Cost of Living Comparison Between Seattle, WA and Oxnard, CA Cost of Living Comparison Between Seattle, WA and Oxnard, CA

Monthly Cost of Living

Monthly costs for one person with rent: $3,533 in Seattle, WA versus $3,101 in Oxnard, CA.

Estimated couple costs with rent: $5,549 in Seattle, WA versus $3,848 in Oxnard, CA.

Monthly costs for a family of three with rent: $7,565 in Seattle, WA versus $4,595 in Oxnard, CA.

Living in Seattle, WA is roughly 14% more expensive than Oxnard, CA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Seattle, WA 165% above, Oxnard, CA 133% above.

Meal at Budget Restaurant

$25.41 $25.41

$18.17 $18.17

39.85%

Three-Course Dinner for Two, Mid-Range

$121 $121

$57.2 $57.2

112.03%

Fast Food Meal (McDonalds, etc)

$13.81 $13.81

$10.19 $10.19

35.53%

Cappuccino

$5.86 $5.86

$5.71 $5.71

2.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 $3.00

$2.71 $2.71

10.70%

Water (0.33 liter bottle)

$2.41 $2.41

$2.05 $2.05

17.56%

Local Beer (0.5 liter draught)

$7.90 $7.90

$8.01 $8.01

-1.37%

Imported Beer (0.33 liter bottle)

$8.20 $8.20

$8.67 $8.67

-5.42%

Milk (1 liter)

$1.40 $1.40

$1.15 $1.15

21.74%

White Bread (500g)

$4.90 $4.90

$1.32 $1.32

271.21%

Rice (white) (1kg)

$5.18 $5.18

$1.73 $1.73

199.42%

Eggs

$6.85 $6.85

$4.44 $4.44

54.28%

Local Cheese (1kg)

$24.93 $24.93

$12.33 $12.33

102.19%

Chicken Fillets (1kg)

$15.69 $15.69

$11.79 $11.79

33.08%

Beef Round Steak (1kg)

$20.12 $20.12

$14.55 $14.55

38.28%

Apples (1kg)

$6.01 $6.01

$2.21 $2.21

171.95%

Banana (1kg)

$2.84 $2.84

$1.72 $1.72

65.12%

Oranges (1kg)

$5.37 $5.37

$2.72 $2.72

97.43%

Tomato (1kg)

$6.67 $6.67

$2.67 $2.67

149.81%

Potato (1kg)

$3.14 $3.14

$1.29 $1.29

143.41%

Onion (1kg)

$3.69 $3.69

$1.92 $1.92

92.19%

Lettuce (1 head)

$2.79 $2.79

$1.67 $1.67

67.07%

Water (1.5 liter bottle)

$2.65 $2.65

$2.01 $2.01

31.84%

Cigarettes 20 Pack (Marlboro, Camel)

$11.31 $11.31

$9.87 $9.87

14.59%

Wine (Bottle)

$15.53 $15.53

$14.95 $14.95

3.88%

Local Beer (0.5 liter bottle)

$2.87 $2.87

$1.68 $1.68

70.83%

Imported Beer (0.33 liter bottle)

$4.20 $4.20

$4.66 $4.66

-9.87%

One-way Ticket (Public Transport)

$2.78 $2.78

$1.52 $1.52

82.89%

Public Transport Monthly Pass (Regular Price)

$97.0 $97.0

Taxi Start (Normal Tariff)

$2.60 $2.60

$3.94 $3.94

-34.01%

Taxi (Normal Tariff) (1km)

$1.67 $1.67

$2.01 $2.01

-16.92%

Taxi 1hour Waiting (Normal Tariff)

$29.75 $29.75

$31.63 $31.63

-5.94%

Gasoline (1 liter)

$1.14 $1.14

$1.27 $1.27

-10.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K $33.4K

$28.8K $28.8K

15.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

0.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$263 $263

$182 $182

44.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.1 $61.1

$54.9 $54.9

11.41%

Internet (50+ Mbps, Unlimited Data)

$74.6 $74.6

$57.8 $57.8

29.02%

Gym Membership (Monthly)

$79.7 $79.7

$37.85 $37.85

110.65%

Tennis Court (1 Hour on Weekend)

$41.05 $41.05

Cinema Ticket

$15.81 $15.81

$13.97 $13.97

13.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,289 $2,289

$1,870 $1,870

22.40%

International Primary School, 1 Child (Yearly)

$29.6K $29.6K

$40.7K $40.7K

-27.26%

Jeans (Levis 501 Or Similar)

$68.1 $68.1

$37.98 $37.98

79.41%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$40.61 $40.61

28.37%

Sport Shoes (Adidas, Nike)

$117 $117

$59.3 $59.3

96.76%

Men's Leather Business Shoes

$139 $139

$81.1 $81.1

71.47%

1-bedroom Apartment, City Center (Monthly)

$2,377 $2,377

$1,982 $1,982

19.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,874 $1,874

$1,887 $1,887

-0.69%

3-bedroom Apartment, City Center (Monthly)

$4,755 $4,755

$3,255 $3,255

46.08%

3-bedroom Apartment, Outside City Center (Monthly)

$3,575 $3,575

$2,204 $2,204

62.16%

Buy Apartment in City Center (m2)

$8,026 $8,026

$5,966 $5,966

34.52%

Buy Apartment Outside City Center (m2)

$5,203 $5,203

$5,904 $5,904

-11.86%

Average Monthly Net Salary (After Tax)

$6,621 $6,621

$3,404 $3,404

94.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

6.45

-0.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: June 14, 2026

Last update for Oxnard, CA: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,377 in Seattle, WA and $1,982 in Oxnard, CA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 95% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $121 in Seattle, WA vs $57.0 in Oxnard, CA for a mid-range dinner for two. Groceries echo the gap at $540 vs $321 per month, with Oxnard, CA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Oxnard, CA: Cost of Living - Frequently Asked Questions

Oxnard, CA is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 14% gap adds up to real monthly savings that compound significantly over time.

Seattle, WA pays 95% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,377 in Seattle, WA versus $1,982 in Oxnard, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 68% higher in Seattle, WA. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,533 per month in Seattle, WA versus $3,101 in Oxnard, CA – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Oxnard, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Oxnard, CA is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Oxnard, CA gentler on the wallet – expenses run 14% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.