Last update: Oct 2026

Cost of Living Comparison Between Madrid and Oxnard, CA

For one person, living is cheaper in Madrid: $2,265 a month against $3,186 in Oxnard, CA, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

111

Cost of Living Index in Madrid
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Madrid Living Index
156

Cost of Living Index in Oxnard, CA
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Oxnard, CA Living Index

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Madrid

🇪🇸 Spain

$2,265

/mo nomad

Oxnard, CA

🇺🇸 United States

$3,186

/mo nomad

Monthly Cost of Living

How much you'll spend in Madrid and in Oxnard, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Madrid and in Oxnard, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,265 in Madrid versus $3,186 in Oxnard, CA.

Madrid $2,265
Oxnard, CA $3,186

Estimated couple costs with rent: $3,296 in Madrid versus $4,226 in Oxnard, CA.

Madrid $3,296
Oxnard, CA $4,226

Monthly costs for a family of three with rent: $4,328 in Madrid versus $5,265 in Oxnard, CA.

Madrid $4,328
Oxnard, CA $5,265

Living in Madrid costs roughly 29% less than in Oxnard, CA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Madrid 68% above, Oxnard, CA 136% above.

Meal at Budget Restaurant

$18.20 €16.19

$20.32 $20.32

-10.43%

Three-Course Dinner for Two, Mid-Range

$68.1 €60.5

$65.1 $65.1

4.55%

Fast Food Meal (McDonalds, etc)

$11.24 €9.99

$11.71 $11.71

-4.01%

Cappuccino

$3.15 €2.80

$5.76 $5.76

-45.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.36 €2.99

$2.69 $2.69

24.91%

Water (0.33 liter bottle)

$2.36 €2.10

$2.03 $2.03

16.26%

Local Beer (0.5 liter draught)

$3.83 €3.40

$8.07 $8.07

-52.54%

Imported Beer (0.33 liter bottle)

$4.92 €4.38

$9.48 $9.48

-48.10%

Milk (1 liter)

$1.32 €1.17

$1.19 $1.19

10.92%

White Bread (500g)

$1.61 €1.43

$5.71 $5.71

-71.80%

Rice (white) (1kg)

$1.65 €1.47

$4.30 $4.30

-61.63%

Eggs

$4.07 €3.62

$4.98 $4.98

-18.27%

Local Cheese (1kg)

$15.82 €14.07

$12.34 $12.34

28.20%

Chicken Fillets (1kg)

$9.49 €8.44

$20.32 $20.32

-53.30%

Beef Round Steak (1kg)

$17.52 €15.59

$13.99 $13.99

25.23%

Apples (1kg)

$2.56 €2.27

$4.39 $4.39

-41.69%

Banana (1kg)

$2.09 €1.86

$1.78 $1.78

17.42%

Oranges (1kg)

$2.47 €2.19

$4.15 $4.15

-40.48%

Tomato (1kg)

$2.49 €2.22

$6.60 $6.60

-62.27%

Potato (1kg)

$2.26 €2.01

$3.58 $3.58

-36.87%

Onion (1kg)

$2.15 €1.91

$1.96 $1.96

9.69%

Lettuce (1 head)

$1.57 €1.40

$2.39 $2.39

-34.31%

Water (1.5 liter bottle)

$1.07 €0.95

$2.19 $2.19

-51.14%

Cigarettes 20 Pack (Marlboro, Camel)

$6.55 €5.82

$9.88 $9.88

-33.70%

Wine (Bottle)

$7.65 €6.81

$14.85 $14.85

-48.48%

Local Beer (0.5 liter bottle)

$1.17 €1.04

$1.78 $1.78

-34.27%

Imported Beer (0.33 liter bottle)

$2.22 €1.97

$3.25 $3.25

-31.69%

One-way Ticket (Public Transport)

$1.63 €1.45

$1.48 $1.48

10.14%

Public Transport Monthly Pass (Regular Price)

$36.42 €32.39

Taxi Start (Normal Tariff)

$3.73 €3.32

$4.38 $4.38

-14.84%

Taxi (Normal Tariff) (1km)

$1.54 €1.37

$1.82 $1.82

-15.38%

Taxi 1hour Waiting (Normal Tariff)

$29.17 €25.95

$35.90 $35.90

-18.75%

Gasoline (1 liter)

