Last update: Oct 2026

Cost of Living Comparison Between Oxnard, CA and Seattle, WA

For one person, living is cheaper in Oxnard, CA: $3,186 a month against $3,800 in Seattle, WA, rent and utilities included – about $7,400 less a year. Other living expenses account for most of the difference.

156

Cost of Living Index in Oxnard, CA
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Oxnard, CA Living Index
185

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Oxnard, CA

🇺🇸 United States

$3,186

/mo nomad

Seattle, WA

🇺🇸 United States

$3,800

/mo nomad

Monthly Cost of Living

How much you'll spend in Oxnard, CA and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oxnard, CA and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,186 in Oxnard, CA versus $3,800 in Seattle, WA.

Oxnard, CA $3,186
Seattle, WA $3,800

Estimated couple costs with rent: $4,226 in Oxnard, CA versus $5,702 in Seattle, WA.

Oxnard, CA $4,226
Seattle, WA $5,702

Monthly costs for a family of three with rent: $5,265 in Oxnard, CA versus $7,603 in Seattle, WA.

Oxnard, CA $5,265
Seattle, WA $7,603

Living in Oxnard, CA costs roughly 16% less than in Seattle, WA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Oxnard, CA 136% above, Seattle, WA 182% above.

Meal at Budget Restaurant

$20.32 $20.32

$25.32 $25.32

-19.75%

Three-Course Dinner for Two, Mid-Range

$65.1 $65.1

$101 $101

-35.86%

Fast Food Meal (McDonalds, etc)

$11.71 $11.71

$14.85 $14.85

-21.14%

Cappuccino

$5.76 $5.76

$6.59 $6.59

-12.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 $2.69

$3.22 $3.22

-16.46%

Water (0.33 liter bottle)

$2.03 $2.03

$3.14 $3.14

-35.35%

Local Beer (0.5 liter draught)

$8.07 $8.07

$8.18 $8.18

-1.34%

Imported Beer (0.33 liter bottle)

$9.48 $9.48

$8.03 $8.03

18.06%

Milk (1 liter)

$1.19 $1.19

$1.21 $1.21

-1.65%

White Bread (500g)

$5.71 $5.71

$5.12 $5.12

11.52%

Rice (white) (1kg)

$4.30 $4.30

$6.30 $6.30

-31.75%

Eggs

$4.98 $4.98

$4.90 $4.90

1.63%

Local Cheese (1kg)

$12.34 $12.34

$19.10 $19.10

-35.39%

Chicken Fillets (1kg)

$20.32 $20.32

$18.50 $18.50

9.84%

Beef Round Steak (1kg)

$13.99 $13.99

$23.03 $23.03

-39.25%

Apples (1kg)

$4.39 $4.39

$5.81 $5.81

-24.44%

Banana (1kg)

$1.78 $1.78

$1.95 $1.95

-8.72%

Oranges (1kg)

$4.15 $4.15

$5.29 $5.29

-21.55%

Tomato (1kg)

$6.60 $6.60

$6.48 $6.48

1.85%

Potato (1kg)

$3.58 $3.58

$3.57 $3.57

0.28%

Onion (1kg)

$1.96 $1.96

$3.15 $3.15

-37.78%

Lettuce (1 head)

$2.39 $2.39

$2.85 $2.85

-16.14%

Water (1.5 liter bottle)

$2.19 $2.19

$2.42 $2.42

-9.50%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$12.75 $12.75

-22.51%

Wine (Bottle)

$14.85 $14.85

$14.99 $14.99

-0.93%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$4.17 $4.17

-57.31%

Imported Beer (0.33 liter bottle)

$3.25 $3.25

$5.99 $5.99

-45.74%

One-way Ticket (Public Transport)

$1.48 $1.48

$3.04 $3.04

-51.32%

Public Transport Monthly Pass (Regular Price)

$110 $110

Taxi Start (Normal Tariff)

$4.38 $4.38

$2.55 $2.55

71.76%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$1.64 $1.64

10.98%

Taxi 1hour Waiting (Normal Tariff)

