Last update: Oct 2026

Cost of Living Comparison Between Oxnard, CA and Lima

For one person, living is cheaper in Lima: $1,012 a month against $3,186 in Oxnard, CA, rent and utilities included – about $26,100 less a year. Rent and utilities account for most of the difference.

156

Cost of Living Index in Oxnard, CA
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Oxnard, CA Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Oxnard, CA

🇺🇸 United States

$3,186

/mo nomad

Lima

🇵🇪 Peru

$1,012

/mo nomad

Monthly Cost of Living

How much you'll spend in Oxnard, CA and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oxnard, CA and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,186 in Oxnard, CA versus $1,012 in Lima.

Oxnard, CA $3,186
Lima $1,012

Estimated couple costs with rent: $4,226 in Oxnard, CA versus $1,589 in Lima.

Oxnard, CA $4,226
Lima $1,589

Monthly costs for a family of three with rent: $5,265 in Oxnard, CA versus $2,167 in Lima.

Oxnard, CA $5,265
Lima $2,167

Living in Oxnard, CA is roughly 215% more expensive than in Lima, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Oxnard, CA is 136% above, Lima is 25% below.

Meal at Budget Restaurant

$20.32 $20.32

$4.40 PEN 15.10

361.82%

Three-Course Dinner for Two, Mid-Range

$65.1 $65.1

$35.17 PEN 121

85.10%

Fast Food Meal (McDonalds, etc)

$11.71 $11.71

$6.89 PEN 23.65

69.96%

Cappuccino

$5.76 $5.76

$3.26 PEN 11.20

76.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 $2.69

$1.12 PEN 3.84

140.18%

Water (0.33 liter bottle)

$2.03 $2.03

$0.62 PEN 2.11

227.42%

Local Beer (0.5 liter draught)

$8.07 $8.07

$2.65 PEN 9.09

204.53%

Imported Beer (0.33 liter bottle)

$9.48 $9.48

$4.41 PEN 15.15

114.97%

Milk (1 liter)

$1.19 $1.19

$1.63 PEN 5.61

-26.99%

White Bread (500g)

$5.71 $5.71

$2.56 PEN 8.78

123.05%

Rice (white) (1kg)

$4.30 $4.30

$1.35 PEN 4.65

218.52%

Eggs

$4.98 $4.98

$2.90 PEN 9.96

71.72%

Local Cheese (1kg)

$12.34 $12.34

$8.85 PEN 30.38

39.44%

Chicken Fillets (1kg)

$20.32 $20.32

$5.98 PEN 20.52

239.80%

Beef Round Steak (1kg)

$13.99 $13.99

$9.78 PEN 33.59

43.05%

Apples (1kg)

$4.39 $4.39

$2.05 PEN 7.02

114.15%

Banana (1kg)

$1.78 $1.78

$1.06 PEN 3.66

67.92%

Oranges (1kg)

$4.15 $4.15

$1.35 PEN 4.64

207.41%

Tomato (1kg)

$6.60 $6.60

$1.50 PEN 5.15

340.00%

Potato (1kg)

$3.58 $3.58

$0.88 PEN 3.03

306.82%

Onion (1kg)

$1.96 $1.96

$0.92 PEN 3.15

113.04%

Lettuce (1 head)

$2.39 $2.39

$0.89 PEN 3.07

168.54%

Water (1.5 liter bottle)

$2.19 $2.19

$0.90 PEN 3.10

143.33%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$5.90 PEN 20.27

67.46%

Wine (Bottle)

$14.85 $14.85

$8.52 PEN 29.26

74.30%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$1.88 PEN 6.45

-5.32%

Imported Beer (0.33 liter bottle)

$3.25 $3.25

$3.22 PEN 11.05

0.93%

One-way Ticket (Public Transport)

$1.48 $1.48

$0.68 PEN 2.33

117.65%

Public Transport Monthly Pass (Regular Price)

$26.86 PEN 92.2

Taxi Start (Normal Tariff)

$4.38 $4.38

$3.81 PEN 13.09

14.96%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$2.02 PEN 6.93

-9.90%

Taxi 1hour Waiting (Normal Tariff)

