Cost of Living in Oxnard, CA - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $841 (excluding rent), and $3,008 including rent.

Family of 3: Estimated monthly costs are $2,327 (excluding rent), and $4,542 including rent.

Meal at Budget Restaurant

$18.41 $18.41

$11.94 $11.94

$24.88 $24.88

Three-Course Dinner for Two, Mid-Range

$58.1 $58.1

$50.6 $50.6

$177 $177

Fast Food Meal (McDonalds, etc)

$10.08 $10.08

$15.13 $15.13

Cappuccino

$5.56 $5.56

$4.01 $4.01

$8.02 $8.02

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 $2.72

$2.04 $2.04

$3.06 $3.06

Water (0.33 liter bottle)

$2.03 $2.03

$1.74 $1.74

$2.93 $2.93

Local Beer (0.5 liter draught)

$7.92 $7.92

$4.95 $4.95

$10.89 $10.89

Imported Beer (0.33 liter bottle)

$9.06 $9.06

$7.17 $7.17

$10.24 $10.24

Milk (1 liter)

$1.10 $1.10

$0.89 $0.89

$1.54 $1.54

White Bread (500g)

$1.28 $1.28

$6.47 $6.47

Rice (white) (1kg)

$1.73 $1.73

$10.92 $10.92

Eggs

$4.63 $4.63

$3.08 $3.08

$9.27 $9.27

Local Cheese (1kg)

$12.33 $12.33

$5.22 $5.22

$15.29 $15.29

Chicken Fillets (1kg)

$11.41 $11.41

$4.35 $4.35

$29.24 $29.24

Beef Round Steak (1kg)

$14.70 $14.70

$8.90 $8.90

$46.81 $46.81

Apples (1kg)

$2.23 $2.23

$13.49 $13.49

Banana (1kg)

$1.72 $1.72

$1.48 $1.48

$3.23 $3.23

Oranges (1kg)

$2.72 $2.72

$2.17 $2.17

$10.85 $10.85

Tomato (1kg)

$2.54 $2.54

$2.13 $2.13

$8.54 $8.54

Potato (1kg)

$1.29 $1.29

$4.48 $4.48

Onion (1kg)

$1.90 $1.90

$1.53 $1.53

$4.38 $4.38

Lettuce (1 head)

$1.73 $1.73

$1.52 $1.52

$4.08 $4.08

Water (1.5 liter bottle)

$2.10 $2.10

$1.43 $1.43

$3.05 $3.05

Cigarettes 20 Pack (Marlboro, Camel)

$9.92 $9.92

$14.88 $14.88

Wine (Bottle)

$9.13 $9.13

$22.33 $22.33

Local Beer (0.5 liter bottle)

$1.78 $1.78

$4.41 $4.41

Imported Beer (0.33 liter bottle)

$4.72 $4.72

$2.04 $2.04

$6.12 $6.12

One-way Ticket (Public Transport)

$1.46 $1.46

$1.22 $1.22

$1.95 $1.95

Taxi Start (Normal Tariff)

$4.01 $4.01

$3.01 $3.01

$5.02 $5.02

Taxi (Normal Tariff) (1km)

$2.09 $2.09

$3.80 $3.80

Taxi 1hour Waiting (Normal Tariff)

$31.86 $31.86

Gasoline (1 liter)

$1.27 $1.27

$1.17 $1.17

$1.35 $1.35

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K $28.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K $27.0K

$27.4K $27.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 $176

$98.3 $98.3

$285 $285

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.2 $55.2

$43.65 $43.65

$91.4 $91.4

Internet (50+ Mbps, Unlimited Data)

$58.6 $58.6

$50.2 $50.2

$85.4 $85.4

Gym Membership (Monthly)

$37.40 $37.40

$24.94 $24.94

$49.87 $49.87

Cinema Ticket

$13.88 $13.88

$9.91 $9.91

$19.83 $19.83

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,838 $1,838

$1,497 $1,497

$1,946 $1,946

International Primary School, 1 Child (Yearly)

$40.8K $40.8K

$30.4K $30.4K

$43.3K $43.3K

Jeans (Levis 501 Or Similar)

$36.86 $36.86

$24.57 $24.57

$87.5 $87.5

Summer Dress (H&M, Zara, etc)

$40.04 $40.04

$14.74 $14.74

$59.0 $59.0

Sport Shoes (Adidas, Nike)

$59.9 $59.9

$125 $125

Men's Leather Business Shoes

$81.4 $81.4

$254 $254

1-bedroom Apartment, City Center (Monthly)

$1,947 $1,947

$1,797 $1,797

$2,096 $2,096

1-bedroom Apartment, Outside City Center (Monthly)

$1,925 $1,925

$1,500 $1,500

$2,350 $2,350

3-bedroom Apartment, City Center (Monthly)

$3,278 $3,278

$2,521 $2,521

$4,034 $4,034

3-bedroom Apartment, Outside City Center (Monthly)

$2,240 $2,240

$1,731 $1,731

$2,545 $2,545

Buy Apartment in City Center (m2)

$5,831 $5,831

$5,764 $5,764

$5,870 $5,870

Buy Apartment Outside City Center (m2)

$5,828 $5,828

$5,761 $5,761

$5,867 $5,867

Average Monthly Net Salary (After Tax)

$3,400 $3,400

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

7.7

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 12, 2026

Oxnard, CA Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Oxnard, CA - Frequently Asked Questions

The Cost of Living in Oxnard, CA, United States sits in a middle range for coastal Southern California. You’ll find housing that ranges from older, more affordable homes to newer apartments with solid value compared to bigger metros nearby. Daily costs for eating out, groceries, and essentials stay reasonable, letting you balance work and beach time without chasing price spikes. Seasonality matters less than in larger cities, though summer crowds can affect short-term stays and traffic. For digital nomads, the city offers practical workspaces, a friendly pace, and nearby nature to unwind after calls. Tip: choose a neighborhood with walkable amenities and reliable internet to maximize value.

Daily life in Oxnard blends beach-town charm with practical logistics. When searching for housing, look at Midtown and Port Hueneme for walkability and value, while Westside areas offer easier highway access. Food options include farmers markets, casual eateries, and seafood-focused spots that highlight fresh produce. Transport works well with a car and good access to Highway 101; biking and regional buses help with short trips. If you need coworking or quiet workspace, several community spaces and cafés support remote work. Oxnard, CA, United States living cost tends to favor sensible choices around rent and transit. Tip: map errands to minimize backtracking and keep a weekly budget buffer.

Quality of life in Oxnard comes from mild coastal weather, easy beach access, and a strong sense of community. Build a simple budgeting framework that prioritizes housing, groceries, and local outings while leaving room for occasional experiences. Seasonality matters for activities near Channel Islands Harbor and local events, with summers busier and other seasons calmer. Neighborhood fit depends on your rhythm: choose a beach-adjacent area for sunsets and surfing, or inland districts for quieter evenings and more economical spaces. Tip: test different quarters with short stays to feel the vibe before committing.