Last update: Oct 2026

Cost of Living Comparison Between Oxnard, CA and Madrid

For one person, living is cheaper in Madrid: $2,265 a month against $3,186 in Oxnard, CA, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

156

Cost of Living Index in Oxnard, CA
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Oxnard, CA Living Index
111

Cost of Living Index in Madrid
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Madrid Living Index

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Oxnard, CA

🇺🇸 United States

$3,186

/mo nomad

Madrid

🇪🇸 Spain

$2,265

/mo nomad

Monthly Cost of Living

How much you'll spend in Oxnard, CA and in Madrid

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oxnard, CA and in Madrid actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,186 in Oxnard, CA versus $2,265 in Madrid.

Oxnard, CA $3,186
Madrid $2,265

Estimated couple costs with rent: $4,226 in Oxnard, CA versus $3,296 in Madrid.

Oxnard, CA $4,226
Madrid $3,296

Monthly costs for a family of three with rent: $5,265 in Oxnard, CA versus $4,328 in Madrid.

Oxnard, CA $5,265
Madrid $4,328

Living in Oxnard, CA is roughly 41% more expensive than in Madrid, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Oxnard, CA 136% above, Madrid 68% above.

Meal at Budget Restaurant

$20.32 $20.32

$18.20 €16.19

11.65%

Three-Course Dinner for Two, Mid-Range

$65.1 $65.1

$68.1 €60.5

-4.35%

Fast Food Meal (McDonalds, etc)

$11.71 $11.71

$11.24 €9.99

4.18%

Cappuccino

$5.76 $5.76

$3.15 €2.80

82.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 $2.69

$3.36 €2.99

-19.94%

Water (0.33 liter bottle)

$2.03 $2.03

$2.36 €2.10

-13.98%

Local Beer (0.5 liter draught)

$8.07 $8.07

$3.83 €3.40

110.70%

Imported Beer (0.33 liter bottle)

$9.48 $9.48

$4.92 €4.38

92.68%

Milk (1 liter)

$1.19 $1.19

$1.32 €1.17

-9.85%

White Bread (500g)

$5.71 $5.71

$1.61 €1.43

254.66%

Rice (white) (1kg)

$4.30 $4.30

$1.65 €1.47

160.61%

Eggs

$4.98 $4.98

$4.07 €3.62

22.36%

Local Cheese (1kg)

$12.34 $12.34

$15.82 €14.07

-22.00%

Chicken Fillets (1kg)

$20.32 $20.32

$9.49 €8.44

114.12%

Beef Round Steak (1kg)

$13.99 $13.99

$17.52 €15.59

-20.15%

Apples (1kg)

$4.39 $4.39

$2.56 €2.27

71.48%

Banana (1kg)

$1.78 $1.78

$2.09 €1.86

-14.83%

Oranges (1kg)

$4.15 $4.15

$2.47 €2.19

68.02%

Tomato (1kg)

$6.60 $6.60

$2.49 €2.22

165.06%

Potato (1kg)

$3.58 $3.58

$2.26 €2.01

58.41%

Onion (1kg)

$1.96 $1.96

$2.15 €1.91

-8.84%

Lettuce (1 head)

$2.39 $2.39

$1.57 €1.40

52.23%

Water (1.5 liter bottle)

$2.19 $2.19

$1.07 €0.95

104.67%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$6.55 €5.82

50.84%

Wine (Bottle)

$14.85 $14.85

$7.65 €6.81

94.12%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$1.17 €1.04

52.14%

Imported Beer (0.33 liter bottle)

$3.25 $3.25

$2.22 €1.97

46.40%

One-way Ticket (Public Transport)

$1.48 $1.48

$1.63 €1.45

-9.20%

Public Transport Monthly Pass (Regular Price)

$36.42 €32.39

Taxi Start (Normal Tariff)

$4.38 $4.38

$3.73 €3.32

17.43%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$1.54 €1.37

18.18%

Taxi 1hour Waiting (Normal Tariff)

$35.90 $35.90

$29.17 €25.95

23.07%

Gasoline (1 liter)

$1.29 $1.29

$1.78 €1.58

-27.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K $37.6K

$35.5K €31.6K

5.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$33.2K €29.6K

-22.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 $129

$189 €168

-31.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.2 $53.2

$17.48 €15.55

204.35%

Internet (50+ Mbps, Unlimited Data)