$35.90 $35.90

$7.11 PEN 24.41

404.92%

Gasoline (1 liter)

$1.29 $1.29

$1.72 PEN 5.91

-25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K $37.6K

$22.3K PEN 76.6K

68.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.5K PEN 87.6K

0.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 $129

$73.1 PEN 251

76.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.2 $53.2

$16.35 PEN 56.2

225.38%

Internet (50+ Mbps, Unlimited Data)

$69.4 $69.4

$27.47 PEN 94.3

152.68%

Gym Membership (Monthly)

$61.6 $61.6

$31.90 PEN 110

93.10%

Tennis Court (1 Hour on Weekend)

$19.41 PEN 66.7

Cinema Ticket

$11.77 $11.77

$7.05 PEN 24.23

66.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,187 $1,187

$182 PEN 627

550.29%

International Primary School, 1 Child (Yearly)

$42.6K $42.6K

$13.0K PEN 44.8K

226.86%

Jeans (Levis 501 Or Similar)

$37.90 $37.90

$53.8 PEN 185

-29.54%

Summer Dress (H&M, Zara, etc)

$41.18 $41.18

$34.32 PEN 118

19.99%

Sport Shoes (Adidas, Nike)

$59.1 $59.1

$82.8 PEN 284

-28.70%

Men's Leather Business Shoes

$81.0 $81.0

$78.2 PEN 269

3.54%

1-bedroom Apartment, City Center (Monthly)

$1,995 $1,995

$721 PEN 2,476

176.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,922 $1,922

$343 PEN 1,179

459.73%

3-bedroom Apartment, City Center (Monthly)

$3,359 $3,359

$1,219 PEN 4,186

175.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,445 $2,445

$651 PEN 2,235

275.76%

Buy Apartment in City Center (m2)

$5,838 $5,838

$2,414 PEN 8,292

141.80%

Buy Apartment Outside City Center (m2)

$5,922 $5,922

$1,357 PEN 4,660

336.38%

Average Monthly Net Salary (After Tax)

$3,379 $3,379

$648 PEN 2,226

421.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.1

8.94

-31.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oxnard, CA: October 11, 2026

Last update for Lima: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oxnard, CA

$1.9K 60.3%

Lima

$343 33.9% 82.1% $1.6K

Groceries & Markets

Oxnard, CA

$465 14.6%

Lima

$226 22.3% 51.4% $239

Eating Out

Oxnard, CA

$345 10.8%

Lima

$124 12.3% 64.1% $221

Monthly Utilities & Internet

Oxnard, CA

$251 7.9%

Lima

$117 11.6% 53.5% $135

Clothing & Footwear

Oxnard, CA

$99 3.1%

Lima

$112 11.1% 13.7% $14

Sport & Entertainment

Oxnard, CA

$85 2.7%

Lima

$46 4.6% 46% $39

Getting Around

Oxnard, CA

$19 * 0.6%

Lima

$43 4.3% 124% $24

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,995 in Oxnard, CA and $721 in Lima. Housing cost is often the main lever when comparing two cities.

Oxnard, CA pays 421% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Oxnard, CA vs $35.00 in Lima for a mid-range dinner for two. Groceries echo the gap at $465 vs $226 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Oxnard, CA

🇵🇪 Lima

🕒 Local time

17:50 5:50 PM

19:50 7:50 PM

2 h ahead of Oxnard, CA

🌤 Weather

👥 Population

207,254

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.89 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Peruvian Sol exchange rates as of October 19, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

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Oxnard, CA Lima 6,800 km ≈ 9 h nonstop flight

From you

Oxnard, CA
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oxnard, CA vs Lima: Cost of Living - Frequently Asked Questions

Oxnard, CA and Lima differ by about 215% in total monthly costs ($3,186 vs $1,012 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 421% higher in Oxnard, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,995 in Oxnard, CA versus $721 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 106% higher in Oxnard, CA. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,186 per month in Oxnard, CA versus $1,012 in Lima – a 215% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,012 in Lima versus $3,186 in Oxnard, CA, a $2,000 budget is realistic in Lima but tight or insufficient in Oxnard, CA. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Lima gentler on the wallet – expenses run 215% less than in Oxnard, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.