Cost of Living Comparison Between Austin, TX and Oyster Bay, NY Cost of Living Comparison Between Austin, TX and Oyster Bay, NY

Monthly Cost of Living

Monthly costs for one person with rent: $2,719 in Austin, TX versus $2,549 in Oyster Bay, NY.

Estimated couple costs with rent: $4,117 in Austin, TX versus $3,774 in Oyster Bay, NY.

Monthly costs for a family of three with rent: $5,515 in Austin, TX versus $4,998 in Oyster Bay, NY.

Living in Austin, TX is roughly 7% more expensive than Oyster Bay, NY, driven mainly by Getting Around.

Both cities are pricier than the global median: Austin, TX 103% above, Oyster Bay, NY 90% above.

Meal at Budget Restaurant

$19.99 $19.99

$17.24 $17.24

15.95%

Three-Course Dinner for Two, Mid-Range

$76.2 $76.2

$102 $102

-25.16%

Fast Food Meal (McDonalds, etc)

$10.13 $10.13

$12.02 $12.02

-15.72%

Cappuccino

$5.49 $5.49

$5.41 $5.41

1.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 $2.72

$2.31 $2.31

17.75%

Water (0.33 liter bottle)

$2.14 $2.14

$1.62 $1.62

32.10%

Local Beer (0.5 liter draught)

$6.07 $6.07

$6.96 $6.96

-12.79%

Imported Beer (0.33 liter bottle)

$8.04 $8.04

$7.04 $7.04

14.20%

Milk (1 liter)

$1.09 $1.09

$1.27 $1.27

-14.17%

White Bread (500g)

$3.34 $3.34

$3.81 $3.81

-12.34%

Rice (white) (1kg)

$3.42 $3.42

$5.33 $5.33

-35.83%

Eggs

$4.32 $4.32

$4.85 $4.85

-10.93%

Local Cheese (1kg)

$11.80 $11.80

$14.01 $14.01

-15.77%

Chicken Fillets (1kg)

$10.68 $10.68

$10.08 $10.08

5.95%

Beef Round Steak (1kg)

$14.50 $14.50

$17.07 $17.07

-15.06%

Apples (1kg)

$4.79 $4.79

$4.92 $4.92

-2.64%

Banana (1kg)

$1.50 $1.50

$1.70 $1.70

-11.76%

Oranges (1kg)

$4.51 $4.51

$4.05 $4.05

11.36%

Tomato (1kg)

$4.04 $4.04

$4.07 $4.07

-0.74%

Potato (1kg)

$2.76 $2.76

Onion (1kg)

$2.79 $2.79

$2.63 $2.63

6.08%

Lettuce (1 head)

$2.04 $2.04

$2.35 $2.35

-13.19%

Water (1.5 liter bottle)

$2.15 $2.15

$2.70 $2.70

-20.37%

Cigarettes 20 Pack (Marlboro, Camel)

$9.23 $9.23

$12.22 $12.22

-24.47%

Wine (Bottle)

$14.81 $14.81

$15.18 $15.18

-2.44%

Local Beer (0.5 liter bottle)

$2.29 $2.29

$1.76 $1.76

30.11%

Imported Beer (0.33 liter bottle)

$3.53 $3.53

$4.52 $4.52

-21.90%

One-way Ticket (Public Transport)

$1.52 $1.52

$2.02 $2.02

-24.75%

Public Transport Monthly Pass (Regular Price)

$43.64 $43.64

Taxi Start (Normal Tariff)

$4.29 $4.29

$3.06 $3.06

40.20%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$2.07 $2.07

-12.08%

Taxi 1hour Waiting (Normal Tariff)

$35.52 $35.52

$24.07 $24.07

47.57%

Gasoline (1 liter)

$0.77 $0.77

$0.92 $0.92

-16.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.6K $25.6K

$23.2K $23.2K

10.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$25.0K $25.0K

5.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 $172

$127 $127

35.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.3 $60.3

$45.63 $45.63

32.15%

Internet (50+ Mbps, Unlimited Data)

$67.2 $67.2

$57.2 $57.2

17.47%

Gym Membership (Monthly)

$62.8 $62.8

$42.88 $42.88

46.55%

Tennis Court (1 Hour on Weekend)

$9.85 $9.85

Cinema Ticket

$14.73 $14.73

$17.23 $17.23

-14.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,398 $1,398

$1,728 $1,728

-19.07%

International Primary School, 1 Child (Yearly)

$21.8K $21.8K

$15.9K $15.9K

37.19%

Jeans (Levis 501 Or Similar)

$55.1 $55.1

$49.42 $49.42

11.55%

Summer Dress (H&M, Zara, etc)

$45.66 $45.66

$64.0 $64.0

-28.61%

Sport Shoes (Adidas, Nike)

$86.8 $86.8

$74.2 $74.2

16.88%

Men's Leather Business Shoes

$115 $115

$98.2 $98.2

17.60%

1-bedroom Apartment, City Center (Monthly)

$2,245 $2,245

$1,581 $1,581

42.02%

1-bedroom Apartment, Outside City Center (Monthly)

$1,401 $1,401

$1,353 $1,353

3.52%

3-bedroom Apartment, City Center (Monthly)

$3,782 $3,782

$2,658 $2,658

42.30%

3-bedroom Apartment, Outside City Center (Monthly)

$2,708 $2,708

$2,195 $2,195

23.37%

Buy Apartment in City Center (m2)

$7,304 $7,304

$2,457 $2,457

197.29%

Buy Apartment Outside City Center (m2)

$3,331 $3,331

$2,232 $2,232

49.25%

Average Monthly Net Salary (After Tax)

$4,910 $4,910

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.62

-2.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: April 20, 2026

Last update for Oyster Bay, NY: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,245 in Austin, TX and $1,581 in Oyster Bay, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $76 in Austin, TX vs $102 in Oyster Bay, NY for a mid-range dinner for two. Groceries echo the gap at $375 vs $410 per month, with Austin, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Oyster Bay, NY: Cost of Living - Frequently Asked Questions

Oyster Bay, NY wins on cost – living expenses run 7% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Oyster Bay, NY the obvious pick if budget is a priority.

You'd need roughly $4,079 in Austin, TX and $3,824 in Oyster Bay, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,245 in Austin, TX versus $1,581 in Oyster Bay, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,398 in Austin, TX versus $1,728 in Oyster Bay, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Oyster Bay, NY – a meal for two runs $102 versus $76.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Oyster Bay, NY is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Oyster Bay, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Oyster Bay, NY gentler on the wallet – expenses run 7% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.