$69.4 $69.4

$34.32 €30.53

102.24%

Gym Membership (Monthly)

$61.6 $61.6

$48.62 €43.25

26.70%

Tennis Court (1 Hour on Weekend)

$18.44 €16.40

Cinema Ticket

$11.77 $11.77

$11.04 €9.82

6.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,187 $1,187

$693 €617

71.11%

International Primary School, 1 Child (Yearly)

$42.6K $42.6K

$17.8K €15.8K

140.07%

Jeans (Levis 501 Or Similar)

$37.90 $37.90

$84.6 €75.3

-55.20%

Summer Dress (H&M, Zara, etc)

$41.18 $41.18

$42.50 €37.80

-3.11%

Sport Shoes (Adidas, Nike)

$59.1 $59.1

$110 €98.1

-46.45%

Men's Leather Business Shoes

$81.0 $81.0

$112 €99.9

-27.84%

1-bedroom Apartment, City Center (Monthly)

$1,995 $1,995

$1,506 €1,339

32.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,922 $1,922

$1,170 €1,041

64.33%

3-bedroom Apartment, City Center (Monthly)

$3,359 $3,359

$2,756 €2,451

21.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,445 $2,445

$1,845 €1,641

32.56%

Buy Apartment in City Center (m2)

$5,838 $5,838

$9,168 €8,155

-36.32%

Buy Apartment Outside City Center (m2)

$5,922 $5,922

$4,234 €3,766

39.87%

Average Monthly Net Salary (After Tax)

$3,379 $3,379

$2,483 €2,209

36.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.1

3.14

94.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oxnard, CA: October 11, 2026

Last update for Madrid: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oxnard, CA

$1.9K 60.3%

Madrid

$1.2K 51.7% 39.1% $752

Groceries & Markets

Oxnard, CA

$465 14.6%

Madrid

$303 13.4% 34.8% $162

Eating Out

Oxnard, CA

$345 10.8%

Madrid

$269 11.9% 22% $76

Monthly Utilities & Internet

Oxnard, CA

$251 7.9%

Madrid

$241 10.6% 4.3% $11

Clothing & Footwear

Oxnard, CA

$99 3.1%

Madrid

$157 7% 59.6% $59

Sport & Entertainment

Oxnard, CA

$85 2.7%

Madrid

$71 3.1% 16.9% $14

Getting Around

Oxnard, CA

$19 * 0.6%

Madrid

$54 2.4% 181% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,995 in Oxnard, CA and $1,506 in Madrid. Housing cost is often the main lever when comparing two cities.

Oxnard, CA pays 36% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Oxnard, CA vs $68.0 in Madrid. Groceries flip the comparison at $465 vs $303, with Madrid cheaper for home cooking.

Good to know

🇺🇸 Oxnard, CA

🇪🇸 Madrid

🕒 Local time

16:25 4:25 PM

01:25 1:25 AM

9 h ahead of Oxnard, CA

🌤 Weather

👥 Population

207,254

3,332,035 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Oxnard, CA Madrid 9,410 km ≈ 12 h nonstop flight

From you

Oxnard, CA
Madrid

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oxnard, CA vs Madrid: Cost of Living - Frequently Asked Questions

Madrid wins on cost – living expenses run 41% lower than in Oxnard, CA. Housing and daily spending are where you'll feel the difference most, making Madrid the obvious pick if budget is a priority.

Average pay runs 36% higher in Oxnard, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,995 in Oxnard, CA versus $1,506 in Madrid. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,187 in Oxnard, CA versus $693 in Madrid. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Madrid – a meal for two runs $68.0 versus $65.0 in Oxnard, CA. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,265 in Madrid versus $3,186 in Oxnard, CA, a $2,000 budget is realistic in Madrid but tight or insufficient in Oxnard, CA. The gap between the two cities makes Madrid the clear choice for anyone on this budget.

Both work as nomad bases, but Madrid delivers better value – similar infrastructure at $2,265 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Madrid hard to pass up.

Safety-wise, Oxnard, CA and Madrid are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Madrid gentler on the wallet – expenses run 41% less than in Oxnard, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.