans (Levis 501 Or Similar)

$72.2 MX$1,350

$49.05 $49.05

47.20%

Summer Dress (H&M, Zara, etc)

$41.94 MX$784

$58.5 $58.5

-28.30%

Sport Shoes (Adidas, Nike)

$107 MX$2,011

$88.2 $88.2

21.86%

Men's Leather Business Shoes

$119 MX$2,219

$148 $148

-19.85%

1-bedroom Apartment, City Center (Monthly)

$1,018 MX$19.0K

$1,588 $1,588

-35.91%

1-bedroom Apartment, Outside City Center (Monthly)

$722 MX$13.5K

$1,292 $1,292

-44.16%

3-bedroom Apartment, City Center (Monthly)

$1,966 MX$36.8K

$2,544 $2,544

-22.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,416 MX$26.5K

$2,107 $2,107

-32.81%

Buy Apartment in City Center (m2)

$4,203 MX$78.6K

$2,751 $2,751

52.77%

Buy Apartment Outside City Center (m2)

$2,782 MX$52.0K

$2,351 $2,351

18.34%

Average Monthly Net Salary (After Tax)

$1,096 MX$20.5K

$6,945 $6,945

-84.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.79

6.72

75.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for Oyster Bay, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monterrey

$722 44%

Oyster Bay, NY

$1.3K 46.3% 79.1% $571

Groceries & Markets

Monterrey

$302 18.4%

Oyster Bay, NY

$447 16% 48.1% $145

Eating Out

Monterrey

$216 13.2%

Oyster Bay, NY

$379 13.6% 75.6% $163

Monthly Utilities & Internet

Monterrey

$167 10.2%

Oyster Bay, NY

$357 12.8% 114% $190

Clothing & Footwear

Monterrey

$153 9.3%

Oyster Bay, NY

$155 5.6% 1% $1.6

Getting Around

Monterrey

$41 2.5%

Oyster Bay, NY

$89 3.2% 117% $48

Sport & Entertainment

Monterrey

$40 2.5%

Oyster Bay, NY

$70 2.5% 72.9% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Monterrey and $1,588 in Oyster Bay, NY. Housing cost is often the main lever when comparing two cities.

Oyster Bay, NY pays about 6.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Monterrey vs $101 in Oyster Bay, NY for a mid-range dinner for two. Groceries echo the gap at $302 vs $447 per month, with Monterrey cheaper across the board.

Good to know

🇲🇽 Monterrey

🇺🇸 Oyster Bay, NY

🕒 Local time

15:46 3:46 PM

16:46 4:46 PM

1 h ahead of Monterrey

🌤 Weather

👥 Population

1,142,994

301,332

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.35 USD

100 MXN = 4.78 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to MXN in detail →

On the map

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Between locations

Monterrey Oyster Bay, NY 2,990 km ≈ 4 h 15 min nonstop flight

From you

Monterrey
Oyster Bay, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monterrey vs Oyster Bay, NY: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,641 in Monterrey and $2,789 in Oyster Bay, NY, so Monterrey is about 41% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 84% lower in Monterrey. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Monterrey versus $1,588 in Oyster Bay, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $101 in Oyster Bay, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,641 per month in Monterrey versus $2,789 in Oyster Bay, NY – Monterrey is about 41% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 41% less than in Oyster Bay, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.