$35.90 $35.90

$29.58 $29.58

21.37%

Gasoline (1 liter)

$1.29 $1.29

$1.42 $1.42

-9.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K $37.6K

$35.7K $35.7K

5.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.6K $25.6K

0.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 $129

$299 $299

-56.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.2 $53.2

$70.8 $70.8

-24.88%

Internet (50+ Mbps, Unlimited Data)

$69.4 $69.4

$88.3 $88.3

-21.40%

Gym Membership (Monthly)

$61.6 $61.6

$79.5 $79.5

-22.53%

Tennis Court (1 Hour on Weekend)

$35.37 $35.37

Cinema Ticket

$11.77 $11.77

$17.12 $17.12

-31.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,187 $1,187

$3,013 $3,013

-60.62%

International Primary School, 1 Child (Yearly)

$42.6K $42.6K

$31.6K $31.6K

34.75%

Jeans (Levis 501 Or Similar)

$37.90 $37.90

$77.2 $77.2

-50.93%

Summer Dress (H&M, Zara, etc)

$41.18 $41.18

$55.1 $55.1

-25.28%

Sport Shoes (Adidas, Nike)

$59.1 $59.1

$126 $126

-53.00%

Men's Leather Business Shoes

$81.0 $81.0

$163 $163

-50.20%

1-bedroom Apartment, City Center (Monthly)

$1,995 $1,995

$2,464 $2,464

-19.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,922 $1,922

$1,956 $1,956

-1.73%

3-bedroom Apartment, City Center (Monthly)

$3,359 $3,359

$4,711 $4,711

-28.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,445 $2,445

$3,550 $3,550

-31.12%

Buy Apartment in City Center (m2)

$5,838 $5,838

$7,346 $7,346

-20.53%

Buy Apartment Outside City Center (m2)

$5,922 $5,922

$5,048 $5,048

17.32%

Average Monthly Net Salary (After Tax)

$3,379 $3,379

$6,286 $6,286

-46.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.1

6.85

-10.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oxnard, CA: October 11, 2026

Last update for Seattle, WA: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oxnard, CA

$1.9K 60.3%

Seattle, WA

$2K 51.5% 1.8% $34

Groceries & Markets

Oxnard, CA

$465 14.6%

Seattle, WA

$542 14.3% 16.6% $77

Eating Out

Oxnard, CA

$345 10.8%

Seattle, WA

$409 10.8% 18.4% $64

Monthly Utilities & Internet

Oxnard, CA

$251 7.9%

Seattle, WA

$458 12.1% 82.2% $207

Clothing & Footwear

Oxnard, CA

$99 3.1%

Seattle, WA

$189 5% 92% $91

Sport & Entertainment

Oxnard, CA

$85 2.7%

Seattle, WA

$114 3% 33.6% $29

Getting Around

Oxnard, CA

$19 * 0.6%

Seattle, WA

$133 3.5% 586% $114

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,995 in Oxnard, CA and $2,464 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 86% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Oxnard, CA vs $101 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $465 vs $542 per month, with Oxnard, CA cheaper across the board.

Good to know

🇺🇸 Oxnard, CA

🇺🇸 Seattle, WA

🕒 Local time

17:15 5:15 PM

Same time as Oxnard, CA

🌤 Weather

👥 Population

207,254

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Oxnard, CA Seattle, WA 1,510 km ≈ 2 h 30 min nonstop flight

From you

Oxnard, CA
Seattle, WA

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oxnard, CA vs Seattle, WA: Cost of Living - Frequently Asked Questions

Oxnard, CA is cheaper overall, especially in groceries, eating out, and utilities. The 19% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 86% lower in Seattle, WA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,995 in Oxnard, CA versus $2,464 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 17% higher in Seattle, WA. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,186 per month in Oxnard, CA versus $3,800 in Seattle, WA – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Oxnard, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Oxnard, CA is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Oxnard, CA gentler on the wallet – expenses run 19% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.