$1.78 €1.58

$1.29 $1.29

37.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K €31.6K

$37.6K $37.6K

-5.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.2K €29.6K

$25.7K $25.7K

29.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$189 €168

$129 $129

46.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.48 €15.55

$53.2 $53.2

-67.14%

Internet (50+ Mbps, Unlimited Data)

$34.32 €30.53

$69.4 $69.4

-50.55%

Gym Membership (Monthly)

$48.62 €43.25

$61.6 $61.6

-21.07%

Tennis Court (1 Hour on Weekend)

$18.44 €16.40

Cinema Ticket

$11.04 €9.82

$11.77 $11.77

-6.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$693 €617

$1,187 $1,187

-41.56%

International Primary School, 1 Child (Yearly)

$17.8K €15.8K

$42.6K $42.6K

-58.35%

Jeans (Levis 501 Or Similar)

$84.6 €75.3

$37.90 $37.90

123.22%

Summer Dress (H&M, Zara, etc)

$42.50 €37.80

$41.18 $41.18

3.21%

Sport Shoes (Adidas, Nike)

$110 €98.1

$59.1 $59.1

86.76%

Men's Leather Business Shoes

$112 €99.9

$81.0 $81.0

38.59%

1-bedroom Apartment, City Center (Monthly)

$1,506 €1,339

$1,995 $1,995

-24.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,170 €1,041

$1,922 $1,922

-39.15%

3-bedroom Apartment, City Center (Monthly)

$2,756 €2,451

$3,359 $3,359

-17.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,845 €1,641

$2,445 $2,445

-24.56%

Buy Apartment in City Center (m2)

$9,168 €8,155

$5,838 $5,838

57.04%

Buy Apartment Outside City Center (m2)

$4,234 €3,766

$5,922 $5,922

-28.51%

Average Monthly Net Salary (After Tax)

$2,483 €2,209

$3,379 $3,379

-26.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.14

6.1

-48.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Madrid: October 11, 2026

Last update for Oxnard, CA: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Madrid

$1.2K 51.7%

Oxnard, CA

$1.9K 60.3% 64.3% $752

Groceries & Markets

Madrid

$303 13.4%

Oxnard, CA

$465 14.6% 53.3% $162

Eating Out

Madrid

$269 11.9%

Oxnard, CA

$345 10.8% 28.2% $76

Monthly Utilities & Internet

Madrid

$241 10.6%

Oxnard, CA

$251 7.9% 4.4% $11

Clothing & Footwear

Madrid

$157 7%

Oxnard, CA

$99 3.1% 37.3% $59

Sport & Entertainment

Madrid

$71 3.1%

Oxnard, CA

$85 2.7% 20.4% $14

Getting Around

Madrid

$54 2.4%

Oxnard, CA

$19 * 0.6% 64.4% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,506 in Madrid and $1,995 in Oxnard, CA. Housing cost is often the main lever when comparing two cities.

Oxnard, CA pays 36% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Madrid vs $65.0 in Oxnard, CA. Groceries flip the comparison at $303 vs $465, with Madrid cheaper for home cooking.

Good to know

🇪🇸 Madrid

🇺🇸 Oxnard, CA

🕒 Local time

00:01 12:01 AM

15:01 3:01 PM

9 h behind Madrid

🌤 Weather

👥 Population

3,332,035 Capital

207,254

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Madrid Oxnard, CA 9,410 km ≈ 12 h nonstop flight

From you

Madrid
Oxnard, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Madrid vs Oxnard, CA: Cost of Living - Frequently Asked Questions

Madrid wins on cost – living expenses run 41% lower than in Oxnard, CA. Housing and daily spending are where you'll feel the difference most, making Madrid the obvious pick if budget is a priority.

On paper, salaries run 36% lower in Oxnard, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,506 in Madrid versus $1,995 in Oxnard, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $693 in Madrid versus $1,187 in Oxnard, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Madrid – a meal for two runs $68.0 versus $65.0 in Oxnard, CA. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,265 in Madrid versus $3,186 in Oxnard, CA, a $2,000 budget is realistic in Madrid but tight or insufficient in Oxnard, CA. The gap between the two cities makes Madrid the clear choice for anyone on this budget.

Both work as nomad bases, but Madrid delivers better value – similar infrastructure at $2,265 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Madrid hard to pass up.

Safety-wise, Madrid and Oxnard, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Madrid gentler on the wallet – expenses run 41% less than in Oxnard, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.